Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 7 of 7) - ଆରବିଆଇ - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 7 of 7)
FOREIGN BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
Morgan Guaranty |
Oman International |
Overseas |
Sakura |
|||||||
Items |
Trust |
Bank |
Chinese Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(65) |
(66) |
(67) |
(68) |
(69) |
(70) |
(71) |
(72) |
Income |
||||||||||
I. |
Interest Earned |
408 |
4252 |
4007 |
293 |
489 |
9766 |
9331 |
||
a) |
Interest/discount on advances/bills |
- |
2576 |
2289 |
90 |
79 |
7713 |
6968 |
||
b) |
Income on investments |
377 |
1133 |
1160 |
59 |
88 |
1683 |
1611 |
||
c) |
Interest on balances with |
31 |
485 |
504 |
145 |
153 |
361 |
735 |
||
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
57 |
53 |
- |
169 |
9 |
17 |
||
II. |
Other income |
113 |
869 |
1012 |
94 |
195 |
(1812) |
(1878) |
||
a) |
Commission, exchange and brokerage |
- |
320 |
379 |
15 |
55 |
532 |
574 |
||
b) |
Net profit on sale of investments |
112 |
(54) |
- |
- |
- |
- |
- |
||
c) |
Net profit on revaluation of investments |
- |
- |
(50) |
- |
- |
- |
- |
||
d) |
Net profit on sale of land, |
- |
2 |
1 |
- |
- |
- |
- |
||
building & other assets |
||||||||||
e) |
Net profit on exchange transaction |
- |
538 |
580 |
79 |
136 |
(2929) |
(2457) |
||
f) |
Miscellaneous income |
1 |
63 |
102 |
- |
4 |
585 |
5 |
||
|
Total(I+II) |
|
521 |
5120 |
5019 |
388 |
684 |
7953 |
7453 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
233 |
3761 |
4273 |
29 |
100 |
3807 |
4658 |
||
a) |
Interest on deposits |
70 |
3341 |
3869 |
11 |
33 |
461 |
1461 |
||
b) |
Interest on RBI/inter-bank borrowings |
108 |
409 |
403 |
18 |
67 |
3346 |
3196 |
||
c) |
Others |
55 |
11 |
- |
- |
- |
- |
- |
||
IV. |
Operating expenses |
1420 |
699 |
726 |
314 |
313 |
1080 |
1178 |
||
a) |
Payments to and provisions for employees |
819 |
183 |
174 |
107 |
110 |
279 |
341 |
||
b) |
Rent, taxes and lighting |
115 |
32 |
32 |
129 |
132 |
373 |
436 |
||
c) |
Printing and stationery |
42 |
25 |
16 |
3 |
2 |
22 |
23 |
||
d) |
Advertisement and publicity |
- |
13 |
1 |
1 |
1 |
1 |
- |
||
e) |
Depreciation on bank's property |
99 |
178 |
164 |
12 |
14 |
155 |
137 |
||
f) |
Directors' fees, allowances and expenses |
- |
4 |
2 |
- |
- |
- |
- |
||
g) |
Auditors' fees and expenses |
1 |
2 |
3 |
2 |
2 |
3 |
4 |
||
h) |
Law charges |
11 |
10 |
19 |
- |
- |
- |
2 |
||
i) |
Postage, telegrams, telephones, etc. |
83 |
33 |
34 |
24 |
22 |
41 |
47 |
||
j) |
Repairs and maintenance |
2 |
20 |
29 |
25 |
4 |
34 |
36 |
||
k) |
Insurance |
- |
17 |
18 |
- |
1 |
16 |
18 |
||
l) |
Other expenditure |
248 |
182 |
235 |
11 |
24 |
155 |
134 |
||
V. |
Provisions and contingencies |
- |
986 |
1358 |
7 |
36 |
2909 |
4207 |
||
Total expenses@ |
1653 |
4459 |
4999 |
343 |
412 |
4887 |
5836 |
|||
VI. |
Profit |
(1132) |
(325) |
(1338) |
38 |
236 |
157 |
(2590) |
||
|
Total (III+IV+V+VI) |
|
521 |
5120 |
5019 |
388 |
684 |
7953 |
7453 |
FOREIGN BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
Sanwa |
Societe |
Sonali |
Standard Chartered |
|||||||
Items |
Bank |
Generale |
Bank |
Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
(79) |
(80) |
Income |
||||||||||
I. |
Interest Earned |
3851 |
3214 |
11364 |
10272 |
107 |
208 |
69363 |
87600 |
|
a) |
Interest/discount on advances/bills |
2969 |
2442 |
6968 |
5720 |
85 |
96 |
47983 |
52824 |
|
b) |
Income on investments |
852 |
681 |
3709 |
3862 |
15 |
71 |
18223 |
25832 |
|
c) |
Interest on balances with |
30 |
91 |
680 |
613 |
7 |
38 |
1885 |
5257 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
7 |
77 |
- |
3 |
1272 |
3687 |
|
II. |
Other income |
277 |
454 |
1780 |
1707 |
459 |
569 |
20276 |
21496 |
|
a) |
Commission, exchange and brokerage |
191 |
165 |
430 |
609 |
299 |
377 |
12124 |
14316 |
|
b) |
Net profit on sale of investments |
- |
52 |
716 |
(56) |
- |
- |
2438 |
572 |
|
c) |
Net profit on revaluation of investments |
- |
- |
- |
- |
- |
- |
(38) |
- |
|
d) |
Net profit on sale of land, |
- |
- |
- |
- |
- |
- |
- |
442 |
|
building & other assets |
||||||||||
e) |
Net profit on exchange transaction |
47 |
223 |
607 |
1079 |
158 |
189 |
5271 |
5731 |
|
f) |
Miscellaneous income |
39 |
15 |
27 |
74 |
2 |
4 |
482 |
435 |
|
|
Total(I+II) |
4128 |
3668 |
13144 |
11979 |
566 |
777 |
89640 |
109096 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
1823 |
1619 |
9021 |
8304 |
54 |
91 |
46499 |
58485 |
|
a) |
Interest on deposits |
1352 |
1261 |
6536 |
5356 |
25 |
37 |
40737 |
50139 |
|
b) |
Interest on RBI/inter-bank borrowings |
245 |
347 |
2485 |
2948 |
4 |
10 |
5759 |
8330 |
|
c) |
Others |
226 |
11 |
- |
- |
25 |
44 |
3 |
16 |
|
IV. |
Operating expenses |
535 |
566 |
1761 |
1811 |
165 |
212 |
26311 |
25167 |
|
a) |
Payments to and provisions for employees |
115 |
146 |
509 |
704 |
78 |
111 |
8116 |
8997 |
|
b) |
Rent, taxes and lighting |
123 |
167 |
99 |
115 |
30 |
35 |
1480 |
2039 |
|
c) |
Printing and stationery |
16 |
20 |
22 |
25 |
2 |
6 |
892 |
1037 |
|
d) |
Advertisement and publicity |
1 |
- |
3 |
4 |
- |
1 |
1244 |
1250 |
|
e) |
Depreciation on bank's property |
71 |
82 |
337 |
337 |
3 |
5 |
1225 |
1024 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
1 |
1 |
- |
- |
2 |
9 |
|
g) |
Auditors' fees and expenses |
2 |
2 |
2 |
2 |
- |
- |
17 |
17 |
|
h) |
Law charges |
9 |
1 |
13 |
1 |
- |
1 |
1607 |
919 |
|
i) |
Postage, telegrams, telephones, etc. |
43 |
29 |
140 |
139 |
9 |
9 |
2078 |
2325 |
|
j) |
Repairs and maintenance |
22 |
19 |
59 |
57 |
2 |
8 |
2260 |
2929 |
|
k) |
Insurance |
6 |
2 |
42 |
28 |
1 |
3 |
408 |
535 |
|
l) |
Other expenditure |
127 |
98 |
535 |
399 |
38 |
32 |
6982 |
4085 |
|
V. |
Provisions and contingencies |
1400 |
1194 |
1327 |
4109 |
166 |
228 |
10160 |
8537 |
|
Total expenses@ |
2358 |
2185 |
10782 |
10115 |
219 |
303 |
72810 |
83653 |
||
VI. |
Profit |
370 |
289 |
1035 |
(2245) |
180 |
246 |
6670 |
16906 |
|
|
Total (III+IV+V+VI) |
4128 |
3668 |
13144 |
11979 |
566 |
777 |
89640 |
109096 |
Notes |
: |
1. @Excluding 'Provisions and Contingencies'. |
: |
2. Figures in bracket indicate loss. |
|
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
FOREIGN BANKS |
(Amount in Rs. lakh) |
||||||||||
For the year ended 31st March |
||||||||||
State Bank of |
Sumitomo |
The Fuji |
The Siam |
|||||||
Items |
Mauritius |
Bank |
Bank |
Commercial Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(81) |
(82) |
(83) |
(84) |
(85) |
(86) |
(87) |
(88) |
Income |
||||||||||
I. |
Interest Earned |
1630 |
2357 |
785 |
3752 |
1338 |
2516 |
2287 |
1688 |
|
a) |
Interest/discount on advances/bills |
1465 |
1653 |
655 |
3347 |
1143 |
1890 |
1874 |
1301 |
|
b) |
Income on investments |
131 |
493 |
89 |
373 |
134 |
422 |
280 |
267 |
|
c) |
Interest on balances with |
- |
212 |
41 |
31 |
60 |
205 |
133 |
120 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
33 |
- |
- |
- |
- |
- |
- |
- |
|
II. |
Other income |
370 |
522 |
365 |
582 |
175 |
152 |
248 |
152 |
|
a) |
Commission, exchange and brokerage |
80 |
150 |
280 |
375 |
76 |
67 |
123 |
125 |
|
b) |
Net profit on sale of investments |
22 |
34 |
14 |
113 |
- |
- |
149 |
10 |
|
c) |
Net profit on revaluation of investments |
16 |
- |
- |
- |
- |
- |
- |
- |
|
d) |
Net profit on sale of land, |
- |
(1) |
- |
(1) |
- |
- |
(1) |
(1) |
|
building & other assets |
||||||||||
e) |
Net profit on exchange transaction |
243 |
328 |
68 |
87 |
98 |
85 |
(30) |
8 |
|
f) |
Miscellaneous income |
9 |
11 |
3 |
7 |
- |
- |
7 |
10 |
|
|
Total(I+II) |
1999 |
2879 |
1149 |
4334 |
1512 |
2668 |
2535 |
1840 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
371 |
1484 |
353 |
2214 |
383 |
1402 |
1242 |
829 |
|
a) |
Interest on deposits |
276 |
1258 |
280 |
912 |
118 |
840 |
191 |
295 |
|
b) |
Interest on RBI/inter-bank borrowings |
95 |
212 |
67 |
1293 |
265 |
562 |
1051 |
535 |
|
c) |
Others |
- |
13 |
6 |
9 |
- |
- |
- |
- |
|
IV. |
Operating expenses |
246 |
387 |
432 |
925 |
594 |
933 |
294 |
316 |
|
a) |
Payments to and provisions for employees |
66 |
97 |
96 |
466 |
112 |
449 |
52 |
54 |
|
b) |
Rent, taxes and lighting |
49 |
16 |
89 |
121 |
353 |
348 |
100 |
89 |
|
c) |
Printing and stationery |
3 |
4 |
6 |
5 |
3 |
3 |
2 |
1 |
|
d) |
Advertisement and publicity |
5 |
33 |
3 |
- |
- |
- |
36 |
- |
|
e) |
Depreciation on bank's property |
61 |
87 |
29 |
44 |
25 |
19 |
45 |
27 |
|
f) |
Directors' fees, allowances and expenses |
- |
1 |
- |
- |
- |
- |
- |
4 |
|
g) |
Auditors' fees and expenses |
1 |
2 |
3 |
7 |
2 |
2 |
5 |
- |
|
h) |
Law charges |
- |
4 |
5 |
1 |
1 |
6 |
1 |
1 |
|
i) |
Postage, telegrams, telephones, etc. |
21 |
54 |
47 |
44 |
21 |
18 |
6 |
7 |
|
j) |
Repairs and maintenance |
3 |
5 |
19 |
10 |
7 |
9 |
5 |
8 |
|
k) |
Insurance |
2 |
8 |
- |
- |
5 |
6 |
- |
1 |
|
l) |
Other expenditure |
35 |
78 |
136 |
226 |
64 |
74 |
41 |
124 |
|
V. |
Provisions and contingencies |
511 |
440 |
163 |
603 |
77 |
295 |
387 |
324 |
|
Total expenses@ |
617 |
1871 |
785 |
3139 |
976 |
2336 |
1535 |
1146 |
||
VI. |
Profit |
870 |
568 |
201 |
592 |
459 |
37 |
613 |
371 |
|
|
Total (III+IV+V+VI) |
1999 |
2879 |
1149 |
4334 |
1512 |
2668 |
2535 |
1840 |
FOREIGN BANKS |
(Amount in Rs. lakh) |
||||||
For the year ended 31st March |
||||||
Toronto |
||||||
Items |
Dominion Bank |
|||||
1998 |
1999 |
|||||
|
|
|
(89) |
(90) |
|
|
Income |
||||||
I. |
Interest Earned |
219 |
629 |
|||
a) |
Interest/discount on advances/bills |
191 |
539 |
|||
b) |
Income on investments |
1 |
6 |
|||
c) |
Interest on balances with |
27 |
84 |
|||
RBI and other inter-bank funds |
||||||
d) |
Others |
- |
- |
|||
II. |
Other income |
390 |
29 |
|||
a) |
Commission, exchange and brokerage |
377 |
20 |
|||
b) |
Net profit on sale of investments |
14 |
- |
|||
c) |
Net profit on revaluation of investments |
(1) |
- |
|||
d) |
Net profit on sale of land, building & other assets |
- |
- |
|||
e) |
Net profit on exchange transaction |
- |
- |
|||
f) |
Miscellaneous income |
- |
9 |
|
|
|
|
Total (I+II) |
610 |
658 |
|
|
|
Expenditure & Provisions |
||||||
III. |
Interest expended |
2 |
1 |
|||
a) |
Interest on deposits |
- |
- |
|||
b) |
Interest on RBI/inter-bank borrowings |
2 |
1 |
|||
c) |
Others |
- |
- |
|||
IV. |
Operating expenses |
322 |
237 |
|||
a) |
Payments to and provisions for employees |
51 |
64 |
|||
b) |
Rent, taxes and lighting |
63 |
62 |
|||
c) |
Printing and stationery |
2 |
2 |
|||
d) |
Advertisement and publicity |
- |
1 |
|||
e) |
Depreciation on bank's property |
24 |
19 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
2 |
|||
h) |
Law charges |
25 |
12 |
|||
i) |
Postage, telegrams, telephones, etc. |
18 |
26 |
|||
j) |
Repairs and maintenance |
11 |
9 |
|||
k) |
Insurance |
1 |
1 |
|||
l) |
Other expenditure |
124 |
39 |
|||
V. |
Provisions and contingencies |
161 |
231 |
|||
Total expenses@ |
324 |
237 |
||||
VI. |
Profit |
124 |
190 |
|
|
|
|
Total (III+IV+V+VI) |
610 |
658 |
|
|
Notes |
: |
1. @Excluding 'Provisions and Contingencies'. |
: |
2. Figures in bracket indicate loss. |
|
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |