NORTHERN REGION

(Amount in Rupees Lakh)

STATE : HARYANA 

OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

3,57,290

2661,47

1,94,000

1561,86

75,902

587,80

6,27,192

4811,12

1. Direct Finance

3,53,624

2637,01

1,92,997

1555,77

74,973

582,37

6,21,594

4775,15

2. Indirect Finance

3,666

24,45

1,003

6,09

929

5,43

5,598

35,97

II.

INDUSTRY

4,444

15,68

3,939

20,76

22,531

205,77

30,914

242,21

III.

TRANSPORT OPERATORS

1,342

5,29

615

4,43

1,517

8,78

3,474

18,50

IV.

PROFESSIONAL AND OTHER SERVICES

9,568

29,68

6,642

25,12

12,521

77,97

28,731

132,77

V.

PERSONAL LOANS

66,211

366,79

75,187

452,18

2,17,052

1316,79

3,58,450

2135,76

1. Loans for Housing

10,531

93,04

10,189

96,36

35,303

342,86

56,023

532,26

2. Loans for Purchase of Consumer Durables

5,014

26,42

3,577

24,70

9,000

40,37

17,591

91,48

3. Rest of the Personal Loans

50,666

247,34

61,421

331,12

1,72,749

933,56

2,84,836

1512,02

VI.

TRADE

36,582

104,82

40,242

207,38

48,849

258,67

1,25,673

570,87

1. Wholesale Trade

1,262

6,88

7,313

84,59

1,910

8,75

10,485

100,22

2. Retail Trade

35,320

97,94

32,929

122,79

46,939

249,92

1,15,188

470,65

VII.

FINANCE

1,368

8,01

774

3,55

367

1,77

2,509

13,33

VIII.

ALL OTHERS

11,172

59,01

13,237

106,02

35,228

229,28

59,637

394,31

TOTAL BANK CREDIT

4,87,977

3250,75

3,34,636

2381,30

4,13,967

2686,83

12,36,580

8318,87

See Notes on Tables.

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

 (Amount in Rupees Lakh)

STATE : HIMACHAL PRADESH

 OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

1,90,210

897,05

14,666

75,93

14,543

159,74

2,19,419

1132,72

1. Direct Finance

1,88,032

887,73

14,271

74,45

14,486

159,29

2,16,789

1121,46

2. Indirect Finance

2,178

9,33

395

1,48

57

45

2,630

11,26

II.

INDUSTRY

7,132

33,36

2,969

19,14

238

1,75

10,339

54,25

III.

TRANSPORT OPERATORS

1,880

15,70

771

3,73

107

1,11

2,758

20,55

IV.

PROFESSIONAL AND OTHER SERVICES

9,376

40,76

2,347

11,73

718

4,43

12,441

56,93

V.

PERSONAL LOANS

95,440

522,58

29,400

194,25

23,093

195,04

1,47,933

911,87

1. Loans for Housing

18,243

147,38

8,521

82,96

1,204

12,12

27,968

242,46

2. Loans for Purchase of Consumer Durables

3,566

14,17

1,025

3,64

6,836

76,33

11,427

94,14

3. Rest of the Personal Loans

73,631

361,04

19,854

107,65

15,053

106,59

1,08,538

575,28

VI.

TRADE

42,670

214,53

8,157

47,19

6,237

14,57

57,064

276,29

1. Wholesale Trade

734

5,78

193

1,83

6

7

933

7,68

2. Retail Trade

41,936

208,74

7,964

45,37

6,231

14,50

56,131

268,61

VII.

FINANCE

790

3,68

117

61

22

18

929

4,46

VIII.

ALL OTHERS

17,103

61,59

4,810

19,75

1,255

7,97

23,168

89,31

TOTAL BANK CREDIT

3,64,601

1789,25

63,237

372,34

46,213

384,79

4,74,051

2546,38

TABLE NO. 5.8 – STATE AND POPULATION GROUP SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

 (Amount in Rupees Lakh)

STATE : JAMMU & KASHMIR

OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of Accounts

Amount Outstanding

No. of Accounts

Amount Outstanding

No. of Accounts

Amount Outstanding

No. of Accounts

Amount Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

36,316

156,13

15,347

83,17

1,797

8,82

53,460

248,11

1. Direct Finance

35,805

154,00

15,112

81,79

1,727

8,30

52,644

244,09

2. Indirect Finance

511

2,13

235

1,37

70

52

816

4,02

II.

INDUSTRY

9,881

44,65

4,217

22,07

6,941

40,16

21,039

106,87

III.

TRANSPORT OPERATORS

2,887

21,15

2,056

15,27

1,367

10,20

6,310

46,63

IV.

PROFESSIONAL AND OTHER SERVICES

2,380

15,03

1,503

10,60

3,478

27,79

7,361

53,42

V.

PERSONAL LOANS

1,15,136

695,09

71,346

457,73

1,09,616

685,09

2,96,098

1837,92

1. Loans for Housing

2,584

24,41

1,630

18,04

3,279

30,77

7,493

73,22

2. Loans for  Purchase of Consumer Durables

25,985

152,02

19,676

123,11

19,199

91,77

64,860

366,90

3. Rest of the Personal Loans

86,567

518,66

50,040

316,59

87,138

562,55

2,23,745

1397,79

VI.

TRADE

33,199

214,56

16,159

114,69

17,083

121,08

66,441

450,33

1. Wholesale Trade

354

3,18

185

1,46

695

5,78

1,234

10,42

2. Retail Trade

32,845

211,39

15,974

113,23

16,388

115,30

65,207

439,91

VII.

FINANCE

131

45

39

18

41

27

211

91

VIII.

ALL OTHERS

8,124

29,17

1,774

9,74

3,709

21,96

13,607

60,87

TOTAL BANK CREDIT

2,08,054

1176,23

1,12,441

713,45

1,44,032

915,38

4,64,527

2805,05

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

 (Amount in Rupees Lakh)

STATE : PUNJAB

 OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,18,483

3117,48

2,45,855

1955,99

69,169

509,60

7,33,507

5583,07

1. Direct Finance

4,15,122

3101,82

2,43,725

1944,02

67,400

498,01

7,26,247

5543,86

2. Indirect Finance

3,361

15,66

2,130

11,97

1,769

11,59

7,260

39,22

II.

INDUSTRY

9,255

24,90

8,057

46,37

38,724

365,08

56,036

436,36

III.

TRANSPORT OPERATORS

2,085

6,18

1,422

4,63

2,894

17,25

6,401

28,06

IV.

PROFESSIONAL AND OTHER SERVICES

11,220

40,87

16,751

88,39

20,297

125,60

48,268

254,86

V.

PERSONAL LOANS

84,647

426,82

1,34,094

751,92

2,58,247

1335,97

4,76,988

2514,70

1. Loans for Housing

16,482

128,07

20,869

189,50

28,884

266,19

66,235

583,75

2. Loans for Purchase of Consumer Durables

5,331

25,19

6,713

28,96

14,548

65,04

26,592

119,20

3. Rest of the Personal Loans

62,834

273,56

1,06,512

533,46

2,14,815

1004,74

3,84,161

1811,76

VI.

TRADE

35,152

114,63

31,738

143,63

33,710

233,93

1,00,600

492,18

1. Wholesale Trade

1,252

11,13

921

5,78

4,128

29,93

6,301

46,85

2. Retail Trade

33,900

103,49

30,817

137,85

29,582

204,00

94,299

445,34

VII.

FINANCE

1,029

4,03

473

2,37

692

4,93

2,194

11,33

VIII.

ALL OTHERS

22,071

114,79

22,479

91,67

38,553

210,52

83,103

416,97

TOTAL BANK CREDIT

 5,83,942

3849,69

4,60,869

3084,96

4,62,286

2802,90

15,07,097

9737,55

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SMALL       
 BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2009

NORTHERN REGION

 (Amount in Rupees Lakh)

STATE : RAJASTHAN

 OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

10,10,673

5536,08

4,97,365

2933,75

98,859

928,16

16,06,897

9397,99

1. Direct Finance

9,96,310

5456,33

4,87,417

2874,31

97,077

913,77

15,80,804

9244,41

2. Indirect Finance

14,363

79,75

9,948

59,44

1,782

14,39

26,093

153,58

II.

INDUSTRY

27,128

55,05

19,830

61,42

15,286

88,59

62,244

205,05

III.

TRANSPORT OPERATORS

4,619

13,85

3,656

14,31

11,953

67,47

20,228

95,62

IV.

PROFESSIONAL AND OTHER SERVICES

19,874

52,98

16,067

61,93

19,665

122,70

55,606

237,61

V.

PERSONAL LOANS

1,55,273

819,87

2,25,881

1281,99

4,34,731

2078,40

8,15,885

4180,26

1. Loans for Housing

17,423

141,62

19,377

178,34

39,187

375,55

75,987

695,51

2. Loans for Purchase of Consumer Durables

8,777

39,65

11,904

54,28

27,113

136,87

47,794

230,80

3. Rest of the Personal Loans

1,29,073

638,60

1,94,600

1049,36

3,68,431

1565,98

6,92,104

3253,94

VI.

TRADE

1,06,051

280,96

1,04,181

331,76

60,152

235,19

2,70,384

847,90

1. Wholesale Trade

2,990

9,33

1,254

7,78

1,487

9,89

5,731

27,00

2. Retail Trade

1,03,061

271,63

1,02,927

323,98

58,665

225,30

2,64,653

820,91

VII.

FINANCE

6,697

17,90

2,091

6,29

628

2,25

9,416

26,44

VIII.

ALL OTHERS

38,525

136,44

17,887

62,12

35,920

166,94

92,332

365,49

TOTAL BANK CREDIT

13,68,840

6913,12

8,86,958

4753,55

6,77,194

3689,70

29,32,992

15356,36

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SMALL
BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2009

NORTHERN REGION

 (Amount in Rupees Lakh)

CHANDIGARH

OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

470

1,88

-

-

3,940

25,68

4,410

27,56

1. Direct Finance

417

1,79

-

-

3,384

20,19

3,801

21,98

2. Indirect Finance

53

9

-

-

556

5,49

609

5,58

II.

INDUSTRY

133

63

3

(..)

11,329

130,61

11,465

131,25

III.

TRANSPORT OPERATORS

7

5

-

-

618

3,80

625

3,84

IV.

PROFESSIONAL AND OTHER SERVICES

288

99

6

3

3,554

21,58

3,848

22,60

V.

PERSONAL LOANS

2,738

14,97

151

1,03

85,587

425,21

88,476

441,21

1. Loans for Housing

364

3,31

47

51

5,968

55,57

6,379

59,38

2. Loans for Purchase of Consumer Durables

57

28

45

13

1,700

5,22

1,802

5,63

3. Rest of the Personal Loans

2,317

11,38

59

39

77,919

364,43

80,295

376,20

VI.

TRADE

664

2,46

11

4

5,295

18,12

5,970

20,62

1. Wholesale Trade

3

2

-

-

421

3,03

424

3,05

2. Retail Trade

661

2,43

11

4

4,874

15,09

5,546

17,57

VII.

FINANCE

7

2

-

-

13

9

20

11

VIII.

ALL OTHERS

265

86

2

(..)

9,511

67,83

9,778

68,69

TOTAL BANK CREDIT

4,572

21,86

173

1,11

1,19,847

692,91

1,24,592

715,89

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SMALL
BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2009

NORTHERN REGION

 (Amount in Rupees Lakh)

STATE : DELHI

 OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

1,465

6,86

281

1,37

17,460

232,66

19,206

240,89

1. Direct Finance

1,285

6,41

270

1,31

3,450

27,58

5,005

35,31

2. Indirect Finance

180

45

11

6

14,010

205,08

14,201

205,59

II.

INDUSTRY

296

1,34

154

90

1,18,316

1303,49

1,18,766

1305,73

III.

TRANSPORT OPERATORS

26

24

11

8

5,278

42,40

5,315

42,72

IV.

PROFESSIONAL AND OTHER SERVICES

259

1,00

124

63

37,568

356,84

37,951

358,46

V.

PERSONAL LOANS

8,355

51,85

4,465

28,80

16,54,386

6135,38

16,67,206

6216,03

1. Loans for Housing

358

2,49

144

1,15

56,034

876,75

56,536

880,39

2. Loans for Purchase of Consumer Durables

266

1,50

157

57

18,128

181,42

18,551

183,50

3. Rest of the Personal Loans

7,731

47,86

4,164

27,08

15,80,224

5077,21

15,92,119

5152,14

VI.

TRADE

631

2,97

353

2,21

51,352

537,25

52,336

542,44

1. Wholesale Trade

62

71

13

19

26,534

334,82

26,609

335,71

2. Retail Trade

569

2,26

340

2,03

24,818

202,44

25,727

206,72

VII.

FINANCE

3

2

1

-

721

5,32

725

5,33

VIII.

ALL OTHERS

158

82

314

1,95

1,00,540

825,36

1,01,012

828,13

TOTAL BANK CREDIT

11,193

65,09

5,703

35,95

19,85,621

9438,70

20,02,517

9539,74

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SMALL
BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2009

NORTH-EASTERN REGION

 (Amount in Rupees Lakh)

STATE : ARUNACHAL PRADESH

 OCCUPATION

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

No. of
Accounts

Amount
Outstanding

1

2

3

4

5

6

7

8

I.

AGRICULTURE

5,567

14,79

3,442

11,16

-

-

9,009

25,95

1. Direct Finance

5,515

14,55

3,415

11,06

-

-

8,930

25,61

2. Indirect Finance

52

25

27

10

-

-

79

34

II.

INDUSTRY

567

2,45

439

2,76

-

-

1,006

5,21

III.

TRANSPORT OPERATORS

195

1,64

261

3,39

-

-

456

5,03

IV.

PROFESSIONAL AND OTHER SERVICES

183

1,26

457

4,15

-

-

640

5,40

V.

PERSONAL LOANS

12,811

79,03

18,498

140,85

-

-

31,309

219,88

1. Loans for Housing

189

90

1,555

9,06

-

-

1,744

9,96

2. Loans for Purchase of Consumer Durables

417

98

704

4,64

-

-

1,121

5,62

3. Rest of the Personal Loans

12,205

77,14

16,239

127,16

-

-

28,444

204,30

VI.

TRADE

1,102

7,21

1,200

10,33

-

-

2,302

17,54

1. Wholesale Trade

-

-

12

17

-

-

12

17

2. Retail Trade

1,102

7,21

1,188

10,17

-

-

2,290

17,38

VII.

FINANCE

25

7

83

32

-

-

108

39

VIII.

ALL OTHERS

435

1,81

1,105

8,95

-

-

1,540

10,77

TOTAL BANK CREDIT

20,885

108,25

25,485

181,91

-

-

46,370

290,17