Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2001

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

9,84,895

2068,30

1918,29

11,58,494

3291,15

2918,66

1. Direct Finance

9,80,170

1846,54

1759,61

11,43,522

2740,36

2530,25

2. Indirect Finance

4,725

221,76

158,68

14,972

550,79

388,41

II.

INDUSTRY

1,21,314

6586,71

5402,30

92,659

6587,32

5347,09

1. Mining & Quarrying

267

173,99

149,88

393

99,94

78,05

2. Food Manufacturing & Processing

3,913

905,45

695,34

3,962

962,45

757,05

(a)

Rice Mills, Flour & Dal Mills

2,883

391,96

271,94

2,434

351,97

225,08

(b)

Sugar

35

129,45

101,42

91

305,71

316,39

(c)

Edible Oils & Vanaspati

296

164,66

160,90

255

65,11

50,89

(d)

Tea Processing

2

13

10

12

2,52

2,55

(e)

Processing of Fruits & Vegetables

12

4,35

4,07

46

12,53

9,82

(f)

Others

685

214,89

156,92

1,124

224,61

152,33

3. Beverage & Tobacco

69

34,65

22,21

250

470,98

325,91

4. Textiles

1,284

468,50

424,39

2,039

444,48

425,00

(a)

Cotton Textiles

451

251,69

230,58

586

270,11

254,78

(b)

Jute Textiles

25

26,10

19,15

23

16,20

16,00

(c)

Handloom Textiles & Khadi

96

3,02

2,17

827

6,06

4,60

(d)

Other Textiles

712

187,69

172,50

603

152,11

149,62

5. Paper, Paper Products & Printing

616

117,58

88,57

1,022

226,32

195,65

6. Leather & Leather Products

122

92,44

85,33

190

19,71

17,21

7. Rubber & Rubber Products

143

44,70

42,11

218

66,57

44,62

8. Chemicals & Chemical Products

1,452

1154,85

989,63

2,052

853,31

682,04

(a)

Heavy Industrial Chemicals

104

64,64

60,26

87

24,42

20,73

(b)

Fertilisers

53

186,82

154,00

63

183,65

146,87

(c)

Drugs & Pharmaceuticals

524

646,40

560,95

724

470,61

351,94

(d)

Non-Edible Oils

34

27,71

22,41

34

16,03

17,76

(e)

Other Chemicals & Chemical Products

737

229,28

192,00

1,144

158,60

144,74

9. Petroleum, Coal Products & Nuclear Fuels

59

82,20

63,34

65

20,90

12,25

10. Manufacture of Cement & Cement Products

376

244,90

207,59

281

268,34

255,58

11. Basic Metals & Metal Products

1,321

992,21

827,11

1,143

1192,90

967,89

(a)

Iron & Steel

375

654,15

496,13

368

865,87

740,88

(b)

Non-Ferrous Metals

86

69,95

80,10

58

23,73

20,84

(c)

Other Metal Products

860

268,10

250,89

717

303,30

206,17

12. Engineering

3,659

854,19

623,18

1,982

459,94

373,29

(a)

Heavy Engineering

209

186,74

169,88

186

87,74

81,36

(b)

Light Engineering

836

168,71

121,56

849

189,34

146,08

(c)

Electrical Machinery & Goods

2,342

375,19

240,47

665

82,53

50,01

(d)

Electronic Machinery & Goods

272

123,56

91,27

282

100,33

95,85

13. Vehicles, Vehicle Parts & Transport Equipments

675

237,55

233,84

908

107,01

95,66

14. Other Industries

1,06,985

649,35

572,62

76,633

505,67

443,72

15. Electricity, Gas & Water

113

449,06

310,75

155

651,40

471,23

(a)

Electricity Generation & Transmission

78

444,63

306,62

114

576,46

399,10

(b)

Non-Conventional Energy

7

2,50

2,27

9

20,43

20,12

(c)

Gas, Steam & Water Supply

28

1,93

1,86

32

54,52

52,01

16. Construction

260

85,09

66,41

1,366

237,40

201,95

III.

TRANSPORT OPERATORS

9,333

188,96

146,22

26,594

365,40

302,46

IV.

PROFESSIONAL AND OTHER SERVICES

23,290

589,63

454,28

82,986

769,14

664,95

V.

PERSONAL LOANS

5,87,371

2793,31

2422,56

6,25,810

2876,82

2540,16

1. Loans for Purchase of Consumer Durables

34,277

84,49

62,44

62,844

171,12

140,72

2. Loans for Housing

96,885

1195,43

1072,25

89,653

1071,77

957,68

3. Rest of the Personal Loans

4,56,209

1513,38

1287,87

4,73,313

1633,93

1441,76

VI.

TRADE

1,22,696

1185,20

957,77

2,25,479

2529,57

2192,83

1. Wholesale Trade

14,240

585,07

454,33

10,195

1289,03

1140,10

2. Retail Trade

1,08,456

600,14

503,44

2,15,284

1240,54

1052,73

VII.

FINANCE

341

92,05

75,39

560

195,60

179,73

VIII.

ALL OTHERS

72,085

1420,40

1077,59

2,48,519

2092,03

1818,00

TOTAL BANK CREDIT

19,21,325

14924,55

12454,39

24,61,101

18707,05

15963,88

OF WHICH:

1. Artisans & Village Industries

16,771

55,55

50,97

24,879

72,01

62,74

2. Other Small Scale Industries

63,506

1404,52

1124,28

29,668

967,06

785,16

FOREIGN BANKS

REGIONAL RURAL

BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

8

47,66

36,28

8,96,650

1177,31

1112,01

1. Direct Finance

4

22,14

22,06

8,71,477

1146,71

1084,98

2. Indirect Finance

4

25,53

14,22

25,173

30,59

27,03

II.

INDUSTRY

259

457,02

303,73

40,993

62,56

54,17

1. Mining & Quarrying

1

2

49

19

97

85

2. Food Manufacturing & Processing

17

46,18

10,30

210

5,76

4,84

(a)

Rice Mills, Flour & Dal Mills

3

75

76

118

3,21

2,95

(b)

Sugar

2

5,00

6,46

3

8

6

(c)

Edible Oils & Vanaspati

4

30,02

4

16

31

20

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

4

22

19

(f)

Others

8

10,41

3,05

69

1,93

1,44

3. Beverage & Tobacco

3

8,52

1,29

2

7

7

4. Textiles

10

16,29

15,18

204

1,79

1,35

(a)

Cotton Textiles

3

7,84

7,18

33

43

39

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

8

5

4

(d)

Other Textiles

7

8,45

8,00

163

1,31

92

5. Paper, Paper Products & Printing

6

8,61

3,41

13

21

14

6. Leather & Leather Products

—

—

—

5

2

2

7. Rubber & Rubber Products

—

—

—

2

5

3

8. Chemicals & Chemical Products

66

232,63

187,53

27

83

71

(a)

Heavy Industrial Chemicals

5

7,75

31,62

—

—

—

(b)

Fertilisers

5

39,20

14,42

—

—

—

(c)

Drugs & Pharmaceuticals

49

166,73

137,87

4

20

20

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

7

18,95

3,62

23

64

51

9. Petroleum, Coal Products & Nuclear Fuels

2

4,80

—

1

8

8

10. Manufacture of Cement & Cement Products

4

5,45

5,49

20

80

72

11. Basic Metals & Metal Products

20

29,00

26,36

33

51

40

(a)

Iron & Steel

17

27,50

26,35

—

—

—

(b)

Non-Ferrous Metals

1

5

—

—

—

—

(c)

Other Metal Products

2

1,45

—

33

51

40

12. Engineering

23

68,95

28,52

116

1,94

1,52

(a)

Heavy Engineering

3

15,23

31

36

1,16

93

(b)

Light Engineering

5

16,75

5,14

63

50

36

(c)

Electrical Machinery & Goods

11

30,27

15,64

16

22

18

(d)

Electronic Machinery & Goods

4

6,70

7,43

1

6

6

13. Vehicles, Vehicle Parts & Transport Equipments

1

50

33

134

2,07

1,56

14. Other Industries

67

15,92

8,52

40,188

46,82

41,29

15. Electricity, Gas & Water

1

10,00

10,00

2

11

11

(a)

Electricity Generation & Transmission

1

10,00

10,00

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

2

11

11

16. Construction

38

10,15

6,31

17

54

48

III.

TRANSPORT OPERATORS

28

4,38

4,64

12,996

39,60

32,52

IV.

PROFESSIONAL AND OTHER SERVICES

100

127,68

113,17

33,483

58,18

46,95

V.

PERSONAL LOANS

53,633

283,39

213,81

3,29,864

532,29

473,50

1. Loans for Purchase of Consumer Durables

22

1,22

1,20

42,687

63,99

54,32

2. Loans for Housing

18

86

54

37,211

98,11

89,81

3. Rest of the Personal Loans

53,593

281,31

212,07

2,49,966

370,20

329,37

VI.

TRADE

418

74,84

67,88

1,24,390

159,20

133,04

1. Wholesale Trade

399

72,77

66,76

7,407

13,38

11,89

2. Retail Trade

19

2,08

1,12

1,16,983

145,83

121,16

VII.

FINANCE

13

9,38

5,75

35

1,08

85

VIII.

ALL OTHERS

4,701

45,58

43,34

1,86,854

229,37

208,19

TOTAL BANK CREDIT

59,160

1049,94

788,59

16,25,265

2259,58

2061,22

OF WHICH:

1. Artisans & Village Industries

2

11

11

26,607

28,21

24,73

2. Other Small Scale Industries

6

18,90

3,33

5,122

10,98

9,58

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

65,433

521,50

375,24

31,05,480

7105,91

6360,48

1. Direct Finance

61,348

360,21

256,31

30,56,521

6115,95

5653,20

2. Indirect Finance

4,085

161,29

118,94

48,959

989,96

707,28

II.

INDUSTRY

14,944

2396,58

1847,23

2,70,169

16090,20

12954,53

1. Mining & Quarrying

60

57,31

21,49

740

332,22

250,76

2. Food Manufacturing & Processing

803

295,86

191,56

8,905

2215,70

1659,10

(a)

Rice Mills, Flour & Dal Mills

488

135,34

66,21

5,926

883,23

566,93

(b)

Sugar

41

59,99

54,15

172

500,24

478,47

(c)

Edible Oils & Vanaspati

91

46,80

35,95

662

306,90

247,97

(d)

Tea Processing

5

31

17

19

2,96

2,82

(e)

Processing of Fruits & Vegetables

6

3,50

3,55

68

20,59

17,63

(f)

Others

172

49,93

31,54

2,058

501,77

345,28

3. Beverage & Tobacco

36

92,38

71,89

360

606,59

421,36

4. Textiles

746

241,52

172,07

4,283

1172,57

1037,98

(a)

Cotton Textiles

405

144,98

96,24

1,478

675,07

589,16

(b)

Jute Textiles

13

31,11

13,01

61

73,41

48,16

(c)

Handloom Textiles & Khadi

6

23

23

937

9,36

7,03

(d)

Other Textiles

322

65,19

62,59

1,807

414,74

393,63

5. Paper, Paper Products & Printing

518

73,70

43,88

2,175

426,41

331,65

6. Leather & Leather Products

16

3,04

65

333

115,22

103,21

7. Rubber & Rubber Products

56

6,08

4,79

419

117,40

91,56

8. Chemicals & Chemical Products

827

597,68

458,84

4,424

2839,31

2318,75

(a)

Heavy Industrial Chemicals

49

31,37

19,18

245

128,18

131,78

(b)

Fertilisers

27

208,74

187,41

148

618,41

502,70

(c)

Drugs & Pharmaceuticals

159

238,89

166,33

1,460

1522,83

1217,29

(d)

Non-Edible Oils

7

2,62

62

75

46,35

40,79

(e)

Other Chemicals & Chemical Products

585

116,06

85,30

2,496

523,53

426,18

9. Petroleum, Coal Products & Nuclear Fuels

16

15,93

15,19

143

123,92

90,86

10. Manufacture of Cement & Cement Products

59

93,58

88,15

740

613,07

557,52

11. Basic Metals & Metal Products

352

179,24

160,97

2,869

2393,86

1982,73

(a)

Iron & Steel

184

117,81

102,85

944

1665,33

1366,21

(b)

Non-Ferrous Metals

16

12,49

21,26

161

106,22

122,20

(c)

Other Metal Products

152

48,94

36,86

1,764

622,31

494,33

12. Engineering

362

139,87

118,22

6,142

1524,90

1144,74

(a)

Heavy Engineering

64

33,96

29,88

498

324,84

282,36

(b)

Light Engineering

112

23,32

26,38

1,865

398,62

299,52

(c)

Electrical Machinery & Goods

129

45,82

29,89

3,163

534,02

336,19

(d)

Electronic Machinery & Goods

57

36,77

32,06

616

267,41

226,67

13. Vehicles, Vehicle Parts & Transport Equipments

204

25,25

17,97

1,922

372,38

349,36

14. Other Industries

10,380

122,18

108,70

2,34,253

1339,94

1174,84

15. Electricity, Gas & Water

41

261,75

236,71

312

1372,33

1028,80

(a)

Electricity Generation & Transmission

20

249,24

228,75

213

1280,33

944,47

(b)

Non-Conventional Energy

3

5,71

6,31

19

28,64

28,71

(c)

Gas, Steam & Water Supply

18

6,80

1,65

80

63,36

55,62

16. Construction

468

191,20

136,15

2,149

524,38

411,30

III.

TRANSPORT OPERATORS

2,266

86,58

55,12

51,217

684,92

540,96

IV.

PROFESSIONAL AND OTHER SERVICES

8,580

448,87

315,53

1,48,439

1993,50

1594,87

V.

PERSONAL LOANS

78,785

445,63

334,61

16,75,463

6931,44

5984,63

1. Loans for Purchase of Consumer Durables

8,192

22,64

16,63

1,48,022

343,46

275,32

2. Loans for Housing

4,664

119,69

73,74

2,28,431

2485,87

2194,01

3. Rest of the Personal Loans

65,929

303,29

244,24

12,99,010

4102,11

3515,30

VI.

TRADE

24,501

1104,38

584,46

4,97,484

5053,20

3935,98

1. Wholesale Trade

4,312

500,47

281,14

36,553

2460,71

1954,21

2. Retail Trade

20,189

603,91

303,33

4,60,931

2592,50

1981,77

VII.

FINANCE

1,151

74,88

57,15

2,100

372,99

318,86

VIII.

ALL OTHERS

22,162

676,05

511,33

5,34,321

4463,43

3658,45

TOTAL BANK CREDIT

2,17,822

5754,47

4080,68

62,84,673

42695,60

  35348,76

OF WHICH:

1. Artisans & Village Industries

2,860

10,34

8,37

71,119

166,23

146,92

2. Other Small Scale Industries

5,397

364,76

247,03

1,03,699

2766,22

2169,39