(Amount in ₹ Crore)

Item

2020-21

Q1

Q2

Q3

Q4

Annual

Net Financial Assets (I-II)

583412.7

554437.6

463583.5

679174.4

2280608.2

Per cent of GDP

15.0

11.7

8.5

11.8

11.5

I. Financial Assets

788786.3

592945.3

633317.9

1047276.1

3062325.6

Per cent of GDP

20.3

12.5

11.6

18.2

15.4

of which:

1.Total Deposits (a+b)

297412.4

278631.7

158172.2

506213.3

1240429.7

(a) Bank Deposits

281191.3

264565.3

147096.0

507719.3

1200571.8

i. Commercial Banks

279010.5

262033.7

143558.6

462689.8

1147292.5

ii. Co-operative Banks

2180.8

2531.6

3537.3

45029.5

53279.3

(b) Non-Bank Deposits

16221.1

14066.4

11076.3

-1506.0

39857.9

of which:

Other Financial Institutions (i+ii)

11040.9

8886.2

5896.0

-6686.2

19137.0

i. Non-Banking Financial Companies

1441.0

3763.0

3514.8

3521.2

12240.0

ii. Housing Finance Companies

9599.9

5123.2

2381.3

-10207.3

6897.0

2. Life Insurance Funds

124387.9

143462.2

157535.1

142216.5

567601.8

3. Provident and Pension Funds (including PPF)

114496.3

107087.9

105344.6

175769.3

502698.2

4. Currency

202432.7

21286.9

91456.0

66800.5

381976.1

5. Investments

6249.8

-12956.4

67659.3

63624.0

124576.7

of which:

(a) Mutual Funds

-16021.0

-28837.7

57675.4

51267.0

64083.8

(b) Equity

18599.4

8291.5

5307.1

6333.3

38531.2

6. Small Savings (excluding PPF)

42751.6

54377.4

52095.1

91597.0

240821.1

II. Financial Liabilities

205373.6

38507.7

169734.4

368101.7

781717.4

Per cent of GDP

5.3

0.8

3.1

6.4

3.9

Loans/Borrowings

1. Financial Corporations (a+b)

205490.3

38624.3

169851.0

368219.1

782184.7

(a) Banking Sector

211058.8

13213.0

139622.0

276579.8

640473.6

of which:

i. Commercial Banks

211259.3

13213.8

140514.3

240050.4

605037.9

(b) Other Financial Institutions

-5568.6

25411.3

30229.0

91639.4

141711.1

i. Non-Banking Financial Companies

-15450.4

21627.1

15921.2

64881.1

86979.0

ii. Housing Finance Companies

10516.6

2875.1

13048.5

25336.1

51776.2

iii. Insurance Corporations

-634.8

909.2

1259.3

1422.2

2955.9

2. Non-Financial Corporations (Private Corporate Business)

33.8

33.8

33.8

33.0

134.4

3. General Government

-150.4

-150.4

-150.4

-150.4

-601.7

No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.)

(Amount in ₹ Crore)

Item

2021-22

Q1

Q2

Q3

Q4

Annual

Net Financial Assets (I-II)

370115.8

334234.9

489774.4

503089.0

1696155.6

Per cent of GDP

7.2

6.0

7.9

7.7

7.2

I. Financial Assets

364661.7

527896.1

818355.4

887657.3

2597511.9

Per cent of GDP

7.1

9.4

13.1

13.6

11.1

of which:

1.Total Deposits (a+b)

-82726.1

204033.6

426977.3

277625.7

824852.1

(a) Bank Deposits

-106428.9

197105.1

422392.9

264882.9

777952.1

i. Commercial Banks

-107940.7

195441.8

418267.0

262326.1

768094.3

ii. Co-operative Banks

1511.8

1663.4

4125.9

2556.8

9857.8

(b) Non-Bank Deposits

23702.8

6928.5

4584.5

12742.8

46900.0

of which:

Other Financial Institutions (i+ii)

16950.0

170.7

-2178.3

5960.0

20902.3

i. Non-Banking Financial Companies

4972.6

-765.5

73.3

4211.8

8492.2

ii. Housing Finance Companies

11977.3

936.2

-2251.6

1748.2

12410.1

2. Life Insurance Funds

114711.5

127449.8

103248.6

121541.6

466951.5

3. Provident and Pension Funds (including PPF)

127624.0

115463.1

98146.0

221372.4

562605.5

4. Currency

128660.2

-68631.2

62793.3

146845.0

269667.4

5. Investments

24929.6

82305.4

69760.9

50972.1

227967.9

of which:

(a) Mutual Funds

14573.0

63151.3

37912.2

44963.7

160600.1

(b) Equity

4502.5

13218.5

27808.2

3084.1

48613.3

6. Small Savings (excluding PPF)

50405.2

66218.1

56372.0

68243.2

241238.4

II. Financial Liabilities

-5454.1

193661.2

328581.0

384568.3

901356.3

Per cent of GDP

-0.1

3.5

5.3

5.9

3.8

Loans/Borrowings

1. Financial Corporations (a+b)

-5562.3

193553.0

328472.8

384460.1

900923.7

(a) Banking Sector

21436.5

138722.6

267950.7

348360.4

776470.2

of which:

i. Commercial Banks

26978.6

140268.7

265271.5

337009.8

769528.5

(b) Other Financial Institutions

-26998.8

54830.4

60522.2

36099.7

124453.5

i. Non-Banking Financial Companies

-34757.9

28876.8

29476.5

-2163.2

21432.2

ii. Housing Finance Companies

7132.0

24403.8

29494.8

37436.2

98466.8

iii. Insurance Corporations

627.1

1549.8

1550.9

826.7

4554.5

2. Non-Financial Corporations (Private Corporate Business)

33.8

33.8

33.8

33.8

135.1

3. General Government

74.4

74.4

74.4

74.4

297.4

No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.)

(Amount in ₹ Crore)

Item

2022-23

Q1

Q2

Q3

Q4

Annual

Net Financial Assets (I-II)

297770.4

293705.1

279460.1

505937.8

1376873.5

Per cent of GDP

4.6

4.5

4.0

7.0

5.1

I. Financial Assets

586920.5

646714.8

750856.7

974558.5

2959050.5

Per cent of GDP

9.0

9.8

10.8

13.6

10.9

of which:

1.Total Deposits (a+b)

183072.0

315216.2

276593.9

324746.6

1099628.6

(a) Bank Deposits

163162.9

299545.0

256363.7

307491.6

1026563.1

i. Commercial Banks

158613.3

300565.0

248459.8

284968.0

992606.2

ii. Co-operative Banks

4549.6

-1020.1

7903.8

22523.6

33956.9

(b) Non-Bank Deposits

19909.1

15671.3

20230.2

17255.0

73065.5

of which:

Other Financial Institutions (i+ii)

6314.4

2076.7

6635.6

3660.4

18687.1

i. Non-Banking Financial Companies

4040.2

3267.2

1800.9

5372.2

14480.5

ii. Housing Finance Companies

2274.2

-1190.5

4834.7

-1711.8

4206.6

2. Life Insurance Funds

73669.9

152049.5

167894.1

141206.6

534820.1

3. Provident and Pension Funds (including PPF)

155604.2

132126.0

140204.4

235093.2

663027.7

4. Currency

66438.9

-54579.3

76760.1

148990.2

237609.8

5. Investments

51603.2

48630.6

49879.2

64168.5

214281.5

of which:

(a) Mutual Funds

35443.5

44484.0

40205.9

58954.5

179087.8

(b) Equity

13560.9

1378.2

6434.1

1664.9

23038.1

6. Small Savings (excluding PPF)

54375.1

51114.5

37367.7

58196.2

201053.5

II. Financial Liabilities

289150.0

353009.7

471396.5

468620.7

1582177.0

Per cent of GDP

4.4

5.4

6.8

6.5

5.8

Loans/Borrowings

1. Financial Corporations (a+b)

289141.6

353001.2

471388.1

468612.3

1582143.3

(a) Banking Sector

234845.3

263782.5

368167.4

349555.0

1216350.1

of which:

i. Commercial Banks

230283.8

261265.3

365304.6

331292.5

1188146.3

(b) Other Financial Institutions

54296.3

89218.8

103220.8

119057.3

365793.1

i. Non-Banking Financial Companies

29281.6

54439.6

75878.8

80295.9

239895.9

ii. Housing Finance Companies

22336.7

33031.2

24903.3

36745.8

117017.0

iii. Insurance Corporations

2678.0

1747.9

2438.7

2015.6

8880.3

2. Non-Financial Corporations (Private Corporate Business)

33.7

33.7

33.7

33.7

135.0

3. General Government

-25.3

-25.3

-25.3

-25.3

-101.3

Notes :1. Net Financial Savings of households refer to the net financial assets, which are measured as difference of financial asset and liabilities flows.
2. Preliminary estimates for 2022-23 and revised estimates for 2020-21 and 2021-22.
3. The preliminary estimates for 2022-23 will undergo revision with the release of first revised estimates of national income, consumption expenditure, savings, and capital formation, 2022-23 by the NSO.
4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc.
5. Figures in the columns may not add up to the total due to rounding off.