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83623931
ପ୍ରକାଶିତ ତାରିଖ ଅଗଷ୍ଟ 20, 2010
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Jammu & Kashmir

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

44,818

774,89

600,95

17,358

323,80

253,68

 

1. Direct Finance

44,085

745,40

578,41

17,065

313,91

247,93

 

2. Indirect Finance

733

29,50

22,54

293

9,89

5,75

II.

INDUSTRY

13,395

638,18

460,44

5,290

383,28

273,95

 

1. Mining & Quarrying

123

23,34

18,30

38

21,15

20,17

 

2. Food Manufacturing & Processing

692

37,35

29,05

413

42,30

32,22

 

  (a) Rice Mills, Flour & Dal Mills

135

6,25

5,13

98

21,02

15,96

 

  (b) Sugar

1

5

1

-

-

-

 

  (c) Edible Oils & Vanaspati

59

1,78

1,08

33

11,81

8,08

 

  (d) Tea Processing

209

2,02

1,31

109

1,10

66

 

  (e) Processing of Fruits & Vegetables

31

5,90

4,45

6

90

86

 

  (f) Others

257

21,35

17,08

167

7,48

6,65

 

3. Beverage & Tobacco

23

8,07

7,16

14

4,03

2,96

 

4. Textiles

6,299

181,27

116,58

2,378

69,08

28,02

 

  (a) Cotton Textiles

160

3,60

2,60

69

5,04

4,70

 

  (b) Jute & Other Natural Fibre Textiles

118

83

55

40

42

32

 

  (c) Handloom Textiles & Khadi

3,955

25,37

16,78

1,419

8,97

5,90

 

  (d) Other Textiles & Textile Products

2,066

151,47

96,64

850

54,66

17,11

 

5. Paper, Paper Products & Printing

143

23,72

20,71

105

22,54

14,19

 

6. Woods and Wood Products

581

15,47

12,62

263

7,42

6,33

 

7. Leather & Leather Products

112

4,75

4,22

68

52

33

 

8. Gems and Jewellery

128

1,20

85

58

66

41

 

9. Rubber & Plastic Products

109

2,24

1,59

59

6,93

4,24

 

10. Chemicals & Chemical Products

162

45,33

21,69

94

41,55

37,25

 

  (a) Heavy Industrial Chemicals

7

22,97

4,66

7

12,62

10,88

 

  (b) Fertilisers

-

-

-

2

12

12

 

  (c) Drugs & Pharmaceuticals

110

18,16

13,99

40

10,07

8,98

 

  (d) Non-Edible Oils

1

6

6

1

20

26

 

  (e) Other Chemicals & Chemical
Products

44

4,14

2,98

44

18,55

17,02

 

11. Petroleum, Coal Products &
Nuclear Fuels

17

2,71

2,05

3

57

42

 

12. Manufacture of Cement &
Cement Products

120

16,35

12,90

50

7,79

6,22

 

13. Basic Metals & Metal Products

603

35,96

26,43

262

79,74

66,82

 

  (a) Iron & Steel

27

5,32

3,06

44

42,22

38,29

 

  (b) Non-Ferrous Metals

53

14,31

9,91

16

31,72

24,31

 

  (c) Metal Products

523

16,33

13,46

202

5,80

4,22

 

14. Engineering

617

24,98

15,96

474

20,88

18,17

 

  (a) Heavy Engineering

9

41

23

6

30

26

 

  (b) Light Engineering

357

18,34

10,44

353

9,81

7,64

 

  (c) Electrical Machinery & Goods

159

4,89

4,22

84

10,26

9,86

 

  (d) Electronic Machinery & Goods

92

1,33

1,07

31

52

40

 

15. Vehicles, Vehicle Parts &
Transport Equipments

342

17,76

12,98

62

2,66

2,05

 

16. Other Industries

2,537

85,71

67,71

746

37,66

20,70

 

17. Electricity, Gas & Water

192

56,27

50,55

2

29

14

 

  (a) Electricity Generation &
Transmission

191

56,12

50,45

1

25

14

 

  (b) Non-Conventional Energy

-

-

-

-

-

-

 

  (c) Gas, Steam & Water Supply

1

15

10

1

4

-

 

18. Construction

595

55,71

39,09

201

17,51

13,33

 

  (a) Other than Infrastructure

520

46,76

32,22

147

12,08

10,03

 

  (b) Infrastructure Construction

75

8,96

6,86

54

5,43

3,30

III.

TRANSPORT OPERATORS

9,932

357,46

236,13

4,011

112,38

78,08

IV.

PROFESSIONAL AND OTHER
SERVICES

3,260

162,99

113,71

2,023

94,66

69,67

 

1. Professional Services

401

14,64

10,95

413

8,86

7,69

 

2. Tourism, Hotel & Restaurants

350

33,56

24,03

190

32,37

19,33

 

3. Recreation services

57

1,81

1,23

115

1,98

1,71

 

4. IT and Telecommunications

16

1,25

1,11

31

1,33

1,18

 

5. Others

2,436

111,72

76,39

1,274

50,12

39,75

V.

PERSONAL LOANS

1,32,616

1570,86

1183,04

77,305

870,70

644,66

 

1. Housing

8,578

261,13

211,01

4,059

128,38

104,20

 

2. Consumer Durables

31,178

375,76

290,44

20,144

184,87

137,25

 

3. Vehicles

33,799

450,33

319,69

21,140

258,49

187,19

 

4. Education

1,475

30,38

20,28

981

20,93

15,53

 

5. Personal Credit Cards

40

1,17

44

143

52

46

 

6. Others

57,546

452,09

341,19

30,838

277,50

200,04

VI.

TRADE

41,706

802,18

624,67

19,944

438,03

330,98

 

1. Wholesale Trade

420

13,91

10,95

294

14,68

12,71

 

2. Retail Trade

41,286

788,27

613,72

19,650

423,35

318,27

VII.

FINANCE

180

5,41

2,17

79

11,62

6,96

VIII.

ALL OTHERS

8,285

76,59

63,52

1,957

40,96

34,84

 

TOTAL BANK CREDIT

2,54,192

4388,56

3284,62

1,27,967

2275,43

1692,83

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

3,033

171,18

145,80

-

-

-

 

1. Direct Finance

2,728

80,96

61,99

-

-

-

 

2. Indirect Finance

305

90,22

83,81

-

-

-

II.

INDUSTRY

11,538

2748,76

2318,48

-

-

-

 

1. Mining & Quarrying

76

14,01

10,44

-

-

-

 

2. Food Manufacturing & Processing

791

176,67

137,06

-

-

-

 

  (a) Rice Mills, Flour & Dal Mills

192

56,75

43,72

-

-

-

 

  (b) Sugar

3

42

33

-

-

-

 

  (c) Edible Oils & Vanaspati

35

11,39

8,58

-

-

-

 

  (d) Tea Processing

29

61

46

-

-

-

 

  (e) Processing of Fruits & Vegetables

23

10,99

7,32

-

-

-

 

  (f) Others

509

96,50

76,65

-

-

-

 

3. Beverage & Tobacco

55

94,03

80,26

-

-

-

 

4. Textiles

3,504

177,35

121,93

-

-

-

 

  (a) Cotton Textiles

308

12,10

6,59

-

-

-

 

  (b) Jute & Other Natural Fibre Textiles

155

3,53

2,22

-

-

-

 

  (c) Handloom Textiles & Khadi

1,569

11,82

7,53

-

-

-

 

  (d) Other Textiles & Textile Products

1,472

149,91

105,58

-

-

-

 

5. Paper, Paper Products & Printing

223

67,58

56,38

-

-

-

 

6. Woods and Wood Products

172

28,66

23,92

-

-

-

 

7. Leather & Leather Products

146

6,07

5,36

-

-

-

 

8. Gems and Jewellery

62

8,72

8,04

-

-

-

 

9. Rubber & Plastic Products

103

21,62

18,01

-

-

-

 

10. Chemicals & Chemical Products

215

119,31

92,69

-

-

-

 

  (a) Heavy Industrial Chemicals

16

16,23

10,33

-

-

-

 

  (b) Fertilisers

-

-

-

-

-

-

 

  (c) Drugs & Pharmaceuticals

57

34,39

27,52

-

-

-

 

  (d) Non-Edible Oils

4

93

75

-

-

-

 

  (e) Other Chemicals &
Chemical Products

138

67,77

54,08

-

-

-

 

11. Petroleum, Coal Products &
Nuclear Fuels

25

16,82

16,06

-

-

-

 

12. Manufacture of Cement &
Cement Products

111

302,63

291,40

-

-

-

 

13. Basic Metals & Metal Products

521

192,93

162,55

-

-

-

 

  (a) Iron & Steel

91

117,43

96,98

-

-

-

 

  (b) Non-Ferrous Metals

45

33,19

28,28

-

-

-

 

  (c) Metal Products

385

42,32

37,29

-

-

-

 

14. Engineering

1,163

162,06

156,01

-

-

-

 

  (a) Heavy Engineering

62

13,34

10,22

-

-

-

 

  (b) Light Engineering

624

42,92

41,60

-

-

-

 

  (c) Electrical Machinery & Goods

367

101,04

100,01

-

-

-

 

  (d) Electronic Machinery & Goods

110

4,75

4,19

-

-

-

 

15. Vehicles, Vehicle Parts &
Transport Equipments

285

42,99

33,63

-

-

-

 

16. Other Industries

3,527

231,64

197,10

-

-

-

 

17. Electricity, Gas & Water

17

43,09

42,85

-

-

-

 

  (a) Electricity Generation &
Transmission

10

39,56

40,09

-

-

-

 

  (b) Non-Conventional Energy

6

3,48

2,72

-

-

-

 

  (c) Gas, Steam & Water Supply

1

5

5

-

-

-

 

18. Construction

542

1042,58

864,78

-

-

-

 

  (a) Other than Infrastructure

424

267,33

235,50

-

-

-

 

  (b) Infrastructure Construction

118

775,25

629,28

-

-

-

III.

TRANSPORT OPERATORS

5,344

250,92

173,11

-

-

-

IV.

PROFESSIONAL AND OTHER
SERVICES

6,172

3385,72

2619,36

-

-

-

 

1. Professional Services

940

120,97

115,15

-

-

-

 

2. Tourism, Hotel & Restaurants

1,443

150,05

119,25

-

-

-

 

3. Recreation services

165

19,94

13,55

-

-

-

 

4. IT and Telecommunications

39

9,90

8,72

-

-

-

 

5. Others

3,585

3084,86

2362,69

-

-

-

V.

PERSONAL LOANS

1,46,990

2566,95

1940,22

-

-

-

 

1. Housing

16,370

744,62

595,70

-

-

-

 

2. Consumer Durables

27,885

436,09

333,53

-

-

-

 

3. Vehicles

45,868

615,05

443,46

-

-

-

 

4. Education

3,791

118,99

85,48

-

-

-

 

5. Personal Credit Cards

277

1,35

58

-

-

-

 

6. Others

52,799

650,84

481,46

-

-

-

VI.

TRADE

28,811

1993,25

1603,33

-

-

-

 

1. Wholesale Trade

1,069

599,87

582,44

-

-

-

 

2. Retail Trade

27,742

1393,38

1020,89

-

-

-

VII.

FINANCE

99

3,75

3,19

-

-

-

VIII.

ALL OTHERS

3,941

79,02

60,51

-

-

-

 

TOTAL BANK CREDIT

2,05,928

11199,56

8863,98

 

 

 

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