EASTERN REGION

STATE : JHARKHAND

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,96,414

1171,70

914,34

86,801

413,62

353,32

1. Direct Finance

4,81,816

1110,71

866,53

84,132

309,99

260,32

2. Indirect Finance

14,598

60,99

47,81

2,669

103,63

92,99

II.

INDUSTRY

24,962

2396,14

2193,73

11,923

962,25

614,04

1. Mining & Quarrying

245

174,06

111,68

195

199,59

51,95

2. Food Manufacturing & Processing

3,705

44,15

28,22

3,139

59,56

47,37

(a) Rice Mills, Flour & Dal Mills

1,469

30,47

17,23

2,422

41,04

31,87

(b) Sugar

5

36

28

-

-

-

(c) Edible Oils & Vanaspati

327

1,36

1,15

34

1,04

83

(d) Tea Processing

-

-

-

1

9

9

(e) Processing of Fruits & Vegetables

2

9

5

3

26

26

(f) Others

1,902

11,88

9,51

679

17,12

14,33

3. Beverage & Tobacco

17

8,13

6,13

28

2,96

2,53

4. Textiles

1,885

7,00

5,15

618

7,85

6,78

(a) Cotton Textiles

178

1,13

87

141

1,25

1,02

(b) Jute & Other Natural Fibre Textiles

390

67

36

116

1,18

94

(c) Handloom Textiles & Khadi

592

1,26

64

95

33

27

(d) Other Textiles & Textile Products

725

3,94

3,28

266

5,09

4,54

5. Paper, Paper Products & Printing

228

1,89

1,68

191

6,53

4,87

6. Leather & Leather Products

234

1,86

1,67

102

1,36

1,00

7. Rubber & Plastic Products

179

40,78

32,87

87

8,24

7,45

8. Chemicals & Chemical Products

274

139,83

89,99

2,046

27,71

22,55

(a) Heavy Industrial Chemicals

9

131,59

85,84

15

1,37

57

(b) Fertilisers

2

2,02

4

-

-

-

(c) Drugs & Pharmaceuticals

131

31

20

1,852

12,95

9,78

(d) Non-Edible Oils

3

15

13

2

8

8

(e) Other Chemicals & Chemical Products

129

5,76

3,79

177

13,30

12,13

9. Petroleum, Coal Products & Nuclear Fuels

38

5,30

4,51

34

16,61

9,57

10. Manufacture of Cement & Cement Products

150

10,29

7,69

103

9,38

7,54

11. Basic Metals & Metal Products

888

1594,03

1568,46

554

388,72

285,66

(a) Iron & Steel

76

1578,10

1554,53

166

369,52

268,53

(b) Non-Ferrous Metals

3

17

15

18

2,80

2,29

(c) Metal Products

809

15,76

13,79

370

16,40

14,84

12. Engineering

918

25,71

22,29

497

62,09

35,21

(a) Heavy Engineering

17

1,13

1,11

19

2,04

2,15

(b) Light Engineering

473

6,80

5,70

266

51,11

25,89

(c) Electrical Machinery & Goods

271

16,53

14,37

141

7,54

5,91

(d) Electronic Machinery & Goods

157

1,25

1,12

71

1,41

1,27

13. Vehicles, Vehicle Parts & Transport Equipments

1,174

71,64

66,08

227

17,58

15,63

14. Other Industries

13,188

63,71

51,35

3,473

79,05

65,36

15. Electricity, Gas & Water

11

187,21

177,63

13

2,52

2,22

(a) Electricity Generation & Transmission

7

186,83

177,27

4

28

28

(b) Non-Conventional Energy

-

-

-

1

2

2

(c) Gas, Steam & Water Supply

4

38

36

8

2,21

1,93

16. Construction

1,828

20,53

18,30

616

72,53

48,34

III.

TRANSPORT OPERATORS

8,778

117,96

86,25

3,613

96,86

78,37

IV.

PROFESSIONAL AND OTHER SERVICES

22,016

119,20

90,60

9,319

264,57

197,85

V.

PERSONAL LOANS

1,08,089

1043,41

811,06

1,20,744

1585,50

1241,72

1. Loans for Purchase of Consumer Durables

4,857

25,47

20,11

2,655

18,37

13,89

2. Loans for Housing

8,137

147,43

123,97

9,439

273,27

238,92

3. Rest of the Personal Loans

95,095

870,51

666,99

1,08,650

1293,85

988,91

VI.

TRADE

1,21,274

735,43

546,61

44,664

839,64

731,51

1. Wholesale Trade

3,345

106,98

55,95

2,900

209,04

193,92

2. Retail Trade

1,17,929

628,46

490,66

41,764

630,60

537,58

VII.

FINANCE

734

54,06

45,44

469

8,88

6,42

VIII.

ALL OTHERS

67,821

381,37

235,75

32,166

292,12

238,36

TOTAL BANK CREDIT

8,50,088

6019,27

4923,78

3,09,699

4463,43

3461,58

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

EASTERN REGION

STATE : JHARKHAND

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN 

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

9,844

123,96

106,96

-

-

-

1. Direct Finance

9,394

81,41

71,27

-

-

-

2. Indirect Finance

450

42,55

35,69

-

-

-

II.

INDUSTRY

13,542

5905,40

3955,66

-

-

-

1. Mining & Quarrying

237

519,43

308,96

-

-

-

2. Food Manufacturing & Processing

661

74,86

57,95

-

-

-

(a) Rice Mills, Flour & Dal Mills

243

17,79

13,45

-

-

-

(b) Sugar

3

16

11

-

-

-

(c) Edible Oils & Vanaspati

26

4,71

4,42

-

-

-

(d) Tea Processing

2

5,50

4,48

-

-

-

(e) Processing of Fruits & Vegetables

11

7,14

3,70

-

-

-

(f) Others

376

39,55

31,80

-

-

-

3. Beverage & Tobacco

35

21,12

20,83

-

-

-

4. Textiles

4,886

90,39

88,84

-

-

-

(a) Cotton Textiles

2,194

19,13

29,16

-

-

-

(b) Jute & Other Natural Fibre Textiles

2,480

60,37

50,59

-

-

-

(c) Handloom Textiles & Khadi

15

27

20

-

-

-

(d) Other Textiles & Textile Products

197

10,62

8,88

-

-

-

5. Paper, Paper Products & Printing

197

30,55

25,44

-

-

-

6. Leather & Leather Products

46

1,56

1,37

-

-

-

7. Rubber & Plastic Products

236

100,55

77,40

-

-

-

8. Chemicals & Chemical Products

490

114,29

76,85

-

-

-

(a) Heavy Industrial Chemicals

38

19,68

9,15

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

305

12,61

10,81

-

-

-

(d) Non-Edible Oils

10

11,59

2,03

-

-

-

(e) Other Chemicals & Chemical Products

137

70,41

54,86

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

115

80,78

59,93

-

-

-

10. Manufacture of Cement & Cement Products

458

95,46

90,56

-

-

-

11. Basic Metals & Metal Products

1,110

1344,69

824,84

-

-

-

(a) Iron & Steel

442

1088,96

644,53

-

-

-

(b) Non-Ferrous Metals

52

40,96

40,49

-

-

-

(c) Metal Products

616

214,78

139,82

-

-

-

12. Engineering

1,025

243,81

199,00

-

-

-

(a) Heavy Engineering

481

122,31

115,88

-

-

-

(b) Light Engineering

329

89,39

58,60

-

-

-

(c) Electrical Machinery & Goods

145

27,94

20,51

-

-

-

(d) Electronic Machinery & Goods

70

4,17

4,02

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

736

1780,62

1113,04

-

-

-

14. Other Industries

2,241

232,23

187,54

-

-

-

15. Electricity, Gas & Water

47

574,69

268,14

-

-

-

(a) Electricity Generation & Transmission

7

552,68

254,78

-

-

-

(b) Non-Conventional Energy

4

62

74

-

-

-

(c) Gas, Steam & Water Supply

36

21,40

12,61

-

-

-

16. Construction

1,022

600,36

554,98

-

-

-

III.

TRANSPORT OPERATORS

6,488

303,64

239,81

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

12,801

1064,33

819,33

-

-

-

V.

PERSONAL LOANS

1,54,210

2805,81

2198,11

-

-

-

1. Loans for Purchase of Consumer Durables

3,818

29,35

21,61

-

-

-

2. Loans for Housing

21,507

922,24

766,97

-

-

-

3. Rest of the Personal Loans

1,28,885

1854,23

1409,53

-

-

-

VI.

TRADE

28,205

2032,77

1280,31

-

-

-

1. Wholesale Trade

1,826

1015,46

445,09

-

-

-

2. Retail Trade

26,379

1017,31

835,22

-

-

-

VII.

FINANCE

231

40,18

29,40

-

-

-

VIII.

ALL OTHERS

33,810

447,59

368,16

-

-

-

TOTAL BANK CREDIT

2,59,131

12723,68

8997,74