NORTHERN REGION (Contd.)

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

53,593

610,01

485,44

1,46,546

1734,56

1417,44

-

-

-

1. Direct Finance

52,724

587,28

467,73

1,45,008

1404,68

1165,64

-

-

-

2. Indirect Finance

869

22,73

17,70

1,538

329,88

251,80

-

-

-

II.

INDUSTRY

5,807

1598,38

1288,26

9,501

3784,60

2935,62

33

156,75

110,58

1. Mining & Quarrying

93

16,98

13,43

122

12,81

10,03

-

-

-

2. Food Manufacturing & Processing

901

198,54

151,12

584

52,74

40,02

-

-

-

(a) Rice Mills, Flour & Dal Mills

106

16,97

13,04

110

12,39

10,07

-

-

-

(b) Sugar

5

23

20

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

26

5,88

3,88

14

1,00

97

-

-

-

(d) Tea Processing

5

76

72

1

-

-

-

-

-

(e) Processing of Fruits & Vegetables

65

15,10

6,08

11

1,32

79

-

-

-

(f) Others

694

159,61

127,20

448

38,02

28,18

-

-

-

3. Beverage & Tobacco

62

20,03

18,79

23

8,17

5,91

-

-

-

4. Textiles

953

30,72

21,34

1,626

287,25

228,32

-

-

-

(a) Cotton Textiles

73

5,93

3,35

103

250,50

197,02

-

-

-

(b) Jute & Other Natural Fibre Textiles

11

25

13

12

3,93

4,13

-

-

-

(c) Handloom Textiles & Khadi

250

8,33

6,54

427

8,32

7,44

-

-

-

(d) Other Textiles & Textile Products

619

16,20

11,32

1,084

24,50

19,73

-

-

-

5. Paper, Paper Products & Printing

421

198,96

167,22

433

128,49

119,38

-

-

-

6. Woods and Wood Products

424

9,56

7,76

524

7,50

6,29

-

-

-

7. Leather & Leather Products

79

16,43

7,12

78

1,26

96

-

-

-

8. Gems and Jewellery

40

1,63

1,22

78

7,17

5,94

-

-

-

9. Rubber & Plastic Products

176

58,35

46,70

306

113,98

96,06

-

-

-

10. Chemicals & Chemical Products

372

285,31

227,55

566

375,26

280,43

4

23,19

17,18

(a) Heavy Industrial Chemicals

25

8,28

6,19

52

54,31

32,47

-

-

-

(b) Fertilisers

4

17

9

11

2,23

1,43

-

-

-

(c) Drugs & Pharmaceuticals

150

150,19

118,31

377

294,46

227,35

4

23,19

17,18

(d) Non-Edible Oils

4

5,87

5,17

5

76

70

-

-

-

(e) Other Chemicals & Chemical Products

189

120,81

97,80

121

23,49

18,49

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

10

1,29

76

13

9,48

9,37

-

-

-

12. Manufacture of Cement & Cement Products

74

13,62

5,88

42

269,80

239,62

-

-

-

13. Basic Metals & Metal Products

422

206,75

164,47

512

346,66

277,96

1

5,28

5,28

(a) Iron & Steel

160

177,89

140,11

49

161,42

146,85

-

-

-

(b) Non-Ferrous Metals

44

18,84

16,66

31

39,09

29,93

-

-

-

(c) Metal Products

218

10,02

7,70

432

146,15

101,18

1

5,28

5,28

14. Engineering

519

162,75

106,88

980

152,48

114,26

17

29,60

15,23

(a) Heavy Engineering

20

8,59

7,69

36

23,07

7,07

-

-

-

(b) Light Engineering

312

66,31

43,23

600

67,18

52,76

15

20,30

13,43

(c) Electrical Machinery & Goods

111

73,22

44,03

257

38,61

32,26

2

9,30

1,80

(d) Electronic Machinery & Goods

76

14,62

11,92

87

23,63

22,18

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

76

14,92

11,77

161

18,35

15,11

4

70,45

50,36

16. Other Industries

1,043

43,34

32,10

2,633

187,80

121,67

-

-

-

17. Electricity, Gas & Water

13

251,82

243,44

31

834,33

735,48

-

-

-

(a) Electricity Generation & Transmission

5

231,88

231,64

17

832,63

733,86

-

-

-

(b) Non-Conventional Energy

3

19,55

11,46

10

44

35

-

-

-

(c) Gas, Steam & Water Supply

5

39

35

4

1,26

1,27

-

-

-

18. Construction

129

67,38

60,71

789

971,07

628,80

7

28,23

22,53

(a) Other than Infrastructure

13

1,55

1,39

497

283,64

109,67

-

-

-

(b) Infrastructure Construction

116

65,83

59,32

292

687,43

519,13

7

28,23

22,53

III.

TRANSPORT OPERATORS

3,217

192,46

146,88

3,666

188,01

178,60

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

4,527

335,85

254,31

9,685

525,49

430,35

-

-

-

1. Professional Services

240

18,06

14,91

2,513

99,13

89,95

-

-

-

2. Tourism, Hotel & Restaurants

719

153,93

110,23

816

53,02

46,40

-

-

-

3. Recreation services

121

2,84

2,04

62

1,99

1,46

-

-

-

4. IT and Telecommunications

86

7,89

6,46

61

14,59

13,99

-

-

-

5. Others

3,361

153,12

120,67

6,233

356,75

278,54

-

-

-

V.

PERSONAL LOANS

1,05,744

2483,62

1870,39

52,966

1315,44

1131,72

-

-

-

1. Housing

33,227

1529,84

1188,02

18,317

782,92

703,64

-

-

-

2. Consumer Durables

6,142

36,12

30,58

1,070

7,98

5,91

-

-

-

3. Vehicles

13,837

314,73

230,66

6,201

111,28

97,50

-

-

-

4. Education

3,983

127,36

83,64

5,629

115,26

103,31

-

-

-

5. Personal Credit Cards

-

-

-

627

3,51

2,35

-

-

-

6. Others

48,555

475,57

337,49

21,122

294,47

219,01

-

-

-

VI.

TRADE

21,790

856,57

660,93

28,148

728,05

588,70

7

10,66

3,84

1. Wholesale Trade

383

210,79

146,98

382

65,50

58,04

2

7,01

1,18

2. Retail Trade

21,407

645,78

513,96

27,766

662,55

530,66

5

3,65

2,66

VII.

FINANCE

572

8,89

7,98

478

28,13

24,17

-

-

-

VIII.

ALL OTHERS

445

5,40

4,46

16,803

519,63

502,22

-

-

-

TOTAL BANK CREDIT

1,95,695

6091,18

4718,65

2,67,793

8823,89

7208,81

40

167,40

114,42

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

STATE : HIMACHAL PRADESH

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

29,071

159,05

114,11

166

212,07

210,39

2,29,376

2715,69

2227,38

1. Direct Finance

28,077

150,14

108,52

159

6,12

4,56

2,25,968

2148,22

1746,44

2. Indirect Finance

994

8,91

5,60

7

205,95

205,84

3,408

567,46

480,94

II.

INDUSTRY

1,852

29,69

23,18

337

1271,34

776,70

17,530

6840,76

5134,34

1. Mining & Quarrying

10

1,30

1,06

-

-

-

225

31,09

24,53

2. Food Manufacturing & Processing

82

3,23

2,34

12

10,95

4,58

1,579

265,47

198,05

(a) Rice Mills, Flour & Dal Mills

35

1,58

1,05

-

-

-

251

30,93

24,17

(b) Sugar

-

-

-

-

-

-

5

23

20

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

40

6,89

4,86

(d) Tea Processing

-

-

-

-

-

-

6

76

73

(e) Processing of Fruits & Vegetables

3

13

11

-

-

-

79

16,55

6,98

(f) Others

44

1,52

1,17

12

10,95

4,58

1,198

210,11

161,13

3. Beverage & Tobacco

-

-

-

-

-

-

85

28,19

24,71

4. Textiles

344

2,27

1,61

12

84,13

69,02

2,935

404,36

320,29

(a) Cotton Textiles

-

-

-

2

70,50

58,50

178

326,93

258,87

(b) Jute & Other Natural Fibre Textiles

18

4

4

-

-

-

41

4,22

4,29

(c) Handloom Textiles & Khadi

287

1,54

1,15

2

1

-

966

18,20

15,13

(d) Other Textiles & Textile Products

39

68

43

8

13,62

10,52

1,750

55,00

42,00

5. Paper, Paper Products & Printing

18

71

53

7

2,40

1,48

879

330,57

288,60

6. Woods and Wood Products

53

58

44

-

-

-

1,001

17,64

14,48

7. Leather & Leather Products

19

14

11

-

-

-

176

17,82

8,19

8. Gems and Jewellery

2

1

1

3

2

1

123

8,83

7,18

9. Rubber & Plastic Products

3

15

7

10

10,81

7,17

495

183,28

150,00

10. Chemicals & Chemical Products

186

48

33

21

82,39

47,90

1,149

766,63

573,38

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

77

62,59

38,65

(b) Fertilisers

-

-

-

-

-

-

15

2,40

1,51

(c) Drugs & Pharmaceuticals

1

4

1

19

82,27

47,82

551

550,15

410,67

(d) Non-Edible Oils

-

-

-

-

-

-

9

6,64

5,86

(e) Other Chemicals & Chemical Products

185

44

32

2

12

7

497

144,86

116,68

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

23

10,77

10,13

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

116

283,42

245,50

13. Basic Metals & Metal Products

33

99

79

3

95

75

971

560,63

449,26

(a) Iron & Steel

1

3

3

-

-

-

210

339,34

286,99

(b) Non-Ferrous Metals

-

-

-

-

-

-

75

57,93

46,59

(c) Metal Products

32

96

76

3

95

75

686

163,36

115,68

14. Engineering

36

48

40

13

23,88

15,35

1,565

369,18

252,12

(a) Heavy Engineering

-

-

-

-

-

-

56

31,66

14,76

(b) Light Engineering

12

12

12

10

22,65

14,25

949

176,55

123,79

(c) Electrical Machinery & Goods

14

18

15

2

1,10

1,01

386

122,41

79,26

(d) Electronic Machinery & Goods

10

17

12

1

13

9

174

38,56

34,32

15. Vehicles, Vehicle Parts & Transport Equipments

174

1,64

1,41

5

38

21

420

105,73

78,87

16. Other Industries

775

8,49

5,87

27

10,09

6,78

4,478

249,72

166,43

17. Electricity, Gas & Water

-

-

-

1

75,18

67,48

45

1161,34

1046,40

(a) Electricity Generation & Transmission

-

-

-

1

75,18

67,48

23

1139,70

1032,97

(b) Non-Conventional Energy

-

-

-

-

-

-

13

19,99

11,80

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

9

1,65

1,62

18. Construction

117

9,24

8,21

223

970,16

555,98

1,265

2046,08

1276,23

(a) Other than Infrastructure

81

4,28

3,41

220

30,16

12,05

811

319,63

126,53

(b) Infrastructure Construction

36

4,97

4,80

3

940,00

543,92

454

1726,46

1149,70

III.

TRANSPORT OPERATORS

1,851

64,01

49,34

1,243

77,87

38,90

9,977

522,35

413,71

IV.

PROFESSIONAL AND OTHER SERVICES

2,726

29,06

20,22

98

18,72

15,35

17,036

909,11

720,23

1. Professional Services

790

6,49

3,60

13

1,59

55

3,556

125,26

109,01

2. Tourism, Hotel & Restaurants

254

8,96

7,08

21

1,43

1,00

1,810

217,34

164,72

3. Recreation services

5

15

11

-

-

-

188

4,99

3,61

4. IT and Telecommunications

6

26

19

1

5

5

154

22,80

20,69

5. Others

1,671

13,20

9,24

63

15,65

13,75

11,328

538,72

422,20

V.

PERSONAL LOANS

30,720

289,58

215,02

3,425

123,79

78,27

1,92,855

4212,43

3295,40

1. Housing

3,664

96,36

75,03

650

49,44

40,04

55,858

2458,56

2006,74

2. Consumer Durables

2,360

21,09

15,17

175

3,81

2,81

9,747

69,00

54,47

3. Vehicles

2,978

44,35

31,25

1,204

42,28

18,40

24,220

512,65

377,81

4. Education

561

13,38

7,88

118

4,52

4,13

10,291

260,52

198,96

5. Personal Credit Cards

-

-

-

80

83

24

707

4,34

2,59

6. Others

21,157

114,39

85,68

1,198

22,92

12,65

92,032

907,35

654,83

VI.

TRADE

10,206

126,96

100,76

470

36,10

23,79

60,621

1758,34

1378,02

1. Wholesale Trade

960

11,38

9,03

66

3,81

3,09

1,793

298,48

218,31

2. Retail Trade

9,246

115,59

91,73

404

32,29

20,70

58,828

1459,85

1159,71

VII.

FINANCE

1,115

9,48

5,10

2

11

8

2,167

46,61

37,33

VIII.

ALL OTHERS

1,437

6,55

5,15

8,332

12,14

6,72

27,017

543,71

518,55

TOTAL BANK CREDIT

78,978

714,39

532,87

14,073

1752,12

1150,19

5,56,579

17548,99

13724,95