Table 10 : Ownership of Deposits with Scheduled Commercial Banks - 1997-98 - ଆରବିଆଇ - Reserve Bank of India
Table 10 : Ownership of Deposits with Scheduled Commercial Banks - 1997-98
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(Amount in Rs. lakh) |
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As on the last Friday of March |
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Sector of the Economy |
Current |
Savings |
Term |
Total |
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
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I. |
Government Sector |
1390894 |
1443043 |
877471 |
1155557 |
2116461 |
3414601 |
4384826 |
6013201 |
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(19.1) |
(17.5) |
(7.7) |
(8.4) |
(6.6) |
(8.9) |
(8.6) |
(9.9) |
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1. |
Central & State Governments |
459682 |
479401 |
357240 |
488651 |
504526 |
866146 |
1321448 |
1834198 |
|||||||
(6.3) |
(5.8) |
(3.1) |
(3.5) |
(1.6) |
(2.3) |
(2.6) |
(3.0) |
|||||||||
i) |
Central Government |
208061 |
206687 |
45351 |
31391 |
173694 |
416899 |
427106 |
654977 |
|||||||
(2.9) |
(2.5) |
(0.4) |
(0.2) |
(0.5) |
(1.1) |
(0.8) |
(1.1) |
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ii) |
State Governments |
251621 |
272714 |
311889 |
457260 |
330832 |
449247 |
894342 |
1179221 |
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(3.5) |
(3.3) |
(2.7) |
(3.3) |
(1.0) |
(1.2) |
(1.8) |
(1.9) |
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2. |
Local Authorities |
111380 |
113667 |
217533 |
257407 |
453627 |
624066 |
782540 |
995140 |
|||||||
(1.5) |
(1.4) |
(1.9) |
(1.9) |
(1.4) |
(1.6) |
(1.5) |
(1.6) |
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3. |
Quasi-Government Bodies |
375065 |
387862 |
122226 |
170249 |
512543 |
973583 |
1009834 |
1531694 |
|||||||
(5.1) |
(4.7) |
(1.1) |
(1.2) |
(1.6) |
(2.5) |
(2.0) |
(2.5) |
|||||||||
of which: State Electricity |
125920 |
149694 |
1269 |
2822 |
61503 |
106015 |
188692 |
258531 |
||||||||
Boards |
(1.7) |
(1.8) |
- |
- |
(0.2) |
(0.3) |
(0.4) |
(0.4) |
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4. |
Public Sector Corporations |
444767 |
462113 |
180472 |
239250 |
645765 |
950806 |
1271004 |
1652169 |
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and Companies |
(6.1) |
(5.6) |
(1.6) |
(1.7) |
(2.0) |
(2.5) |
(2.5) |
(2.7) |
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i) |
Non-Departmental s |
225981 |
291766 |
36559 |
124921 |
333622 |
603581 |
596162 |
1020268 |
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Commercial Undertaking |
(3.1) |
(3.5) |
(0.3) |
(0.9) |
(1.0) |
(1.6) |
(1.2) |
(1.7) |
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ii) |
Others |
218786 |
170347 |
143913 |
114329 |
312143 |
347225 |
674842 |
631901 |
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(3.0) |
(2.1) |
(1.3) |
(0.8) |
(1.0) |
(0.9) |
(1.3) |
(1.0) |
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II. |
Private Corporate Sector (Non-Financial) |
1054945 |
1126595 |
35450 |
34382 |
932065 |
1310151 |
2022460 |
2471128 |
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(14.5) |
(13.7) |
(0.3) |
(0.2) |
(2.9) |
(3.4) |
(4.0) |
(4.1) |
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1. |
Non-Financial Companies |
1004176 |
1097121 |
15343 |
15719 |
844281 |
1253872 |
1863800 |
2366712 |
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(13.8) |
(13.3) |
(0.1) |
(0.1) |
(2.6) |
(3.3) |
(3.7) |
(3.9) |
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2. |
Non-Credit Co-operative |
50769 |
29474 |
20107 |
18663 |
87784 |
56279 |
158660 |
104416 |
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Institutions |
(0.7) |
(0.4) |
(0.2) |
(0.1) |
(0.3) |
(0.1) |
(0.3) |
(0.2) |
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III. |
Financial Sector |
1286002 |
1594889 |
136095 |
186875 |
2488402 |
2693513 |
3910499 |
4475277 |
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(17.6) |
(19.4) |
(1.2) |
(1.4) |
(7.7) |
(7.0) |
(7.7) |
(7.4) |
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1. |
Banks |
558855 |
784121 |
29847 |
49903 |
1357272 |
1666753 |
1945974 |
2500777 |
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(7.7) |
(9.5) |
(0.3) |
(0.4) |
(4.2) |
(4.3) |
(3.8) |
(4.1) |
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i) |
Indian Commercial Banks |
379528 |
463508 |
14257 |
28628 |
615406 |
774076 |
1009191 |
1266212 |
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(5.2) |
(5.6) |
(0.1) |
(0.2) |
(1.9) |
(2.0) |
(2.0) |
(2.1) |
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ii) |
Foreign Resident Banks |
32342 |
44294 |
1 |
696 |
24486 |
27791 |
56829 |
72781 |
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(Offices of foreign banks in India) |
(0.4) |
(0.5) |
- |
- |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
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iii) |
Co-operative Banks & |
146985 |
276319 |
15589 |
20579 |
717380 |
864886 |
879954 |
1161784 |
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Credit Societies |
(2.0) |
(3.4) |
(0.1) |
(0.1) |
(2.2) |
(2.3) |
(1.7) |
(1.9) |
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a. Co-operative Banks |
132581 |
264848 |
4643 |
1976 |
655384 |
822765 |
792608 |
1089589 |
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(1.8) |
(3.2) |
- |
- |
(2.0) |
(2.1) |
(1.6) |
(1.8) |
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b. Credit Societies |
14404 |
11471 |
10946 |
18603 |
61996 |
42121 |
87346 |
72195 |
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(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.1) |
(0.2) |
(0.1) |
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2. Other Financial Institutions |
399290 |
511077 |
64719 |
80654 |
663730 |
465354 |
1127739 |
1057085 |
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(5.5) |
(6.2) |
(0.6) |
(0.6) |
(2.1) |
(1.2) |
(2.2) |
(1.7) |
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i) |
Financial Companies |
40699 |
48850 |
5969 |
11022 |
48765 |
37975 |
95433 |
97847 |
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(0.6) |
(0.6) |
(0.1) |
(0.1) |
(0.2) |
(0.1) |
(0.2) |
(0.2) |
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a. |
Housing Finance |
32418 |
34871 |
5927 |
11022 |
43783 |
33568 |
82128 |
79461 |
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Companies |
(0.4) |
(0.4) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.1) |
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b. |
Auto Finance Companies |
8281 |
13979 |
42 |
- |
4982 |
4407 |
13305 |
18386 |
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(0.1) |
(0.2) |
- |
- |
- |
- |
- |
- |
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ii) |
Total of Mutual Funds in |
26424 |
21840 |
6839 |
78 |
37387 |
31494 |
70650 |
53412 |
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Private Sector & Mutual Funds |
(0.4) |
(0.3) |
(0.1) |
- |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
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a. |
Mutual Funds in Private |
7401 |
4628 |
5 |
67 |
10114 |
10502 |
17520 |
15197 |
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Sector |
(0.1) |
(0.1) |
- |
- |
- |
- |
- |
- |
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b. |
Other Mutual Funds |
19023 |
17212 |
6834 |
11 |
27273 |
20992 |
53130 |
38215 |
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(0.3) |
(0.2) |
(0.1) |
- |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
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iii) |
Unit Trust of India |
32162 |
71959 |
538 |
11 |
76275 |
59446 |
108975 |
131416 |
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(0.4) |
(0.9) |
- |
- |
(0.2) |
(0.2) |
(0.2) |
(0.2) |
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iv) |
Insurance Corporations and |
184449 |
197546 |
11153 |
9848 |
143302 |
174472 |
338904 |
381866 |
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Companies (Life and General) |
(2.5) |
(2.4) |
(0.1) |
(0.1) |
(0.4) |
(0.5) |
(0.7) |
(0.6) |
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v) |
Term Lending Institutions |
79667 |
112669 |
1331 |
257 |
295274 |
124097 |
376272 |
237023 |
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(1.1) |
(1.4) |
- |
- |
(0.9) |
(0.3) |
(0.7) |
(0.4) |
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vi) |
Provident Fund Institutions |
35889 |
58213 |
38889 |
59438 |
62727 |
37870 |
137505 |
155521 |
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(0.5) |
(0.7) |
(0.3) |
(0.4) |
(0.2) |
(0.1) |
(0.3) |
(0.3) |
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3. Other Financial Companies |
327857 |
299691 |
41529 |
56318 |
467400 |
561406 |
836786 |
917415 |
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(4.5) |
(3.6) |
(0.4) |
(0.4) |
(1.5) |
(1.5) |
(1.6) |
(1.5) |
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i) |
Financial Services |
48065 |
58510 |
145 |
444 |
47322 |
58199 |
95532 |
117153 |
|||||||
Companies |
(0.7) |
(0.7) |
- |
- |
(0.1) |
(0.2) |
(0.2) |
(0.2) |
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ii) |
Other Financial Companies |
118242 |
114065 |
17803 |
4430 |
203621 |
238554 |
339666 |
357049 |
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(1.6) |
(1.4) |
(0.2) |
- |
(0.6) |
(0.6) |
(0.7) |
(0.6) |
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iii) |
Others |
161550 |
127116 |
23581 |
51444 |
216457 |
264653 |
401588 |
443213 |
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(2.2) |
(1.5) |
(0.2) |
(0.4) |
(0.7) |
(0.7) |
(0.8) |
(0.7) |
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IV. |
Household Sector |
3408087 |
3842554 |
9798484 |
11725861 |
21051835 |
24707390 |
34258406 |
40275805 |
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(46.7) |
(46.6) |
(86.0) |
(84.8) |
(65.4) |
(64.3) |
(67.4) |
(66.6) |
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1. |
Individuals (including Hindu |
1528348 |
1783756 |
8660270 |
10104328 |
16668630 |
19538989 |
26857248 |
31427073 |
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Undivided Families) |
(21.0) |
(21.7) |
(76.0) |
(73.1) |
(51.8) |
(50.9) |
(52.8) |
(52.0) |
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i) |
Farmers |
66456 |
63424 |
1734308 |
1894150 |
3560399 |
3786636 |
5361163 |
5744210 |
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(0.9) |
(0.8) |
(15.2) |
(13.7) |
(11.1) |
(9.9) |
(10.5) |
(9.5) |
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ii) |
Bussinessmen, Traders, |
1009205 |
1205760 |
1594531 |
1762176 |
3648216 |
4087953 |
6251952 |
7055889 |
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Professionals and Self-Employed Persons |
(13.8) |
(14.6) |
(14.0) |
(12.7) |
(11.3) |
(10.6) |
(12.3) |
(11.7) |
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iii) |
Wage and Salary Earners |
105060 |
107684 |
2749542 |
3232387 |
4369604 |
4883539 |
7224206 |
8223610 |
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(1.4) |
(1.3) |
(24.1) |
(23.4) |
(13.6) |
(12.7) |
(14.2) |
(13.6) |
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iv) |
Shroffs, Money Lenders, Stock |
85708 |
79669 |
49421 |
67190 |
125449 |
191304 |
260578 |
338163 |
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Brokers, Dealers in Bullion etc. |
(1.2) |
(1.0) |
(0.4) |
(0.5) |
(0.4) |
(0.5) |
(0.5) |
(0.6) |
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v) |
Other Individuals |
261919 |
327219 |
2532468 |
3148425 |
4964962 |
6589557 |
7759349 |
10065201 |
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(3.6) |
(4.0) |
(22.2) |
(22.8) |
(15.4) |
(17.2) |
(15.3) |
(16.6) |
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2. |
Trusts, Associations, Clubs, etc. |
93918 |
82850 |
143646 |
166808 |
456216 |
468837 |
693780 |
718495 |
|||||||
(1.3) |
(1.0) |
(1.3) |
(1.2) |
(1.4) |
(1.2) |
(1.4) |
(1.2) |
|||||||||
3. |
Proprietary and Partnership |
1366041 |
1503665 |
36505 |
76915 |
682803 |
927890 |
2085349 |
2508470 |
|||||||
Concerns, etc. |
(18.7) |
(18.3) |
(0.3) |
(0.6) |
(2.1) |
(2.4) |
(4.1) |
(4.1) |
||||||||
4. Educational Institutions |
72900 |
75956 |
184432 |
216242 |
347051 |
374879 |
604383 |
667077 |
||||||||
(1.0) |
(0.9) |
(1.6) |
(1.6) |
(1.1) |
(1.0) |
(1.2) |
(1.1) |
|||||||||
5. |
Religious Institutions |
13128 |
15172 |
80131 |
71343 |
282597 |
309321 |
375856 |
395836 |
|||||||
(0.2) |
(0.2) |
(0.7) |
(0.5) |
(0.9) |
(0.8) |
(0.7) |
(0.7) |
|||||||||
6. |
Others (Not elsewhere Classified) |
333752 |
381155 |
693500 |
1090225 |
2614538 |
3087474 |
3641790 |
4558854 |
|||||||
(4.6) |
(4.6) |
(6.1) |
(7.9) |
(8.1) |
(8.0) |
(7.2) |
(7.5) |
|||||||||
V. |
Foreign Sector |
153021 |
229962 |
544256 |
726671 |
5591728 |
6289066 |
6289005 |
7245699 |
|||||||
(2.1) |
(2.8) |
(4.8) |
(5.3) |
(17.4) |
(16.4) |
(12.4) |
(12.0) |
|||||||||
1. |
Foreign Consulates, Embassies, |
19703 |
16518 |
19132 |
7991 |
84649 |
52113 |
123484 |
76622 |
|||||||
Trade Missions, Information Services etc. |
(0.3) |
(0.2) |
(0.2) |
(0.1) |
(0.3) |
(0.1) |
(0.2) |
(0.1) |
||||||||
2. |
Non-Residents |
81198 |
68911 |
478790 |
600037 |
5214664 |
5744120 |
5774652 |
6413068 |
|||||||
(1.1) |
(0.8) |
(4.2) |
(4.3) |
(16.2) |
(15.0) |
(11.4) |
(10.6) |
|||||||||
3. |
Others |
52120 |
144533 |
46334 |
118643 |
292415 |
492833 |
390869 |
756009 |
|||||||
|
|
|
|
(0.7) |
(1.8) |
(0.4) |
(0.9) |
(0.9) |
(1.3) |
(0.8) |
(1.2) |
|||||
Total |
7292949 |
8237043 |
11391756 |
13829346 |
32180491 |
38414721 |
50865196 |
60481110 |
||||||||
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note |
: |
Figures in bracket indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Basic Statistical Return - 4. |