Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000 (Part 5 of 13) - ଆରବିଆଇ - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000
(Part 5 of 13)
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Godavari |
Golconda |
Gomti |
|||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(121) |
(122) |
(123) |
(124) |
(125) |
(126) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(1.3) |
(1.1) |
(1.7) |
(1.4) |
(0.3) |
(0.3) |
|||
2. |
Reserves and Surplus |
692 |
849 |
378 |
402 |
1468 |
1557 |
|
(8.9) |
(9.1) |
(6.3) |
(5.5) |
(5.0) |
(4.5) |
|||
3. |
Deposits |
4899 |
6385 |
4151 |
5235 |
25164 |
30530 |
|
(62.7) |
(68.2) |
(69.6) |
(71.6) |
(86.1) |
(88.0) |
|||
3.1. |
Demand deposits |
169 |
175 |
380 |
451 |
1845 |
2074 |
|
3.2. |
Savings bank deposits |
866 |
1027 |
1346 |
1880 |
9910 |
11576 |
|
3.3. |
Term deposits |
3864 |
5182 |
2425 |
2904 |
13410 |
16880 |
|
4. |
Borrowings |
1813 |
1667 |
589 |
794 |
2242 |
2120 |
|
(23.2) |
(17.8) |
(9.9) |
(10.9) |
(7.7) |
(6.1) |
|||
4.1. |
From banks* |
407 |
436 |
107 |
131 |
95 |
103 |
|
4.2. |
From others |
1406 |
1231 |
482 |
663 |
2148 |
2017 |
|
5. |
Other liabilities |
310 |
355 |
746 |
783 |
268 |
373 |
|
(4.0) |
(3.8) |
(12.5) |
(10.7) |
(0.9) |
(1.1) |
|||
5.1. |
Bills Payable |
5 |
15 |
|
|
108 |
138 |
|
5.2. |
Inter-office adjustments |
|
|
|
105 |
|
|
|
5.3. |
Interest accrued |
31 |
47 |
288 |
411 |
37 |
22 |
|
|
5.4. |
Others (including provisions) |
274 |
293 |
459 |
267 |
123 |
213 |
|
Total Liabilities |
7813 |
9356 |
5964 |
7314 |
29243 |
34681 |
|
1. |
Cash in hand |
87 |
92 |
110 |
117 |
303 |
333 |
|
(1.1) |
(1.0) |
(1.8) |
(1.6) |
(1.0) |
(1.0) |
|||
2. |
Balances with RBI |
159 |
197 |
163 |
216 |
750 |
900 |
|
(2.0) |
(2.1) |
(2.7) |
(3.0) |
(2.6) |
(2.6) |
|||
3. |
Balances with banks in India |
1889 |
2620 |
352 |
474 |
9632 |
12184 |
|
(24.2) |
(28.0) |
(5.9) |
(6.5) |
(32.9) |
(35.1) |
|||
4. |
Money at call and short notice |
|
|
2098 |
2829 |
|
|
|
() |
() |
(35.2) |
(38.7) |
() |
() |
|||
5. |
Investments |
984 |
1402 |
760 |
885 |
9196 |
11359 |
|
(12.6) |
(15.0) |
(12.7) |
(12.1) |
(31.4) |
(32.8) |
|||
6. |
Advances |
4500 |
4770 |
1974 |
2450 |
7503 |
8100 |
|
(57.6) |
(51.0) |
(33.1) |
(33.5) |
(25.7) |
(23.4) |
|||
6.1. |
Bills purchased and discounted |
6 |
60 |
712 |
|
5 |
|
|
6.2. |
Cash credits, overdrafts & loans |
3108 |
3129 |
|
1251 |
331 |
401 |
|
6.3. |
Term loans |
1385 |
1582 |
1263 |
1200 |
7167 |
7700 |
|
7. |
Fixed Assets |
34 |
34 |
17 |
17 |
42 |
47 |
|
(0.4) |
(0.4) |
(0.3) |
(0.2) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
160 |
240 |
489 |
327 |
1817 |
1758 |
|
(2.1) |
(2.6) |
(8.2) |
(4.5) |
(6.2) |
(5.1) |
|||
8.1. |
Inter - office adjustments (net) |
17 |
18 |
35 |
|
35 |
84 |
|
8.2. |
Interest accrued |
52 |
78 |
71 |
179 |
1456 |
1552 |
|
|
8.3. |
Others |
91 |
145 |
383 |
147 |
326 |
122 |
Total Assets |
7813 |
9356 |
5964 |
7314 |
29243 |
34681 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Gopalganj Kshetriya |
Gorakhpur Kshetriya |
Gurdaspur Amritsar |
|||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(127) |
(128) |
(129) |
(130) |
(131) |
(132) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(0.7) |
(0.6) |
(0.1) |
(0.1) |
(0.7) |
(0.5) |
|||
2. |
Reserves and Surplus |
864 |
1314 |
10832 |
13501 |
867 |
995 |
|
(5.9) |
(7.3) |
(11.6) |
(12.6) |
(5.7) |
(5.3) |
|||
3. |
Deposits |
12605 |
15545 |
63640 |
71537 |
11762 |
15385 |
|
(85.7) |
(86.3) |
(68.2) |
(66.5) |
(77.0) |
(81.5) |
|||
3.1. |
Demand deposits |
553 |
105 |
2860 |
3402 |
257 |
727 |
|
3.2. |
Savings bank deposits |
6550 |
8362 |
33784 |
36978 |
4482 |
5719 |
|
3.3. |
Term deposits |
5502 |
7079 |
26996 |
31157 |
7023 |
8939 |
|
4. |
Borrowings |
313 |
268 |
6619 |
7585 |
996 |
1257 |
|
(2.1) |
(1.5) |
(7.1) |
(7.1) |
(6.5) |
(6.7) |
|||
4.1. |
From banks* |
|
|
|
855 |
112 |
121 |
|
4.2. |
From others |
313 |
268 |
6619 |
6730 |
884 |
1137 |
|
5. |
Other liabilities |
828 |
792 |
12094 |
14786 |
1549 |
1138 |
|
(5.6) |
(4.4) |
(13.0) |
(13.8) |
(10.1) |
(6.0) |
|||
5.1. |
Bills Payable |
|
|
|
|
13 |
14 |
|
5.2. |
Inter-office adjustments |
|
|
558 |
195 |
83 |
12 |
|
5.3. |
Interest accrued |
|
792 |
8061 |
11211 |
232 |
366 |
|
|
5.4. |
Others (including provisions) |
828 |
|
3475 |
3379 |
1222 |
746 |
|
Total Liabilities |
14710 |
18019 |
93284 |
107510 |
15274 |
18875 |
|
1. |
Cash in hand |
107 |
194 |
590 |
906 |
81 |
83.00 |
|
(0.7) |
(1.1) |
(0.6) |
(0.8) |
(0.5) |
(0.4) |
|||
2. |
Balances with RBI |
377 |
442 |
2109 |
2479 |
357 |
465 |
|
(2.6) |
(2.5) |
(2.3) |
(2.3) |
(2.3) |
(2.5) |
|||
3. |
Balances with banks in India |
9145 |
10379 |
2217 |
66508 |
4859 |
5816 |
|
(62.2) |
(57.6) |
(2.4) |
(61.9) |
(31.8) |
(30.8) |
|||
4. |
Money at call and short notice |
|
|
50365 |
|
63 |
|
|
() |
() |
(54.0) |
() |
(0.4) |
() |
|||
5. |
Investments |
900 |
1300 |
16945 |
14217 |
4980 |
7051 |
|
(6.1) |
(7.2) |
(18.2) |
(13.2) |
(32.6) |
(37.4) |
|||
6. |
Advances |
2201 |
2178 |
15200 |
18457 |
3871 |
4499 |
|
(15.0) |
(12.1) |
(16.3) |
(17.2) |
(25.3) |
(23.8) |
|||
6.1. |
Bills purchased and discounted |
|
|
4 |
13 |
|
|
|
6.2. |
Cash credits, overdrafts & loans |
414 |
182 |
5363 |
7113 |
2111 |
2206 |
|
6.3. |
Term loans |
1787 |
1996 |
9833 |
11331 |
1760 |
2292 |
|
7. |
Fixed Assets |
14 |
21 |
57 |
57 |
37 |
64 |
|
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.3) |
|||
8. |
Other Assets |
1966 |
3506 |
5801 |
4887 |
1026 |
897 |
|
(13.4) |
(19.5) |
(6.2) |
(4.5) |
(6.7) |
(4.8) |
|||
8.1. |
Inter - office adjustments (net) |
|
38 |
|
|
|
|
|
8.2. |
Interest accrued |
1950 |
3451 |
5720 |
4834 |
522 |
702 |
|
|
8.3. |
Others |
17 |
17 |
81 |
54 |
504 |
195 |
Total Assets |
14710 |
18019 |
93284 |
107510 |
15274 |
18875 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Gurgaon |
Gwalior Datia |
Hadoti Kshetriya |
|||||
Gramin Bank |
Kshetriya Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(133) |
(134) |
(135) |
(136) |
(137) |
(138) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(0.2) |
(0.2) |
(1.6) |
(1.3) |
(0.5) |
(0.5) |
|||
2. |
Reserves and Surplus |
3254 |
4761 |
428 |
428 |
|
510 |
|
(6.1) |
(7.9) |
(6.9) |
(5.7) |
() |
(2.4) |
|||
3. |
Deposits |
40349 |
47404 |
4678 |
5996 |
14780 |
16476 |
|
(75.3) |
(78.2) |
(75.7) |
(79.8) |
(77.5) |
(77.8) |
|||
3.1. |
Demand deposits |
525 |
781 |
230 |
255 |
1183 |
1052 |
|
3.2. |
Savings bank deposits |
15198 |
18675 |
1449 |
1930 |
5275 |
5686 |
|
3.3. |
Term deposits |
24626 |
27947 |
2999 |
3810 |
8323 |
9738 |
|
4. |
Borrowings |
5113 |
5238 |
466 |
492 |
1918 |
2213 |
|
(9.5) |
(8.6) |
(7.5) |
(6.5) |
(10.1) |
(10.5) |
|||
4.1. |
From banks* |
1221 |
1131 |
|
|
139 |
161 |
|
4.2. |
From others |
3892 |
4107 |
466 |
492 |
1779 |
2052 |
|
5. |
Other liabilities |
4775 |
3127 |
510 |
503 |
2267 |
1876 |
|
(8.9) |
(5.2) |
(8.2) |
(6.7) |
(11.9) |
(8.9) |
|||
5.1. |
Bills Payable |
|
|
|
|
|
|
|
5.2. |
Inter-office adjustments |
131 |
|
|
|
|
|
|
5.3. |
Interest accrued |
488 |
469 |
|
|
44 |
71 |
|
|
5.4. |
Others (including provisions) |
4157 |
2658 |
510 |
503 |
2223 |
1805 |
|
Total Liabilities |
53591 |
60630 |
6182 |
7518 |
19065 |
21175 |
|
1. |
Cash in hand |
508 |
170 |
36 |
79.00 |
509 |
409.00 |
|
(0.9) |
(0.3) |
(0.6) |
(1.1) |
(2.7) |
(1.9) |
|||
2. |
Balances with RBI |
1231 |
1326 |
143 |
180 |
437 |
498 |
|
(2.3) |
(2.2) |
(2.3) |
(2.4) |
(2.3) |
(2.4) |
|||
3. |
Balances with banks in India |
19551 |
22973 |
2576 |
3406 |
984 |
1071 |
|
(36.5) |
(37.9) |
(41.7) |
(45.3) |
(5.2) |
(5.1) |
|||
4. |
Money at call and short notice |
|
|
|
|
5533 |
6504 |
|
() |
() |
() |
() |
(29.0) |
(30.7) |
|||
5. |
Investments |
10586 |
11802 |
515 |
231 |
425 |
401 |
|
(19.8) |
(19.5) |
(8.3) |
(3.1) |
(2.2) |
(1.9) |
|||
6. |
Advances |
15415 |
19405 |
1999 |
2466 |
6769 |
7529 |
|
(28.8) |
(32.0) |
(32.3) |
(32.8) |
(35.5) |
(35.6) |
|||
6.1. |
Bills purchased and discounted |
3 |
3 |
|
|
|
|
|
6.2. |
Cash credits, overdrafts & loans |
4400 |
5810 |
152 |
316 |
1541 |
1941 |
|
6.3. |
Term loans |
11013 |
13592 |
1847 |
2150 |
5228 |
5588 |
|
7. |
Fixed Assets |
57 |
75 |
10 |
11 |
29 |
43 |
|
(0.1) |
(0.1) |
(0.2) |
(0.1) |
(0.2) |
(0.2) |
|||
8. |
Other Assets |
6243 |
4877 |
903 |
1145 |
4381 |
4719 |
|
(11.6) |
(8.0) |
(14.6) |
(15.2) |
(23.0) |
(22.3) |
|||
8.1. |
Inter - office adjustments (net) |
|
129 |
4 |
3 |
476 |
159 |
|
8.2. |
Interest accrued |
3462 |
4341 |
234 |
537 |
672 |
1554 |
|
|
8.3. |
Others |
2781 |
407 |
664 |
605 |
3233 |
3006 |
Total Assets |
53591 |
60630 |
6182 |
7518 |
19065 |
21175 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Haryana Kshetriya |
Hazaribagh Kshetriya |
Himachal |
|||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(139) |
(140) |
(141) |
(142) |
(143) |
(144) |
1. |
Capital |
96 |
96 |
100 |
100 |
100 |
100 |
|
(0.4) |
(0.3) |
(1.1) |
(1.0) |
(0.3) |
(0.3) |
|||
2. |
Reserves and Surplus |
|
1272 |
263 |
526 |
1040 |
1040 |
|
() |
(4.5) |
(3.0) |
(5.1) |
(3.3) |
(2.6) |
|||
3. |
Deposits |
19937 |
23229 |
7267 |
8699 |
27675 |
35429 |
|
(81.6) |
(82.9) |
(83.3) |
(83.9) |
(88.3) |
(89.9) |
|||
3.1. |
Demand deposits |
81 |
96 |
193 |
239 |
649 |
1034 |
|
3.2. |
Savings bank deposits |
7248 |
8373 |
4049 |
4590 |
8170 |
10173 |
|
3.3. |
Term deposits |
12608 |
14760 |
3025 |
3870 |
18857 |
24222 |
|
4. |
Borrowings |
2116 |
1768 |
505 |
510 |
1513 |
1808 |
|
(8.7) |
(6.3) |
(5.8) |
(4.9) |
(4.8) |
(4.6) |
|||
4.1. |
From banks* |
13 |
13 |
|
|
135 |
163 |
|
4.2. |
From others |
2102 |
1755 |
505 |
510 |
1378 |
1644 |
|
5. |
Other liabilities |
2291 |
1649 |
593 |
536 |
1001 |
1029 |
|
(9.4) |
(5.9) |
(6.8) |
(5.2) |
(3.2) |
(2.6) |
|||
5.1. |
Bills Payable |
|
|
7 |
5 |
23 |
22 |
|
5.2. |
Inter-office adjustments |
|
|
|
|
161 |
166 |
|
5.3. |
Interest accrued |
24 |
52 |
|
|
50 |
47 |
|
|
5.4. |
Others (including provisions) |
2267 |
1597 |
586 |
531 |
767 |
794 |
|
Total Liabilities |
24440 |
28014 |
8728 |
10371 |
31330 |
39406 |
|
1. |
Cash in hand |
250 |
265.00 |
54 |
64.00 |
406 |
743.00 |
|
(1.0) |
(0.9) |
(0.6) |
(0.6) |
(1.3) |
(1.9) |
|||
2. |
Balances with RBI |
600 |
700 |
181 |
240 |
855 |
1085 |
|
(2.5) |
(2.5) |
(2.1) |
(2.3) |
(2.7) |
(2.8) |
|||
3. |
Balances with banks in India |
331 |
8587 |
3439 |
3092 |
8964 |
11186 |
|
(1.4) |
(30.7) |
(39.4) |
(29.8) |
(28.6) |
(28.4) |
|||
4. |
Money at call and short notice |
5780 |
|
|
|
|
|
|
(23.7) |
() |
() |
() |
() |
() |
|||
5. |
Investments |
3590 |
2941 |
3105 |
4577 |
11960 |
13999 |
|
(14.7) |
(10.5) |
(35.6) |
(44.1) |
(38.2) |
(35.5) |
|||
6. |
Advances |
9809 |
11196 |
1581 |
1881 |
5653 |
8048 |
|
(40.1) |
(40.0) |
(18.1) |
(18.1) |
(18.0) |
(20.4) |
|||
6.1. |
Bills purchased and discounted |
|
|
|
47 |
475 |
322 |
|
6.2. |
Cash credits, overdrafts & loans |
|
1132 |
356 |
482 |
2606 |
3569 |
|
6.3. |
Term loans |
9809 |
10063 |
1225 |
1353 |
2572 |
4156 |
|
7. |
Fixed Assets |
32 |
34 |
12 |
12 |
39 |
47 |
|
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
4048 |
4291 |
356 |
505 |
3453 |
4299 |
|
(16.6) |
(15.3) |
(4.1) |
(4.9) |
(11.0) |
(10.9) |
|||
8.1. |
Inter - office adjustments (net) |
|
49 |
25 |
15 |
|
|
|
8.2. |
Interest accrued |
643 |
991 |
|
|
2634 |
3629 |
|
|
8.3. |
Others |
3405 |
3251 |
331 |
491 |
819 |
670 |
Total Assets |
24440 |
28014 |
8728 |
10371 |
31330 |
39406 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
As on March 31 |
||||||||
Items |
Hindon |
Hissar-Sirsa Kshetriya |
Howrah |
|||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(145) |
(146) |
(147) |
(148) |
(149) |
(150) |
1. |
Capital |
100 |
100 |
100 |
100 |
100 |
100 |
|
(2.2) |
(2.0) |
(1.0) |
(0.8) |
(0.5) |
(0.4) |
|||
2. |
Reserves and Surplus |
314 |
314 |
476 |
734 |
565 |
595 |
|
(7.0) |
(6.2) |
(4.9) |
(6.2) |
(2.7) |
(2.3) |
|||
3. |
Deposits |
3597 |
4155 |
7005 |
8677 |
16017 |
19665 |
|
(79.9) |
(81.8) |
(71.8) |
(73.1) |
(77.0) |
(75.9) |
|||
3.1. |
Demand deposits |
89 |
103 |
208 |
366 |
224 |
331 |
|
3.2. |
Savings bank deposits |
1920 |
2214 |
2142 |
2432 |
6351 |
7639 |
|
3.3. |
Term deposits |
1588 |
1839 |
4655 |
5879 |
9442 |
11695 |
|
4. |
Borrowings |
267 |
307 |
1823 |
2036 |
921 |
1030 |
|
(5.9) |
(6.0) |
(18.7) |
(17.2) |
(4.4) |
(4.0) |
|||
4.1. |
From banks* |
2 |
26 |
198 |
235 |
72 |
100 |
|
4.2. |
From others |
265 |
280 |
1625 |
1801 |
849 |
930 |
|
5. |
Other liabilities |
222 |
202 |
356 |
314 |
3206 |
4511 |
|
(4.9) |
(4.0) |
(3.6) |
(2.6) |
(15.4) |
(17.4) |
|||
5.1. |
Bills Payable |
13 |
25 |
4 |
2 |
12 |
8 |
|
5.2. |
Inter-office adjustments |
|
|
47 |
45 |
47 |
32 |
|
5.3. |
Interest accrued |
8 |
7 |
7 |
8 |
2111 |
3208 |
|
|
5.4. |
Others (including provisions) |
202 |
169 |
299 |
258 |
1036 |
1262 |
|
Total Liabilities |
4500 |
5077 |
9759 |
11862 |
20809 |
25900 |
|
1. |
Cash in hand |
57 |
47 |
105 |
75 |
434 |
427 |
|
(1.3) |
(0.9) |
(1.1) |
(0.6) |
(2.1) |
(1.6) |
|||
2. |
Balances with RBI |
114 |
123 |
217 |
260 |
537 |
654 |
|
(2.5) |
(2.4) |
(2.2) |
(2.2) |
(2.6) |
(2.5) |
|||
3. |
Balances with banks in India |
104 |
458 |
2823 |
3331 |
5523 |
7197 |
|
(2.3) |
(9.0) |
(28.9) |
(28.1) |
(26.5) |
(27.8) |
|||
4. |
Money at call and short notice |
|
|
|
|
|
|
|
() |
() |
() |
() |
() |
() |
|||
5. |
Investments |
2650 |
2701 |
1590 |
1634 |
8538 |
10666 |
|
(58.9) |
(53.2) |
(16.3) |
(13.8) |
(41.0) |
(41.2) |
|||
6. |
Advances |
912 |
1118 |
4515 |
5807 |
4238 |
5016 |
|
(20.3) |
(22.0) |
(46.3) |
(49.0) |
(20.4) |
(19.4) |
|||
6.1. |
Bills purchased and discounted |
|
1 |
174 |
19 |
5 |
|
|
6.2. |
Cash credits, overdrafts & loans |
103 |
266 |
1579 |
2545 |
1246 |
1725 |
|
6.3. |
Term loans |
809 |
851 |
2763 |
3243 |
2986 |
3291 |
|
7. |
Fixed Assets |
12 |
11 |
33 |
36 |
39 |
39 |
|
(0.3) |
(0.2) |
(0.3) |
(0.3) |
(0.2) |
(0.2) |
|||
8. |
Other Assets |
651 |
619 |
475 |
719 |
1501 |
1901 |
|
(14.5) |
(12.2) |
(4.9) |
(6.1) |
(7.2) |
(7.3) |
|||
8.1. |
Inter - office adjustments (net) |
7 |
21 |
|
|
|
|
|
8.2. |
Interest accrued |
265 |
370 |
456 |
707 |
1465 |
1856 |
|
|
8.3. |
Others |
379 |
228 |
18 |
12 |
36 |
45 |
Total Assets |
4500 |
5077 |
9759 |
11862 |
20809 |
25900 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
|
1. |
Figures in bracket indicate per cent share in total. |
2. |
* : Including Reserve Bank of India. |
Source |
: Annual accounts of banks of respective years. |