Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 18 of 30) - ଆରବିଆଇ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 18 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Hazaribagh Kshetriya | Himachal | Hindon | Hissar-Sirsa Kshetriya | Howrah | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (141) | (142) | | (143) | (144) | | (145) | (146) | | (147) | (148) | | (149) | (150) | ||
1. | Capital | 50 | 258 | 997 | 997 | 50 | 93 | 100 | 456 | 665 | 665 | |||||||
(1.4) | (5.2) | (5.7) | (4.6) | (2.5) | (3.2) | (1.8) | (6.3) | (6.8) | (5.2) | |||||||||
2. | Reserves and Surplus | - | - | - | - | - | 283 | - | - | - | - | |||||||
- | - | - | - | - | (9.8) | - | - | - | - | |||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | 283 | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 3086 | 4090 | 14956 | 18491 | 1772 | 2313 | 3986 | 5035 | 7154 | 9727 | |||||||
(85.9) | (82.0) | (85.1) | (86.0) | (89.7) | (79.8) | (71.4) | (69.5) | (73.4) | (76.1) | |||||||||
3.1. | Demand Deposits | 237 | 184 | 273 | 299 | 59 | 81 | 176 | 175 | 94 | 128 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 237 | 184 | 273 | 299 | 59 | 81 | 176 | 175 | 94 | 128 | |||||||
3.2. | Savings Deposits | 1645 | 2118 | 4273 | 4741 | 976 | 1219 | 1112 | 1350 | 3455 | 4046 | |||||||
3.3. | Term Deposits | 1204 | 1789 | 10410 | 13451 | 736 | 1013 | 2699 | 3510 | 3605 | 5553 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 1204 | 1789 | 10410 | 13451 | 736 | 1013 | 2699 | 3510 | 3605 | 5553 | |||||||
3.A. | Deposits of branches in India | 3086 | 4090 | 14956 | 18491 | 1772 | 2313 | 3986 | 5035 | 7154 | 9727 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 196 | 269 | 1062 | 1279 | 94 | 141 | 1101 | 1441 | 506 | 573 | |||||||
(5.5) | (5.4) | (6.0) | (5.9) | (4.7) | (4.9) | (19.7) | (19.9) | (5.2) | (4.5) | |||||||||
4.1. | Borrowings in India | 196 | 269 | 1062 | 129 | 94 | 141 | 1101 | 1441 | 506 | 573 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | - | - | 127 | 129 | - | 12 | 136 | 165 | 18 | 23 | |||||||
(iii) | From other Institutions and Agencies | 196 | 269 | 935 | - | 94 | 129 | 965 | 1276 | 488 | 550 | |||||||
4.2. | Borrowings outside India | - | - | - | 1150 | - | - | - | - | - | - | |||||||
5. | Other liabilities | 260 | 371 | 564 | 736 | 60 | 70 | 398 | 308 | 1420 | 1815 | |||||||
(7.2) | (7.4) | (3.2) | (3.4) | (3.1) | (2.4) | (7.1) | (4.3) | (14.6) | (14.2) | |||||||||
5.1. | Bills Payable | 2 | 2 | 9 | 10 | 11 | 8 | 14 | 4 | - | 5 | |||||||
5.2. | Inter-office Adjustments | 1 | - | 44 | 70 | - | 10 | 107 | 15 | - | 16 | |||||||
5.3. | Interest Accrued | - | - | 27 | 35 | 10 | 6 | 3 | 4 | 1420 | 1025 | |||||||
5.4. | Others (including provisions) | 257 | 369 | | 484 | 622 | | 39 | 45 | | 273 | 286 | | - | 770 | |||
Total Liabilities | 3592 | 4989 | 17578 | 21503 | 1976 | 2900 | 5585 | 7240 | 9745 | 12780 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Hazaribagh Kshetriya | Himachal | Hindon | Hissar-Sirsa Kshetriya | Howrah | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (141) | (142) | | (143) | (144) | | (145) | (146) | | (147) | (148) | | (149) | (150) | ||
1. | Cash in hand | 29 | 35 | 206 | 203 | 53 | 46 | 38 | 68 | 85 | 366 | |||||||
(0.8) | (0.7) | (1.2) | (0.9) | (2.7) | (1.6) | (0.7) | (0.9) | (0.9) | (2.9) | |||||||||
2. | Balances with RBI | 90 | 109 | 450 | 570 | 52 | 67 | 124 | 155 | 235 | 322 | |||||||
(2.5) | (2.2) | (2.6) | (2.7) | (2.6) | (2.3) | (2.2) | (2.1) | (2.4) | (2.5) | |||||||||
3. | Balances with banks in India | 1837 | 2507 | 4945 | 5090 | 447 | 571 | 1338 | 2399 | 2870 | 3564 | |||||||
(51.1) | (50.2) | (28.1) | (23.7) | (22.6) | (19.7) | (23.9) | (33.1) | (29.5) | (27.9) | |||||||||
4. | Money at call and short notice | - | - | - | - | 154 | 780 | - | - | - | - | |||||||
- | - | - | - | (7.8) | (26.9) | - | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 583 | 951 | 6218 | 8734 | 350 | 410 | 812 | 996 | 2974 | 4321 | |||||||
(16.2) | (19.1) | (35.4) | (40.6) | (17.7) | (14.1) | (14.5) | (13.8) | (30.5) | (33.8) | |||||||||
6.A. | Investments in India | 583 | 951 | 6218 | 8734 | 350 | 410 | 812 | 996 | 2974 | 4321 | |||||||
(i) | Government securities | 20 | 20 | 1400 | 1400 | 160 | 160 | - | - | 618 | 137 | |||||||
(ii) | Other approved securities | 563 | 931 | - | - | - | - | - | - | - | 35 | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | - | - | 800 | 3319 | 190 | 250 | 612 | 796 | 2357 | 4149 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | - | - | 4018 | 4015 | - | - | 200 | 200 | - | - | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 730 | 1032 | 3796 | 4014 | 552 | 539 | 2822 | 3164 | 2685 | 3144 | |||||||
(20.3) | (20.7) | (21.6) | (18.7) | (28.0) | (18.6) | (50.5) | (43.7) | (27.6) | (24.6) | |||||||||
7.1. | Bills purchased and discounted | - | - | 295 | 240 | - | - | 1 | 57 | - | - | |||||||
7.2. | Cash credits, overdrafts & loans | 101 | 161 | 1792 | 2052 | 45 | 55 | 888 | 1062 | 520 | 544 | |||||||
7.3. | Term loans | 629 | 871 | 1709 | 1721 | 508 | 484 | 1933 | 2046 | 2165 | 2600 | |||||||
8. | Fixed Assets | 10 | 10 | 12 | 16 | 12 | 10 | 30 | 31 | 24 | 29 | |||||||
(0.3) | (0.2) | (0.1) | (0.1) | (0.6) | (0.4) | (0.5) | (0.4) | (0.3) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 10 | 10 | 12 | 16 | 12 | 10 | 30 | 31 | 24 | 29 | |||||||
9. | Other Assets | 312 | 345 | 1951 | 2876 | 356 | 477 | 420 | 427 | 871 | 1034 | |||||||
(8.7) | (6.9) | (11.1) | (13.4) | (18.0) | (16.4) | (7.5) | (5.9) | (8.9) | (8.1) | |||||||||
9.1. | Inter - office adjustments (net) | - | 51 | - | - | 9 | - | - | - | 14 | - | |||||||
9.2. | Interest accrued | - | - | 1014 | 1715 | 47 | 80 | 74 | 164 | 475 | 799 | |||||||
9.3. | Tax paid | - | - | - | - | - | - | - | - | 0 | 2 | |||||||
9.4. | Stationery and Stamps | - | - | 7 | 9 | 1 | 2 | 1 | 1 | 4 | 6 | |||||||
9.5. | Others | 312 | 294 | | 930 | 1151 | | 298 | 395 | | 345 | 262 | | 377 | 226 | |||
Total Assets | 3592 | 4989 | 17578 | 21503 | 1976 | 2900 | 5585 | 7240 | 9745 | 12780 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Indore Ujjain | Jaipur Nagaur Anchalik | Jammu Rural | Jamnagar | Jamuna | ||||||||||||||
Gramin Bank | Gramin Bank | Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (151) | (152) | | (153) | (154) | | (155) | (156) | | (157) | (158) | | (159) | (160) | ||
1. | Capital | 100 | 100 | 946 | 100 | 940 | 940 | 75 | 963 | 75 | 96 | |||||||
(3.3) | (2.3) | (5.1) | (0.4) | (7.2) | (5.5) | (1.3) | (11.2) | (1.0) | (1.0) | |||||||||
2. | Reserves and Surplus | 78 | - | 4 | 850 | - | - | 32 | 64 | - | - | |||||||
(2.6) | - | - | (3.4) | - | - | (0.5) | (0.7) | - | - | |||||||||
2.1. | Statutory Reserves | 5 | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | 846 | - | - | 32 | - | - | - | |||||||
2.4. | Revenue and other Reserves | 73 | - | 4 | 4 | - | - | - | 64 | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 2207 | 3017 | 15300 | 20232 | 10212 | 13696 | 4260 | 5325 | 4733 | 7618 | |||||||
(71.9) | (70.8) | (82.3) | (82.0) | (78.6) | (79.8) | (71.0) | (62.1) | (64.8) | (80.2) | |||||||||
3.1. | Demand Deposits | 171 | 330 | 854 | 969 | 342 | 445 | 25 | 45 | 119 | 277 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 171 | 330 | 854 | 969 | 342 | 445 | 25 | 45 | 119 | 277 | |||||||
3.2. | Savings Deposits | 828 | 1052 | 10675 | 7565 | 4229 | 5102 | 1558 | 1932 | 1595 | 2327 | |||||||
3.3. | Term Deposits | 1209 | 1635 | 3771 | 11698 | 5641 | 8149 | 2677 | 3348 | 3020 | 5014 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 1209 | 1635 | 3771 | 11698 | 5641 | 8149 | 2677 | 3348 | 3020 | 5014 | |||||||
3.A. | Deposits of branches in India | 2207 | 3017 | 15300 | 20232 | 10212 | 13696 | 4260 | 5325 | 4733 | 7618 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 429 | 332 | 709 | 902 | 491 | 650 | 1082 | 1540 | 1027 | 1512 | |||||||
(14.0) | (7.8) | (3.8) | (3.7) | (3.8) | (3.8) | (18.0) | (18.0) | (14.1) | (15.9) | |||||||||
4.1. | Borrowings in India | 429 | 332 | 709 | 902 | 491 | 650 | 1082 | 1540 | 1027 | 1512 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 126 | 3 | - | - | - | - | 275 | 1540 | 119 | 242 | |||||||
(iii) | From other Institutions and Agencies | 303 | 329 | 709 | 902 | 491 | 650 | 808 | - | 908 | 1270 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 255 | 813 | 1625 | 2576 | 1345 | 1880 | 550 | 679 | 1466 | 268 | |||||||
(8.3) | (19.1) | (8.7) | (10.4) | (10.4) | (11.0) | (9.2) | (7.9) | (20.1) | (2.8) | |||||||||
5.1. | Bills Payable | 52 | 9 | 45 | 245 | 14 | 44 | - | - | 49 | 59 | |||||||
5.2. | Inter-office Adjustments | 26 | - | - | - | 74 | 122 | 6 | - | 1294 | 82 | |||||||
5.3. | Interest Accrued | 7 | - | 1077 | 1726 | 921 | 1339 | 376 | 540 | 23 | 43 | |||||||
5.4. | Others (including provisions) | 171 | 805 | | 503 | 605 | | 336 | 374 | | 168 | 139 | | 100 | 84 | |||
Total Liabilities | 3070 | 4262 | 18584 | 24660 | 12987 | 17166 | 5999 | 8570 | 7301 | 9494 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Indore Ujjain | Jaipur Nagaur Anchalik | Jammu Rural | Jamnagar | Jamuna | ||||||||||||||
Gramin Bank | Gramin Bank | Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (151) | (152) | | (153) | (154) | | (155) | (156) | | (157) | (158) | | (159) | (160) | ||
1. | Cash in hand | 12 | 17 | 500 | 785 | 84 | 93 | 24 | 56 | 159 | 454 | |||||||
(0.4) | (0.4) | (2.7) | (3.2) | (0.6) | (0.5) | (0.4) | (0.7) | (2.2) | (4.8) | |||||||||
2. | Balances with RBI | 66 | 87 | 561 | 721 | 320 | 451 | 140 | 171 | 144 | 225 | |||||||
(2.2) | (2.0) | (3.0) | (2.9) | (2.5) | (2.6) | (2.3) | (2.0) | (2.0) | (2.4) | |||||||||
3. | Balances with banks in India | 882 | 1485 | 1689 | 10924 | 7183 | 12738 | 2104 | 3675 | 2557 | 2512 | |||||||
(28.7) | (34.8) | (9.1) | (44.3) | (55.3) | (74.2) | (35.1) | (42.9) | (35.0) | (26.5) | |||||||||
4. | Money at call and short notice | - | - | 5156 | - | - | - | - | - | - | - | |||||||
- | - | (27.7) | - | - | - | - | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 504 | 648 | 5556 | 5145 | 2014 | 14 | 775 | 885 | 1065 | 1809 | |||||||
(16.4) | (15.2) | (29.9) | (20.9) | (15.5) | (0.1) | (12.9) | (10.3) | (14.6) | (19.1) | |||||||||
6.A. | Investments in India | 504 | 648 | 5556 | 5145 | 2014 | 14 | 775 | 885 | 1065 | 1809 | |||||||
(i) | Government securities | 304 | 348 | 5556 | - | - | - | 300 | 300 | 200 | 200 | |||||||
(ii) | Other approved securities | - | - | - | 700 | - | - | - | - | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | - | 300 | - | 4445 | 2014 | 14 | 475 | 585 | - | - | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | 200 | - | - | - | - | - | - | - | 865 | 1609 | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 1146 | 1399 | 3600 | 4614 | 2212 | 2462 | 1911 | 2416 | 2515 | 3394 | |||||||
(37.3) | (32.8) | (19.4) | (18.7) | (17.0) | (14.3) | (31.9) | (28.2) | (34.4) | (35.7) | |||||||||
7.1. | Bills purchased and discounted | - | - | 7 | 99 | 23 | 21 | 1 | 1 | 8 | 3 | |||||||
7.2. | Cash credits, overdrafts & loans | 184 | 295 | 779 | 1140 | 109 | 76 | 1532 | 1820 | 629 | 1180 | |||||||
7.3. | Term loans | 961 | 1104 | 2813 | 3375 | 2079 | 2365 | 378 | 594 | 1878 | 2211 | |||||||
8. | Fixed Assets | 11 | 11 | 7 | 11 | 12 | 20 | 5 | 6 | 22 | 23 | |||||||
(0.3) | (0.2) | - | - | (0.1) | (0.1) | (0.1) | (0.1) | (0.3) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 11 | 11 | 7 | 11 | 12 | 20 | 5 | 6 | 22 | 23 | |||||||
9. | Other Assets | 449 | 616 | 1516 | 2459 | 1161 | 1388 | 1039 | 1361 | 840 | 1078 | |||||||
(14.6) | (14.4) | (8.2) | (10.0) | (8.9) | (8.1) | (17.3) | (15.9) | (11.5) | (11.4) | |||||||||
9.1. | Inter - office adjustments (net) | - | 6 | 82 | 244 | - | - | - | - | - | - | |||||||
9.2. | Interest accrued | 17 | 25 | 476 | 441 | 215 | 351 | 146 | 276 | 61 | 92 | |||||||
9.3. | Tax paid | - | 2 | 3 | 7 | - | - | - | - | 3 | 20 | |||||||
9.4. | Stationery and Stamps | 1 | 4 | 13 | 17 | 5 | 6 | 5 | 8 | 3 | 6 | |||||||
9.5. | Others | 431 | 579 | | 942 | 1751 | | 942 | 1031 | | 888 | 1078 | | 773 | 960 | |||
Total Assets | 3070 | 4262 | 18584 | 24660 | 12987 | 17166 | 5999 | 8570 | 7301 | 9494 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |