ACL

Audit Command Language

MBFC

Mutual Benefit Financial Company

ACLF

Additional Collateralised Lending

MBS

Mortgage Backed Security

Facility

MF

Mutual Funds

AIDB

All India Development Bank

MICR

Magnetic Ink Character

AIFI

All India Financial Institution

Recognition

ALCO

Asset-Liability Management

MIS

Management Information System

Committee

MMMF

Money Market Mutual Funds

ALM

Asset-Liability Management

MNBC

Miscellaneous Non-Banking Company

AMC

Asset Management Committee

MoU

Memorandum of Understanding

ASB

Accounting Standards Board

MTPLR

Medium - Term Prime Lending

BCBS

Basle Committee on Banking

Rate

Supervision

NABARD

National Bank for Agriculture and

BFS

Board for Financial Supervision

Rural Development

NAV

Net Asset Value

BIS

Bank for International Settlement

NBC

Net Bank Credit

CAAT

Computer Assisted Audit

Technique

NBFC

Non-Banking Financial Companies

CAMELS

Capital Adequacy, Asset Quality,

NBNFC

Non-Banking Non Financial Companies

Management, Earnings, Liquidity

and Systems

NGO

Non-Government Organisation

CAR

Capital Adequacy Ratio

NHB

National Housing Bank

CAS

Credit Authorisation Ratio

NOF

Net Owned Funds

CBI

Central Bureau of Investigation

NPA

Non-Performing Asset

CCB

Central Co-operative Bank

NPL

Non-Performing Loan

C-D Ratio

Credit - Deposit Ratio

NRE

Non-Resident External Accounts

CD

Certificate of Deposit

NSE

National Stock Exchange

CDF

Co-operative Development Fund

OECD

Organisation for Economic Co-operation and Development

CLF

Collateralised Lending Facility

OMO

Open Market Operations

CMA

Credit Monitoring Arrangement

OSMOS

Off-Site Monitoring and Surveillance System

COR

Certificate of Registration

OSS

Off-Site Surveillance

CP

Commercial Paper

OP

Operating Profit

CRAR

Capital to Risk-Weighted Assets

PACS

Primary Agricultural Credit

Ratio

Societies

CRR

Cash Reserve Ratio

PAO

Pay and Accounts Officer

DAP

Development Action Plan

PCA

Prompt Corrective Action

DFI

Developmental Financial

PCARDB

Primary Co-operative Agriculture

Institution

and Rural Development Banks

DICGC

Deposit Insurance and Credit

PCB

Primary Co-operative Bank

Guarantee Corporation

PDAI

Primary Dealers Association of India

DP

Discussion Paper

PDLS

Primary Dealers Liquidity Support

DRI

Differential Rate of Interest

PDO

Public Debt Office

DRT

Debt Recovery Tribunal

PD

Primary Dealer

DTP

Development of Tribal Population

PLR

Prime Lending Rate

DvP

Delivery versus Payment

PMRY

Prime Minister’s Rozgar Yojna

ECGC

Export Credit Guarantee

Corporation

PSBs

Public Sector Banks

EDP

Electronic Data Processing

PSU

Public Sector Undertaking

EEFC

Exchange Earners Foreign Currency

PTLR

Prime Term Lending Rate

EPN

Entry Point Norms

RBS

Risk Based Supervision

EXIM Bank

Export Import Bank of India

RIDF

Rural Infrastructure Development

Fund

FII

Foreign Institutional Investors

RNBC

Residuary Non-Banking

FIMMDA

Fixed Income Money Market Derivatives Association

Companies

FRA

Forward Rates Agreements

RRA

Regulations Review Authority

GIC

General Insurance Corporation

RRB

Regional Rural Bank

GLC

General Line of Credit

RTGS

Real Time Gross Settlement

HDFC

Housing Development Finance Corporation

SAC

Settlement Advisory Committee

HFC

Housing Finance Companies

SAO

Seasonal Agricultural Operation

HKMA

Hong Kong Monetary Authority

SBI

State Bank of India

IAIS

International Association of Insurance Supervisors

SBIGPMPL

SBI Gold and Precious Metals Private Limited

IC

Investment Company

SCARDBs

State Co-operative Agriculture and

Rural Development Banks

ICAI

Institute of Chartered Accountants

of India

SCB

Scheduled Commercial Bank

IDBI

Industrial Development Bank of

SCRA

Securities Contracts (Regulation)

India

Act

IDFC

Infrastructure Development

SEBI

Securities and Exchange Board of

Finance Company

India

IFCI

Industrial Finance Corporation of

SFCs

State Financial Corporations

India

SGSY

Swarnajayanti Gram Swarojgar

IIBI

Industrial Investment Bank of India

Yojna

Ltd.

SHG

Self Help Group

ILAF

Interim Liquidity Adjustment

Facility

SIDBI

Small Industries Development

Bank of India

IMF

International Monetary Fund

SIDC

State Industrial Development

INFINET

Indian Financial Network

Corporations

IPO

Initial Public Offering

SIR

Statement of Interest Rate Sensitivity

IRDA

Insurance Regulatory and Development Authority

SLR

Statutory Liquidity Ratio

IRS

Interest Rates Swaps

SMARS

SMART Rupees System

IT

Information Technology

SPV

Special Purpose Vehicle

KCC

Kisan Credit Card

SSI

Small Scale Industry

KVIC

Khadi and Village Industries Commission

StCBs

State Co-operative Banks

LAB

Local Area Bank

STPLR

Short-Term Prime Lending Rate

LAF

Liquidity Adjustment Facility

STRIPS

Separate Trading of Registered

Interest and Principal Securities

LBS

Lead Bank Scheme

SWIFT

Society for Worldwide Inter-bank

LC

Loan Company

Financial Telecommunication

LIC

Life Insurance Corporation of India

TFCI

Tourism Finance Corporation of

India

LTPLR

Long-Term Prime Lending Rate

UTI

Unit Trust of India

MAP

Maturity and Position

WB

World Bank

MAS

Monetary Authority of Singapore

YTM

Yield to Maturity