SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION STATE: HIMACHAL PRADESH |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
1,56,895 |
804,46 |
626,09 |
8,610 |
113,02 |
84,60 |
|
1. |
Direct Finance |
1,54,998 |
752,59 |
579,95 |
8,492 |
104,32 |
78,23 |
|
2. |
Indirect Finance |
1,897 |
51,87 |
46,14 |
118 |
8,70 |
6,37 |
II. |
INDUSTRY |
14,148 |
2207,88 |
1854,43 |
2,574 |
809,99 |
366,63 |
|
1. |
Mining & Quarrying |
115 |
12,05 |
9,39 |
27 |
2,14 |
1,91 |
|
2. |
Food Manufacturing & Processing |
882 |
54,74 |
39,23 |
127 |
23,28 |
20,63 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
287 |
17,76 |
11,08 |
26 |
93 |
75 |
|
|
(b) |
Sugar |
2 |
7 |
6 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
40 |
2,82 |
1,74 |
6 |
16 |
16 |
|
|
(d) |
Tea Processing |
3 |
14 |
11 |
3 |
68 |
65 |
|
|
(e) |
Processing of Fruits & Vegetables |
43 |
7,22 |
6,53 |
10 |
2,20 |
1,39 |
|
|
(f) |
Others |
507 |
26,73 |
19,69 |
82 |
19,31 |
17,68 |
|
3. |
Beverage & Tobacco |
47 |
20,26 |
18,28 |
8 |
5,29 |
5,01 |
|
4. |
Textiles |
474 |
716,46 |
602,14 |
208 |
561,13 |
157,56 |
|
|
(a) |
Cotton Textiles |
105 |
693,70 |
582,01 |
11 |
555,64 |
153,03 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
8 |
51 |
45 |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
149 |
1,91 |
1,52 |
134 |
2,47 |
2,07 |
|
|
(d) |
Other Textiles & Textile Products |
212 |
20,33 |
18,17 |
63 |
3,02 |
2,45 |
|
5. |
Paper, Paper Products & Printing |
232 |
26,25 |
21,48 |
41 |
6,26 |
5,43 |
|
6. |
Leather & Leather Products |
37 |
2,91 |
2,48 |
15 |
89 |
80 |
|
7. |
Rubber & Plastic Products |
248 |
35,84 |
27,97 |
51 |
4,60 |
3,29 |
|
8. |
Chemicals & Chemical Products |
754 |
235,42 |
163,39 |
102 |
32,69 |
26,53 |
|
|
(a) |
Heavy Industrial Chemicals |
31 |
11,22 |
8,93 |
19 |
3,90 |
2,45 |
|
|
(b) |
Fertilisers |
5 |
65,30 |
25,84 |
1 |
5 |
2 |
|
|
(c) |
Drugs & Pharmaceuticals |
109 |
110,91 |
89,62 |
51 |
18,69 |
15,63 |
|
|
(d) |
Non-Edible Oils |
4 |
2,52 |
2,51 |
1 |
35 |
35 |
|
|
(e) |
Other Chemicals & Chemical Products |
605 |
45,46 |
36,50 |
30 |
9,71 |
8,08 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
16 |
11,61 |
11,05 |
2 |
11 |
8 |
|
10. |
Manufacture of Cement & Cement Products |
62 |
14,22 |
6,53 |
16 |
1,52 |
1,38 |
|
11. |
Basic Metals & Metal Products |
489 |
104,67 |
82,22 |
94 |
53,29 |
49,19 |
|
|
(a) |
Iron & Steel |
128 |
52,07 |
39,83 |
17 |
20,58 |
16,88 |
|
|
(b) |
Non-Ferrous Metals |
28 |
5,20 |
3,71 |
4 |
33 |
34 |
|
|
(c) |
Metal Products |
333 |
47,40 |
38,68 |
73 |
32,39 |
31,97 |
|
12. |
Engineering |
537 |
97,57 |
78,13 |
105 |
40,28 |
33,58 |
|
|
(a) |
Heavy Engineering |
34 |
3,48 |
3,35 |
4 |
1,06 |
69 |
|
|
(b) |
Light Engineering |
256 |
48,31 |
40,11 |
33 |
2,04 |
1,64 |
|
|
(c) |
Electrical Machinery & Goods |
171 |
30,33 |
22,12 |
42 |
29,16 |
23,32 |
|
|
(d) |
Electronic Machinery & Goods |
76 |
15,45 |
12,55 |
26 |
8,02 |
7,94 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
182 |
22,74 |
10,97 |
21 |
9,42 |
1,33 |
|
14. |
Other Industries |
8,493 |
114,03 |
93,71 |
1,454 |
46,21 |
42,89 |
|
15. |
Electricity, Gas & Water |
20 |
671,38 |
639,00 |
2 |
9 |
9 |
|
|
(a) |
Electricity Generation & Transmission |
15 |
670,77 |
638,44 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
2 |
43 |
43 |
1 |
5 |
5 |
|
|
(c) |
Gas, Steam & Water Supply |
3 |
17 |
13 |
1 |
4 |
4 |
|
16. |
Construction |
1,560 |
67,75 |
48,45 |
301 |
22,80 |
16,93 |
III. |
TRANSPORT OPERATORS |
5,858 |
152,31 |
112,10 |
1,029 |
18,80 |
13,21 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,040 |
339,81 |
149,11 |
1,693 |
55,67 |
42,50 |
V. |
PERSONAL LOANS |
1,20,115 |
1492,07 |
1207,33 |
25,288 |
393,66 |
321,39 |
|
1. |
Loans for Purchase of Consumer Durables |
5,779 |
33,04 |
23,20 |
1,149 |
8,25 |
6,60 |
|
2. |
Loans for Housing |
27,315 |
696,09 |
605,96 |
6,762 |
204,72 |
180,06 |
|
3. |
Rest of the Personal Loans |
87,021 |
762,94 |
578,17 |
17,377 |
180,70 |
134,74 |
VI. |
TRADE |
|
45,048 |
651,16 |
510,85 |
7,061 |
165,00 |
136,76 |
|
1. |
Wholesale Trade |
793 |
49,41 |
39,30 |
453 |
32,01 |
29,14 |
|
2. |
Retail Trade |
44,255 |
601,74 |
471,55 |
6,608 |
132,99 |
107,62 |
VII. |
FINANCE |
|
563 |
23,63 |
17,71 |
37 |
7,26 |
6,68 |
VIII. |
ALL OTHERS |
17,074 |
157,43 |
121,20 |
3,438 |
59,75 |
48,88 |
TOTAL BANK CREDIT |
3,66,741 |
5828,73 |
4598,82 |
49,730 |
1623,16 |
1020,64 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
6,181 |
116,54 |
87,44 |
760 |
14,25 |
11,71 |
|
|
2. |
Other Small Scale Industries |
4,380 |
245,24 |
178,31 |
1,145 |
52,22 |
43,05 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION STATE: HIMACHAL PRADESH |
(Amount in Rupees Lakh) |
|
URBAN |
METROPOLITAN |
OCCUPATION |
|
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
603 |
327,56 |
326,05 |
– |
– |
– |
|
1. |
Direct Finance |
565 |
7,07 |
6,29 |
– |
– |
– |
|
2. |
Indirect Finance |
38 |
320,49 |
319,76 |
– |
– |
– |
II. |
INDUSTRY |
487 |
901,26 |
706,34 |
– |
– |
– |
|
1. |
Mining & Quarrying |
2 |
8 |
3 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
41 |
1,04 |
94 |
– |
– |
– |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
26 |
61 |
59 |
– |
– |
– |
|
|
(b) |
Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
– |
– |
– |
– |
– |
– |
|
|
(d) |
Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
2 |
13 |
13 |
– |
– |
– |
|
|
(f) |
Others |
13 |
30 |
22 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
2 |
13 |
13 |
– |
– |
– |
|
4. |
Textiles |
18 |
1,52 |
1,05 |
– |
– |
– |
|
|
(a) |
Cotton Textiles |
1 |
53 |
– |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
1 |
20 |
20 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
16 |
80 |
86 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
9 |
49 |
44 |
– |
– |
– |
|
6. |
Leather & Leather Products |
1 |
– |
– |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
12 |
82 |
67 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
40 |
26 |
21 |
– |
– |
– |
|
|
(a) |
Heavy Industrial Chemicals |
– |
– |
– |
– |
– |
– |
|
|
(b) |
Fertilisers |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
25 |
16 |
11 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
15 |
10 |
10 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
– |
– |
– |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
1 |
60 |
– |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
14 |
1,09 |
59 |
– |
– |
– |
|
|
(a) |
Iron & Steel |
– |
– |
– |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Metal Products |
14 |
1,09 |
59 |
– |
– |
– |
|
12. |
Engineering |
32 |
7,40 |
4,71 |
– |
– |
– |
|
|
(a) |
Heavy Engineering |
3 |
1,14 |
90 |
– |
– |
– |
|
|
(b) |
Light Engineering |
15 |
2,50 |
1,32 |
– |
– |
– |
|
|
(c) |
Electrical Machinery & Goods |
3 |
1,02 |
96 |
– |
– |
– |
|
|
(d) |
Electronic Machinery & Goods |
11 |
2,73 |
1,53 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
4 |
17 |
18 |
– |
– |
– |
|
14. |
Other Industries |
185 |
8,43 |
7,72 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
14 |
288,06 |
251,43 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
14 |
288,06 |
251,43 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
– |
– |
– |
– |
– |
– |
|
16. |
Construction |
112 |
591,17 |
438,22 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
282 |
112,58 |
45,36 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
653 |
27,75 |
21,84 |
– |
– |
– |
V. |
PERSONAL LOANS |
17,091 |
473,31 |
410,05 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
637 |
4,62 |
2,97 |
– |
– |
– |
|
2. |
Loans for Housing |
4,295 |
348,51 |
316,09 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
12,159 |
120,18 |
90,99 |
– |
– |
– |
VI. |
TRADE |
|
2,493 |
160,29 |
136,17 |
– |
– |
– |
|
1. |
Wholesale Trade |
199 |
13,92 |
11,36 |
– |
– |
– |
|
2. |
Retail Trade |
2,294 |
146,37 |
124,81 |
– |
– |
– |
VII. |
FINANCE |
|
46 |
68,65 |
57,22 |
– |
– |
– |
VIII. |
ALL OTHERS |
3,358 |
202,50 |
122,58 |
– |
– |
– |
TOTAL BANK CREDIT |
25,013 |
2273,89 |
1825,61 |
– |
– |
– |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
100 |
2,76 |
2,37 |
– |
– |
– |
|
|
2. |
Other Small Scale Industries |
164 |
12,47 |
9,86 |
– |
– |
– |
|