Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 20 of 30) - ଆରବିଆଇ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 20 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Kashi | Kisan Gramin Bank, | Kolar | Koraput Panchabati | Kosi Kshetriya | ||||||||||||||
Gramin Bank | Budaun | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (181) | (182) | | (183) | (184) | | (185) | (186) | | (187) | (188) | | (189) | (190) | ||
1. | Capital | 75 | 100 | 75 | 96 | 75 | 1583 | 100 | 100 | 75 | 88 | |||||||
(0.6) | (0.6) | (1.5) | (1.5) | (0.8) | (14.3) | (0.8) | (0.6) | (0.7) | (0.5) | |||||||||
2. | Reserves and Surplus | - | 2010 | - | - | 62 | - | - | - | - | - | |||||||
- | (12.2) | - | - | (0.7) | - | - | - | - | - | |||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | 2010 | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | - | - | - | - | 62 | - | - | - | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 11088 | 13315 | 3833 | 5159 | 5602 | 6860 | 8943 | 10148 | 9628 | 12930 | |||||||
(92.1) | (80.8) | (77.6) | (78.5) | (62.2) | (62.1) | (70.4) | (62.7) | (87.9) | (79.0) | |||||||||
3.1. | Demand Deposits | 700 | 520 | 115 | 278 | 38 | 69 | 2245 | 1782 | 632 | 774 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 700 | 520 | 115 | 278 | 38 | 69 | 2245 | 1782 | 632 | 774 | |||||||
3.2. | Savings Deposits | 4788 | 5329 | 2045 | 2599 | 2098 | 2464 | 4288 | 4919 | 4330 | 5345 | |||||||
3.3. | Term Deposits | 5601 | 7465 | 1673 | 2282 | 3466 | 4327 | 2410 | 3446 | 4666 | 6811 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 5601 | 7465 | 1673 | 2282 | 3466 | 4327 | 2410 | 3446 | 4966 | 6811 | |||||||
3.A. | Deposits of branches in India | 11088 | 13315 | 3833 | 5159 | 5602 | 6860 | 8943 | 10148 | 9628 | 12930 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 842 | 878 | 674 | 821 | 2031 | 2095 | 2247 | 2366 | 917 | 335 | |||||||
(7.0) | (5.3) | (13.6) | (12.5) | (22.6) | (19.0) | (17.7) | (14.6) | (8.4) | (2.0) | |||||||||
4.1. | Borrowings in India | 842 | 878 | 674 | 821 | 2031 | 2095 | 2247 | 2366 | 917 | 335 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 24 | 21 | 56 | 66 | 424 | 392 | 338 | 318 | 5 | 5 | |||||||
(iii) | From other Institutions and Agencies | 818 | 857 | 618 | 756 | 1606 | 1702 | 1909 | 2048 | 912 | 330 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 32 | 170 | 357 | 494 | 1233 | 511 | 1421 | 3576 | 335 | 3015 | |||||||
(0.3) | (1.0) | (7.2) | (7.5) | (13.7) | (4.6) | (11.2) | (22.1) | (3.1) | (18.4) | |||||||||
5.1. | Bills Payable | - | - | 14 | 12 | 211 | 225 | - | - | 58 | 130 | |||||||
5.2. | Inter-office Adjustments | - | - | 98 | 12 | 258 | 83 | - | - | 14 | 15 | |||||||
5.3. | Interest Accrued | 13 | 14 | 30 | 34 | 17 | 37 | 432 | 623 | 264 | 11 | |||||||
5.4. | Others (including provisions) | 18 | 157 | | 215 | 437 | | 747 | 166 | | 989 | 2953 | | - | 2859 | |||
Total Liabilities | 12036 | 16473 | 4938 | 6570 | 9003 | 11048 | 12710 | 16189 | 10956 | 16367 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Kashi | Kisan Gramin Bank, | Kolar | Koraput Panchabati | Kosi Kshetriya | ||||||||||||||
Gramin Bank | Budaun | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (181) | (182) | | (183) | (184) | | (185) | (186) | | (187) | (188) | | (189) | (190) | ||
1. | Cash in hand | 168 | 174 | 58 | 99 | 176 | 425 | 102 | 159 | 102 | 165 | |||||||
(1.4) | (1.1) | (1.2) | (1.5) | (2.0) | (3.8) | (0.8) | (1.0) | (0.9) | (1.0) | |||||||||
2. | Balances with RBI | 326 | 402 | 117 | 165 | 192 | 201 | 250 | 295 | 287 | 376 | |||||||
(2.7) | (2.4) | (2.4) | (2.5) | (2.1) | (1.8) | (2.0) | (1.8) | (2.6) | (2.3) | |||||||||
3. | Balances with banks in India | 4024 | 5970 | 147 | 191 | 1514 | 2905 | 686 | 1015 | 3746 | 4638 | |||||||
(33.4) | (36.2) | (3.0) | (2.9) | (16.8) | (26.3) | (5.4) | (6.3) | (34.2) | (28.3) | |||||||||
4. | Money at call and short notice | - | - | 1069 | 1539 | - | - | 1677 | - | - | - | |||||||
- | - | (21.6) | (23.4) | - | - | (13.2) | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 1271 | 2772 | 399 | 691 | 1636 | 1811 | 3770 | 6429 | - | - | |||||||
(10.6) | (16.8) | (8.1) | (10.5) | (18.2) | (16.4) | (29.7) | (39.7) | - | - | |||||||||
6.A. | Investments in India | 1271 | 2772 | 399 | 691 | 1636 | 1811 | 3770 | 6429 | - | - | |||||||
(i) | Government securities | 400 | 400 | - | - | - | 500 | - | - | - | - | |||||||
(ii) | Other approved securities | 671 | 497 | - | - | - | 220 | 2570 | 200 | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | 200 | 1875 | 199 | 491 | - | 1091 | 1200 | 1500 | - | - | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | - | - | 200 | 200 | 1636 | - | - | 4729 | - | - | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 4402 | 3262 | 1796 | 2112 | 4373 | 4230 | 4907 | 6435 | 1539 | 4417 | |||||||
(36.6) | (19.8) | (36.4) | (32.1) | (48.6) | (38.3) | (38.6) | (39.7) | (14.0) | (27.0) | |||||||||
7.1. | Bills purchased and discounted | 17 | 45 | - | - | - | 3 | - | - | - | - | |||||||
7.2. | Cash credits, overdrafts & loans | 411 | 445 | 378 | 517 | 2267 | 2407 | 2489 | 3429 | 479 | 729 | |||||||
7.3. | Term loans | 3974 | 2771 | 1418 | 1595 | 2106 | 1819 | 2418 | 3006 | 1060 | 3688 | |||||||
8. | Fixed Assets | 21 | 23 | 18 | 20 | 18 | 22 | 22 | 25 | 24 | 28 | |||||||
(0.2) | (0.1) | (0.4) | (0.3) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 21 | 23 | 18 | 20 | 18 | 22 | 22 | 25 | 24 | 28 | |||||||
9. | Other Assets | 1824 | 3869 | 1335 | 1752 | 1095 | 1454 | 1296 | 1832 | 5257 | 6744 | |||||||
(15.2) | (23.5) | (27.0) | (26.7) | (12.2) | (13.2) | (10.2) | (11.3) | (48.0) | (41.2) | |||||||||
9.1. | Inter - office adjustments (net) | 16 | 110 | - | - | - | - | 596 | 640 | 17 | 31 | |||||||
9.2. | Interest accrued | 206 | 401 | 93 | 161 | - | 116 | 196 | 366 | 50 | 402 | |||||||
9.3. | Tax paid | - | - | - | 2 | 84 | - | - | - | - | - | |||||||
9.4. | Stationery and Stamps | 4 | 4 | 8 | 9 | - | 15 | 8 | 7 | 7 | 8 | |||||||
9.5. | Others | 1598 | 3354 | | 1233 | 1580 | | 1011 | 1323 | | 495 | 819 | | 5184 | 6302 | |||
Total Assets | 12036 | 16473 | 4938 | 6570 | 9003 | 11048 | 12710 | 16189 | 10956 | 16367 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Krishna | Kshetriya | Kutch | K.Kisan Gramin Bank, | Lakhimi Gaonlia | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Mainpuri | Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (191) | (192) | | (193) | (194) | | (195) | (196) | | (197) | (198) | | (199) | (200) | ||
1. | Capital | 75 | 100 | 988 | 1031 | 75 | 854 | 75 | 100 | 84 | 96 | |||||||
(0.6) | (0.5) | (9.8) | (8.0) | (1.4) | (11.2) | (1.4) | (1.4) | (0.8) | (0.8) | |||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | 1 | 1 | - | - | |||||||
- | - | - | - | - | - | - | - | - | - | |||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | 1 | 1 | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 9976 | 11993 | 7479 | 10237 | 4137 | 5468 | 3994 | 5329 | 8401 | 10189 | |||||||
(73.8) | (62.8) | (74.5) | (79.2) | (78.9) | (71.6) | (74.1) | (75.9) | (83.0) | (84.3) | |||||||||
3.1. | Demand Deposits | 1016 | 558 | 277 | 366 | 50 | 78 | 77 | 130 | 659 | 842 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 1016 | 558 | 277 | 366 | 50 | 78 | 77 | 130 | 659 | 842 | |||||||
3.2. | Savings Deposits | 3584 | 4296 | 3230 | 4407 | 1371 | 1684 | 1861 | 2285 | 4182 | 4799 | |||||||
3.3. | Term Deposits | 5376 | 7138 | 3972 | 5464 | 2716 | 3706 | 2056 | 2914 | 3560 | 4547 | |||||||
(i) | From Banks | - | - | - | - | - | 15 | - | - | - | - | |||||||
(ii) | From Others | 5376 | 7138 | 3972 | 5464 | 2716 | 3691 | 2056 | 2914 | 3560 | 4547 | |||||||
3.A. | Deposits of branches in India | 9976 | 11993 | 7479 | 10237 | 4137 | 5468 | 3994 | 5329 | 8401 | 10189 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 2631 | 5190 | 756 | 892 | 524 | 658 | 806 | 730 | 608 | 665 | |||||||
(19.5) | (27.2) | (7.5) | (6.9) | (10.0) | (8.6) | (14.9) | (10.4) | (6.0) | (5.5) | |||||||||
4.1. | Borrowings in India | 2631 | 5190 | 756 | 892 | 524 | 658 | 806 | 730 | 608 | 665 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 454 | 839 | 61 | 40 | 53 | 62 | 49 | 50 | - | 8 | |||||||
(iii) | From other Institutions and Agencies | 2177 | 4351 | 696 | 852 | 471 | 596 | 756 | 679 | 608 | 657 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 840 | 1806 | 814 | 766 | 507 | 661 | 515 | 857 | 1035 | 1139 | |||||||
(6.2) | (9.5) | (8.1) | (5.9) | (9.7) | (8.7) | (9.5) | (12.2) | (10.2) | (9.4) | |||||||||
5.1. | Bills Payable | 9 | 8 | 14 | 26 | 9 | 7 | 10 | 17 | - | - | |||||||
5.2. | Inter-office Adjustments | 8 | 11 | 84 | - | 1 | 15 | 20 | 15 | 35 | - | |||||||
5.3. | Interest Accrued | 762 | 1097 | 40 | 62 | 302 | 440 | 14 | 24 | 129 | 125 | |||||||
5.4. | Others (including provisions) | 61 | 691 | | 676 | 678 | | 196 | 199 | | 470 | 799 | | 870 | 1014 | |||
Total Liabilities | 13522 | 19089 | 10036 | 12925 | 5244 | 7641 | 5390 | 7016 | 10127 | 12089 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Krishna | Kshetriya | Kutch | K.Kisan Gramin Bank, | Lakhimi Gaonlia | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Mainpuri | Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (191) | (192) | | (193) | (194) | | (195) | (196) | | (197) | (198) | | (199) | (200) | ||
1. | Cash in hand | 280 | 325 | 124 | 202 | 36 | 55 | 90 | 121 | 81 | 118 | |||||||
(2.1) | (1.7) | (1.2) | (1.6) | (0.7) | (0.7) | (1.7) | (1.7) | (0.8) | (1.0) | |||||||||
2. | Balances with RBI | 263 | 318 | 213 | 303 | 135 | 175 | 117 | 161 | 256 | 304 | |||||||
(1.9) | (1.7) | (2.1) | (2.3) | (2.6) | (2.3) | (2.2) | (2.3) | (2.5) | (2.5) | |||||||||
3. | Balances with banks in India | 247 | 366 | 1943 | 285 | 42 | 2968 | 456 | 1285 | 1533 | 1095 | |||||||
(1.8) | (1.9) | (19.4) | (2.2) | (0.8) | (38.8) | (8.5) | (18.3) | (15.1) | (9.1) | |||||||||
4. | Money at call and short notice | 2075 | 3208 | - | 2261 | 1443 | - | 779 | - | - | - | |||||||
(15.3) | (16.8) | - | (17.5) | (27.5) | - | (14.5) | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 2530 | 2701 | 2031 | 2765 | 1486 | 1961 | 101 | 501 | 2697 | 4350 | |||||||
(18.7) | (14.1) | (20.2) | (21.4) | (28.3) | (25.7) | (1.9) | (7.1) | (26.6) | (36.0) | |||||||||
6.A. | Investments in India | 2530 | 2701 | 2031 | 2765 | 1486 | 1961 | 101 | 501 | 2697 | 4350 | |||||||
(i) | Government securities | - | - | - | - | 700 | 750 | 101 | 101 | - | - | |||||||
(ii) | Other approved securities | 5 | 5 | 202 | 202 | 786 | 350 | - | - | 210 | 233 | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | 350 | 1381 | - | - | - | 661 | - | 400 | 2130 | 3380 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | 2175 | 1315 | 1829 | 2563 | - | 200 | - | - | 358 | 737 | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 5045 | 9061 | 4034 | 4136 | 1153 | 1504 | 2505 | 2980 | 2611 | 1510 | |||||||
(37.3) | (47.5) | (40.2) | (32.0) | (22.0) | (19.7) | (46.5) | (42.5) | (25.8) | (12.5) | |||||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | - | - | - | 3 | - | |||||||
7.2. | Cash credits, overdrafts & loans | 2649 | 5129 | 316 | 462 | 239 | 287 | 460 | 338 | 412 | 444 | |||||||
7.3. | Term loans | 2396 | 3931 | 3718 | 3674 | 914 | 1217 | 2045 | 2642 | 2196 | 1066 | |||||||
8. | Fixed Assets | 19 | 31 | 16 | 16 | 11 | 17 | 9 | 9 | 22 | 22 | |||||||
(0.1) | (0.2) | (0.2) | (0.1) | (0.2) | (0.2) | (0.2) | (0.1) | (0.2) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 19 | 31 | 16 | 16 | 11 | 17 | 9 | 9 | 22 | 22 | |||||||
9. | Other Assets | 3063 | 3080 | 1675 | 2956 | 939 | 961 | 1334 | 1961 | 2927 | 4689 | |||||||
(22.7) | (16.1) | (16.7) | (22.9) | (17.9) | (12.6) | (24.7) | (27.9) | (28.9) | (38.8) | |||||||||
9.1. | Inter - office adjustments (net) | 7 | - | - | 36 | - | - | - | - | - | 20 | |||||||
9.2. | Interest accrued | 203 | 400 | 102 | 207 | 11 | 20 | 62 | 126 | 18 | 40 | |||||||
9.3. | Tax paid | - | - | - | - | 8 | 7 | - | 1 | - | - | |||||||
9.4. | Stationery and Stamps | 6 | 9 | 7 | 9 | 1 | 1 | 3 | 4 | 9 | 10 | |||||||
9.5. | Others | 2846 | 2671 | | 1566 | 2704 | | 918 | 933 | | 1269 | 1830 | | 2900 | 4619 | |||
Total Assets | 13522 | 19089 | 10036 | 12925 | 5244 | 7641 | 5390 | 7016 | 10127 | 12089 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |