Table No. 5.8 – State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation – March 2002

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

Standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

5,26,038

694,59

1,52,780

333,22

24,542

77,55

7,03,360

1105,36

1.Direct Finance

4,85,851

635,21

1,43,004

315,08

23,041

72,90

6,51,896

1023,19

2.Indirect Finance

40,187

59,38

9,776

18,14

1,501

4,64

51,464

82,17

II.

INDUSTRY

1,72,947

218,87

48,608

110,97

34,903

121,74

2,56,458

451,58

III.

TRANSPORT OPERATORS

44,723

67,25

13,519

30,48

6,947

32,71

65,189

130,44

IV.

PROFESSIONAL AND OTHER SERVICES

35,178

42,67

11,678

26,49

5,329

23,68

52,185

92,85

V.

PERSONAL LOANS

1,92,995

380,99

1,10,703

311,17

1,15,001

433,33

4,18,699

1125,49

1.Loans for Purchase of Consumer Durables

7,828

16,17

7,929

19,29

9,309

40,44

25,066

75,89

2.Loans for Housing

8,259

51,76

8,039

64,62

13,391

117,07

29,689

233,45

3.Rest of the Personal Loans

1,76,908

313,07

94,735

227,26

92,301

275,82

3,63,944

816,15

VI.

TRADE

3,62,072

457,40

1,13,808

254,60

36,601

142,72

5,12,481

854,72

1.Wholesale Trade

9,101

19,51

3,126

11,38

1,745

11,04

13,972

41,92

2.Retail Trade

3,52,971

437,90

1,10,682

243,22

34,856

131,68

4,98,509

812,80

VII.

FINANCE

1,401

2,10

374

1,20

182

98

1,957

4,28

VIII.

ALL OTHERS

76,458

156,98

54,338

119,91

32,958

116,91

1,63,754

393,80

TOTAL BANK CREDIT

14,11,812

2020,85

5,05,808

1188,04

2,56,463

949,61

21,74,083

4158,50

OF WHICH: 1. Artisans and Village & Tiny Industries 1,04,409

85,16

21,937

29,04

4,224

12,60

1,30,570

126,80

2.Other Small Scale Industries

40,614

78,51

16,700

50,83

12,004

54,02

69,318

183,35

STATE : JHARKHAND

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

3,14,049

241,54

44,782

52,15

4,267

12,18

3,63,098

305,87

1.Direct Finance

2,84,836

220,00

41,325

48,94

3,961

10,03

3,30,122

278,97

2.Indirect Finance

29,213

21,54

3,457

3,21

306

2,15

32,976

26,90

II.

INDUSTRY

54,599

61,06

15,586

41,90

8,909

49,33

79,094

152,29

III.

TRANSPORT OPERATORS

9,729

32,81

4,477

20,55

2,705

18,14

16,911

71,51

IV.

PROFESSIONAL AND OTHER SERVICES

18,797

17,84

4,005

10,97

2,871

15,78

25,673

44,59

V.

PERSONAL LOANS

93,879

199,27

65,859

188,16

71,153

279,68

2,30,891

667,10

1. Loans for Purchase of Consumer Durables

10,121

20,37

8,859

20,15

10,330

29,03

29,310

69,55

2.Loans for Housing

3,331

15,93

3,353

27,15

5,790

53,71

12,474

96,78

3.Rest of the Personal Loans

80,427

162,98

53,647

140,85

55,033

196,94

1,89,107

500,77

VI.

TRADE

1,02,689

143,28

28,195

91,33

14,219

66,86

1,45,103

301,47

1.Wholesale Trade

5,790

8,02

758

4,64

2,298

7,72

8,846

20,38

2.Retail Trade

96,899

135,26

27,437

86,69

11,921

59,14

1,36,257

281,09

VII.

FINANCE

957

1,71

202

1,09

179

1,70

1,338

4,50

VIII.

ALL OTHERS

94,927

143,97

38,596

95,79

21,114

78,08

1,54,637

317,85

TOTAL BANK CREDIT

6,89,626

841,48

2,01,702

501,95

1,25,417

521,75

10,16,745

1865,19

OF WHICH: 1. Artisans and Village & Tiny Industries

28,180

19,13

4,479

6,09

1,106

3,86

33,765

29,08

2.Other Small Scale Industries

15,473

23,40

6,050

21,54

4,633

25,31

26,156

70,25

STATE : ORISSA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

6,66,105

663,44

1,15,135

156,93

16,340

53,52

7,97,580

873,89

1.Direct Finance

6,35,497

633,19

1,13,180

153,95

15,874

52,17

7,64,551

839,32

2.Indirect Finance

30,608

30,25

1,955

2,98

466

1,34

33,029

34,58

II.

INDUSTRY

1,30,338

177,97

30,934

97,24

22,623

114,25

1,83,895

389,47

III.

TRANSPORT OPERATORS

21,154

53,07

5,454

25,56

4,777

25,08

31,385

103,71

IV.

PROFESSIONAL AND OTHER SERVICES

71,831

78,32

14,255

27,87

7,063

29,21

93,149

135,40

V.

PERSONAL LOANS

2,73,133

594,30

1,34,281

470,80

1,30,874

577,44

5,38,288

1642,54

1. Loans for Purchase of Consumer Durables

18,797

28,19

11,718

22,90

10,230

20,88

40,745

71,97

2. Loans for Housing

26,530

196,38

20,994

192,73

32,645

284,41

80,169

673,52

3. Rest of the Personal Loans

2,27,806

369,73

1,01,569

255,17

87,999

272,15

4,17,374

897,04

VI.

TRADE

3,59,878

429,86

69,260

148,32

21,983

100,74

4,51,121

678,91

1.Wholesale Trade

8,314

13,42

2,659

8,91

1,780

10,76

12,753

33,09

2.Retail Trade

3,51,564

416,44

66,601

139,41

20,203

89,98

4,38,368

645,83

VII.

FINANCE

2,575

17,58

4,031

25,39

7,526

54,29

14,132

97,26

VIII.

ALL OTHERS

1,14,195

173,87

42,179

103,20

38,289

166,48

1,94,663

443,55

TOTAL BANK CREDIT

16,39,209

2188,40

4,15,529

1055,31

2,49,475

1121,02

23,04,213

4364,73

OF WHICH: 1. Artisans and Village & Tiny Industries

78,000

71,01

10,919

10,66

1,432

4,38

90,351

86,06

2.Other Small Scale Industries

33,552

57,25

10,811

31,32

8,694

34,60

53,057

123,17

STATE : SIKKIM

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,606

5,77

943

94

—

—

5,549

6,71

1.Direct Finance

4,606

5,77

938

93

—

—

5,544

6,71

2.Indirect Finance

—

—

5

(..)

—

—

5

(..)

II.

INDUSTRY

444

1,10

185

55

—

—

629

1,66

III.

TRANSPORT OPERATORS

126

98

97

1,11

—

—

223

2,09

IV.

PROFESSIONAL AND OTHER SERVICES

97

49

46

32

—

—

143

81

V.

PERSONAL LOANS

4,025

13,48

2,698

12,27

—

—

6,723

25,74

1. Loans for Purchase of Consumer Durables

1,467

2,94

329

67

—

—

1,796

3,61

2.Loans for Housing

343

3,84

321

4,25

—

—

664

8,09

3.Rest of the Personal Loans

2,215

6,69

2,048

7,35

—

—

4,263

14,04

VI.

TRADE

1,161

4,25

389

1,73

—

—

1,550

5,98

1.Wholesale Trade

7

3

63

22

—

—

70

25

2.Retail Trade

1,154

4,22

326

1,52

—

—

1,480

5,73

VII.

FINANCE

—

—

35

53

—

—

35

53

VIII.

ALL OTHERS

251

62

1,025

5,31

—

—

1,276

5,93

TOTAL BANK CREDIT

10,710

26,69

5,418

22,76

—

—

16,128

49,45

OF WHICH: 1. Artisans and Village & Tiny Industries

113

17

30

11

—

—

143

29

2.Other Small Scale Industries

119

27

139

32

—

—

258

59

STATE : WEST BENGAL

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

6,43,965

529,98

1,39,840

164,33

71,086

132,95

8,54,891

827,26

1. Direct Finance

6,29,114

506,73

1,37,084

159,77

69,907

130,22

8,36,105

796,72

2. Indirect Finance

14,851

23,25

2,756

4,55

1,179

2,73

18,786

30,53

II.

INDUSTRY

5,42,327

330,98

95,882

105,34

1,13,707

297,74

7,51,916

734,05

III.

TRANSPORT OPERATORS

32,647

32,17

9,795

19,47

9,180

50,40

51,622

102,05

IV.

PROFESSIONAL AND OTHER SERVICES

53,683

42,84

17,121

23,56

14,380

54,87

85,184

121,27

V.

PERSONAL LOANS

3,74,692

809,48

1,57,698

432,14

4,23,329

1637,64

9,55,719

2879,26

1. Loans for Purchase of Consumer Durables

57,115

173,64

19,897

52,15

23,667

84,15

1,00,679

309,94

2. Loans for Housing

18,406

145,46

15,765

117,26

57,167

436,04

91,338

698,76

3. Rest of the Personal Loans

2,99,171

490,38

1,22,036

262,73

3,42,495

1117,45

7,63,702

1870,55

VI.

TRADE

3,87,835

398,80

1,09,134

176,29

69,768

232,99

5,66,737

808,07

1.Wholesale Trade

8,321

15,16

2,708

11,09

9,927

36,72

20,956

62,98

2.Retail Trade

3,79,514

383,64

1,06,426

165,20

59,841

196,27

5,45,781

745,10

VII.

FINANCE

1,266

3,15

539

4,75

1,885

8,18

3,690

16,08

VIII.

ALL OTHERS

89,924

154,29

35,906

91,21

1,71,766

577,57

2,97,596

823,07

TOTAL BANK CREDIT

21,26,339

2301,69

5,65,915

1017,08

8,75,101

2992,34

35,67,355

6311,11

OF WHICH: 1. Artisans and Village & Tiny Industries 3,58,444

173,12

40,762

27,33

10,029

17,55

4,09,235

218,01

2.Other Small Scale Industries

1,46,911

124,95

47,962

66,34

34,324

115,65

2,29,197

306,94

ANDAMAN & NICOBAR ISLANDS

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

722

1,41

321

47

—

—

1,043

1,88

1.Direct Finance

717

1,41

313

44

—

—

1,030

1,85

2.Indirect Finance

5

(..)

8

2

—

—

13

3

II.

INDUSTRY

223

90

288

1,63

—

—

511

2,53

III.

TRANSPORT OPERATORS

101

69

245

1,77

—

—

346

2,47

IV.

PROFESSIONAL AND OTHER SERVICES

116

39

181

94

—

—

297

1,34

V.

PERSONAL LOANS

1,995

4,33

2,352

7,00

—

—

4,347

11,33

1.Loans for Purchase of Consumer Durables

87

24

266

85

—

—

353

1,09

2.Loans for Housing

72

67

84

74

—

—

156

1,42

3.Rest of the Personal Loans

1,836

3,42

2,002

5,40

—

—

3,838

8,82

VI.

TRADE

1,329

6,32

832

5,42

—

—

2,161

11,74

1.Wholesale Trade

29

19

26

34

—

—

55

53

2.Retail Trade

1,300

6,12

806

5,08