(Amount in Rs. lakh)

As on 31st March

Shivalik Kshetriya

Shivpuri-Guna

Shri Sathavahana

Shri Venkateshwara

Singhbhum Kshetriya

Siwan Kshetriya

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(325)

(326)

(327)

(328)

(329)

(330)

(331)

(332)

(333)

(334)

(335)

(336)

1.

Capital

100

234

100

100

96

789

100

100

79

100

573

850

(1.2)

(2.3)

(1.1)

(0.9)

(1.1)

(7.0)

(0.7)

(0.6)

(0.8)

(0.7)

(6.0)

(5.3)

2.

Reserves and Surplus

84

345

-

-

144

-

-

-

-

-

-

-

(1.0)

(3.4)

-

-

(1.6)

-

-

-

-

-

-

-

3.

Deposits

6860

8396

7455

9362

5897

7596

8466

10647

9030

11847

10509

14028

(84.1)

(81.7)

(83.0)

(83.4)

(66.9)

(67.1)

(63.2)

(68.0)

(86.2)

(87.4)

(84.8)

(87.3)

3.1.

Demand deposits

144

211

719

948

440

559

215

259

620

646

298

504

3.2.

Savings bank deposits

2843

3386

2477

3293

1584

1922

2138

2789

3830

4830

4250

5987

3.3.

Term deposits

3873

4799

4259

5121

3873

5115

6112

7599

4580

6370

5962

7537

4.

Borrowings

739

821

460

586

1623

1716

2860

2485

586

713

370

322

(9.1)

(8.0)

(5.1)

(5.2)

(18.4)

(15.2)

(21.4)

(15.9)

(5.6)

(5.3)

(4.5)

(2.0)

4.1.

From banks*

24

27

460

586

314

303

1112

571

-

-

-

-

4.2.

From others

715

794

-

-

1309

1413

1748

1914

586

713

370

322

5.

Other liabilities

375

486

963

1179

1050

1211

1963

2427

786

899

655

874

(4.6)

(4.7)

(10.7)

(10.5)

(11.9)

(10.7)

(14.7)

(15.5)

(7.5)

(6.6)

(4.8)

(5.4)

5.1.

Bills Payable

3

116

-

-

-

-

101

106

11

8

-

-

5.2.

Inter-office adjustments

20

37

-

-

-

-

107

361

-

-

-

74

5.3.

Interest accrued

19

21

599

785

844

846

121

84

-

-

44

-

5.4.

Others (including provisions)

333

312

363

394

206

365

1634

1876

775

891

612

800

Total Liabilities

8157

10282

8978

11226

8810

11312

13389

15660

10480

13559

12107

16074

1.

Cash in hand

67

42

108

97

229

264

82

111

86

138

79

99

(0.8)

(0.4)

(1.2)

(0.9)

(2.6)

(2.3)

(0.6)

(0.7)

(0.8)

(1.0)

(0.9)

(0.6)

2.

Balances with RBI

220

265

229

305

173

234

256

331

255

360

315

420

(2.7)

(2.6)

(2.6)

(2.7)

(2.0)

(2.1)

(1.9)

(2.1)

(2.4)

(2.7)

(2.6)

(2.6)

3.

Balances with banks in India

2718

3216

333

195

2931

4401

4301

4950

2960

3651

6195

9545

(33.3)

(31.3)

(3.7)

(1.7)

(33.3)

(38.9)

(32.1)

(31.6)

(28.2)

(26.9)

(53.4)

(59.4)

4.

Money at call and short notice

-

-

3185

4280

-

-

-

-

-

-

-

-

-

-

(35.5)

(38.1)

-

-

-

-

-

-

-

-

5.

Investments

2822

4052

501

444

474

984

210

266

2245

3655

1010

1083

(34.6)

(39.4)

(5.6)

(4.0)

(5.4)

(8.7)

(1.6)

(1.7)

(21.4)

(27.0)

(6.7)

(6.7)

6.

Advances

1938

2242

1978

2561

3735

4382

6916

8377

2281

2869

2533

2836

(23.8)

(21.8)

(22.0)

(22.8)

(42.4)

(38.7)

(51.7)

(53.5)

(21.8)

(21.2)

(26.2)

(17.6)

6.1.

Bills purchased and discounted

1

2

-

-

-

-

18

43

-

1

-

165

6.2.

Cash credits, overdrafts & loans

17

47

570

1309

2204

2573

4681

6832

662

885

440

518

6.3.

Term loans

1919

2192

1408

1252

1532

1808

2217

1503

1620

1983

2092

2153

7.

Fixed Assets

21

22

13

12

20

20

24

34

12

12

17

20

(0.3)

(0.2)

(0.1)

(0.1)

(0.2)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

373

443

2631

3333

1248

1027

1599

1591

2640

2873

1958

2071

(4.6)

(4.3)

(29.3)

(29.7)

(14.2)

(9.1)

(11.9)

(10.2)

(25.2)

(21.2)

(10.1)

(12.9)

8.1.

Inter - office adjustments (net)

-

-

78

66

138

90

-

-

124

135

7

-

8.2.

Interest accrued

212

285

158

643

194

184

146

267

287

496

1509

1732

8.3.

Others

160

158

2395

2624

915

753

1453

1324

2229

2242

442

339

Total Assets

8157

10282

8978

11226

8810

11312

13389

15660

10480

13559

12107

16074

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Solapur

South Malabar

Sravasthi

Sree Anantha

Sri Saraswathi

Sri Visakha

Items

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(337)

(338)

(339)

(340)

(341)

(342)

(343)

(344)

(345)

(346)

(347)

(348)

1.

Capital

100

100

535

741

2091

2091

100

705

234

251

100

1182

(2.4)

(2.0)

(1.6)

(1.8)

(13.1)

(10.8)

(0.5)

(3.2)

(1.6)

(1.3)

(0.3)

(3.1)

2.

Reserves and Surplus

-

-

24

912

-

-

348

1038

10

177

29

29

-

-

(0.1)

(2.2)

-

-

(1.7)

(4.8)

(0.1)

(0.9)

(0.1)

(0.1)

3.

Deposits

2717

3233

18627

22924

11439

14759

13132

13989

10525

13669

23491

28904

(64.5)

(65.1)

(55.6)

(56.1)

(71.5)

(76.3)

(62.7)

(64.2)

(70.1)

(71.1)

(76.5)

(75.7)

3.1.

Demand deposits

270

419

1336

1064

847

1457

234

310

393

336

1542

1850

3.2.

Savings bank deposits

1010

1257

7647

8801

5756

7918

4480

4344

3429

4774

7933

10507

3.3.

Term deposits

1437

1557

9643

13058

4836

5385

8418

9335

6703

8559

14017

16547

4.

Borrowings

1026

1268

12081

14466

1690

1637

4349

4834

2366

2611

4808

5335

(24.3)

(25.5)

(36.0)

(35.4)

(10.6)

(8.5)

(20.6)

(22.2)

(15.8)

(13.6)

(15.7)

(14.0)

4.1.

From banks*

152

219

2814

3361

106

85

823

993

516

572

1147

1183

4.2.

From others

874

1050

9266

11105

1584

1553

3526

3841

1850

2039

3661

4151

5.

Other liabilities

371

367

2262

1852

768

848

3028

1215

1881

2514

2280

2742

(8.8)

(7.4)

(6.7)

(4.5)

(4.8)

(4.4)

(14.4)

(5.6)

(12.5)

(13.1)

(7.4)

(7.2)

5.1.

Bills Payable

-

-

713

450

13

18

1128

378

128

381

-

-

5.2.

Inter-office adjustments

-

-

456

31

-

51

661

169

103

-3

-

32

5.3.

Interest accrued

3

2

205

241

33

23

69

42

1371

1468

1823

2302

5.4.

Others (including provisions)

368

364

888

1130

722

756

1170

626

279

668

457

408

Total Liabilities

4214

4967

33528

40895

15988

19336

20958

21781

15015

19222

30709

38191

1.

Cash in hand

120

160

1047

814

390

466

572

550

166

169

355

502

(2.9)

(3.2)

(3.1)

(2.0)

(2.4)

(2.4)

(2.7)

(2.5)

(1.1)

(0.9)

(1.2)

(1.3)

2.

Balances with RBI

71

91

535

773

311

426

384

417

351

423

768

895

(1.7)

(1.8)

(1.6)

(1.9)

(1.9)

(2.2)

(1.8)

(1.9)

(2.3)

(2.2)

(2.5)

(2.3)

3.

Balances with banks in India

964

974

4434

6744

5413

7040

6858

7634

812

10250

7409

11573

(22.9)

(19.6)

(13.2)

(16.5)

(33.9)

(36.4)

(32.7)

(35.0)

(5.4)

(53.3)

(24.1)

(30.3)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

6865

-

-

-

-

-

-

-

-

-

-

-

(45.7)

-

-

-

5.

Investments

75

456

3873

4564

2894

3745

875

1011

1000

1261

4949

6507

(1.8)

(9.2)

(11.6)

(11.2)

(18.1)

(19.4)

(4.2)

(4.6)

(6.7)

(6.6)

(16.1)

(17.0)

6.

Advances

2061

2407

22868

27344

4121

4920

10323

11456

5273

6478

12889

14190

(48.9)

(48.5)

(68.2)

(66.9)

(25.8)

(25.4)

(49.3)

(52.6)

(35.1)

(33.7)

(42.0)

(37.2)

6.1.

Bills purchased and discounted

-

-

68

69

111

62

248

113

182

118

300

242

6.2.

Cash credits, overdrafts & loans

818

1254

18053

21545

539

1074

5382

7480

3850

4950

9376

10533

6.3.

Term loans

1243

1153

4746

5729

3470

3784

4693

3862

1241

1411

3213

3415

7.

Fixed Assets

20

20

76

73

27

34

88

100

33

39

24

23

(0.5)

(0.4)

(0.2)

(0.2)

(0.2)

(0.2)

(0.4)

(0.5)

(0.2)

(0.2)

(0.1)

(0.1)

8.

Other Assets

902

860

696

584

2833

2704

1858

613

515

602

4315

4501

(21.4)

(17.3)

(2.1)

(1.4)

(17.7)

(14.0)

(8.9)

(2.8)

(3.4)