Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 22 of 30) - ଆରବିଆଇ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 22 of 30)
|
|
|
REGIONAL RURAL BANKS |
(Amount in Rs. lakh) |
||||||||||||||
As on 31st March |
||||||||||||||||||
Marathwada |
Marudhar |
Marwar |
Mayurakshi |
Mewar |
||||||||||||||
Gramin Bank |
Kshetriya Gramin Bank |
Gramin Bank |
Gramin Bank |
Anchalik Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(221) |
(222) |
|
(223) |
(224) |
|
(225) |
(226) |
|
(227) |
(228) |
|
(229) |
(230) |
||
1. |
Capital |
84 |
100 |
75 |
96 |
75 |
88 |
75 |
100 |
75 |
88 |
|||||||
(0.3) |
(0.3) |
(1.9) |
(1.8) |
(0.4) |
(0.3) |
(0.7) |
(0.7) |
(1.3) |
(1.1) |
|||||||||
2. |
Reserves and Surplus |
- |
- |
- |
6 |
- |
- |
- |
- |
- |
- |
|||||||
- |
- |
- |
(0.1) |
- |
- |
- |
- |
- |
- |
|||||||||
2.1. |
Statutory Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
2.2. |
Capital Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
2.3. |
Share Premium |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
2.4. |
Revenue and other Reserves |
- |
- |
- |
6 |
- |
- |
- |
- |
- |
- |
|||||||
2.5. |
Balance of Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
3. |
Deposits |
20346 |
25510 |
3232 |
4420 |
15966 |
21049 |
7772 |
10569 |
4508 |
6530 |
|||||||
(70.1) |
(72.9) |
(81.4) |
(83.8) |
(83.1) |
(82.2) |
(75.7) |
(75.4) |
(80.4) |
(82.3) |
|||||||||
3.1. |
Demand Deposits |
1549 |
2232 |
168 |
217 |
915 |
1237 |
137 |
114 |
162 |
269 |
|||||||
(i) |
From Banks |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) |
From Others |
1549 |
2232 |
168 |
217 |
915 |
1237 |
137 |
114 |
162 |
269 |
|||||||
3.2. |
Savings Deposits |
11611 |
14079 |
839 |
1042 |
4682 |
5897 |
3076 |
3587 |
1250 |
1651 |
|||||||
3.3. |
Term Deposits |
7186 |
9199 |
2225 |
3161 |
10369 |
13915 |
4559 |
6868 |
3096 |
4610 |
|||||||
(i) |
From Banks |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) |
From Others |
7186 |
9199 |
2225 |
3161 |
10369 |
13915 |
4559 |
6868 |
3096 |
4610 |
|||||||
3.A. |
Deposits of branches in India |
20346 |
25510 |
3232 |
4420 |
15966 |
21049 |
7772 |
10569 |
4508 |
6530 |
|||||||
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
4. |
Borrowings |
4684 |
5118 |
276 |
313 |
1161 |
1621 |
1000 |
1110 |
476 |
513 |
|||||||
(16.1) |
(14.6) |
(6.9) |
(5.9) |
(6.0) |
(6.3) |
(9.7) |
(7.9) |
(8.4) |
(6.5) |
|||||||||
4.1. |
Borrowings in India |
4684 |
5118 |
276 |
313 |
1161 |
1621 |
1000 |
1110 |
476 |
513 |
|||||||
(i) |
From Reserve Bank of India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) |
From other Banks |
1093 |
815 |
75 |
18 |
74 |
116 |
1000 |
46 |
34 |
20 |
|||||||
(iii) |
From other Institutions and Agencies |
3590 |
4303 |
201 |
295 |
1086 |
1505 |
- |
1064 |
442 |
493 |
|||||||
4.2. |
Borrowings outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
5. |
Other liabilities |
3912 |
4275 |
389 |
441 |
2003 |
2852 |
1426 |
2236 |
547 |
802 |
|||||||
(13.5) |
(12.2) |
(9.8) |
(8.4) |
(10.4) |
(11.1) |
(13.9) |
(16.0) |
(9.7) |
(10.1) |
|||||||||
5.1. |
Bills Payable |
210 |
236 |
2 |
1 |
- |
- |
- |
- |
3 |
5 |
|||||||
5.2. |
Inter-office Adjustments |
- |
96 |
19 |
4 |
18 |
- |
58 |
95 |
493 |
62 |
|||||||
5.3. |
Interest Accrued |
988 |
1311 |
28 |
37 |
1390 |
2221 |
707 |
1194 |
331 |
547 |
|||||||
5.4. |
Others (including provisions) |
2714 |
2632 |
341 |
398 |
595 |
631 |
661 |
948 |
165 |
187 |
|||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
Total Liabilities |
29025 |
35002 |
3972 |
5275 |
19205 |
25609 |
10273 |
14016 |
5607 |
7934 |
||||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
|
|
REGIONAL RURAL BANKS |
(Amount in Rs. lakh) |
||||||||||||||
As on 31st March |
||||||||||||||||||
Marathwada |
Marudhar |
Marwar |
Mayurakshi |
Mewar Anchalik |
||||||||||||||
Gramin Bank |
Kshetriya Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(221) |
(222) |
|
(223) |
(224) |
|
(225) |
(226) |
|
(227) |
(228) |
|
(229) |
(230) |
||
1. |
Cash in hand |
458 |
598 |
36 |
57 |
452 |
559 |
75 |
99 |
48 |
81 |
|||||||
(1.6) |
(1.7) |
(0.9) |
(1.1) |
(2.4) |
(2.2) |
(0.7) |
(0.7) |
(0.8) |
(1.0) |
|||||||||
2. |
Balances with RBI |
600 |
710 |
99 |
137 |
508 |
722 |
248 |
341 |
154 |
210 |
|||||||
(2.1) |
(2.0) |
(2.5) |
(2.6) |
(2.6) |
(2.8) |
(2.4) |
(2.4) |
(2.7) |
(2.6) |
|||||||||
3. |
Balances with banks in India |
879 |
7548 |
182 |
1244 |
4905 |
5770 |
2653 |
3723 |
1988 |
3129 |
|||||||
(3.0) |
(21.6) |
(4.6) |
(23.6) |
(25.5) |
(22.5) |
(25.8) |
(26.6) |
(35.5) |
(39.4) |
|||||||||
4. |
Money at call and short notice |
- |
- |
695 |
- |
1325 |
2295 |
- |
- |
- |
- |
|||||||
- |
- |
(17.5) |
- |
(6.9) |
(9.0) |
- |
- |
- |
- |
|||||||||
5. |
Balances with banks outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
6. |
Investments |
9647 |
5565 |
- |
50 |
5098 |
6269 |
1026 |
1976 |
725 |
1125 |
|||||||
(33.2) |
(15.9) |
- |
(0.9) |
(26.5) |
(24.5) |
(10.0) |
(14.1) |
(12.9) |
(14.2) |
|||||||||
6.A. |
Investments in India |
9647 |
5565 |
- |
50 |
5098 |
6269 |
1026 |
1976 |
- |
1125 |
|||||||
(i) |
Government securities |
- |
- |
- |
- |
1100 |
1100 |
- |
- |
- |
- |
|||||||
(ii) |
Other approved securities |
9639 |
5564 |
- |
- |
2460 |
1529 |
- |
- |
100 |
725 |
|||||||
(iii) |
Shares |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(iv) |
Debentures and Bonds |
- |
- |
- |
50 |
1537 |
3640 |
- |
- |
625 |
400 |
|||||||
(v) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(vi) |
Others |
8 |
1 |
- |
- |
- |
- |
1026 |
1976 |
- |
- |
|||||||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(i) |
Government securities |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(iii) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
7. |
Advances |
9660 |
11040 |
864 |
1208 |
3746 |
5870 |
3509 |
4265 |
1432 |
1910 |
|||||||
(33.3) |
(31.5) |
(21.8) |
(22.9) |
(19.5) |
(22.9) |
(34.2) |
(30.4) |
(25.5) |
(24.1) |
|||||||||
7.1. |
Bills purchased and discounted |
224 |
140 |
23 |
11 |
- |
- |
9 |
2 |
- |
1 |
|||||||
7.2. |
Cash credits, overdrafts & loans |
1832 |
2217 |
348 |
484 |
1548 |
2479 |
233 |
483 |
434 |
615 |
|||||||
7.3. |
Term loans |
7603 |
8683 |
493 |
713 |
2198 |
3390 |
3267 |
3780 |
998 |
1295 |
|||||||
8. |
Fixed Assets |
44 |
44 |
11 |
10 |
19 |
27 |
11 |
14 |
14 |
13 |
|||||||
(0.2) |
(0.1) |
(0.3) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
|||||||||
8.1. |
Premises |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
8.2. |
Other Fixed assets |
44 |
44 |
11 |
10 |
19 |
27 |
11 |
14 |
14 |
13 |
|||||||
9. |
Other Assets |
7737 |
9496 |
2085 |
2570 |
3152 |
4098 |
2751 |
3599 |
1246 |
1466 |
|||||||
(26.7) |
(27.1) |
(52.5) |
(48.7) |
(16.4) |
(16.0) |
(26.8) |
(25.7) |
(22.2) |
(18.5) |
|||||||||
9.1. |
Inter - office adjustments (net) |
85 |
- |
- |
- |
- |
85 |
- |
- |
- |
- |
|||||||
9.2. |
Interest accrued |
141 |
278 |
62 |
102 |
708 |
1548 |
255 |
418 |
86 |
176 |
|||||||
9.3. |
Tax paid |
- |
1 |
- |
- |
5 |
21 |
2 |
6 |
- |
- |
|||||||
9.4. |
Stationery and Stamps |
16 |
16 |
7 |
7 |
12 |
12 |
6 |
6 |
4 |
6 |
|||||||
9.5. |
Others |
7495 |
9201 |
2017 |
2460 |
2427 |
2432 |
2488 |
3169 |
1155 |
1285 |
|||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
Total Assets |
29025 |
35002 |
3972 |
5275 |
19205 |
25609 |
10273 |
14016 |
5607 |
7934 |
||||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
|
|
|
REGIONAL RURAL BANKS |
(Amount in Rs. lakh) |
||||||||||||||
As on 31st March |
||||||||||||||||||
Mithila |
Mizoram |
Monghyr |
Murshidabad |
Muzaffarnagar |
||||||||||||||
Kshetriya Gramin Bank |
Rural Bank |
Kshetriya Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(231) |
(232) |
|
(233) |
(234) |
|
(235) |
(236) |
|
(237) |
(238) |
|
(239) |
(240) |
||
1. |
Capital |
71 |
93 |
100 |
1525 |
91 |
100 |
75 |
339 |
|||||||||
(1.1) |
(1.0) |
(2.6) |
(10.5) |
(0.5) |
(2.3) |
(2.3) |
(7.7) |
|||||||||||
2. |
Reserves and Surplus |
- |
- |
- |
- |
1711 |
- |
- |
- |
|||||||||
- |
- |
- |
- |
(9.0) |
- |
- |
- |
|||||||||||
2.1. |
Statutory Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||||
2.2. |
Capital Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||||
2.3. |
Share Premium |
- |
- |
- |
- |
1711 |
- |
- |
- |
|||||||||
2.4. |
Revenue and other Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||||
2.5. |
Balance of Profit |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||||
N |
N |
|||||||||||||||||
3. |
Deposits |
4894 |
6837 |
2833 |
O |
10203 |
13982 |
3256 |
O |
2480 |
3334 |
|||||||
(74.8) |
(76.6) |
(72.7) |
T |
(70.3) |
(73.3) |
(73.4) |
T |
(76.3) |
(75.9) |
|||||||||
3.1. |
Demand Deposits |
161 |
159 |
379 |
565 |
888 |
34 |
13 |
14 |
|||||||||
(i) |
From Banks |
- |
- |
- |
A |
- |
- |
- |
A |
- |
- |
|||||||
(ii) |
From Others |
161 |
159 |
379 |
V |
565 |
888 |
34 |
V |
13 |
14 |
|||||||
3.2. |
Savings Deposits |
2297 |
3114 |
1639 |
A |
5411 |
6813 |
1292 |
A |
1453 |
1852 |
|||||||
3.3. |
Term Deposits |
2437 |
3564 |
815 |
I |
4227 |
6281 |
1931 |
I |
1014 |
1467 |
|||||||
(i) |
From Banks |
- |
- |
- |
L |
- |
- |
- |
L |
- |
- |
|||||||
(ii) |
From Others |
2437 |
3564 |
815 |
A |
4227 |
6281 |
1931 |
A |
1014 |
1467 |
|||||||
3.A. |
Deposits of branches in India |
4894 |
6837 |
2833 |
B |
10223 |
13982 |
3256 |
B |
2480 |
3334 |
|||||||
3.B. |
Deposits of branches outside India |
- |
- |
- |
L |
- |
- |
- |
L |
- |
- |
|||||||
|
|
|||||||||||||||||
4. |
Borrowings |
502 |
431 |
341 |
239 |
332 |
401 |
508 |
513 |
|||||||||
(7.7) |
(4.8) |
(8.7) |
(1.6) |
(1.7) |
(9.0) |
(15.6) |
(11.7) |
|||||||||||
4.1. |
Borrowings in India |
502 |
431 |
341 |
- |
332 |
401 |
508 |
513 |
|||||||||
(i) |
From Reserve Bank of India |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||||
(ii) |
From other Banks |
104 |
83 |
34 |
239 |
332 |
401 |
97 |
513 |
|||||||||
(iii) |
From other Institutions and Agencies |
398 |
348 |
306 |
- |
- |
- |
411 |
- |
|||||||||
4.2. |
Borrowings outside India |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||||
5. |
Other liabilities |
1073 |
1560 |
625 |
2540 |
2949 |
682 |
188 |
208 |
|||||||||
(16.4) |
(17.5) |
(16.0) |
(17.5) |
(15.5) |
(15.4) |
(5.8) |
(4.7) |
|||||||||||
5.1. |
Bills Payable |
- |
- |
- |
7 |
35 |
4 |
2 |
||||||||||
5.2. |
Inter-office Adjustments |
33 |
- |
5 |
326 |
- |
- |
13 |
18 |
|||||||||
5.3. |
Interest Accrued |
20 |
13 |
79 |
699 |
421 |
53 |
19 |
8 |
|||||||||
5.4. |
Others (including provisions) |
1020 |
1547 |
541 |
1508 |
2493 |
629 |
153 |
180 |
|||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
Total Liabilities |
6541 |
8920 |
3899 |
14507 |
19066 |
4439 |
3252 |
4393 |
||||||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
|
|
(100.0) |
(100.0) |
|
(100.0) |
|
|
(100.0) |
(100.0) |
|
|
|
REGIONAL RURAL BANKS |
(Amount in Rs. lakh) |
||||||||||||||
As on 31st March |
||||||||||||||||||
Mithila |
Mizoram |
Monghyr |
Murshidabad |
Muzaffarnagar |
||||||||||||||
Kshetriya Gramin Bank |
Rural Bank |
Kshetriya Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(231) |
(232) |
|
(233) |
(234) |
|
(235) |
(236) |
|
(237) |
(238) |
|
(239) |
(240) |
||
1. |
Cash in hand |
55 |
75 |
103 |
163 |
230 |
43 |
101 |
72 |
|||||||||
(0.8) |
(0.8) |
(2.6) |
(1.1) |
(1.2) |
(1.0) |
(3.1) |
(1.6) |
|||||||||||
2. |
Balances with RBI |
147 |
192 |
105 |
315 |
405 |
97 |
71 |
102 |
|||||||||
(2.2) |
(2.2) |
(2.7) |
(2.1) |
(2.1) |
(2.2) |
(2.2) |
(2.3) |
|||||||||||
3. |
Balances with banks in India |
1764 |
2822 |
777 |
6324 |
7129 |
212 |
269 |
207 |
|||||||||
(27.0) |
(31.6) |
(19.9) |
(43.6) |
(37.4) |
(4.8) |
(8.3) |
(4.7) |
|||||||||||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
444 |
648 |
1313 |
|||||||||
- |
- |
- |
- |
- |
(10.0) |
(19.9) |
(29.9) |
|||||||||||
5. |
Balances with banks outside India |
- |
- |
- |
N |
- |
- |
- |
N |
- |
- |
|||||||
6. |
Investments |
- |
- |
1272 |
O |
7.00 |
2053 |
900 |
O |
675 |
1075 |
|||||||
- |
- |
(32.6) |
T |
(4.8) |
(10.8) |
(20.3) |
T |
(20.8) |
(24.5) |
|||||||||
6.A. |
Investments in India |
- |
- |
1272 |
- |
2053 |
900 |
675 |
1075 |
|||||||||
(i) |
Government securities |
- |
- |
- |
A |
- |
- |
300 |
A |
150 |
150 |
|||||||
(ii) |
Other approved securities |
- |
- |
- |
V |
- |
- |
600 |
V |
- |
- |
|||||||
(iii) |
Shares |
- |
- |
- |
I |
- |
3 |
- |
I |
- |
- |
|||||||
(iv) |
Debentures and Bonds |
- |
- |
1272 |
L |
500 |
1750 |
- |
L |
460 |
925 |
|||||||
(v) |
Subsidiaries and joint ventures |
- |
- |
- |
A |
- |
- |
- |
A |
- |
- |
|||||||
(vi) |
Others |
- |
- |
- |
L |
- |
300 |
- |
L |
65 |
- |
|||||||
6.B. |
Investments outside India |
- |
- |
- |
E |
- |
- |
- |
E |
- |
- |
|||||||
(i) |
Government securities |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
|||||||
(ii) |
Subsidiaries and joint ventures |
- |
- |
- |
|
- |
- |
- |
|
- |
- |
|||||||
(iii) |
Others |
- |
- |
- |
200 |
- |
- |
- |
- |
|||||||||
7. |
Advances |
2422 |
2586 |
1009 |
5546 |
5007 |
1580 |
1196 |
1081 |
|||||||||
(37.0) |
(29.0) |
(25.9) |
(38.2) |
(26.3) |
(35.6) |
(36.8) |
(24.6) |
|||||||||||
7.1. |
Bills purchased and discounted |
1 |
2 |
- |
314 |
775 |
- |
- |
4 |
|||||||||
7.2. |
Cash credits, overdrafts & loans |
184 |
309 |
188 |
529 |
556 |
246 |
83 |
114 |
|||||||||
7.3. |
Term loans |
2237 |
2276 |
822 |
4704 |
3677 |
1334 |
1113 |
963 |
|||||||||
8. |
Fixed Assets |
12 |
12 |
14 |
22 |
23 |
9 |
12 |
15 |
|||||||||
(0.2) |
(0.1) |
(0.4) |
(0.1) |
(0.1) |
(0.2) |
(0.4) |
(0.4) |
|||||||||||
8.1. |
Premises |
- |
- |
- |
- |
- |
- |
12 |
- |
|||||||||
8.2. |
Other Fixed assets |
12 |
12 |
14 |
22 |
23 |
9 |
- |
15 |
|||||||||
9. |
Other Assets |
2142 |
3232 |
619 |
1437 |
4219 |
1154 |
279 |
528 |
|||||||||
(32.7) |
(36.2) |
(15.9) |
- |
(22.1) |
(26.0) |
(8.6) |
(12.0) |
|||||||||||
9.1. |
Inter - office adjustments (net) |
- |
72 |
- |
- |
915 |
7 |
- |
- |
|||||||||
9.2. |
Interest accrued |
141 |
220 |
64 |
- |
- |
7 |
69 |
120 |
|||||||||
9.3. |
Tax paid |
- |
- |
- |
- |
- |
- |
- |
2 |
|||||||||
9.4. |
Stationery and Stamps |
3 |
3 |
5 |
4 |
4 |
4 |
1 |
1 |
|||||||||
9.5. |
Others |
1997 |
2937 |
550 |
1433 |
3300 |
1135 |
p; | 209 |
405 |
||||||||
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|||||
Total Assets |
6541 |
8920 |
3899 |
14507 |
19066 |
4439 |
3252 |
4393 |
||||||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
|
|
(100.0) |
(100.0) |
|
(100.0) |
|
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |