NORTH-EASTERN REGION (Contd.)

STATE : MEGHALAYA

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

17,500

104,44

83,79

3,047

113,68

60,33

-

-

-

1. Direct Finance

17,163

72,54

57,77

2,853

25,46

19,13

-

-

-

2. Indirect Finance

337

31,90

26,02

194

88,22

41,20

-

-

-

II.

INDUSTRY

1,797

266,78

200,43

780

675,61

491,78

4

70,75

31,43

1. Mining & Quarrying

180

67,46

26,02

10

5,07

4,81

-

-

-

2. Food Manufacturing & Processing

438

18,90

15,38

157

2,66

2,26

2

3,00

1,56

  (a) Rice Mills, Flour & Dal Mills

21

7,24

5,85

1

1

1

2

3,00

1,56

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

2

55

51

-

-

-

-

-

-

  (d) Tea Processing

1

1

1

3

18

17

-

-

-

  (e) Processing of Fruits & Vegetables

18

1,36

97

-

-

-

-

-

-

  (f) Others

396

9,74

8,05

153

2,48

2,08

-

-

-

3. Beverage & Tobacco

6

3,74

3,17

6

1,83

1,37

-

-

-

4. Textiles

261

4,12

3,35

94

9,46

7,94

-

-

-

  (a) Cotton Textiles

20

27

20

32

1,97

1,85

-

-

-

  (b) Jute & Other Natural Fibre Textiles

7

5

3

1

-

-

-

-

-

  (c) Handloom Textiles & Khadi

109

1,51

1,22

13

4

3

-

-

-

  (d) Other Textiles & Textile Products

125

2,29

1,89

48

7,45

6,05

-

-

-

5. Paper, Paper Products & Printing

32

5,41

5,10

31

8,97

7,19

-

-

-

6. Woods and Wood Products

108

1,32

1,18

26

1,99

1,56

-

-

-

7. Leather & Leather Products

38

1,08

92

10

62

59

-

-

-

8. Gems and Jewellery

-

-

-

4

3

2

-

-

-

9. Rubber & Plastic Products

7

19

11

13

10,56

9,05

-

-

-

10. Chemicals & Chemical Products

21

2,54

2,36

7

1,18

49

-

-

-

  (a) Heavy Industrial Chemicals

-

-

-

1

6

4

-

-

-

  (b) Fertilisers

-

-

-

1

1

1

-

-

-

  (c) Drugs & Pharmaceuticals

1

3

3

-

-

-

-

-

-

  (d) Non-Edible Oils

1

10

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

19

2,41

2,32

5

1,11

45

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

7

4,69

3,17

8

12,51

12,04

-

-

-

12. Manufacture of Cement & Cement Products

22

29,24

25,41

23

344,81

258,23

2

67,75

29,86

13. Basic Metals & Metal Products

39

15,48

11,73

21

11,89

10,95

-

-

-

  (a) Iron & Steel

8

11,48

9,91

3

7,95

7,16

-

-

-

  (b) Non-Ferrous Metals

1

2,40

27

1

3,10

3,07

-

-

-

  (c) Metal Products

30

1,60

1,55

17

84

72

-

-

-

14. Engineering

66

2,21

1,88

70

7,23

6,10

-

-

-

  (a) Heavy Engineering

-

-

-

5

65

58

-

-

-

  (b) Light Engineering

51

1,82

1,58

50

1,76

1,62

-

-

-

  (c) Electrical Machinery & Goods

13

36

28

10

71

46

-

-

-

  (d) Electronic Machinery & Goods

2

2

2

5

4,12

3,44

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

9

39

37

1

9

9

-

-

-

16. Other Industries

333

5,99

4,79

238

13,89

12,19

-

-

-

17. Electricity, Gas & Water

2

6,90

4,59

17

220,04

134,43

-

-

-

  (a) Electricity Generation & Transmission

1

6,70

4,39

9

219,59

134,06

-

-

-

  (b) Non-Conventional Energy

1

20

20

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

8

45

38

-

-

-

18. Construction

228

97,11

90,90

44

22,78

22,47

-

-

-

  (a) Other than Infrastructure

37

22,87

19,00

33

13,09

12,66

-

-

-

  (b) Infrastructure Construction

191

74,24

71,90

11

9,68

9,81

-

-

-

III.

TRANSPORT OPERATORS

818

24,22

18,24

509

11,46

9,38

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

751

28,18

21,71

950

55,74

50,48

-

-

-

1. Professional Services

18

5,39

4,85

92

5,39

3,52

-

-

-

2. Tourism, Hotel & Restaurants

216

6,69

4,38

67

5,06

4,52

-

-

-

3. Recreation services

15

18

15

4

12

12

-

-

-

4. IT and Telecommunications

8

46

40

16

1,80

1,67

-

-

-

5. Others

494

15,46

11,93

771

43,36

40,65

-

-

-

V.

PERSONAL LOANS

49,469

781,92

595,95

9,823

170,78

145,61

-

-

-

1. Housing

4,967

185,60

147,90

1,913

70,65

63,94

-

-

-

2. Consumer Durables

1,023

5,00

3,53

1,280

8,17

7,60

-

-

-

3. Vehicles

2,806

64,47

48,33

726

15,94

12,71

-

-

-

4. Education

453

16,47

10,14

499

13,13

11,31

-

-

-

5. Personal Credit Cards

-

-

-

292

1,68

1,07

-

-

-

6. Others

40,220

510,38

386,06

5,113

61,21

48,98

-

-

-

VI.

TRADE

3,518

171,74

116,01

3,303

157,75

133,59

1

7

4

1. Wholesale Trade

99

38,19

26,42

290

54,88

45,40

1

7

4

2. Retail Trade

3,419

133,55

89,59

3,013

102,87

88,19

-

-

-

VII.

FINANCE

8

59

34

5

2,22

12

-

-

-

VIII.

ALL OTHERS

174

1,75

1,47

674

29,05

29,35

-

-

-

TOTAL BANK CREDIT

74,035

1379,62

1037,93

19,091

1216,27

920,64

5

70,82

31,47

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : MEGHALAYA

 (Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

10,277

26,12

22,97

17

60

51

30,841

244,85

167,60

1. Direct Finance

10,009

24,55

21,86

17

60

51

30,042

123,16

99,26

2. Indirect Finance

268

1,57

1,12

-

-

-

799

121,69

68,34

II.

INDUSTRY

1,032

7,36

5,74

150

15,53

12,89

3,763

1036,02

742,28

1. Mining & Quarrying

8

72

52

2

2,50

2,51

200

75,75

33,85

2. Food Manufacturing & Processing

48

98

80

1

1

1

646

25,56

20,01

  (a) Rice Mills, Flour & Dal Mills

7

19

15

-

-

-

31

10,44

7,57

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

1

10

5

-

-

-

3

65

55

  (d) Tea Processing

-

-

-

-

-

-

4

19

18

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

18

1,36

97

  (f) Others

40

70

61

1

1

1

590

12,93

10,74

3. Beverage & Tobacco

-

-

-

-

-

-

12

5,56

4,54

4. Textiles

33

4

4

-

-

-

388

13,62

11,33

  (a) Cotton Textiles

-

-

-

-

-

-

52

2,24

2,06

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

8

6

4

  (c) Handloom Textiles & Khadi

-

-

-

-

-

-

122

1,55

1,26

  (d) Other Textiles & Textile Products

33

4

4

-

-

-

206

9,78

7,98

5. Paper, Paper Products & Printing

3

13

11

2

5

3

68

14,56

12,43

6. Woods and Wood Products

20

12

8

-

-

-

154

3,43

2,82

7. Leather & Leather Products

1

2

2

-

-

-

49

1,72

1,53

8. Gems and Jewellery

1

4

2

-

-

-

5

7

5

9. Rubber & Plastic Products

-

-

-

-

-

-

20

10,75

9,16

10. Chemicals & Chemical Products

1

2

-

-

-

-

29

3,74

2,86

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

1

6

4

  (b) Fertilisers

1

2

-

-

-

-

2

3

1

  (c) Drugs & Pharmaceuticals

-

-

-

-

-

-

1

3

3

  (d) Non-Edible Oils

-

-

-

-

-

-

1

10

-

  (e) Other Chemicals & Chemical Products

-

-

-

-

-

-

24

3,52

2,77

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

15

17,20

15,21

12. Manufacture of Cement & Cement Products

3

9

8

2

6,00

6,06

52

447,90

319,65

13. Basic Metals & Metal Products

1

3

3

-

-

-

61

27,40

22,71

  (a) Iron & Steel

-

-

-

-

-

-

11

19,43

17,07

  (b) Non-Ferrous Metals

-

-

-

-

-

-

2

5,50

3,34

  (c) Metal Products

1

3

3

-

-

-

48

2,47

2,30

14. Engineering

21

1,06

85

27

2,93

49

184

13,43

9,32

  (a) Heavy Engineering

14

94

78

-

-

-

19

1,59

1,37

  (b) Light Engineering

7

12

6

27

2,93

49

135

6,63

3,76

  (c) Electrical Machinery & Goods

-

-

-

-

-

-

23

1,08

74

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

7

4,14

3,46

15. Vehicles, Vehicle Parts & Transport Equipments

4

6

3

-

-

-

14

54

49

16. Other Industries

881

3,85

3,01

8

15

4

1,460

23,88

20,03

17. Electricity, Gas & Water

-

-

-

-

-

-

19

226,94

139,02

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

10

226,29

138,45

  (b) Non-Conventional Energy

-

-

-

-

-

-

1

20

20

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

8

45

38

18. Construction

7

19

14

108

3,89

3,75

387

123,96

117,26

  (a) Other than Infrastructure

5

13

10

30

3,31

3,17

105

39,41

34,93

  (b) Infrastructure Construction

2

6

4

78

58

58

282

84,56

82,33

III.

TRANSPORT OPERATORS

371

10,11

7,31

88

3,25

3,23

1,786

49,05

38,14

IV.

PROFESSIONAL AND OTHER SERVICES

140

1,52

1,05

34

2,77

1,41

1,875

88,21

74,66

1. Professional Services

25

7

6

-

-

-

135

10,85

8,43

2. Tourism, Hotel & Restaurants

26

20

14

1

-

-

310

11,96

9,04

3. Recreation services

3

15

11

-

-

-

22

45

39

4. IT and Telecommunications

-

-

-

-

-

-

24

2,27

2,07

5. Others

86

1,10

74

33

2,77

1,41

1,384

62,69

54,73

V.

PERSONAL LOANS

6,891

80,86

60,60

613

18,84

11,90

66,796

1052,40

814,06

1. Housing

678

23,27

20,02

17

1,75

1,33

7,575

281,28

233,19

2. Consumer Durables

400

1,32

95

3

1

1

2,706

14,51

12,09

3. Vehicles

369

7,42

5,40

267

10,94

5,56

4,168

98,77

72,00

4. Education

14

25

18

2

5

3

968

29,90

21,65

5. Personal Credit Cards

-

-

-

1

2

-

293

1,70

1,07

6. Others

5,430

48,60

34,04

323

6,05

4,97

51,086

626,24

474,05

VI.

TRADE

2,071

18,28

13,91

97

6,55

5,93

8,990

354,39

269,48

1. Wholesale Trade

60

51

24

31

4,27

3,99

481

97,92

76,08

2. Retail Trade

2,011

17,77

13,68

66

2,28

1,94

8,509

256,46

193,40

VII.

FINANCE

376

1,39

1,04

-

-

-

389

4,19

1,49

VIII.

ALL OTHERS

338

7,79

6,54

436

3,83

3,43

1,622

42,42

40,79

TOTAL BANK CREDIT

21,496

153,43

119,16

1,435

51,38

39,31

1,16,062

2871,52

2148,50