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RBI Announcements

Asset Publisher

83747888

Karnataka

SOUTHERN REGION

STATE: KARNATAKA

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

16,89,586

14544,99

13449,90

8,04,292

9959,73

9028,12

 

1. Direct Finance

16,26,224

13000,83

12163,30

7,80,196

8895,50

8085,49

 

2. Indirect Finance

63,362

1544,16

1286,60

24,096

1064,22

942,63

II.

INDUSTRY

45,715

13658,27

9392,77

33,237

6699,32

4510,43

 

1. Mining & Quarrying

378

246,20

171,59

513

131,31

95,31

 

2. Food Manufacturing & Processing

3,171

1164,06

868,00

4,829

1046,73

823,69

 

(a) Rice Mills, Flour & Dal Mills

688

68,30

57,72

961

209,90

172,23

 

(b) Sugar

63

599,50

465,38

38

289,67

242,50

 

(c) Edible Oils & Vanaspati

246

22,74

7,76

268

77,14

49,94

 

(d) Tea Processing

111

1,52

1,06

25

45

43

 

(e) Processing of Fruits & Vegetables

56

67,71

48,11

116

37,67

21,88

 

(f) Others

2,007

404,29

287,98

3,421

431,91

336,72

 

3. Beverage & Tobacco

88

710,79

648,77

158

60,74

43,74

 

4. Textiles

3,350

581,90

459,50

3,233

166,40

127,45

 

(a) Cotton Textiles

891

39,04

36,34

476

71,30

49,27

 

(b) Jute & Other Natural Fibre Textiles

159

1,55

1,01

121

4,28

4,09

 

(c) Handloom Textiles & Khadi

368

11,17

9,55

568

9,69

8,05

 

(d) Other Textiles & Textile Products

1,932

530,14

412,60

2,068

81,14

66,05

 

5. Paper, Paper Products & Printing

761

149,79

95,57

553

144,96

121,01

 

6. Woods and Wood Products

647

31,77

24,93

1,124

51,39

31,83

 

7. Leather & Leather Products

159

23,21

18,22

192

3,53

2,51

 

8. Gems and Jewellery

3,759

52,35

48,99

1,175

63,05

62,62

 

9. Rubber & Plastic Products

306

162,54

71,33

300

58,12

35,36

 

10. Chemicals & Chemical Products

942

858,67

763,64

862

148,02

92,06

 

(a) Heavy Industrial Chemicals

17

569,76

542,14

16

1,67

1,38

 

(b) Fertilisers

168

1,61

1,23

39

7,84

4,86

 

(c) Drugs & Pharmaceuticals

236

191,95

159,02

78

5,41

3,81

 

(d) Non-Edible Oils

63

6,84

4,63

92

34,14

18,33

 

(e) Other Chemicals & Chemical Products

458

88,51

56,62

637

98,97

63,69

 

11. Petroleum, Coal Products & Nuclear Fuels

41

466,32

65,12

25

258,72

36,45

 

12. Manufacture of Cement & Cement Products

331

473,99

237,33

404

37,35

29,88

 

13. Basic Metals & Metal Products

925

1896,39

1187,94

932

551,24

453,47

 

(a) Iron & Steel

67

1774,52

1134,68

158

473,36

396,80

 

(b) Non-Ferrous Metals

29

21,93

18,74

42

22,59

13,05

 

(c) Metal Products

829

99,94

34,52

732

55,29

43,62

 

14. Engineering

3,153

695,87

526,77

2,018

323,99

230,48

 

(a) Heavy Engineering

825

195,61

132,90

292

50,40

40,07

 

(b) Light Engineering

1,076

159,45

111,06

1,091

137,49

93,30

 

(c) Electrical Machinery & Goods

850

246,71

205,03

441

87,27

56,25

 

(d) Electronic Machinery & Goods

402

94,10

77,79

194

48,83

40,86

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,698

470,39

193,64

641

259,62

159,01

 

16. Other Industries

14,548

656,91

327,66

8,325

263,60

182,64

 

17. Electricity, Gas & Water

382

1812,14

1223,08

92

629,71

544,42

 

(a) Electricity Generation & Transmission

57

1760,36

1181,30

24

572,08

495,38

 

(b) Non-Conventional Energy

308

29,04

25,32

19

49,73

43,49

 

(c) Gas, Steam & Water Supply

17

22,74

16,46

49

7,89

5,55

 

18. Construction

11,076

3204,98

2460,68

7,861

2500,83

1438,49

 

(a) Other than Infrastructure

5,931

1416,04

996,36

5,163

746,52

493,88

 

(b) Infrastructure Construction

5,145

1788,94

1464,32

2,698

1754,31

944,61

III.

TRANSPORT OPERATORS

25,426

928,99

581,74

13,318

345,64

262,66

IV.

PROFESSIONAL AND OTHER SERVICES

94,865

3999,75

3307,22

66,155

1742,03

1420,38

 

1. Professional Services

16,056

1459,50

1411,83

9,148

169,17

138,91

 

2. Tourism, Hotel & Restaurants

9,479

686,28

429,10

5,124

247,81

203,42

 

3. Recreation services

727

7,71

5,26

552

18,18

14,27

 

4. IT and Telecommunications

57

470,95

400,99

108

12,84

11,87

 

5. Others

68,546

1375,31

1060,05

51,223

1294,03

1051,91

V.

PERSONAL LOANS

4,65,008

8253,86

6488,57

4,79,885

7735,55

6123,17

 

1. Housing

65,579

3306,05

2744,01

84,818

3720,14

3011,29

 

2. Consumer Durables

15,239

99,33

82,56

19,822

126,36

111,96

 

3. Vehicles

48,102

1123,83

724,87

31,890

563,34

434,34

 

4. Education

43,187

842,36

704,10

35,390

680,53

533,96

 

5. Personal Credit Cards

3,300

39,73

15,33

2,277

18,30

10,97

 

6. Others

2,89,601

2842,57

2217,69

3,05,688

2626,89

2020,64

VI.

TRADE

1,78,390

2356,15

1806,38

1,19,224

2620,29

2088,42

 

1. Wholesale Trade

14,649

631,16

529,64

8,854

442,92

317,61

 

2. Retail Trade

1,63,741

1724,99

1276,74

1,10,370

2177,37

1770,81

VII.

FINANCE

27,049

442,84

302,71

9,492

218,84

99,84

VIII.

ALL OTHERS

1,17,845

1060,23

894,52

77,129

747,25

646,02

 

TOTAL BANK CREDIT

26,43,884

45245,06

36223,80

16,02,732

30068,65

24179,04


TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

SOUTHERN REGION

STATE: KARNATAKA

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,11,169

7328,02

6182,79

45,466

2942,12

2317,09

 

1. Direct Finance

2,99,846

5546,21

4921,62

43,724

1488,81

1142,37

 

2. Indirect Finance

11,323

1781,82

1261,17

1,742

1453,31

1174,72

II.

INDUSTRY

61,565

30879,06

16339,87

1,42,434

88701,23

51672,12

 

1. Mining & Quarrying

634

1814,35

1352,39

313

1331,93

300,34

 

2. Food Manufacturing & Processing

10,551

2394,58

1800,54

8,328

2065,76

1357,77

 

(a) Rice Mills, Flour & Dal Mills

1,996

485,33

395,50

1,099

79,62

71,38

 

(b) Sugar

163

946,23

717,33

41

252,77

209,16

 

(c) Edible Oils & Vanaspati

1,136

66,08

52,12

24

56,42

50,61

 

(d) Tea Processing

21

11,69

9,44

12

11,51

6,58

 

(e) Processing of Fruits & Vegetables

79

34,32

23,99

53

196,81

170,75

 

(f) Others

7,156

850,94

602,16

7,099

1468,65

849,29

 

3. Beverage & Tobacco

236

532,76

376,00

166

4634,73

4037,71

 

4. Textiles

5,933

7882,99

1713,73

28,025

14782,88

3265,95

 

(a) Cotton Textiles

2,440

381,63

250,21

1,070

1040,68

590,56

 

(b) Jute & Other Natural Fibre Textiles

75

4,83

4,03

26

11,39

6,75

 

(c) Handloom Textiles & Khadi

189

33,60

9,39

81

90,43

81,49

 

(d) Other Textiles & Textile Products

3,229

7462,92

1450,10

26,848

13640,38

2587,15

 

5. Paper, Paper Products & Printing

1,257

841,51

352,99

1,850

1169,99

686,42

 

6. Woods and Wood Products

970

120,31

94,34

1,865

176,25

141,80

 

7. Leather & Leather Products

311

30,24

24,70

634

200,11

136,75

 

8. Gems and Jewellery

460

985,12

296,02

20,752

1485,69

1147,26

 

9. Rubber & Plastic Products

1,797

331,39

206,73

1,915

802,83

576,83

 

10. Chemicals & Chemical Products

1,848

436,33

269,58

4,788

3334,50

1692,48

 

(a) Heavy Industrial Chemicals

102

34,06

18,99

152

260,55

223,83

 

(b) Fertilisers

96

31,35

19,81

61

156,00

25,53

 

(c) Drugs & Pharmaceuticals

264

182,03

88,23

3,379

1852,89

1090,49

 

(d) Non-Edible Oils

100

36,56

25,67

5

3,15

4,18

 

(e) Other Chemicals & Chemical Products

1,286

152,34

116,89

1,191

1061,91

348,43

 

11. Petroleum, Coal Products & Nuclear Fuels

59

106,33

25,21

50

95,66

79,69

 

12. Manufacture of Cement & Cement Products

572

116,56

105,43

490

433,55

349,90

 

13. Basic Metals & Metal Products

7,659

3032,14

1708,18

5,367

5011,91

3303,42

 

(a) Iron & Steel

591

2417,12

1287,25

489

2018,59

1334,87

 

(b) Non-Ferrous Metals

169

106,21

61,13

187

691,88

421,25

 

(c) Metal Products

6,899

508,81

359,80

4,691

2301,44

1547,30

 

14. Engineering

7,882

1979,67

1246,99

14,900

15849,39

6339,68

 

(a) Heavy Engineering

964

307,28

189,31

635

1661,58

1316,54

 

(b) Light Engineering

4,312

1013,24

597,02

10,237

10193,10

2198,95

 

(c) Electrical Machinery & Goods

2,238

498,17

372,36

3,155

3049,67

2281,64

 

(d) Electronic Machinery & Goods

368

160,99

88,30

873

945,03

542,55

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,263

383,07

270,14

2,724

1399,20

768,42

 

16. Other Industries

12,377

1073,26

777,61

14,191

3300,65

2121,82

 

17. Electricity, Gas & Water

311

5313,97

3278,89

397

13086,75

9963,83

 

(a) Electricity Generation & Transmission

160

5247,72

3229,58

237

12170,71

9435,10

 

(b) Non-Conventional Energy

67

45,86

33,53

56

310,58

170,42

 

(c) Gas, Steam & Water Supply

84

20,39

15,78

104

605,46

358,31

 

18. Construction

7,445

3504,49

2440,41

35,679

19539,45

15402,07

 

(a) Other than Infrastructure

4,139

1139,60

903,35

3,815

7708,91

6295,54

 

(b) Infrastructure Construction

3,306

2364,89

1537,06

31,864

11830,54

9106,52

III.

TRANSPORT OPERATORS

19,977

1068,89

673,92

15,934

5396,55

4805,12

IV.

PROFESSIONAL AND OTHER SERVICES

61,034

6651,23

4447,96

47,507

31725,88

21460,61

 

1. Professional Services

9,297

520,94

398,14

9,651

2951,42

2613,18

 

2. Tourism, Hotel & Restaurants

5,298

754,45

530,20

4,518

2666,27

1828,10

 

3. Recreation services

391

38,10

27,36

800

385,55

352,63

 

4. IT and Telecommunications

305

140,32

101,55

473

2129,17

1153,08

 

5. Others

45,743

5197,41

3390,70

32,065

23593,47

15513,62

V.

PERSONAL LOANS

7,12,626

17079,56

13258,43

24,30,485

46072,64

29179,50

 

1. Housing

1,56,710

9685,99

7762,25

1,79,750

25170,17

20423,10

 

2. Consumer Durables

27,704

176,68

147,24

18,612

169,85

141,01

 

3. Vehicles

92,703

1383,18

950,54

1,06,462

2063,55

1173,65

 

4. Education

47,957

1271,03

991,13

28,364

886,76

690,82

 

5. Personal Credit Cards

19,084

132,58

54,40

16,82,841

10223,63

1269,99

 

6. Others

3,68,468

4430,10

3352,87

4,14,456

7558,67

5480,93

VI.

TRADE

93,134

5708,07

4338,51

2,28,972

11686,75

7029,68

 

1. Wholesale Trade

8,443

1457,12

1058,84

25,049

5809,77

3359,01

 

2. Retail Trade

84,691

4250,95

3279,68

2,03,923

5876,98

3670,67

VII.

FINANCE

3,648

4886,48

2633,75

2,679

3525,23

3016,12

VIII.

ALL OTHERS

1,02,162

1514,72

1265,70

2,39,089

4843,06

4022,23

 

TOTAL BANK CREDIT

13,65,315

75116,02

49140,92

31,52,566

194893,45

123502,47

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