SOUTHERN REGION (Contd.)

STATE: KARNATAKA

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,97,087

10268,83

8587,31

11,40,844

15013,48

13732,97

68

220,81

38,77

1. Direct Finance

5,85,816

7988,64

7055,85

11,06,447

12552,89

11571,41

25

216,75

35,65

2. Indirect Finance

11,271

2280,19

1531,46

34,397

2460,59

2161,55

43

4,05

3,12

II.

INDUSTRY

33,038

32113,02

22030,90

1,94,253

72642,39

43346,48

2,603

20284,67

5705,79

1. Mining & Quarrying

707

2123,80

1425,87

838

1157,04

324,17

12

126,72

82,82

2. Food Manufacturing & Processing

3,627

1828,01

1493,75

19,308

2986,90

2313,78

218

465,92

119,30

(a) Rice Mills, Flour & Dal Mills

1,042

396,28

329,59

2,048

256,53

210,87

159

7,21

2,81

(b) Sugar

76

609,48

528,47

195

1290,63

1015,38

1

2,25

3

(c) Edible Oils & Vanaspati

164

73,81

59,26

1,281

96,17

77,24

-

-

-

(d) Tea Processing

24

13,42

12,06

43

4,75

3,78

-

-

-

(e) Processing of Fruits & Vegetables

116

118,92

97,83

142

51,86

28,75

3

30,13

30,13

(f) Others

2,205

616,09

466,54

15,599

1286,95

977,77

55

426,34

86,33

3. Beverage & Tobacco

136

923,55

816,95

392

2879,69

2601,99

40

1198,88

838,03

4. Textiles

4,728

1793,32

1291,20

32,297

9451,63

2944,65

368

11159,87

564,64

(a) Cotton Textiles

295

352,60

167,65

3,213

545,18

359,72

53

353,54

152,68

(b) Jute & Other Natural Fibre Textiles

72

3,88

3,23

178

16,66

11,39

-

-

-

(c) Handloom Textiles & Khadi

406

38,98

31,69

646

29,52

26,66

-

-

-

(d) Other Textiles & Textile Products

3,955

1397,85

1088,62

28,260

8860,28

2546,89

315

10806,32

411,96

5. Paper, Paper Products & Printing

1,399

513,62

299,77

2,290

1213,50

670,26

79

301,00

45,69

6. Woods and Wood Products

683

97,25

60,66

2,443

226,88

190,36

3

8

8

7. Leather & Leather Products

196

108,22

80,28

762

64,71

57,66

7

16,96

15,93

8. Gems and Jewellery

152

794,52

494,86

21,590

1569,41

842,76

7

1,29

1,29

9. Rubber & Plastic Products

713

454,81

301,05

3,174

562,89

345,65

62

176,01

123,39

10. Chemicals & Chemical Products

1,665

1226,01

776,97

5,795

948,90

687,89

162

1933,21

937,64

(a) Heavy Industrial Chemicals

93

185,82

134,41

135

59,74

36,94

30

527,35

525,16

(b) Fertilisers

41

45,50

13,37

126

32,78

23,84

-

-

-

(c) Drugs & Pharmaceuticals

99

493,48

339,32

3,442

587,56

434,53

44

885,64

394,03

(d) Non-Edible Oils

226

67,49

41,34

32

9,80

7,00

-

-

-

(e) Other Chemicals & Chemical Products

1,206

433,72

248,54

2,060

259,01

185,57

88

520,21

18,45

11. Petroleum, Coal Products & Nuclear Fuels

46

55,09

30,73

73

529,51

64,38

7

50,90

44,62

12. Manufacture of Cement & Cement Products

573

199,27

136,18

1,077

584,20

338,75

10

216,52

189,52

13. Basic Metals & Metal Products

6,710

3522,17

2287,42

7,022

5817,65

3594,41

93

506,11

262,61

(a) Iron & Steel

568

2676,62

1685,55

533

3492,79

2056,77

31

27,82

20,92

(b) Non-Ferrous Metals

213

238,22

138,88

170

236,12

161,59

11

339,01

190,95

(c) Metal Products

5,929

607,33

462,99

6,319

2088,74

1376,05

51

139,28

50,74

14. Engineering

4,813

4341,34

3058,86

20,716

11553,86

3271,49

723

1757,63

1187,66

(a) Heavy Engineering

795

1014,53

798,31

1,791

835,08

589,40

45

253,00

192,82

(b) Light Engineering

2,690

1468,87

923,56

12,953

9295,17

1673,93

181

482,37

195,88

(c) Electrical Machinery & Goods

856

1202,21

872,89

5,009

1041,88

825,20

400

870,75

746,12

(d) Electronic Machinery & Goods

472

655,72

464,10

963

381,73

182,96

97

151,52

52,84

15. Vehicles, Vehicle Parts & Transport Equipments

306

572,80

287,98

4,179

927,80

657,86

117

481,90

214,37

16. Other Industries

4,412

1279,67

798,04

28,724

2558,37

1865,63

324

730,89

199,62

17. Electricity, Gas & Water

219

2945,71

1951,98

549

16474,59

12246,84

12

207,51

50,63

(a) Electricity Generation & Transmission

139

2749,79

1853,91

312

16081,79

11887,55

-

-

-

(b) Non-Conventional Energy

29

91,71

76,84

81

60,66

39,16

-

-

-

(c) Gas, Steam & Water Supply

51

104,22

21,23

156

332,14

320,14

12

207,51

50,63

18. Construction

1,953

9333,84

6438,36

43,024

13134,87

10327,93

359

953,27

827,96

(a) Other than Infrastructure

641

2997,28

2114,41

9,501

3832,90

3233,39

191

706,48

643,52

(b) Infrastructure Construction

1,312

6336,56

4323,96

33,523

9301,97

7094,55

168

246,79

184,44

III.

TRANSPORT OPERATORS

7,254

1880,30

1739,50

30,772

3089,60

2647,16

90

273,65

223,56

IV.

PROFESSIONAL AND OTHER SERVICES

16,814

6679,27

4525,59

1,13,896

20078,64

15959,17

8,565

10225,90

5063,95

1. Professional Services

1,226

311,50

202,75

25,022

3130,79

2891,20

3,028

704,74

685,68

2. Tourism, Hotel & Restaurants

3,427

1882,49

1278,63

10,660

1730,31

1282,77

41

17,42

17,45

3. Recreation services

385

75,12

49,44

735

334,55

318,30

64

8,26

7,56

4. IT and Telecommunications

161

706,01

417,83

497

822,33

594,11

77

747,82

394,68

5. Others

11,615

3704,17

2576,94

76,982

14060,65

10872,79

5,355

8747,66

3958,59

V.

PERSONAL LOANS

6,38,160

20061,96

15141,68

9,97,639

26267,79

21848,70

16,89,904

12434,73

3646,29

1. Housing

1,59,424

13104,14

10127,18

2,27,489

16478,71

14116,03

7,873

1525,19

1252,08

2. Consumer Durables

7,157

62,96

44,50

55,078

371,57

322,91

4

3

3

3. Vehicles

60,370

1470,29

1077,73

67,265

1148,86

936,16

394

12,83

6,21

4. Education

45,475

1296,93

900,66

88,332

1844,85

1547,64

-

-

-

5. Personal Credit Cards

-

-

-

70,102

382,43

124,27

16,18,690

9443,02

1123,82

6. Others

3,65,734

4127,64

2991,62

4,89,373

6041,36

4801,69

62,943

1453,67

1264,16

VI.

TRADE

81,390

4370,91

3310,72

1,94,482

9965,45

7008,75

1,98,044

2807,33

1015,80

1. Wholesale Trade

5,202

2079,50

1588,22

14,012

3295,81

2009,69

18,046

1109,09

374,44

2. Retail Trade

76,188

2291,41

1722,51

1,80,470

6669,64

4999,06

1,79,998

1698,24

641,36

VII.

FINANCE

756

727,28

695,75

6,366

6186,70

3750,36

90

199,15

173,36

VIII.

ALL OTHERS

4,828

194,70

175,53

2,47,019

3957,18

3436,59

1,502

632,27

533,42

TOTAL BANK CREDIT

13,79,327

76296,28

56206,99

29,25,271

157201,23

111730,17

19,00,866

47078,51

 16400,96

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION – MARCH 2010

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

9,15,089

5863,09

5707,74

1,97,425

3408,65

2911,12

28,50,513

34774,86

30977,90

1. Direct Finance

 8,63,726

5274,56

5152,96

1,93,976

2898,51

2496,90

27,49,990

28931,35

26312,78

2. Indirect Finance

51,363

588,53

554,78

3,449

510,15

414,22

1,00,523

5843,51

4665,13

II.

INDUSTRY

34,123

520,10

455,45

18,934

14377,70

10376,58

2,82,951

139937,88

81915,19

1. Mining & Quarrying

134

10,01

7,12

147

106,21

79,65

1,838

3523,78

1919,64

2. Food Manufacturing & Processing

1,001

22,24

18,76

2,725

1368,05

904,42

26,879

6671,13

4850,01

(a) Rice Mills, Flour & Dal Mills

408

17,65

15,13

1,087

165,48

138,43

4,744

843,15

696,82

(b) Sugar

-

-

-

33

185,80

90,50

305

2088,16

1634,37

(c) Edible Oils & Vanaspati

178

79

66

51

51,59

23,26

1,674

222,37

160,42

(d) Tea Processing

89

71

74

13

6,28

93

169

25,17

17,51

(e) Processing of Fruits & Vegetables

2

9

7

41

135,50

107,97

304

336,51

264,74

(f) Others

324

3,00

2,17

1,500

823,40

543,34

19,683

3155,78

2076,15

3. Beverage & Tobacco

5

27

26

75

936,64

848,99

648

5939,03

5106,22

4. Textiles

1,660

28,73

26,78

1,488

980,62

739,34

40,541

23414,17

5566,62

(a) Cotton Textiles

920

26,06

24,73

396

255,27

221,59

4,877

1532,65

926,37

(b) Jute & Other Natural Fibre Textiles

123

33

27

8

1,18

99

381

22,06

15,88

(c) Handloom Textiles & Khadi

90

37

30

64

76,03

49,83

1,206

144,90

108,48

(d) Other Textiles & Textile Products

527

1,97

1,48

1,020

648,15

466,94

34,077

21714,57

4515,89

5. Paper, Paper Products & Printing

250

1,66

99

403

276,47

239,27

4,421

2306,25

1255,98

6. Woods and Wood Products

282

1,47

1,38

1,195

54,03

40,42

4,606

379,72

292,90

7. Leather & Leather Products

75

26

19

256

66,95

28,12

1,296

257,09

182,18

8. Gems and Jewellery

4,339

13,41

12,29

58

207,58

203,69

26,146

2586,20

1554,89

9. Rubber & Plastic Products

56

47

43

313

160,70

119,74

4,318

1354,88

890,26

10. Chemicals & Chemical Products

405

2,23

2,06

413

667,17

413,21

8,440

4777,53

2817,76

(a) Heavy Industrial Chemicals

1

12

11

28

93,00

89,73

287

866,04

786,34

(b) Fertilisers

173

93

83

24

117,59

13,38

364

196,80

51,43

(c) Drugs & Pharmaceuticals

221

88

82

151

264,72

172,85

3,957

2232,28

1341,56

(d) Non-Edible Oils

-

-

-

2

3,39

4,46

260

80,68

52,80

(e) Other Chemicals & Chemical Products

10

30

29

208

188,48

132,78

3,572

1401,73

585,63

11. Petroleum, Coal Products & Nuclear Fuels

14

82

56

35

290,72

66,17

175

927,03

206,47

12. Manufacture of Cement & Cement Products

37

33

24

100

61,13

57,86

1,797

1061,45

722,55

13. Basic Metals & Metal Products

476

2,49

2,11

582

643,26

506,45

14,883

10491,68

6653,00

(a) Iron & Steel

3

34

27

170

486,02

390,09

1,305

6683,59

4153,60

(b) Non-Ferrous Metals

-

-

-

33

29,25

22,74

427

842,60

514,17

(c) Metal Products

473

2,15

1,85

379

127,99

93,62

13,151

2965,49

1985,24

14. Engineering

528

2,55

2,16

1,173

1193,53

823,75

27,953

18848,91

8343,92

(a) Heavy Engineering

1

3

2

84

112,23

98,26

2,716

2214,87

1678,82

(b) Light Engineering

159

1,08

71

733

255,80

206,25

16,716

11503,28

3000,33

(c) Electrical Machinery & Goods

158

60

55

261

766,37

470,52

6,684

3881,82

2915,28

(d) Electronic Machinery & Goods

210

84

88

95

59,13

48,72

1,837

1248,94

749,49

15. Vehicles, Vehicle Parts & Transport Equipments

1,129

7,12

5,54

595

522,64

225,45

6,326

2512,27

1391,20

16. Other Industries

12,005

77,84

73,51

3,976

647,65

472,94

49,441

5294,42

3409,73

17. Electricity, Gas & Water

310

33,01

30,03

92

1181,75

730,75

1,182

20842,57

15010,23

(a) Electricity Generation & Transmission

1

6

7

26

919,24

599,84

478

19750,87

14341,36

(b) Non-Conventional Energy

303

32,74

29,73

37

250,09

127,04

450

435,21

272,76

(c) Gas, Steam & Water Supply

6

21

23

29

12,42

3,87

254

656,49

396,10

18. Construction

11,417

315,20

271,02

5,308

5012,57

3876,36

62,061

28749,75

21741,64

(a) Other than Infrastructure

5,152

282,04

241,73

3,563

3192,38

2456,09

19,048

11011,07

8689,13

(b) Infrastructure Construction

6,265

33,15

29,28

1,745

1820,20

1420,28

43,013

17738,68

13052,51

III.

TRANSPORT OPERATORS

12,697

163,69

126,12

23,842

2332,84

1587,08

74,655

7740,07

6323,44

IV.

PROFESSIONAL AND OTHER SERVICES

 1,02,490

777,69

667,08

27,796

6357,39

4420,36

2,69,561

44118,88

30636,17

1. Professional Services

11,793

118,56

107,92

3,083

835,45

674,51

44,152

5101,03

4562,06

2. Tourism, Hotel & Restaurants

8,724

62,79

51,17

1,567

661,81

360,80

24,419

4354,81

2990,82

3. Recreation services

727

4,04

3,41

559

27,57

20,81

2,470

449,54

399,52

4. IT and Telecommunications

1

3

3

207

477,10

260,84

943

2753,28

1667,48

5. Others

81,245

592,28

504,55

22,380

4355,46

3103,41

1,97,577

31460,22

21016,28

V.

PERSONAL LOANS

2,38,957

1469,26

1302,34

5,23,344

18907,88

13110,65

40,88,004

79141,61

55049,66

1. Housing

15,744

324,12

305,30

76,327

10450,20

8140,06

4,86,857

41882,35

33940,64

2. Consumer Durables

7,053

34,02

28,19

12,085

103,63

87,15

81,377

572,21

482,77

3. Vehicles

14,765

83,67

71,36

1,36,363

2418,24

1191,95

2,79,157

5133,90

3283,41

4. Education

7,267

74,26

66,05

13,824

464,62

405,67

1,54,898

3680,66

2920,01

5. Personal Credit Cards

-

-

-

18,710

588,80

102,59

17,07,502

10414,24

1350,69

6. Others

 1,94,128

953,19

831,43

2,66,035

4882,38

3183,23

13,78,213

17458,24

13072,14

VI.

TRADE

1,15,732

729,47

603,39

30,072

4498,09

3324,33

6,19,720

22371,25

15262,99

1. Wholesale Trade

14,448

95,77

78,56

5,287

1760,81

1214,19

56,995

8340,97

5265,10

2. Retail Trade

 1,01,284

633,70

524,83

24,785

2737,29

2110,14

5,62,725

14030,29

9997,89

VII.

FINANCE

33,538

369,64

291,97

2,118

1590,60

1140,98

42,868

9073,38

6052,42

VIII.

ALL OTHERS

36,984

267,15

225,01

2,45,892

3113,94

2457,90

5,36,225

8165,25

6828,46

TOTAL BANK CREDIT

14,89,610

10160,08

9379,10

10,69,423

54587,09

39329,01

87,64,497

345323,19

233046,23