50 (b). Stocks of Financial Assets and Liabilities of Households - Select Indicators - ଆରବିଆଇ - Reserve Bank of India
50 (b). Stocks of Financial Assets and Liabilities of Households - Select Indicators
(Amount in ₹ Crore) |
||||
Item |
Jun-2020 |
Sep-2020 |
Dec-2020 |
Mar-2021 |
Financial Assets (a+b+c+d+e+f+g+h) |
20405824.2 |
21066027.8 |
21906338.5 |
22874301.5 |
Per cent of GDP |
107.2 |
111.5 |
114.0 |
115.4 |
(a) Bank Deposits (i+ii) |
9977865.6 |
10242430.9 |
10389526.9 |
10897246.1 |
i. Commercial Banks |
9192702.5 |
9454736.2 |
9598294.8 |
10060984.6 |
ii. Co-operative Banks |
785163.1 |
787694.7 |
791232.1 |
836261.6 |
(b) Non-Bank Deposits |
|
|
|
|
of which: |
|
|
|
|
Other Financial Institutions |
180857.4 |
189743.6 |
195639.6 |
188953.5 |
i. Non-Banking Financial Companies |
51463.0 |
55226.1 |
58740.8 |
62262.0 |
ii. Housing Finance Companies |
129394.4 |
134517.6 |
136898.8 |
126691.5 |
(c) Life Insurance Funds |
4102000.7 |
4274424.9 |
4551882.0 |
4752932.3 |
(d) Currency |
2434693.7 |
2455980.6 |
2547436.6 |
2614237.0 |
(e) Mutual funds |
1343752.0 |
1443784.4 |
1648999.0 |
1730461.0 |
(f) Public Provident Fund (PPF) |
663478.0 |
671884.3 |
678997.2 |
742189.5 |
(g) Pension Funds |
464705.0 |
494930.0 |
548913.0 |
578025.0 |
(h) Small Savings (excluding PPF) Financial Liabilities (a+b) |
1238471.7 |
1292849.1 |
1344944.2 |
1370257.1 |
Financial Liabilities |
7190710.8 |
7229335.1 |
7399186.1 |
7767405.3 |
Per cent of GDP |
37.8 |
38.3 |
38.5 |
39.2 |
Loans/Borrowings |
|
|
|
|
(a) Banking Sector |
5728735.3 |
5741948.3 |
5881570.2 |
6158150.0 |
of which: |
|
|
|
|
i. Commercial Banks |
5226482.2 |
5239696.0 |
5380210.4 |
5620260.7 |
ii. Co-operative Banks |
500870.2 |
500865.3 |
499968.8 |
536494.1 |
(b) Other Financial Institutions |
1461975.5 |
1487386.9 |
1517615.9 |
1609255.3 |
of which: |
|
|
|
|
i. Non-Banking Financial Companies |
687643.6 |
709270.7 |
725191.9 |
790073.0 |
ii. Housing Finance Companies |
673118.3 |
675993.4 |
689041.8 |
714377.9 |
iii. Insurance Corporations |
101213.7 |
102122.8 |
103382.2 |
104804.4 |
No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Contd.) |
||||
(Amount in ₹ Crore) |
||||
Item |
Jun-2021 |
Sep-2021 |
Dec-2021 |
Mar-2022 |
Financial Assets (a+b+c+d+e+f+g+h) |
23318920.4 |
23991428.3 |
24700622.2 |
25435684.2 |
Per cent of GDP |
110.7 |
109.3 |
108.7 |
108.4 |
(a) Bank Deposits (i+ii) |
10790817.3 |
10987922.4 |
11410315.3 |
11675198.2 |
i. Commercial Banks |
9953043.9 |
10148485.7 |
10566752.7 |
10829078.8 |
ii. Co-operative Banks |
837773.4 |
839436.7 |
843562.6 |
846119.4 |
(b) Non-Bank Deposits |
|
|
|
|
of which: |
|
|
|
|
Other Financial Institutions |
205903.4 |
206074.1 |
203895.8 |
209855.7 |
i. Non-Banking Financial Companies |
67234.6 |
66469.1 |
66542.3 |
70754.2 |
ii. Housing Finance Companies |
138668.8 |
139605.0 |
137353.4 |
139101.6 |
(c) Life Insurance Funds |
4929725.2 |
5142278.8 |
5213527.2 |
5357350.2 |
(d) Currency |
2742897.3 |
2674266.1 |
2737059.4 |
2883904.4 |
(e) Mutual funds |
1855000.1 |
2064363.5 |
2126112.0 |
2152140.5 |
(f) Public Provident Fund (PPF) |
757397.8 |
762264.0 |
767287.3 |
834147.6 |
(g) Pension Funds |
616517.0 |
667379.0 |
699173.0 |
736592.0 |
(h) Small Savings (excluding PPF) Financial Liabilities (a+b) |
1420662.3 |
1486880.4 |
1543252.3 |
1586495.5 |
Financial Liabilities |
7755119.8 |
7868215.0 |
8256715.7 |
8668329.0 |
Per cent of GDP |
36.8 |
35.9 |
36.3 |
36.9 |
Loans/Borrowings |
|
|
|
|
(a) Banking Sector |
6172863.3 |
6231128.1 |
6559106.7 |
6934620.2 |
of which: |
|
|
|
|
i. Commercial Banks |
5640516.1 |
5700327.0 |
6025626.4 |
6389789.3 |
ii. Co-operative Banks |
530937.1 |
529376.2 |
532040.6 |
543376.3 |
(b) Other Financial Institutions |
1582256.5 |
1637086.9 |
1697609.1 |
1733708.8 |
of which: |
|
|
|
|
i. Non-Banking Financial Companies |
755315.1 |
784191.9 |
813668.4 |
811505.2 |
ii. Housing Finance Companies |
721510.0 |
745913.7 |
775408.5 |
812844.7 |
iii. Insurance Corporations |
105431.4 |
106981.2 |
108532.1 |
109358.8 |
No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Concld.) |
||||
(Amount in ₹ Crore) |
||||
Item |
Jun-2022 |
Sep-2022 |
Dec-2022 |
Mar-2023 |
Financial Assets (a+b+c+d+e+f+g+h) |
25689017.4 |
26240728.5 |
27208717.9 |
28083947.0 |
Per cent of GDP |
103.2 |
101.5 |
102.4 |
103.1 |
(a) Bank Deposits (i+ii) |
11911196.2 |
11956360.9 |
12421907.5 |
12701761.3 |
i. Commercial Banks |
11060527.2 |
11106712.0 |
11564354.7 |
11821685.0 |
ii. Co-operative Banks |
850669.0 |
849648.9 |
857552.8 |
880076.4 |
(b) Non-Bank Deposits |
|
|
|
|
of which: |
|
|
|
|
Other Financial Institutions |
216170.2 |
218246.9 |
224882.5 |
228542.9 |
i. Non-Banking Financial Companies |
74794.4 |
78061.6 |
79862.5 |
85234.7 |
ii. Housing Finance Companies |
141375.8 |
140185.3 |
145020.0 |
143308.2 |
(c) Life Insurance Funds |
5325967.3 |
5559681.9 |
5786592.6 |
6038630.4 |
(d) Currency |
2950343.2 |
2895763.9 |
2972524.0 |
3121514.2 |
(e) Mutual funds |
2048097.3 |
2260209.7 |
2355315.8 |
2367792.5 |
(f) Public Provident Fund (PPF) |
851913.4 |
858591.1 |
864730.6 |
939814.6 |
(g) Pension Funds |
744459.2 |
799889.0 |
853412.0 |
898342.0 |
(h) Small Savings (excluding PPF) Financial Liabilities (a+b) |
1640870.6 |
1691985.1 |
1729352.9 |
1787549.1 |
Financial Liabilities |
8957470.6 |
9310471.8 |
9781859.9 |
10253472.2 |
Per cent of GDP |
36.0 |
36.0 |
36.8 |
37.6 |
Loans/Borrowings |
|
|
|
|
(a) Banking Sector |
7169465.5 |
7433248.0 |
7801415.3 |
8153970.3 |
of which: |
|
|
|
|
i. Commercial Banks |
6620073.1 |
6881338.5 |
7246643.0 |
7580935.6 |
ii. Co-operative Banks |
547894.8 |
550354.8 |
553201.4 |
571339.8 |
(b) Other Financial Institutions |
1788005.1 |
1877223.8 |
1980444.6 |
2099501.9 |
of which: |
|
|
|
|
i. Non-Banking Financial Companies |
840786.9 |
895226.5 |
971105.3 |
1051401.1 |
ii. Housing Finance Companies |
835181.3 |
868212.5 |
893115.8 |
929861.7 |
iii. Insurance Corporations |
112036.9 |
113784.8 |
116223.5 |
118239.1 |
Note : 1. Data as ratios to GDP have been calculated based on the Provisional Estimates of National Income 2022-23, released by NSO on May 31, 2023. |