Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation : 1999 - ଆରବିଆଇ - Reserve Bank of India
Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation : 1999
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(Amount in Rs. lakh) |
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As on March 31 |
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Credit Limit |
Outstanding |
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Occupation |
No. of |
Percent |
Amount |
Percent |
Amount |
Percent |
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Accounts |
share |
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share |
|
share |
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
I. |
Agriculture |
19788385 |
37.8 |
4765640 |
10.0 |
4088926 |
10.7 |
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1. |
Direct Finance |
19520405 |
37.3 |
3889916 |
8.2 |
3394114 |
8.9 |
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2. |
Indirect Finance |
267980 |
0.5 |
875724 |
1.8 |
694812 |
1.8 |
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II. |
Industry |
4752329 |
9.1 |
23903787 |
50.3 |
18794690 |
49.1 |
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1. |
Mining and Quarrying |
6341 |
|
457820 |
1.0 |
330082 |
0.9 |
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2. |
Food Manufacturing and Processing |
72800 |
0.1 |
1881826 |
4.0 |
1450613 |
3.8 |
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. |
a) |
Rice, flour and dal mills |
32540 |
0.1 |
442068 |
0.9 |
340701 |
0.9 |
|
b) |
Sugar |
1143 |
|
382093 |
0.8 |
317433 |
0.8 |
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c) |
Edible oils & vanaspati |
10617 |
|
312966 |
0.7 |
222290 |
0.6 |
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d) |
Tea processing |
1428 |
|
169027 |
0.4 |
124417 |
0.3 |
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e) |
Processing of fruits & vegetables |
971 |
|
52967 |
0.1 |
45058 |
0.1 |
||
f) |
Others |
26101 |
|
522705 |
1.1 |
400714 |
1.0 |
||
3. |
Beverage and Tobacco |
2757 |
|
269884 |
0.6 |
187965 |
0.5 |
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4. |
Textiles |
129611 |
0.2 |
3718751 |
7.8 |
2914720 |
7.6 |
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a) |
Cotton textiles |
31733 |
0.1 |
1487683 |
3.1 |
1177919 |
3.1 |
||
b) |
Jute textiles |
752 |
|
61456 |
0.1 |
38123 |
0.1 |
||
c) |
Handloom textiles & Khadi |
11559 |
|
75679 |
0.2 |
61727 |
0.2 |
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d) |
Other textiles and textile goods |
85567 |
0.2 |
2093932 |
4.4 |
1636951 |
4.3 |
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5. |
Paper, Paper Products and Printing |
34629 |
0.1 |
595895 |
1.3 |
476859 |
1.2 |
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6. |
Leather and Leather Products |
13357 |
|
318313 |
0.7 |
253192 |
0.7 |
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7. |
Rubber and Rubber Products |
11616 |
|
336135 |
0.7 |
255729 |
0.7 |
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8. |
Chemicals & Chemical Products |
67567 |
0.1 |
3111059 |
6.5 |
2372926 |
6.2 |
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a) |
Heavy industrial chemicals |
5127 |
|
495608 |
1.0 |
361439 |
0.9 |
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b) |
Fertilisers |
1398 |
|
440604 |
0.9 |
362969 |
0.9 |
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c) |
Drugs and pharmaceuticals |
13552 |
|
849763 |
1.8 |
642586 |
1.7 |
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d) |
Non-edible oils |
784 |
|
50536 |
0.1 |
41814 |
0.1 |
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e) |
Other Chemicals & Chemical Products |
46706 |
0.1 |
1274548 |
2.7 |
964117 |
2.5 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
3347 |
|
914412 |
1.9 |
759656 |
2.0 |
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10. |
Manufacture of Cement & Cement Products |
7219 |
|
363305 |
0.8 |
301686 |
0.8 |
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11. |
Basic Metals and Metal Products |
66424 |
0.1 |
2924168 |
6.2 |
2464945 |
6.4 |
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a) |
Iron and steel |
17353 |
|
2037417 |
4.3 |
1778027 |
4.6 |
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b) |
Non-ferrous metals |
3600 |
|
249134 |
0.5 |
191939 |
0.5 |
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c) |
Other metal products |
45471 |
0.1 |
637617 |
1.3 |
494980 |
1.3 |
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12. |
Engineering |
86780 |
0.2 |
3120060 |
6.6 |
2378915 |
6.2 |
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a) |
Heavy engineering |
8510 |
|
831923 |
1.7 |
596922 |
1.6 |
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b) |
Light engineering |
40374 |
0.1 |
742011 |
1.6 |
563096 |
1.5 |
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c) |
Electrical machinery & goods |
29111 |
0.1 |
814011 |
1.7 |
626820 |
1.6 |
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d) |
Electronic machinery & goods |
8785 |
|
732114 |
1.5 |
592077 |
1.5 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
31186 |
0.1 |
1059037 |
2.2 |
791347 |
2.1 |
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14. |
Other Industries |
4160461 |
8.0 |
3369208 |
7.1 |
2689289 |
7.0 |
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15. |
Electricity, Gas & Water |
3461 |
|
888680 |
1.9 |
681156 |
1.8 |
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a) |
Electricity Generation & Transmission |
2670 |
|
834662 |
1.8 |
639294 |
1.7 |
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b) |
Non-Conventional Energy |
172 |
|
12892 |
|
10386 |
|
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c) |
Gas, Steam & Water Supply |
619 |
|
41126 |
0.1 |
31476 |
0.1 |
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16. |
Construction |
54773 |
0.1 |
575234 |
1.2 |
485610 |
1.3 |
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III. |
Transport operators |
830551 |
1.6 |
905662 |
1.9 |
707339 |
1.8 |
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IV. |
Professional and other services |
1684165 |
3.2 |
1518281 |
3.2 |
1254547 |
3.3 |
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V. |
Personal Loans |
12570802 |
24.0 |
4902441 |
10.3 |
3958946 |
10.4 |
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1. |
Loans for Purchase of Consumer Durables |
975815 |
1.9 |
228865 |
0.5 |
190643 |
0.5 |
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2. |
Loans for Housing |
1275149 |
2.4 |
1407676 |
3.0 |
1237673 |
3.2 |
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3. |
Rest of the Personal Loans |
10319838 |
19.7 |
3265900 |
6.9 |
2530630 |
6.6 |
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VI. |
Trade |
7373343 |
14.1 |
6277764 |
13.2 |
5228099 |
13.7 |
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1. |
Wholesale Trade |
429400 |
0.8 |
3897736 |
8.2 |
3301161 |
8.6 |
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of which : Food Procurement |
149 |
|
1804729 |
3.5 |
1748401 |
4.5 |
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2. |
Retail Trade |
6943943 |
13.3 |
2380028 |
5.0 |
1926938 |
5.0 |
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VII. |
Finance |
53389 |
0.1 |
2186808 |
4.6 |
1581348 |
4.1 |
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VIII. |
All others |
5252492 |
10.0 |
3084756 |
6.5 |
2628610 |
6.9 |
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Total Bank Credit |
52305456 |
100.0 |
47545140 |
100.0 |
38242503 |
100.0 |
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Of which : |
1. Artisan &Village Industries |
1897714 |
3.6 |
290830 |
0.6 |
251874 |
0.7 |
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2. Other Small Scale Industries |
2029920 |
3.9 |
3956943 |
8.3 |
3142842 |
8.2 |
Note |
Data reported here cover banks branches in India and include bills rediscounted under the New Bill Market Scheme as also dues from banks. Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 4A. |
Source :Basic Statistical Return - 1. |
Occupation-wise Distribution of Advances by Scheduled Commercial Banks: 1998 and 1999 |
(As on March 31) |