Number of Commercial Banks

288

222

182

173

170

167

167

173

155

(a) Scheduled Commercial Banks

284

218

178

169

166

163

163

169

151

of which : Regional Rural Banks

196

133

96

90

86

82

82

82

64

(b) Non-Scheduled Commercial Banks

4

4

4

4

4

4

4

4

4

Number of Bank Offices in India

70373

72072

74653

78787

82897

88203

94019

102377

109811

(a) Rural

30790

30251

30409

30927

31598

32529

33868

36503

39439

(b) Semi-Urban

15325

15991

16770

18027

19337

21022

23299

26144

28691

(c) Urban

12419

13232

14202

15566

16726

18288

19046

20650

21720

(d) Metropolitan

11839

12598

13272

14267

15236

16364

17806

19080

19961

Population per Office (in thousands)

16

16

15

15

15

14

13

13

12

Aggregate deposits of Scheduled Commercial Banks in India (Rs. billion)

17001.98

21090.49

26119.34

31969.40

38341.10

44928.26

52079.69

59090.82

67504.54

(a) Demand deposits

2480.28

3646.40

4297.31

5243.10

5230.85

6456.10

6417.05

6253.30

6622.99

(b) Time deposits

14521.71

17444.09

21822.03

26726.30

33110.25

38472.16

45662.64

52837.52

60881.55

Bank credit of Scheduled Commercial Banks in India (Rs. billion)

11004.28

15070.77

19311.90

23619.13

27755.49

32447.88

39420.83

46118.52

52604.59

SLR investments of Scheduled Commercial Banks in India (Rs. billion)

7391.54

7174.54

7915.16

9717.14

11664.10

13847.53

15016.19

17377.87

20061.05

Deposits of Scheduled Commercial Banks per office (Rs. million)

257

305

368

434

498

548

609

643

674

Credit of Scheduled Commercial Banks per office (Rs. million)

170

221

276

322

362

398

458

498

526

Per capita Deposit of Scheduled

16281

19130

23382

28610

33919

39107

45505

50183

56380

Commercial Banks (Rs.)

Per capita Credit of Scheduled Commercial Banks (Rs.)

10752

13869

17541

21218

24617

28431

34187

38874

44028

Deposits of Scheduled Commercial Banks as percentage to Gross National Product at factor cost (at current prices)

62.3

64.3

68.8

72.8

77.1

78.2

78.2

78.0

79.4

Scheduled Commercial Banks' Advances to Priority Sectors (Rs. billion)

3706.03

5127.90

6553.17

7814.76

9089.29

10915.10

13158.59

14710.5

16411.0

Share of Priority Sector Advances in Total Advances of Scheduled Commercial Banks (per cent)

32.2

33.8

33.1

31.6

30.3

31.2

30.6

29.5

28.8

Credit-Deposit Ratio (per cent)

62.6

70.1

73.5

74.6

73.8

73.7

76.5

78.6

79.1

Investment-Deposit Ratio (per cent)

47.3

40.0

35.3

35.5

35.7

36.4

34.3

34.6

35.2

Cash-Deposit Ratio (per cent)

6.4

6.7

7.2

9.7

7.3

7.7

8.2

5.8

5.1

Notes :
1) Number of bank offices includes Administrative Offices.
2) Classification of bank offices according to population, for years are based on 2001 census.
3) Population per office, per capita deposits and per capita credit are based on the estimated population figures as on March 01, supplied by the Office of the Registrar General, India.
4) Aggregate deposits, bank credit and SLR investments of Scheduled Commercial Banks in India are as per "Form-A" return under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.
5) Scheduled Commercial Banks' advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.
6) For working out cash-deposit ratio, cash is taken as the total of 'cash in hand' and 'balances with the Reserve Bank of India'.
7) Investments of Scheduled Commercial Banks in India include only investments in government securities and other approved securities.