Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

30,690

78,10

59,11

54,104

142,68

108,38

-

-

-

1. Direct Finance

30,394

76,67

58,20

53,741

129,41

100,49

-

-

-

2. Indirect Finance

296

1,43

91

363

13,27

7,89

-

-

-

II.

INDUSTRY

9,721

179,24

143,06

15,517

328,95

304,85

12

160,84

85,73

1. Mining & Quarrying

23

1,27

1,62

50

4,24

4,08

-

-

-

2. Food Manufacturing & Processing

104

37,67

30,13

193

15,71

13,43

-

-

-

(a)

Rice Mills, Flour & Dal Mills

43

7,98

6,59

74

6,69

5,41

-

-

-

(b)

Sugar

-

-

-

4

12

12

-

-

-

(c)

Edible Oils & Vanaspati

14

3,99

2,46

36

6,47

5,73

-

-

-

(d)

Tea Processing

2

11

10

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

10

8,37

5,93

5

54

44

-

-

-

(f)

Others

35

17,22

15,05

74

1,90

1,73

-

-

-

3. Beverage & Tobacco

13

1,30

1,19

10

6,45

7,41

-

-

-

4. Textiles

73

9,86

7,78

217

54,00

53,42

1

3

3

(a)

Cotton Textiles

19

4,81

4,42

52

12,30

8,54

-

-

-

(b)

Jute Textiles

5

23

20

1

3

4

-

-

-

(c)

Handloom Textiles & Khadi

15

40

31

57

7,50

7,24

-

-

-

(d)

Other Textiles

34

4,42

2,86

107

34,18

37,59

1

3

3

5. Paper, Paper Products & Printing

36

2,92

2,92

174

8,51

9,30

-

-

-

6. Leather & Leather Products

21

53

47

132

69

38

-

-

-

7. Rubber & Rubber Products

52

2,99

3,87

66

2,59

2,24

-

-

-

8. Chemicals & Chemical Products

136

18,38

15,39

224

37,23

32,70

1

7,00

5,07

(a)

Heavy Industrial Chemicals

5

82

18

13

10,28

7,48

-

-

-

(b)

Fertilisers

-

-

-

6

90

1,74

-

-

-

(c)

Drugs & Pharmaceuticals

51

6,78

5,83

35

4,70

4,19

1

7,00

5,07

(d)

Non-Edible Oils

5

21

18

5

33

28

-

-

-

(e)

Other Chemicals & Chemical Products

75

10,58

9,20

165

21,02

19,02

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

2

28

25

4

39

42

-

-

-

10. Manufacture of Cement & Cement Products

25

2,84

1,61

60

2,75

2,71

-

-

-

11. Basic Metals & Metal Products

105

12,53

10,41

388

74,03

81,97

-

-

-

(a)

Iron & Steel

24

7,48

6,11

94

43,85

56,55

-

-

-

(b)

Non-Ferrous Metals

2

34

34

19

4,21

3,37

-

-

-

(c)

Other Metal Products

79

4,70

3,97

275

25,97

22,05

-

-

-

12. Engineering

102

24,50

18,80

243

22,74

23,82

2

95

49

(a)

Heavy Engineering

31

3,83

3,34

5

19

16

-

-

-

(b)

Light Engineering

23

5,55

3,07

97

11,84

14,32

2

95

49

(c)

Electrical Machinery & Goods

31

9,22

7,39

109

3,70

3,28

-

-

-

(d)

Electronic Machinery & Goods

17

5,90

5,00

32

7,02

6,06

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

18

3,88

3,41

133

14,67

11,85

1

54

54

14. Other Industries

8,984

44,58

36,94

13,128

58,66

49,79

-

-

-

15. Electricity, Gas & Water

4

15,19

7,87

12

14,76

55

3

152,00

79,53

(a)

Electricity Generation & Transmission

1

15,00

7,75

5

14,25

13

3

152,00

79,53

(b)

Non-Conventional Energy

-

-

-

4

38

32

-

-

-

(c)

Gas, Steam & Water Supply

3

19

12

3

13

10

-

-

-

16. Construction

23

53

40

483

11,52

10,78

4

31

7

III.

TRANSPORT OPERATORS

5,953

94,92

52,67

7,137

119,85

81,51

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

2,091

21,59

15,90

6,904

32,23

24,80

-

-

-

V.

PERSONAL LOANS

42,506

166,66

128,83

55,160

233,55

199,72

5

30

18

1. Loans for Purchase of Consumer Durables

4,243

16,20

11,91

5,023

15,21

12,06

1

4

5

2. Loans for Housing

6,797

58,76

41,99

9,741

99,11

90,16

-

-

-

3. Rest of the Personal Loans

31,466

91,70

74,93

40,396

119,23

97,49

4

25

13

VI.

TRADE

18,193

144,51

111,02

26,348

144,25

116,30

8

26

13

1. Wholesale Trade

856

22,97

18,81

511

14,78

12,33

8

26

13

2. Retail Trade

17,337

121,54

92,20

25,837

129,47

103,97

-

-

-

VII.

FINANCE

48

17,82

12,06

111

2,44

2,34

-

-

-

VIII.ALL OTHERS

8,547

80,63

54,69

15,918

74,67

59,58

1

5

5

TOTAL BANK CREDIT

1,17,749

783,48

577,33

1,81,199

1078,62

897,48

26

161,45

86,10

OF WHICH:

1. Artisans & Village Industries

4,565

9,42

7,61

7,524

16,15

12,15

-

-

-

2. Other Small Scale Industries

4,104

86,86

72,74

6,080

97,34

89,03

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

15,228

17,92

13,71

9

13

8

1,00,031

238,83

181,29

1. Direct Finance

14,527

16,93

12,84

9

13

8

98,671

223,14

171,61

2. Indirect Finance

701

1,00

87

-

-

-

1,360

15,70

9,68

II.

INDUSTRY

4,323

6,88

5,46

30

6,39

3,13

29,603

682,30

542,23

1. Mining & Quarrying

3

20

8

-

-

-

76

5,71

5,78

2. Food Manufacturing & Processing

37

45

38

-

-

-

334

53,83

43,94

(a)

Rice Mills, Flour & Dal Mills

27

37

33

-

-

-

144

15,04

12,33

(b)

Sugar

-

-

-

-

-

-

4

12

12

(c)

Edible Oils & Vanaspati

2

2

-

-

-

-

52

10,47

8,19

(d)

Tea Processing

-

-

-

-

-

-

2

11

10

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

15

8,90

6,37

(f)

Others

8

6

4

-

-

-

117

19,18

16,83

3. Beverage & Tobacco

-

-

-

-

-

-

23

7,75

8,60

4. Textiles

77

66

56

1

1,09

7

369

65,65

61,87

(a)

Cotton Textiles

15

13

13

-

-

-

86

17,24

13,09

(b)

Jute Textiles

-

-

-

-

-

-

6

26

24

(c)

Handloom Textiles & Khadi

41

18

16

-

-

-

113

8,08

7,70

(d)

Other Textiles

21

34

27

1

1,09

7

164

40,07

40,83

5. Paper, Paper Products & Printing

6

7

4

-

-

-

216

11,50

12,26

6. Leather & Leather Products

2

1

1

-

-

-

155

1,22

86

7. Rubber & Rubber Products

1

-

-

-

-

-

119

5,58

6,11

8. Chemicals & Chemical Products

6

2

2

2

2,40

1,21

369

65,03

54,39

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

18

11,10

7,66

(b)

Fertilisers

-

-

-

-

-

-

6

90

1,74

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

87

18,48

15,09

(d)

Non-Edible Oils

-

-

-

-

-

-

10

54

46

(e)

Other Chemicals & Chemical Products

6

2

2

2

2,40

1,21

248

34,03

29,45

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

6

67

67

10. Manufacture of Cement & Cement Products

8

4

4

-

-

-

93

5,63

4,36

11. Basic Metals & Metal Products

30

12

9

-

-

-

523

86,67

92,47

(a)

Iron & Steel

-

-

-

-

-

-

118

51,34

62,66

(b)

Non-Ferrous Metals

-

-

-

-

-

-

21

4,55

3,71

(c)

Other Metal Products

30

12

9

-

-

-

384

30,78

26,10

12. Engineering

45

20

15

7

2,83

1,79

399

51,22

45,05

(a)

Heavy Engineering

-

-

-

1

1,20

67

37

5,22

4,16

(b)

Light Engineering

17

7

5

1

50

24

140

18,92

18,17

(c)

Electrical Machinery & Goods

28

13

10

-

-

-

168

13,04

10,77

(d)

Electronic Machinery & Goods

-

-

-

5

1,13

89

54

14,05

11,95

13. Vehicles, Vehicle Parts & Transport Equipments

12

27

14

-

-

-

164

19,37

15,94

14. Other Industries

4,076

4,70

3,82

20

7

5

26,208

108,02

90,60

15. Electricity, Gas & Water

-

-

-

-

-

-

19

181,95

87,94

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

9

181,25

87,41

(b)

Non-Conventional Energy

-

-

-

-

-

-

4

38

32

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

6

32

22

16. Construction

20

15

13

-

-

-

530

12,51

11,38

III.

TRANSPORT OPERATORS

4,224

33,39

23,40

63

72

47

17,377

248,89

158,06

IV.

PROFESSIONAL AND OTHER SERVICES

1,176

2,58

2,03

3

4

1

10,174

56,44

42,74

V.

PERSONAL LOANS

18,058

35,48

30,72

180

1,30

72

1,15,909

437,29

360,17

1. Loans for Purchase of Consumer Durables

1,477

2,75

2,20

27

7

6

10,771

34,28

26,28

2. Loans for Housing

1,771

5,02

4,83

5

2

2

18,314

162,92

137,00

3. Rest of the Personal Loans

14,810

27,71

23,69

148

1,21

64

86,824

240,10

196,89

VI.

TRADE

7,863

22,22

18,26

177

2,34

2,16

52,589

313,59

247,87

1. Wholesale Trade

273

85

61

-

-

-

1,648

38,87

31,89

2. Retail Trade

7,590

21,38

17,65

177

2,34

2,16

50,941

274,73

215,98

VII.

FINANCE

1

4

4

1

50

-

161

20,80

14,44

VIII. ALL OTHERS

4,339

5,88

4,95

12

1,04

5

28,817

162,27

119,32

TOTAL BANK CREDIT

55,212

124,40

98,58

475

12,45

6,62

3,54,661

2160,41

1666,11

OF WHICH:

1. Artisans & Village Industries

3,374

3,15

2,54

-

-

-

15,463

28,72

22,30

2. Other Small Scale Industries

641

1,41

1,13

18

4

4

10,843

185,65

162,93