Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,344

22,16

20,81

5,723

12,31

11,43

1. Direct Finance

11,339

21,79

20,43

5,693

11,67

10,82

2. Indirect Finance

5

37

37

30

64

61

II.

INDUSTRY

349

39,50

21,09

1,293

55,51

28,09

1. Mining & Quarrying

1

30

29

—

—

—

2. Food Manufacturing & Processing

10

6,64

1,35

28

4,77

3,36

(a) Rice Mills, Flour & Dal Mills

6

10

8

7

1,82

48

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

5

36

37

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

4

6,54

1,27

16

2,58

2,51

3. Beverage & Tobacco

10

3,15

3,22

—

—

—

4. Textiles

8

1,36

24

12

3,89

3,81

(a) Cotton Textiles

4

16

13

4

3,77

3,72

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

3

1

2

(d) Other Textiles

4

1,20

12

5

10

6

5. Paper, Paper Products & Printing

6

1,58

1,11

24

3,75

1,81

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

7

28

4

2

4

1

8. Chemicals & Chemical Products

29

2,58

2,45

19

4,08

2,70

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

7

75

72

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

29

2,58

2,45

12

3,33

1,97

9. Petroleum, Coal Products & Nuclear Fuels

1

1,96

1,55

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

1

5

5

11. Basic Metals & Metal Products

11

4,27

2,29

7

1,35

1,34

(a) Iron & Steel

—

—

—

2

95

95

(b) Non-Ferrous Metals

1

4,04

2,06

—

—

—

(c) Other Metal Products

10

23

23

5

40

39

12. Engineering

14

12,20

4,20

305

3,06

2,79

(a) Heavy Engineering

3

5,53

48

—

—

—

(b) Light Engineering

1

2

2

6

9

8

(c) Electrical Machinery & Goods

7

1,73

1,34

299

2,97

2,70

(d) Electronic Machinery & Goods

3

4,93

2,37

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

1

2

2

3

7

4

14. Other Industries

251

5,18

4,33

886

34,26

12,04

15. Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

6

21

15

III.

TRANSPORT OPERATORS

18

34

26

129

2,13

1,60

IV.

PROFESSIONAL AND OTHER SERVICES

342

2,63

2,44

674

6,30

4,17

V.

PERSONAL LOANS

6,357

18,01

16,89

7,918

36,20

30,18

1. Loans for Purchase of Consumer Durables

670

97

80

1,856

7,64

5,47

2. Loans for Housing

485

4,19

4,14

1,161

10,24

9,43

3. Rest of the Personal Loans

5,202

12,84

11,95

4,901

18,32

15,28

VI.

TRADE

477

3,54

3,22

1,368

21,82

18,15

1. Wholesale Trade

10

1,06

93

131

8,48

6,74

2. Retail Trade

467

2,48

2,29

1,237

13,34

11,41

VII.

FINANCE

—

—

—

23

2,25

1,27

VIII.

ALL OTHERS

628

1,43

1,21

1,746

8,51

6,12

TOTAL BANK CREDIT

19,515

87,61

65,92

18,874

145,04

101,02

OF WHICH: 1. Artisans & Village Industries

84

28

26

177

28

24

2. Other Small Scale Industries

169

5,17

4,37

659

13,48

9,98

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

7,903

21,48

21,34

—

—

—

1. Direct Finance

7,895

21,16

21,06

—

—

—

2. Indirect Finance

8

33

28

—

—

—

II.

INDUSTRY

2,952

230,62

182,34

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

85

45,84

41,32

—

—

—

(a) Rice Mills, Flour & Dal Mills

11

10,53

9,70

—

—

—

(b) Sugar

3

28,44

26,54

—

—

—

(c) Edible Oils & Vanaspati

18

3,76

2,64

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

53

3,11

2,45

—

—

—

3. Beverage & Tobacco

16

11,34

9,77

—

—

—

4. Textiles

66

30,17

26,03

—

—

—

(a) Cotton Textiles

33

23,09

19,33

—

—

—

(b) Jute Textiles

1

15

14

—

—

—

(c) Handloom Textiles & Khadi

3

92

91

—

—

—

(d) Other Textiles

29

6,01

5,66

—

—

—

5. Paper, Paper Products & Printing

56

10,70

5,92

—

—

—

6. Leather & Leather Products

20

4,07

1,90

—

—

—

7. Rubber & Rubber Products

29

4,39

3,50

—

—

—

8. Chemicals & Chemical Products

188

48,59

36,72

—

—

—

(a) Heavy Industrial Chemicals

6

2,42

2,12

—

—

—

(b) Fertilisers

2

15

15

—

—

—

(c) Drugs & Pharmaceuticals

45

6,15

5,86

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

135

39,87

28,59

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

3

53

52

—

—

—

10. Manufacture of Cement & Cement Products

10

9

8

—

—

—

11. Basic Metals & Metal Products

78

22,34

16,35

—

—

—

(a) Iron & Steel

23

9,97

5,96

—

—

—

(b) Non-Ferrous Metals

1

3

3

—

—

—

(c) Other Metal Products

54

12,34

10,36

—

—

—

12. Engineering

202

12,45

7,84

—

—

—

(a) Heavy Engineering

2

11

11

—

—

—

(b) Light Engineering

70

5,02

2,49

—

—

—

(c) Electrical Machinery & Goods

88

2,35

1,02

—

—

—

(d) Electronic Machinery & Goods

42

4,96

4,22

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

38

1,05

59

—

—

—

14. Other Industries

1,549

35,91

29,10

—

—

—

15. Electricity, Gas & Water

15

1,27

1,21

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

2

20

21

—

—

—

(c) Gas, Steam & Water Supply

13

1,07

1,00

—

—

—

16. Construction

597

1,90

1,48

—

—

—

III.

TRANSPORT OPERATORS

347

3,56

2,81

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

1,664

25,08

17,41

—

—

—

V.

PERSONAL LOANS

24,663

95,80

85,17

—

—

—

1. Loans for Purchase of Consumer Durables

2,987

9,34

7,60

—

—

—

2. Loans for Housing

2,865

23,56

21,93

—

—

—

3. Rest of the Personal Loans

18,811

62,90

55,64

—

—

—

VI.

TRADE

8,835

79,35

72,19

—

—

—

1. Wholesale Trade

441

16,80

15,41

—

—

—

2. Retail Trade

8,394

62,56

56,78

—

—

—

VII.

FINANCE

5

1,73

1,48

—

—

—

VIII.

ALL OTHERS

3,145

30,95

25,34

—

—

—

TOTAL BANK CREDIT

49,514

488,58

408,09

—

—

—

OF WHICH: 1. Artisans & Village Industries

89

37

35

—

—

—

2. Other Small Scale Industries

1,208

53,90

43,68

—

—

—