Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 3 of 12) - ଆରବିଆଇ - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 3 of 12)
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(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Bundi-Chittor Kshetriya |
Cachar |
Cauvery |
Chaitanya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(65) |
(66) |
(67) |
(68) |
(69) |
(70) |
(71) |
(72) |
||
Income |
||||||||||||
I. |
Interest Earned |
1097 |
1407 |
707 |
900 |
2213 |
2655 |
1281 |
1520 |
|||
a) |
Interest/discount on advances/bills |
562 |
752 |
143 |
215 |
1419 |
1682 |
797 |
931 |
|||
b) |
Income on Investments |
29 |
138 |
564 |
573 |
362 |
398 |
94 |
140 |
|||
c) |
Interest on balances with |
506 |
517 |
- |
112 |
433 |
576 |
390 |
449 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
43 |
54 |
171 |
59 |
150 |
188 |
172 |
132 |
|||
a) |
Commission, exchange and brokerage |
8 |
11 |
16 |
23 |
135 |
171 |
41 |
41 |
|||
b) |
Other miscellaneous income |
35 |
44 |
155 |
36 |
16 |
17 |
131 |
91 |
|||
Total (I+II) |
1140 |
1461 |
878 |
960 |
2363 |
2843 |
1453 |
1652 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
783 |
1010 |
465 |
588 |
1449 |
1799 |
824 |
1001 |
|||
a) |
Interest on deposits |
643 |
800 |
428 |
561 |
1172 |
1468 |
687 |
842 |
|||
b) |
Interest on RBI/inter-bank borrowings |
6 |
8 |
37 |
27 |
276 |
331 |
32 |
42 |
|||
c) |
Others |
134 |
202 |
- |
- |
- |
- |
105 |
118 |
|||
IV. |
Operating expenses |
351 |
375 |
320 |
239 |
785 |
805 |
322 |
424 |
|||
a) |
Payments to and provisions for employees |
317 |
334 |
282 |
201 |
668 |
722 |
278 |
310 |
|||
b) |
Rent, taxes and lighting |
8 |
9 |
7 |
9 |
13 |
16 |
11 |
12 |
|||
c) |
Printing and stationery |
4 |
4 |
3 |
4 |
9 |
10 |
6 |
6 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
2 |
2 |
3 |
5 |
3 |
5 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
2 |
- |
1 |
2 |
3 |
1 |
1 |
|||
h) |
Law charges |
- |
- |
- |
- |
1 |
1 |
1 |
1 |
|||
i) |
Postage, telegrams, telephones, etc. |
2 |
3 |
1 |
2 |
9 |
11 |
4 |
4 |
|||
j) |
Repairs and maintenance |
1 |
1 |
2 |
1 |
2 |
1 |
2 |
2 |
|||
k) |
Insurance |
2 |
5 |
- |
- |
- |
1 |
6 |
7 |
|||
l) |
Other expenditure |
13 |
14 |
21 |
19 |
79 |
36 |
9 |
76 |
|||
V. |
Provisions and contingencies |
-30 |
26 |
- |
- |
28 |
37 |
37 |
- |
|||
Total expenses* |
1133 |
1386 |
786 |
827 |
2233 |
2605 |
1146 |
1425 |
||||
VI. |
Profit (loss) |
36 |
49 |
92 |
133 |
102 |
202 |
269 |
226 |
|||
|
Total (III+IV+V+VI) |
1140 |
1461 |
878 |
960 |
2363 |
2843 |
1453 |
1652 |
|
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|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Chambal Kshetriya |
Champaran Kshetriya |
Chandrapur Gadchiroli |
Chhatrasal |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
(79) |
(80) |
||
Income |
||||||||||||
I. |
Interest Earned |
739 |
1075 |
1068 |
1321 |
560 |
1027 |
1314 |
.. |
|||
a) |
Interest/discount on advances/bills |
405 |
529 |
282 |
392 |
221 |
401 |
269 |
.. |
|||
b) |
Income on Investments |
46 |
44 |
4 |
3 |
176 |
246 |
312 |
.. |
|||
c) |
Interest on balances with |
288 |
502 |
783 |
926 |
162 |
380 |
733 |
.. |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
.. |
|||
II. |
Other income |
84 |
53 |
49 |
240 |
8 |
89 |
42 |
.. |
|||
a) |
Commission, exchange and brokerage |
10 |
32 |
6 |
8 |
8 |
14 |
42 |
.. |
|||
b) |
Other miscellaneous income |
75 |
20 |
43 |
231 |
- |
75 |
- |
.. |
|||
Total (I+II) |
824 |
1127 |
1118 |
1561 |
568 |
1116 |
1356 |
.. |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
586 |
841 |
1125 |
1289 |
472 |
711 |
747 |
.. |
|||
a) |
Interest on deposits |
561 |
755 |
1088 |
1236 |
440 |
661 |
680 |
.. |
|||
b) |
Interest on RBI/inter-bank borrowings |
25 |
86 |
37 |
3 |
1 |
- |
67 |
.. |
|||
c) |
Others |
- |
- |
- |
53 |
30 |
50 |
- |
.. |
|||
IV. |
Operating expenses |
214 |
227 |
791 |
859 |
258 |
360 |
453 |
.. |
|||
a) |
Payments to and provisions for employees |
180 |
187 |
755 |
812 |
228 |
281 |
405 |
.. |
|||
b) |
Rent, taxes and lighting |
7 |
8 |
11 |
11 |
7 |
8 |
8 |
.. |
|||
c) |
Printing and stationery |
3 |
3 |
4 |
4 |
2 |
4 |
5 |
.. |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
.. |
|||
e) |
Depreciation on Bank's property |
3 |
5 |
2 |
2 |
2 |
2 |
4 |
.. |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
.. |
|||
g) |
Auditors' fees and expenses |
- |
1 |
1 |
2 |
1 |
1 |
1 |
.. |
|||
h) |
Law charges |
- |
- |
- |
- |
1 |
- |
1 |
.. |
|||
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
1 |
1 |
1 |
- |
4 |
.. |
|||
j) |
Repairs and maintenance |
- |
1 |
- |
- |
1 |
- |
1 |
.. |
|||
k) |
Insurance |
4 |
5 |
7 |
9 |
1 |
1 |
6 |
.. |
|||
l) |
Other expenditure |
15 |
15 |
10 |
17 |
14 |
61 |
8 |
.. |
|||
V. |
Provisions and contingencies |
7 |
9 |
130 |
10 |
21 |
8 |
34 |
.. |
|||
Total expenses* |
800 |
1067 |
1916 |
2149 |
730 |
1070 |
1200 |
.. |
||||
VI. |
Profit (loss) |
17 |
51 |
-929 |
-598 |
-184 |
37 |
122 |
.. |
|||
|
Total (III+IV+V+VI) |
824 |
1127 |
1118 |
1561 |
568 |
1116 |
1356 |
.. |
|||
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|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Chhindwara Seoni Kshetriya |
Chikmagalur Kodagu |
Chitradurga |
Cuttack |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(81) |
(82) |
(83) |
(84) |
(85) |
(86) |
(87) |
(88) |
||
Income |
||||||||||||
I. |
Interest Earned |
745 |
1028 |
1101 |
1298 |
1910 |
2173 |
1981 |
2329 |
|||
a) |
Interest/discount on advances/bills |
322 |
425 |
744 |
884 |
1171 |
1343 |
524 |
701 |
|||
b) |
Income on Investments |
399 |
538 |
119 |
131 |
305 |
383 |
369 |
405 |
|||
c) |
Interest on balances with |
24 |
65 |
238 |
283 |
434 |
447 |
1088 |
1221 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
2 |
|||
II. |
Other income |
30 |
62 |
51 |
60 |
104 |
98 |
294 |
652 |
|||
a) |
Commission, exchange and brokerage |
25 |
47 |
10 |
14 |
18 |
23 |
10 |
17 |
|||
b) |
Other miscellaneous income |
5 |
75 |
41 |
47 |
86 |
75 |
284 |
635 |
|||
Total (I+II) |
775 |
1090 |
1152 |
1358 |
2014 |
2271 |
2274 |
2981 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
598 |
705 |
605 |
732 |
1099 |
1375 |
1830 |
2155 |
|||
a) |
Interest on deposits |
582 |
686 |
462 |
566 |
841 |
1072 |
1692 |
2007 |
|||
b) |
Interest on RBI/inter-bank borrowings |
16 |
19 |
143 |
166 |
258 |
303 |
138 |
148 |
|||
c) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
325 |
350 |
283 |
276 |
591 |
653 |
903 |
1035 |
|||
a) |
Payments to and provisions for employees |
288 |
308 |
254 |
245 |
518 |
575 |
799 |
915 |
|||
b) |
Rent, taxes and lighting |
9 |
10 |
6 |
6 |
14 |
15 |
23 |
25 |
|||
c) |
Printing and stationery |
5 |
5 |
6 |
6 |
8 |
8 |
9 |
11 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
4 |
5 |
6 |
6 |
2 |
2 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
7 |
1 |
1 |
1 |
3 |
2 |
3 |
|||
h) |
Law charges |
- |
- |
- |
- |
1 |
1 |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
2 |
3 |
4 |
4 |
8 |
8 |
8 |
7 |
|||
j) |
Repairs and maintenance |
- |
- |
1 |
2 |
3 |
3 |
1 |
1 |
|||
k) |
Insurance |
1 |
1 |
- |
3 |
5 |
7 |
20 |
13 |
|||
l) |
Other expenditure |
16 |
19 |
8 |
3 |
25 |
27 |
39 |
56 |
|||
V. |
Provisions and contingencies |
19 |
27 |
40 |
49 |
0 |
122 |
- |
- |
|||
Total expenses* |
923 |
1055 |
888 |
1007 |
1690 |
2028 |
2733 |
3191 |
||||
VI. |
Profit (loss) |
-167 |
8 |
224 |
302 |
324 |
122 |
-459 |
-209 |
|||
|
Total (III+IV+V+VI) |
775 |
- |
1152 |
1358 |
2014 |
2271 |
2274 |
2981 |
|||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Damoh Panna Sagar Kshetriya |
Devipatan Kshetriya |
Dewas Shajapur Kshetriya |
Dhenkanal |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(89) |
(90) |
(91) |
(92) |
(93) |
(94) |
(95) |
(96) |
||
Income |
||||||||||||
I. |
Interest Earned |
1193 |
1481 |
2120 |
2527 |
1073 |
1338 |
1485 |
1847 |
|||
a) |
Interest/discount on advances/bills |
221 |
294 |
340 |
479 |
441 |
630 |
727 |
932 |
|||
b) |
Income on Investments |
972 |
1187 |
839 |
955 |
304 |
317 |
453 |
642 |
|||
c) |
Interest on balances with |
- |
- |
941 |
1094 |
328 |
391 |
304 |
274 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
47 |
43 |
43 |
54 |
37 |
115 |
33 |
54 |
|||
a) |
Commission, exchange and brokerage |
24 |
28 |
21 |
28 |
7 |
9 |
9 |
20 |
|||
b) |
Other miscellaneous income |
22 |
15 |
21 |
26 |
29 |
105 |
24 |
34 |
|||
Total (I+II) |
1240 |
1524 |
2163 |
2582 |
1110 |
1452 |
1518 |
1901 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
750 |
951 |
1006 |
1214 |
717 |
878 |
940 |
1234 |
|||
a) |
Interest on deposits |
701 |
891 |
949 |
1132 |
655 |
792 |
756 |
992 |
|||
b) |
Interest on RBI/inter-bank borrowings |
47 |
60 |
56 |
82 |
63 |
85 |
184 |
242 |
|||
c) |
Others |
1 |
- |
- |
- |
- |
1 |
- |
- |
|||
IV. |
Operating expenses |
416 |
445 |
672 |
610 |
345 |
364 |
287 |
324 |
|||
a) |
Payments to and provisions for employees |
375 |
383 |
533 |
557 |
307 |
317 |
245 |
272 |
|||
b) |
Rent, taxes and lighting |
9 |
10 |
11 |
14 |
8 |
10 |
6 |
9 |
|||
c) |
Printing and stationery |
4 |
3 |
5 |
6 |
3 |
4 |
8 |
8 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
1 |
1 |
3 |
7 |
3 |
2 |
5 |
7 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
- |
1 |
1 |
1 |
1 |
1 |
1 |
|||
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
2 |
2 |
2 |
4 |
3 |
2 |
4 |
4 |
|||
j) |
Repairs and maintenance |
- |
- |
2 |
- |
1 |
1 |
- |
- |
|||
k) |
Insurance |
6 |
6 |
10 |
11 |
2 |
6 |
2 |
1 |
|||
l) |
Other expenditure |
18 |
38 |
104 |
9 |
17 |
20 |
16 |
22 |
|||
V. |
Provisions and contingencies |
- |
- |
81 |
49 |
- |
95 |
145 |
163 |
|||
Total expenses* |
1166 |
1396 |
1678 |
1824 |
1063 |
1242 |
1227 |
1558 |
||||
VI. |
Profit (loss) |
74 |
128 |
404 |
709 |
47 |
115 |
145 |
180 |
|||
|
Total (III+IV+V+VI) |
1240 |
1524 |
2163 |
2582 |
1110 |
1452 |
1518 |
1901 |