SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: JHARKHAND

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,07,359

799,94

618,38

69,113

282,15

231,76

1.

Direct Finance

3,91,221

760,48

589,19

67,212

266,71

218,21

2.

Indirect Finance

16,138

39,46

29,19

1,901

15,44

13,55

II.

INDUSTRY

30,944

1794,75

723,68

11,832

649,94

486,93

1.

Mining & Quarrying

163

48,31

33,64

168

38,96

22,58

2.

Food Manufacturing & Processing

1,510

14,28

11,14

1,180

28,74

22,80

(a)

Rice Mills, Flour & Dal Mills

742

6,94

5,22

736

14,98

11,68

(b)

Sugar

4

25

24

1

2

1

(c)

Edible Oils & Vanaspati

42

1,76

1,59

24

95

65

(d)

Tea Processing

–

–

–

1

50

18

(e)

Processing of Fruits & Vegetables

2

10

10

4

31

26

(f)

Others

720

5,23

3,98

414

11,98

10,02

3.

Beverage & Tobacco

6

3,24

40

4

1,16

62

4.

Textiles

339

48,11

24,83

220

5,52

4,80

(a)

Cotton Textiles

26

39,43

17,19

52

3,19

2,87

(b)

Jute & Other Natural Fibre Textiles

38

5,30

5,01

14

5

2

(c)

Handloom Textiles & Khadi

26

26

23

39

15

10

(d)

Other Textiles & Textile Products

249

3,12

2,41

115

2,13

1,80

5.

Paper, Paper Products & Printing

79

4,26

3,62

94

4,82

3,82

6.

Leather & Leather Products

93

3,79

1,99

33

66

55

7.

Rubber & Plastic Products

54

16,76

7,73

32

2,84

2,45

8.

Chemicals & Chemical Products

105

66,01

44,59

708

11,97

9,92

(a)

Heavy Industrial Chemicals

9

54,68

36,87

9

2,28

1,88

(b)

Fertilisers

1

2

3

–

–

–

(c)

Drugs & Pharmaceuticals

15

33

18

576

4,21

3,40

(d)

Non-Edible Oils

2

7

7

–

–

–

(e)

Other Chemicals & Chemical Products

78

10,92

7,45

123

5,49

4,64

9.

Petroleum, Coal Products & Nuclear Fuels

14

11,57

8,78

24

3,79

3,27

10.

Manufacture of Cement & Cement Products

86

13,69

11,03

70

8,78

8,17

11.

Basic Metals & Metal Products

346

420,75

237,71

344

331,11

254,57

(a)

Iron & Steel

76

405,16

225,84

144

274,43

211,86

(b)

Non-Ferrous Metals

3

37

32

19

4,30

3,79

(c)

Metal Products

267

15,23

11,55

181

52,37

38,92

12.

Engineering

339

58,94

23,34

286

21,01

12,27

(a)

Heavy Engineering

18

21,66

3,78

13

8,46

1,71

(b)

Light Engineering

156

34,35

17,29

107

5,76

4,66

(c)

Electrical Machinery & Goods

134

2,01

1,49

116

5,89

5,07

(d)

Electronic Machinery & Goods

31

92

78

50

90

83

13.

Vehicles, Vehicle Parts & Transport Equipments

314

931,23

208,51

171

33,92

29,51

14.

Other Industries

23,595

92,06

73,92

6,734

92,35

72,84

15.

Electricity, Gas & Water

8

23,54

84

9

1,14

1,01

(a)

Electricity Generation & Transmission

2

22,60

1

3

14

10

(b)

Non-Conventional Energy

2

65

57

–

–

–

(c)

Gas, Steam & Water Supply

4

29

26

6

1,00

91

16.

Construction

3,893

38,22

31,60

1,755

63,19

37,74

III.

TRANSPORT OPERATORS

6,391

91,68

63,61

3,990

61,76

47,20

IV.

PROFESSIONAL AND OTHER SERVICES

17,847

67,33

49,30

6,591

66,74

52,76

V.

PERSONAL LOANS

1,53,180

1179,58

915,33

1,24,442

1195,80

920,12

1.

Loans for Purchase of Consumer Durables

17,451

49,73

38,53

7,151

34,83

24,42

2.

Loans for Housing

7,526

227,30

186,31

7,222

198,90

176,85

3.

Rest of the Personal Loans

1,28,203

902,55

690,49

1,10,069

962,07

718,85

VI.

TRADE

99,432

534,39

424,95

41,607

596,36

520,54

1.

Wholesale Trade

5,244

69,63

63,29

3,119

190,36

173,84

2.

Retail Trade

94,188

464,76

361,66

38,488

406,00

346,70

VII.

FINANCE

1,296

5,80

4,46

194

13,23

6,23

VIII.

ALL OTHERS

50,968

194,22

151,61

20,703

192,11

152,66

TOTAL BANK CREDIT

7,67,417

4667,69

2951,31

2,78,472

3058,08

2418,19

OF WHICH : 1.

Artisans and Village & Tiny Industries

18,179

48,60

38,22

3,941

77,07

60,97

2.

Other Small Scale Industries

4,859

134,52

93,18

2,437

75,43

64,08

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: JHARKHAND

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

9,357

98,81

86,98

–

–

–

1.

Direct Finance

9,150

79,90

70,42

–

–

–

2.

Indirect Finance

207

18,90

16,56

–

–

–

II.

INDUSTRY

12,027

2904,65

1562,36

–

–

–

1.

Mining & Quarrying

113

323,81

124,95

–

–

–

2.

Food Manufacturing & Processing

587

36,65

31,47

–

–

–

(a)

Rice Mills, Flour & Dal Mills

267

6,63

5,36

–

–

–

(b)

Sugar

–

–

–

–

–

–

(c)

Edible Oils & Vanaspati

25

6,55

6,52

–

–

–

(d)

Tea Processing

1

10

10

–

–

–

(e)

Processing of Fruits & Vegetables

16

6,39

6,48

–

–

–

(f)

Others

278

16,98

13,01

–

–

–

3.

Beverage & Tobacco

18

13,82

13,84

–

–

–

4.

Textiles

3,466

53,68

46,09

–

–

–

(a)

Cotton Textiles

1,020

7,69

6,14

–

–

–

(b)

Jute & Other Natural Fibre Textiles

2,248

37,79

32,56

–

–

–

(c)

Handloom Textiles & Khadi

17

32

26

–

–

–

(d)

Other Textiles & Textile Products

181

7,87

7,13

–

–

–

5.

Paper, Paper Products & Printing

164

22,50

20,92

–

–

–

6.

Leather & Leather Products

48

63

63

–

–

–

7.

Rubber & Plastic Products

163

21,10

18,17

–

–

–

8.

Chemicals & Chemical Products

413

57,37

42,03

–

–

–

(a)

Heavy Industrial Chemicals

26

22,93

19,43

–

–

–

(b)

Fertilisers

–

–

–

–

–

–

(c)

Drugs & Pharmaceuticals

274

8,43

6,91

–

–

–

(d)

Non-Edible Oils

8

10,88

2,22

–

–

–

(e)

Other Chemicals & Chemical Products

105

15,13

13,47

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

68

27,56

21,24

–

–

–

10.

Manufacture of Cement & Cement Products

59

57,74

39,55

–

–

–

11.

Basic Metals & Metal Products

912

1301,50

398,64

–

–

–

(a)

Iron & Steel

255

1008,18

271,63

–

–

–

(b)

Non-Ferrous Metals

32

8,55

7,44

–

–

–

(c)

Metal Products

625

284,77

119,57

–

–

–

12.

Engineering

807

230,58

196,20

–

–

–

(a)

Heavy Engineering

36

186,35

161,00

–

–

–

(b)

Light Engineering

558

23,42

16,49

–

–

–

(c)

Electrical Machinery & Goods

147

16,58

15,15

–

–

–

(d)

Electronic Machinery & Goods

66

4,23

3,56

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

389

207,43

144,32

–

–

–

14.

Other Industries

3,454

115,06

75,09

–

–

–

15.

Electricity, Gas & Water

32

32,22

13,33

–

–

–

(a)

Electricity Generation & Transmission

5

25,52

6,90

–

–

–

(b)

Non-Conventional Energy

4

17

12

–

–

–

(c)

Gas, Steam & Water Supply

23

6,53

6,31

–

–

–

16.

Construction

1,334

403,01

375,89

–

–

–

III.

TRANSPORT OPERATORS

5,139

119,92

108,05

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

5,131

177,47

153,61

–

–

–

V.

PERSONAL LOANS

1,52,161

1857,90

1485,69

–

–

–

1.

Loans for Purchase of Consumer Durables

7,489

45,01

32,14

–

–

–

2.

Loans for Housing

16,510

586,09

495,48

–

–

–

3.

Rest of the Personal Loans

1,28,162

1226,80

958,07

–

–

–

VI.

TRADE

26,442

960,17

771,90

–

–

–

1.

Wholesale Trade

3,909

308,66

267,70

–

–

–

2.

Retail Trade

22,533

651,51

504,20

–

–

–

VII.

FINANCE

320

22,71

15,45

–

–

–

VIII.

ALL OTHERS

26,354

486,08

323,01

–

–

–

TOTAL BANK CREDIT

2,36,931

6627,72

4507,05

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

1,237

14,47

12,23

–

–

–

2.

Other Small Scale Industries

3,606

292,99

227,98

–

–

–