Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,251

49,82

30,14

1,292

355,24

284,98

1.

Direct Finance

1,245

6,90

5,84

1,166

66,35

47,34

2.

Indirect Finance

6

42,93

24,30

126

288,89

237,64

II.

INDUSTRY

22,515

582,58

501,14

4,693

1200,06

944,83

1.

Mining & Quarrying

-

-

-

19

5,87

5,11

2.

Food Manufacturing & Processing

74

107,91

85,55

93

97,32

88,23

(a)

Rice Mills, Flour & Dal Mills

20

7,95

6,84

15

27,59

24,39

(b)

Sugar

19

85,36

65,77

4

10,38

9,36

(c)

Edible Oils & Vanaspati

11

3,68

3,13

9

17,08

17,69

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

4

93

74

2

25

30

(f)

Others

20

9,99

9,07

63

42,02

36,50

3.

Beverage & Tobacco

6

6,83

6,54

10

7,14

6,07

4.

Textiles

57

78,93

61,25

115

133,64

112,46

(a)

Cotton Textiles

41

56,94

41,47

43

81,99

72,45

(b)

Jute Textiles

-

-

-

1

6

8

(c)

Handloom Textiles & Khadi

-

-

-

4

1,06

99

(d)

Other Textiles

16

22,00

19,78

67

50,52

38,94

5.

Paper, Paper Products & Printing

40

23,37

11,64

166

31,37

29,82

6.

Leather & Leather Products

14

11,62

11,15

11

8,18

7,45

7.

Rubber & Rubber Products

7

3,57

2,87

40

1,48

81

8.

Chemicals & Chemical Products

145

102,76

112,64

293

158,42

124,87

(a)

Heavy Industrial Chemicals

2

50

54

29

55,71

42,23

(b)

Fertilisers

5

3,78

4,14

8

5,35

5,86

(c)

Drugs & Pharmaceuticals

69

46,30

41,65

135

76,00

56,01

(d)

Non-Edible Oils

1

2,00

1,56

1

2,73

3,55

(e)

Other Chemicals & Chemical Products

68

50,18

64,74

120

18,63

17,22

9.

Petroleum, Coal Products & Nuclear Fuels

7

45

42

2

75

61

10.

Manufacture of Cement & Cement Products

12

4,75

4,08

13

2,02

1,37

11.

Basic Metals & Metal Products

186

61,38

51,98

369

255,49

211,40

(a)

Iron & Steel

34

23,91

22,93

75

92,69

75,88

(b)

Non-Ferrous Metals

3

57

69

11

3,32

2,13

(c)

Other Metal Products

149

36,90

28,35

283

159,48

133,40

12.

Engineering

103

48,12

31,82

410

185,27

118,65

(a)

Heavy Engineering

4

83

79

45

7,77

6,08

(b)

Light Engineering

34

6,52

6,72

217

40,18

38,46

(c)

Electrical Machinery & Goods

46

18,41

12,06

87

79,59

25,82

(d)

Electronic Machinery & Goods

19

22,36

12,26

61

57,73

48,29

13.

Vehicles, Vehicle Parts & Transport Equipments

59

6,87

6,49

137

109,13

91,16

14.

Other Industries

21,794

124,03

113,31

2,865

154,96

115,82

15.

Electricity, Gas & Water

2

6

4

17

42,88

26,05

(a)

Electricity Generation & Transmission

2

6

4

16

42,74

25,91

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

14

14

16.

Construction

9

1,94

1,36

133

6,14

4,95

III.

TRANSPORT OPERATORS

155

3,55

3,20

1,382

60,27

18,22

IV.

PROFESSIONAL AND OTHER SERVICES

892

13,64

10,32

1,473

126,70

103,85

V.

PERSONAL LOANS

29,486

147,56

116,55

51,918

288,94

246,76

1.

Loans for Purchase of Consumer Durables

3,083

11,63

8,91

8,031

35,14

28,05

2.

Loans for Housing

3,044

43,36

37,93

5,871

103,36

91,01

3.

Rest of the Personal Loans

23,359

92,56

69,71

38,016

150,43

127,70

VI..

TRADE

1,814

3924,28

3909,98

4,688

497,38

405,35

1.

Wholesale Trade

396

3892,27

3883,92

424

100,42

82,31

2.

Retail Trade

1,418

32,00

26,06

4,264

396,96

323,05

VII.

FINANCE

6

35,79

22,80

22

4,26

1,30

VIII.

ALL OTHERS

16,867

114,02

101,87

14,715

333,15

244,62

TOTAL BANK CREDIT

72,986

4871,23

4695,99

80,183

2866,00

2249,92

OF WHICH:

1. Artisans & Village Industries

4,726

6,88

6,83

340

92

87

2. Other Small Scale Industries

5,573

100,84

88,76

2,405

182,76

164,41

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

117

119,47

94,27

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

2

6

5

-

-

-

(a)

Rice Mills, Flour & Dal Mills

1

3

3

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

1

4

2

-

-

-

3.

Beverage & Tobacco

2

52

52

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

10

60

57

-

-

-

6.

Leather & Leather Products

1

2

2

-

-

-

7.

Rubber & Rubber Products

4

4,21

3,00

-

-

-

8.

Chemicals & Chemical Products

8

68,33

37,31

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

5

65,27

37,00

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

3

3,07

31

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

2

8

8

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

3

1,98

1,48

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

3

1,98

1,48

-

-

-

12.

Engineering

19

40,01

48,56

-

-

-

(a)

Heavy Engineering

2

5

6

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

1

3

3

-

-

-

(d)

Electronic Machinery & Goods

16

39,93

48,47

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

6

81

47

-

-

-

14.

Other Industries

52

2,53

1,99

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

8

30

21

-

-

-

III.

TRANSPORT OPERATORS

5

20

7

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

26

1,00

59

-

-

-

V.

PERSONAL LOANS

1,661

58,67

43,34

-

-

-

1.

Loans for Purchase of Consumer Durables

169

4,87

5,02

-

-

-

2.

Loans for Housing

4

68

68

-

-

-

3.

Rest of the Personal Loans

1,488

53,12

37,65

-

-

-

VI..

TRADE

211

12,49

5,59

-

-

-

1.

Wholesale Trade

197

12,04

5,32

-

-

-

2.

Retail Trade

14

45

27

-

-

-

VII.

FINANCE

3

117,08

117,07

-

-

-

VIII.

ALL OTHERS

57

1,97

2,03

-

-

-

TOTAL BANK CREDIT

2,080

310,89

262,96

-

-

-

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

2. Other Small Scale Industries

8

3,96

84

-

-

-

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

31

52,10

48,29

2,574

457,16

363,40

1.

Direct Finance

13

7,99

7,70

2,424

81,24

60,89

2.

Indirect Finance

18

44,11

40,58

150

375,93

302,52

II.

INDUSTRY

2,611

130,07

106,31

29,936

2032,18

1646,55

1.

Mining & Quarrying

-

-

-

19

5,87

5,11

2.

Food Manufacturing & Processing

6

12,63

9,84

175

217,92

183,68

(a)

Rice Mills, Flour & Dal Mills

-

-

-

36

35,56

31,25

(b)

Sugar

2

50

40

25

96,24

75,53

(c)

Edible Oils & Vanaspati

-

-

-

20

20,75

20,82

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

12,00

9,31

7

13,18

10,36

(f)

Others

3

13

13

87

52,18

45,72

3.

Beverage & Tobacco

2

3,06

1,46

20

17,55

14,59

4.

Textiles

4

2,55

2,22

176

215,11

175,94

(a)

Cotton Textiles

3

55

56

87

139,47

114,48

(b)

Jute Textiles

-

-

-

1

6

8

(c)

Handloom Textiles & Khadi

-

-

-

4

1,06

99

(d)

Other Textiles

1

2,00

1,66

84

74,52

60,39

5.

Paper, Paper Products & Printing

6

3,51

1,75

222

58,84

43,77

6.

Leather & Leather Products

6

99

91

32

20,81

19,53

7.

Rubber & Rubber Products

1

2

-

52

9,29

6,68

8.

Chemicals & Chemical Products

38

18,65

10,69

484

348,16

285,51

(a)

Heavy Industrial Chemicals

2

2,35

1,13

33

58,56

43,91

(b)

Fertilisers

-

-

-

13

9,13

10,00

(c)

Drugs & Pharmaceuticals

24

13,53

7,45

233

201,10

142,12

(d)

Non-Edible Oils

-

-

-

2

4,73

5,12

(e)

Other Chemicals & Chemical Products

12

2,77

2,10

203

74,65

84,37

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

11

1,28

1,11

10.

Manufacture of Cement & Cement Products

-

-

-

25

6,78

5,44

11.

Basic Metals & Metal Products

29

33,01

32,71

587

351,86

297,58

(a)

Iron & Steel

20

32,81

32,53

129

149,41

131,34

(b)

Non-Ferrous Metals

4

18

16

18

4,07

2,98

(c)

Other Metal Products

5

3

2

440

198,38

163,26

12.

Engineering

34

32,08

19,06

566

305,48

218,09

(a)

Heavy Engineering

17

11,25

6,24

68

19,90

13,17

(b)

Light Engineering

13

13,05

9,86

264

59,75

55,03

(c)

Electrical Machinery & Goods

2

5,13

1,51

136

103,15

39,43

(d)

Electronic Machinery & Goods

2

2,65

1,44

98

122,67

110,46

13.

Vehicles, Vehicle Parts & Transport Equipments

20

72

67

222

117,53

98,80

14.

Other Industries

2,432

10,21

9,52

27,143

291,73

240,64

15.

Electricity, Gas & Water

2

3,00

10,56

21

45,94

36,65

(a)

Electricity Generation & Transmission

2

3,00

10,56

20

45,79

36,51

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

14

14

16.

Construction

31

9,65

6,92

181

18,04

13,43

III.

TRANSPORT OPERATORS

34

58

30

1,576

64,60

21,78

IV.

PROFESSIONAL AND OTHER SERVICES

241

12,85

8,98

2,632

154,19

123,74

V.

PERSONAL LOANS

5,443

48,38

41,81

88,508

543,55

448,47

1.

Loans for Purchase of Consumer Durables

145

48

43

11,428

52,13

42,41

2.

Loans for Housing

461

6,58

6,06

9,380

153,98

135,68

3.

Rest of the Personal Loans

4,837

41,33

35,32

67,700

337,44

270,38

VI..

TRADE

186

44,56

28,11

6,899

4478,71

4349,03

1.

Wholesale Trade

68

17,44

11,72

1,085