(Amount in Rs. lakh)

For the year ended March 31

Items

Dungarpur-Banswara Kshetriya

Durg Rajnandgaon

Ellaquai Dehati

Etah

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(97)

(98)

(99)

(100)

(101)

(102)

(103)

(104)

Income

I.

Interest Earned

584

687

2415

2603

852

767

1620

1806

a)

Interest/discount on advances/bills

240

281

529

575

509

146

690

788

b)

Income on Investments

77

105

1075

1315

-

-

225

240

c)

Interest on balances with

180

274

811

712

343

621

705

777

RBI and other inter-bank funds

d)

Others

87

26

-

-

-

-

-

-

II.

Other income

45

48

58

107

54

14

75

76

a)

Commission, exchange and brokerage

10

14

21

32

12

14

57

63

b)

Other miscellaneous income

35

34

37

75

42

-

17

13

Total (I+II)

629

735

2473

2710

906

781

1695

1882

Expenditure & Provisions

III.

Interest expended

412

485

1536

1721

685

820

974

1149

a)

Interest on deposits

371

433

1415

1610

669

813

843

998

b)

Interest on RBI/inter-bank borrowings

41

-

121

111

15

-

131

150

c)

Others

-

52

-

-

-

8

-

-

IV.

Operating expenses

211

231

573

636

580

607

368

409

a)

Payments to and provisions for employees

175

191

496

545

536

556

330

364

b)

Rent, taxes and lighting

6

7

16

17

11

12

8

12

c)

Printing and stationery

3

3

11

11

2

2

4

3

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

3

3

5

6

2

2

2

3

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

-

1

2

3

1

1

1

1

h)

Law charges

-

1

2

1

-

1

-

-

i)

Postage, telegrams, telephones, etc.

4

3

6

7

1

1

6

7

j)

Repairs and maintenance

-

-

4

3

1

1

2

2

k)

Insurance

3

3

16

24

9

10

1

1

l)

Other expenditure

16

20

16

19

17

23

13

16

V.

Provisions and contingencies

3

12

173

131

-

-147

-

71

Total expenses*

624

716

2109

2357

1265

-

1342

1558

VI.

Profit (loss)

2

6

191

221

-359

-500

353

252

Total (III+IV+V+VI)

629

735

2473

2710

906

781

1695

1882

(Amount in Rs. lakh)

For the year ended March 31

Items

Etawah Kshetriya

Faizabad Kshetriya

Faridkot Bhatinda Kshetriya

Farrukhabad

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(105)

(106)

(107)

(108)

(109)

(110)

(111)

(112)

Income

I.

Interest Earned

903

1145

1832

2081

609

713

2736

2871

a)

Interest/discount on advances/bills

320

358

338

423

252

291

570

627

b)

Income on Investments

92

95

310

349

154

172

572

429

c)

Interest on balances with

491

691

1184

-

204

250

22

19

RBI and other inter-bank funds

d)

Others

-

-

-

1309

-

-

1572

1796

II.

Other income

25

41

30

49

23

32

31

28

a)

Commission, exchange and brokerage

9

12

14

19

5

6

9

10

b)

Other miscellaneous income

16

29

16

30

17

27

21

17

Total (I+II)

927

1185

1862

2129

632

746

2766

2899

Expenditure & Provisions

III.

Interest expended

559

632

1029

1232

332

405

1415

1614

a)

Interest on deposits

502

580

959

1144

286

349

1294

1490

b)

Interest on RBI/inter-bank borrowings

57

52

-

-

4

3

121

123

c)

Others

-

-

69

88

42

53

-

-

IV.

Operating expenses

274

287

430

468

134

146

649

640

a)

Payments to and provisions for employees

245

257

343

373

101

105

552

583

b)

Rent, taxes and lighting

5

5

7

9

7

8

9

9

c)

Printing and stationery

2

2

7

6

2

3

5

7

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

2

2

3

4

2

2

2

3

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

1

1

1

-

1

2

1

h)

Law charges

-

1

-

-

-

-

-

-

i)

Postage, telegrams, telephones, etc.

2

3

2

3

1

2

-

-

j)

Repairs and maintenance

-

-

-

-

-

-

1

1

k)

Insurance

5

5

9

8

2

2

11

12

l)

Other expenditure

12

11

58

64

18

23

67

23

V.

Provisions and contingencies

-

56

23

-

8

26

90

24

Total expenses*

833

919

1458

1700

466

551

2064

2254

VI.

Profit (loss)

94

210

381

429

157

170

612

621

Total (III+IV+V+VI)

927

1185

1862

2129

632

746

2766

2899

(Amount in Rs. lakh)

For the year ended March 31

Items

Fatehpur Kshetriya

Ganga Yamuna

Gaur

Giridih Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(113)

(114)

(115)

(116)

(117)

(118)

(119)

(120)

Income

I.

Interest Earned

1061

1259

183

191

2412

3081

531

655

a)

Interest/discount on advances/bills

239

280

183

191

838

1193

127

161

b)

Income on Investments

189

227

-

-

924

1240

78

163

c)

Interest on balances with

634

752

-

-

650

647

-

330

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

-

326

-

II.

Other income

64

68

534

672

101

284

7

8

a)

Commission, exchange and brokerage

6

6

10

10

15

22

4

4

b)

Other miscellaneous income

59

61

523

562

86

262

4

5

Total (I+II)

1126

1327

717

863

2513

3365

538

663

Expenditure & Provisions

III.

Interest expended

633

764

491

610

2339

2804

346

434

a)

Interest on deposits

570

693

454

568

2161

2607

327

404

b)

Interest on RBI/inter-bank borrowings

63

71

-

41

-

197

20

30

c)

Others

-

-

38

-

178

-

-

-

IV.

Operating expenses

397

420

169

185

1738

1393

166

138

a)

Payments to and provisions for employees

326

348

152

166

1090

1139

129

121

b)

Rent, taxes and lighting

6

6

4

5

27

31

3

3

c)

Printing and stationery

4

4

2

3

13

14

2

2

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

3

3

2

2

3

8

2

2

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

1

-

-

2

3

-

-

h)

Law charges

-

1

-

1

-

-

-

-

i)

Postage, telegrams, telephones, etc.

1

1

1

-

2

3

1

1

j)

Repairs and maintenance

4

5

-

-

1

1

-

-

k)

Insurance

5

1

1

2

11

20

3

3

l)

Other expenditure

48

50

6

7

588

174

28

6

V.

Provisions and contingencies

69

72

-

-

-

-

-

28

Total expenses*

1030

1185

660

794

4077

4197

513

571

VI.

Profit (loss)

27

71

57

69

-1564

-832

25

64

Total (III+IV+V+VI)

1126

1327

717

863

2513

3365

538

663

(Amount in Rs. lakh)

For the year ended March 31

Items

Godavari

Golconda

Gomti

Gopalganj Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(121)

(122)

(123)

(124)

(125)

(126)

(127)

(128)

Income

I.

Interest Earned

836

1005

1006

1352

3030

3440