SOUTHERNREGION

STATE :

KERALA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,08,193

440,51

406,31

10,99,920

2547,00

2291,88

1.

Direct Finance

2,06,786

429,48

396,23

10,83,591

2405,18

2182,37

2.

IndirectFinance

1,407

11,03

10,08

16,329

141,82

109,51

II.

INDUSTRY

18,345

266,52

224,25

1,25,710

2664,27

2193,05

1.

Mining & Quarrying

28

1,51

1,46

172

24,96

18,37

2.

Food Manufacturing & Processing

718

65,64

59,76

5,801

410,93

367,28

(a) Rice Mills, Flour & Dal Mills

165

6,68

6,62

1,573

71,54

63,98

(b) Sugar

—

—

—

1

7

4

(c) Edible Oils & Vanaspati

144

5,95

3,60

809

38,00

32,52

(d) TeaProcessing

10

6,70

6,21

53

69,91

68,96

(e) Processing of Fruits & Vegetables

3

8

7

55

5,54

4,74

(f) Others

396

46,24

43,26

3,310

225,87

197,03

3.

Beverage & Tobacco

7

70

53

118

37,94

38,89

4.

Textiles

538

11,21

8,75

4,011

269,91

170,43

(a) Cotton Textiles

44

2,97

2,45

384

64,88

52,66

(b) Jute & Other Natural Fibre Textiles

7

7

5

115

5,15

4,96

(c) Handloom Textiles & Khadi

9

28

15

467

85,49

23,64

(d) Other Textiles & Textile Products

478

7,89

6,09

3,045

114,39

89,18

5.

Paper, Paper Products & Printing

174

17,79

17,52

1,820

182,74

140,23

6.

Leather & Leather Products

53

35

25

478

16,00

17,28

7.

Rubber & Plastic Products

197

18,72

17,74

2,479

192,01

157,48

8.

Chemicals & Chemical Products

178

5,37

4,03

1,755

214,94

163,26

(a) Heavy Industrial Chemicals

2

6

4

52

4,37

4,38

(b) Fertilisers

2

9

4

41

106,08

66,61

(c) Drugs & Pharmaceuticals

44

68

54

900

42,75

38,49

(d) Non-Edible Oils

2

7

7

18

4,19

3,17

(e) Other Chemicals & Chemical Products

128

4,49

3,34

744

57,56

50,60

9.

Petroleum, Coal Products & Nuclear Fuels

4

2,05

85

15

84

79

10.

Manufacture of Cement & Cement Products

83

2,74

2,44

729

20,08

18,02

11.

BasicMetals & MetalProducts

186

9,91

7,56

1,463

80,46

67,84

(a) Iron & Steel

11

1,63

1,42

128

42,54

34,87

(b) Non-Ferrous Metals

5

3,37

1,59

23

2,66

2,37

(c) Metal Products

170

4,91

4,55

1,312

35,26

30,60

12.

Engineering

344

7,08

5,93

2,531

165,65

135,95

(a) Heavy Engineering

8

57

47

67

7,11

7,80

(b) Light Engineering

195

3,73

3,06

1,230

26,79

23,98

(c) Electrical Machinery & Goods

85

1,80

1,64

738

95,39

78,83

(d) Electronic Machinery & Goods

56

99

76

496

36,36

25,34

13.

Vehicles, Vehicle Parts & Transport Equipments

97

1,22

87

1,052

17,74

12,08

14.

Other Industries

14,464

71,79

58,51

96,776

590,74

514,71

15.

Electricity, Gas & Water

9

1,63

91

84

23,88

23,02

(a) Electricity Generation & Transmission

4

1,34

55

26

18,46

18,24

(b) Non-Conventional Energy

—

—

—

12

1,50

1,19

(c) Gas, Steam & Water Supply

5

30

36

46

3,92

3,58

16.

Construction

1,265

48,81

37,13

6,426

415,43

347,42

III.

TRANSPORT OPERATORS

3,394

31,41

22,25

30,089

385,65

290,90

IV.

PROFESSIONAL AND OTHER SERVICES

17,926

80,33

67,64

95,820

721,14

603,08

V.

PERSONALLOANS

83,886

562,49

482,34

6,87,570

5012,56

4261,45

1.

Loans for Purchase of Consumer Durables

4,400

12,80

9,15

30,988

98,05

76,57

2.

Loans for Housing

14,285

271,51

238,83

1,31,001

2383,43

2076,36

3.

Rest of the Personal Loans

65,201

278,18

234,36

5,25,581

2531,08

2108,52

VI.

TRADE

50,951

244,72

213,51

2,74,435

2656,93

2401,09

1.

Wholesale Trade

3,111

70,65

67,16

12,183

913,88

849,37

2.

Retail Trade

47,840

174,07

146,35

2,62,252

1743,05

1551,72

VII.

FINANCE

250

13,07

12,33

2,891

143,37

74,83

VIII.

ALLOTHERS

59,127

191,11

158,67

5,48,445

2055,47

1738,20

TOTAL BANK CREDIT

4,42,072

1830,16

1587,30

28,64,880

16186,38

13854,49

OF

WHICH: 1. Artisans and Village & Tiny Industries

7,433

23,53

19,17

40,517

221,05

187,27

2. Other Small Scale Industries

8,278

90,72

76,94

64,286

876,25

747,09

SOUTHERNREGION

STATE :

KERALA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

59,167

449,87

363,70

—

—

—

1.

Direct Finance

56,666

307,76

253,91

—

—

—

2.

IndirectFinance

2,501

142,11

109,79

—

—

—

II.

INDUSTRY

31,792

4369,70

3302,72

—

—

—

1.

Mining & Quarrying

773

247,45

191,98

—

—

—

2.

Food Manufacturing & Processing

3,276

1259,72

813,31

—

—

—

(a) Rice Mills, Flour & Dal Mills

1,077

26,38

24,57

—

—

—

(b) Sugar

3

95

64

—

—

—

(c) Edible Oils & Vanaspati

115

35,59

34,32

—

—

—

(d) Tea Processing

58

129,94

54,98

—

—

—

(e) Processing of Fruits & Vegetables

29

7,95

8,89

—

—

—

(f) Others

1,994

1058,91

689,90

—

—

—

3.

Beverage & Tobacco

49

31,21

40,05

—

—

—

4.

Textiles

1,329

337,90

234,97

—

—

—

(a) Cotton Textiles

150

223,00

135,87

—

—

—

(b) Jute & Other Natural Fibre Textiles

14

1,81

1,66

—

—

—

(c) Handloom Textiles & Khadi

16

94

91

—

—

—

(d) Other Textiles & Textile Products

1,149

112,16

96,54

—

—

—

5.

Paper, Paper Products & Printing

758

66,88

56,47

—

—

—

6.

Leather & Leather Products

261

4,32

3,98

—

—

—

7.

Rubber & Plastic Products

674

207,47

192,19

—

—

—

8.

Chemicals & Chemical Products

950

247,60

184,19

—

—

—

(a) Heavy Industrial Chemicals

40

15,53

14,54

—

—

—

(b) Fertilisers

13

119,96

76,59

—

—

—

(c) Drugs & Pharmaceuticals

380

23,10

20,32

—

—

—

(d) Non-Edible Oils

16

12,64

12,98

—

—

—

(e) Other Chemicals & Chemical Products

501

76,37

59,77

—

—

—

9.

Petroleum, CoalProducts & NuclearFuels

28

175,76

159,63

—

—

—

10.

Manufacture of Cement & Cement Products

89

3,71

3,37

—

—

—

11.

BasicMetals & Metal Products

860

96,39

85,98

—

—

—

(a) Iron & Steel

62

24,65

25,39

—

—

—

(b) Non-Ferrous Metals

28

42,98

37,34

—

—

—

(c) Metal Products

770

28,75

23,26

—

—

—

12.

Engineering

1,082

347,33

241,69

—

—

—

(a) Heavy Engineering

22

4,50

2,32

—

—

—

(b) Light Engineering

449

77,48

52,78

—

—

—

(c) Electrical Machinery & Goods

302

132,01

76,87

—

—

—

(d) Electronic Machinery & Goods

309

133,36

109,72

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

229

205,61

158,48

—

—

—

14.

Other Industries

18,847

412,59

331,96

—

—

—

15.

Electricity, Gas & Water

73

456,14

378,51

—

—

—

(a) Electricity Generation & Transmission

44

452,35

374,84

—

—

—

(b) Non-Conventional Energy

4

1,73

1,74

—

—

—

(c) Gas, Steam & Water Supply

25

2,07

1,93

—

—

—

16.

Construction

2,514

269,63

225,95

—

—

—

III.

TRANSPORT OPERATORS

6,173

105,65

91,26

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

21,874

825,22

704,86

—

—

—

V.

PERSONALLOANS

2,82,885

2779,31

2310,58

—

—

—

1.

Loans for Purchase of Consumer Durables

17,387

79,00

62,98

—

—

—

2.

Loans for Housing

50,672

1274,61

1087,27

—

—

—

3.

Rest of the PersonalLoans

2,14,826

1425,70

1160,32

—

—

—

VI.

TRADE

46,453

2716,26

2485,13

—

—

—

1.

Wholesale rade

4,727

1710,77

1669,49

—

—

—

2.

Retail Trade

41,726

1005,49

815,64

—

—

—

VII.

FINANCE

445

104,40

85,72

—

—

—

VIII.

ALLOTHERS

1,24,630

1284,25

1155,91

—

—

—

TOTAL BANK CREDIT

5,73,419

12634,67

10499,88

—

—

—

OF

WHICH: 1. Artisans and Village & Tiny Industries

3,163

47,40

37,23

—

—

—

2. Other Small Scale Industries

17,171

801,93

580,62

—

—

—