Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN REGION

STATE :HIMACHAL PRADESH

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

23,560

53,85

40,85

53,159

79,24

66,00

-

-

-

1.

Direct Finance

23,355

46,59

38,79

52,290

75,40

62,50

-

-

-

2.

Indirect Finance

205

7,26

2,06

869

3,84

3,49

-

-

-

II.

INDUSTRY

3,942

126,57

110,39

13,034

262,57

228,19

14

94,20

77,44

1.

Mining & Quarrying

49

1,08

76

60

2,53

2,45

-

-

-

2.

Food Manufacturing & Processing

155

23,47

19,89

529

11,10

9,15

-

-

-

(a)

Rice Mills, Flour & Dal Mills

77

3,65

3,14

170

6,78

5,17

-

-

-

(b)

Sugar

1

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

15

2,70

1,98

34

2,98

2,68

-

-

-

(d)

Tea Processing

2

13

1

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

11

6,45

4,76

8

17

18

-

-

-

(f)

Others

49

10,55

10,00

317

1,17

1,11

-

-

-

3.

Beverage & Tobacco

9

78

27

11

6,80

6,76

-

-

-

4.

Textiles

152

8,26

7,36

292

59,47

47,99

1

-

-

(a)

Cotton Textiles

26

2,88

3,60

29

20,44

14,80

1

-

-

(b)

Jute Textiles

2

5

4

6

40

39

-

-

-

(c)

Handloom Textiles & Khadi

28

72

47

90

4,87

4,93

-

-

-

(d)

Other Textiles

96

4,60

3,25

167

33,77

27,88

-

-

-

5.

Paper, Paper Products & Printing

87

2,70

2,41

162

10,21

10,66

-

-

-

6.

Leather & Leather Products

13

13

12

35

48

47

-

-

-

7.

Rubber & Rubber Products

29

1,16

1,05

67

2,63

2,25

-

-

-

8.

Chemicals & Chemical Products

109

4,88

6,00

220

30,16

28,26

1

8

4

(a)

Heavy Industrial Chemicals

4

9

8

18

1,34

1,36

-

-

-

(b)

Fertilisers

1

1

-

7

1,42

1,46

-

-

-

(c)

Drugs & Pharmaceuticals

32

2,00

2,43

31

85

97

1

8

4

(d)

Non-Edible Oils

8

18

32

2

7

6

-

-

-

(e)

Other Chemicals & Chemical Products

64

2,60

3,17

162

26,47

24,41

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

3

6

6

8

34

34

-

-

-

10.

Manufacture of Cement & Cement Products

48

1,42

1,15

40

1,85

1,76

2

6,00

5,76

11.

Basic Metals & Metal Products

233

7,85

6,62

389

46,68

36,26

-

-

-

(a)

Iron & Steel

55

3,94

3,38

145

25,69

22,42

-

-

-

(b)

Non-Ferrous Metals

5

87

85

8

23

19

-

-

-

(c)

Other Metal Products

173

3,03

2,39

236

20,75

13,65

-

-

-

12.

Engineering

178

39,31

34,87

290

37,35

33,26

1

48

48

(a)

Heavy Engineering

16

9,67

8,74

18

1,28

87

-

-

-

(b)

Light Engineering

42

2,26

1,95

110

23,39

20,70

1

48

48

(c)

Electrical Machinery & Goods

30

10,65

9,78

53

2,69

2,24

-

-

-

(d)

Electronic Machinery & Goods

90

16,73

14,40

109

9,98

9,44

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

76

1,58

1,28

97

11,62

11,55

1

2,00

1,72

14.

Other Industries

2,769

33,07

27,58

10,736

30,89

27,28

1

42

17

15.

Electricity, Gas & Water

11

49

68

44

2,00

1,40

6

85,15

69,22

(a)

Electricity Generation & Transmission

10

24

39

18

1,67

1,13

6

85,15

69,22

(b)

Non-Conventional Energy

-

-

-

3

20

15

-

-

-

(c)

Gas, Steam & Water Supply

1

25

29

23

14

12

-

-

-

16.

Construction

21

33

29

54

8,46

8,36

1

7

4

III.

TRANSPORT OPERATORS

3,422

63,64

44,48

4,041

88,86

64,35

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

529

7,73

5,24

6,120

20,75

16,52

2

8

9

V.

PERSONAL LOANS

19,260

82,35

69,02

40,584

120,03

104,22

54

33

29

1.

Loans for Purchase of Consumer Durables

6,375

10,94

10,43

2,390

3,94

3,19

-

-

-

2.

Loans for Housing

1,912

26,29

18,90

4,598

36,81

31,65

-

-

-

3.

Rest of the Personal Loans

10,973

45,13

39,68

33,596

79,27

69,37

54

33

29

VI.

TRADE

12,252

85,58

67,13

27,939

121,03

98,04

4

6

6

1.

Wholesale Trade

758

10,60

6,72

553

28,51

24,20

4

6

6

2.

Retail Trade

11,494

74,99

60,42

27,386

92,51

73,84

-

-

-

VII.

FINANCE

14

72

41

43

5,98

3,38

-

-

-

VIII.

ALL OTHERS

1,096

9,67

7,26

14,031

48,05

42,62

-

-

-

TOTAL BANK CREDIT

64,075

430,12

344,77

1,58,951

746,50

623,30

74

94,67

77,87

OF WHICH:

1. Artisans & Village Industries

925

6,19

5,53

7,195

10,91

9,15

-

-

-

2. Other Small Scale Industries

1,968

72,00

61,74

4,261

81,03

70,94

1

8

4

NORTHERN REGION

STATE :HIMACHAL PRADESH

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

16,885

14,09

12,08

12

27

24

93,616

147,45

119,16

1.

Direct Finance

16,361

13,28

11,34

12

27

24

92,018

135,54

112,87

2.

Indirect Finance

524

81

74

-

-

-

1,598

11,91

6,30

II.

INDUSTRY

4,630

4,20

3,90

13

7,34

7,45

21,633

494,87

427,37

1.

Mining & Quarrying

4

2

2

-

-

-

113

3,64

3,23

2.

Food Manufacturing & Processing

32

54

52

-

-

-

716

35,10

29,56

(a)

Rice Mills, Flour & Dal Mills

18

46

45

-

-

-

265

10,88

8,76

(b)

Sugar

-

-

-

-

-

-

1

-

-

(c)

Edible Oils & Vanaspati

7

5

4

-

-

-

56

5,72

4,70

(d)

Tea Processing

-

-

-

-

-

-

2

13

1

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

19

6,62

4,94

(f)

Others

7

3

3

-

-

-

373

11,75

11,15

3.

Beverage & Tobacco

-

-

-

-

-

-

20

7,57

7,03

4.

Textiles

15

18

18

1

6,02

6,18

461

73,94

61,72

(a)

Cotton Textiles

4

11

11

1

6,02

6,18

61

29,45

24,70

(b)

Jute Textiles

-

-

-

-

-

-

8

46

43

(c)

Handloom Textiles & Khadi

7

5

5

-

-

-

125

5,64

5,44

(d)

Other Textiles

4

2

2

-

-

-

267

38,39

31,15

5.

Paper, Paper Products & Printing

2

1

1

-

-

-

251

12,92

13,08

6.

Leather & Leather Products

2

1

1

-

-

-

50

62

59

7.

Rubber & Rubber Products

-

-

-

-

-

-

96

3,79

3,29

8.

Chemicals & Chemical Products

3

1

1

-

-

-

333

35,12

34,31

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

22

1,43

1,44

(b)

Fertilisers

-

-

-

-

-

-

8

1,43

1,47

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

64

2,93

3,44

(d)

Non-Edible Oils

-

-

-

-

-

-

10

25

38

(e)

Other Chemicals & Chemical Products

3

1

1

-

-

-

229

29,08

27,58

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

11

41

40

10.

Manufacture of Cement & Cement Products

2

2

2

-

-

-

92

9,29

8,69

11.

Basic Metals & Metal Products

10

5

5

-

-

-

632

54,58

42,93

(a)

Iron & Steel

1

-

-

-

-

-

201

29,64

25,81

(b)

Non-Ferrous Metals

-

-

-

-

-

-

13

1,11

1,03

(c)

Other Metal Products

9

5

4

-

-

-

418

23,84

16,08

12.

Engineering

4

2

2

1

1,19

1,19

474

78,35

69,82

(a)

Heavy Engineering

-

-

-

-

-

-

34

10,95

9,62

(b)

Light Engineering

-

-

-

1

1,19

1,19

154

27,32

24,32

(c)

Electrical Machinery & Goods

1

1

1

-

-

-

84

13,35

12,03

(d)

Electronic Machinery & Goods

3

2

1

-

-

-

202

26,73

23,86

13.

Vehicles, Vehicle Parts & Transport Equipments

1

1

-

-

-

-

175

15,21

14,55

14.

Other Industries

4,552

3,32

3,06

11

12

7

18,069

67,82

58,17

15.

Electricity, Gas & Water

-

-

-

-

-

-

61

87,64

71,30

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

34

87,06

70,74

(b)

Non-Conventional Energy

-

-

-

-

-

-

3

20

15

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

24

39

41

16.

Construction

3

1

1

-

-

-

79

8,87

8,70

III.

TRANSPORT OPERATORS

1,823

20,45

13,82

18

49

33

9,304

173,44

122,99

IV.

PROFESSIONAL AND OTHER SERVICES

1,416

1,72

1,49

14

11

3

8,081

30,39

23,37

V.

PERSONAL LOANS

11,677

17,22

16,22

200

83

60

71,775

220,75

190,34

1.

Loans for Purchase of Consumer Durables

843

1,09

93

12

3

2

9,620

16,00

14,57

2.

Loans for Housing

601

2,30

2,53

21

5

5

7,132

65,45

53,13

3.

Rest of the Personal Loans

10,233

13,84

12,77

167

74

53

55,023

139,31

122,63

VI.

TRADE

7,478

12,74

10,74

151

1,80

1,72

47,824

221,22

177,69

1.

Wholesale Trade

167

27

24

-

-

-

1,482

39,44

31,21

2.

Retail Trade

7,311

12,48

10,50

151

1,80

1,72

46,342

181,78

146,48

VII.

FINANCE

3

5

5

2

51

-

62

7,25

3,84

VIII.

ALL OTHERS

5,417

5,87

5,47

-

-

-

20,544

63,59

55,35

TOTAL BANK CREDIT

49,329

76,34

63,78

410

11,33

10,37

2,72,839

1358,96

1120,10

OF WHICH:

1. Artisans & Village Industries

4,099

2,85

2,66

-

-

-

12,219

19,95

17,33

2. Other Small Scale Industries

402

86

81

1

1,19

1,19

6,633

155,16

134,73