Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 4 of 12) - ଆରବିଆଇ - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 4 of 12)
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(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Dungarpur-Banswara Kshetriya |
Durg Rajnandgaon |
Ellaquai Dehati |
Etah |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(97) |
(98) |
(99) |
(100) |
(101) |
(102) |
(103) |
(104) |
||
Income |
||||||||||||
I. |
Interest Earned |
584 |
687 |
2415 |
2603 |
852 |
767 |
1620 |
1806 |
|||
a) |
Interest/discount on advances/bills |
240 |
281 |
529 |
575 |
509 |
146 |
690 |
788 |
|||
b) |
Income on Investments |
77 |
105 |
1075 |
1315 |
- |
- |
225 |
240 |
|||
c) |
Interest on balances with |
180 |
274 |
811 |
712 |
343 |
621 |
705 |
777 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
87 |
26 |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
45 |
48 |
58 |
107 |
54 |
14 |
75 |
76 |
|||
a) |
Commission, exchange and brokerage |
10 |
14 |
21 |
32 |
12 |
14 |
57 |
63 |
|||
b) |
Other miscellaneous income |
35 |
34 |
37 |
75 |
42 |
- |
17 |
13 |
|||
Total (I+II) |
629 |
735 |
2473 |
2710 |
906 |
781 |
1695 |
1882 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
412 |
485 |
1536 |
1721 |
685 |
820 |
974 |
1149 |
|||
a) |
Interest on deposits |
371 |
433 |
1415 |
1610 |
669 |
813 |
843 |
998 |
|||
b) |
Interest on RBI/inter-bank borrowings |
41 |
- |
121 |
111 |
15 |
- |
131 |
150 |
|||
c) |
Others |
- |
52 |
- |
- |
- |
8 |
- |
- |
|||
IV. |
Operating expenses |
211 |
231 |
573 |
636 |
580 |
607 |
368 |
409 |
|||
a) |
Payments to and provisions for employees |
175 |
191 |
496 |
545 |
536 |
556 |
330 |
364 |
|||
b) |
Rent, taxes and lighting |
6 |
7 |
16 |
17 |
11 |
12 |
8 |
12 |
|||
c) |
Printing and stationery |
3 |
3 |
11 |
11 |
2 |
2 |
4 |
3 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
5 |
6 |
2 |
2 |
2 |
3 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
1 |
2 |
3 |
1 |
1 |
1 |
1 |
|||
h) |
Law charges |
- |
1 |
2 |
1 |
- |
1 |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
4 |
3 |
6 |
7 |
1 |
1 |
6 |
7 |
|||
j) |
Repairs and maintenance |
- |
- |
4 |
3 |
1 |
1 |
2 |
2 |
|||
k) |
Insurance |
3 |
3 |
16 |
24 |
9 |
10 |
1 |
1 |
|||
l) |
Other expenditure |
16 |
20 |
16 |
19 |
17 |
23 |
13 |
16 |
|||
V. |
Provisions and contingencies |
3 |
12 |
173 |
131 |
- |
-147 |
- |
71 |
|||
Total expenses* |
624 |
716 |
2109 |
2357 |
1265 |
- |
1342 |
1558 |
||||
VI. |
Profit (loss) |
2 |
6 |
191 |
221 |
-359 |
-500 |
353 |
252 |
|||
|
Total (III+IV+V+VI) |
629 |
735 |
2473 |
2710 |
906 |
781 |
1695 |
1882 |
|||
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|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Etawah Kshetriya |
Faizabad Kshetriya |
Faridkot Bhatinda Kshetriya |
Farrukhabad |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(105) |
(106) |
(107) |
(108) |
(109) |
(110) |
(111) |
(112) |
||
Income |
||||||||||||
I. |
Interest Earned |
903 |
1145 |
1832 |
2081 |
609 |
713 |
2736 |
2871 |
|||
a) |
Interest/discount on advances/bills |
320 |
358 |
338 |
423 |
252 |
291 |
570 |
627 |
|||
b) |
Income on Investments |
92 |
95 |
310 |
349 |
154 |
172 |
572 |
429 |
|||
c) |
Interest on balances with |
491 |
691 |
1184 |
- |
204 |
250 |
22 |
19 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
1309 |
- |
- |
1572 |
1796 |
|||
II. |
Other income |
25 |
41 |
30 |
49 |
23 |
32 |
31 |
28 |
|||
a) |
Commission, exchange and brokerage |
9 |
12 |
14 |
19 |
5 |
6 |
9 |
10 |
|||
b) |
Other miscellaneous income |
16 |
29 |
16 |
30 |
17 |
27 |
21 |
17 |
|||
Total (I+II) |
927 |
1185 |
1862 |
2129 |
632 |
746 |
2766 |
2899 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
559 |
632 |
1029 |
1232 |
332 |
405 |
1415 |
1614 |
|||
a) |
Interest on deposits |
502 |
580 |
959 |
1144 |
286 |
349 |
1294 |
1490 |
|||
b) |
Interest on RBI/inter-bank borrowings |
57 |
52 |
- |
- |
4 |
3 |
121 |
123 |
|||
c) |
Others |
- |
- |
69 |
88 |
42 |
53 |
- |
- |
|||
IV. |
Operating expenses |
274 |
287 |
430 |
468 |
134 |
146 |
649 |
640 |
|||
a) |
Payments to and provisions for employees |
245 |
257 |
343 |
373 |
101 |
105 |
552 |
583 |
|||
b) |
Rent, taxes and lighting |
5 |
5 |
7 |
9 |
7 |
8 |
9 |
9 |
|||
c) |
Printing and stationery |
2 |
2 |
7 |
6 |
2 |
3 |
5 |
7 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
2 |
2 |
3 |
4 |
2 |
2 |
2 |
3 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
1 |
1 |
1 |
- |
1 |
2 |
1 |
|||
h) |
Law charges |
- |
1 |
- |
- |
- |
- |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
2 |
3 |
2 |
3 |
1 |
2 |
- |
- |
|||
j) |
Repairs and maintenance |
- |
- |
- |
- |
- |
- |
1 |
1 |
|||
k) |
Insurance |
5 |
5 |
9 |
8 |
2 |
2 |
11 |
12 |
|||
l) |
Other expenditure |
12 |
11 |
58 |
64 |
18 |
23 |
67 |
23 |
|||
V. |
Provisions and contingencies |
- |
56 |
23 |
- |
8 |
26 |
90 |
24 |
|||
Total expenses* |
833 |
919 |
1458 |
1700 |
466 |
551 |
2064 |
2254 |
||||
VI. |
Profit (loss) |
94 |
210 |
381 |
429 |
157 |
170 |
612 |
621 |
|||
|
Total (III+IV+V+VI) |
927 |
1185 |
1862 |
2129 |
632 |
746 |
2766 |
2899 |
|||
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(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Fatehpur Kshetriya |
Ganga Yamuna |
Gaur |
Giridih Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(113) |
(114) |
(115) |
(116) |
(117) |
(118) |
(119) |
(120) |
||
Income |
||||||||||||
I. |
Interest Earned |
1061 |
1259 |
183 |
191 |
2412 |
3081 |
531 |
655 |
|||
a) |
Interest/discount on advances/bills |
239 |
280 |
183 |
191 |
838 |
1193 |
127 |
161 |
|||
b) |
Income on Investments |
189 |
227 |
- |
- |
924 |
1240 |
78 |
163 |
|||
c) |
Interest on balances with |
634 |
752 |
- |
- |
650 |
647 |
- |
330 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
326 |
- |
|||
II. |
Other income |
64 |
68 |
534 |
672 |
101 |
284 |
7 |
8 |
|||
a) |
Commission, exchange and brokerage |
6 |
6 |
10 |
10 |
15 |
22 |
4 |
4 |
|||
b) |
Other miscellaneous income |
59 |
61 |
523 |
562 |
86 |
262 |
4 |
5 |
|||
Total (I+II) |
1126 |
1327 |
717 |
863 |
2513 |
3365 |
538 |
663 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
633 |
764 |
491 |
610 |
2339 |
2804 |
346 |
434 |
|||
a) |
Interest on deposits |
570 |
693 |
454 |
568 |
2161 |
2607 |
327 |
404 |
|||
b) |
Interest on RBI/inter-bank borrowings |
63 |
71 |
- |
41 |
- |
197 |
20 |
30 |
|||
c) |
Others |
- |
- |
38 |
- |
178 |
- |
- |
- |
|||
IV. |
Operating expenses |
397 |
420 |
169 |
185 |
1738 |
1393 |
166 |
138 |
|||
a) |
Payments to and provisions for employees |
326 |
348 |
152 |
166 |
1090 |
1139 |
129 |
121 |
|||
b) |
Rent, taxes and lighting |
6 |
6 |
4 |
5 |
27 |
31 |
3 |
3 |
|||
c) |
Printing and stationery |
4 |
4 |
2 |
3 |
13 |
14 |
2 |
2 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
2 |
2 |
3 |
8 |
2 |
2 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
1 |
- |
- |
2 |
3 |
- |
- |
|||
h) |
Law charges |
- |
1 |
- |
1 |
- |
- |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
1 |
- |
2 |
3 |
1 |
1 |
|||
j) |
Repairs and maintenance |
4 |
5 |
- |
- |
1 |
1 |
- |
- |
|||
k) |
Insurance |
5 |
1 |
1 |
2 |
11 |
20 |
3 |
3 |
|||
l) |
Other expenditure |
48 |
50 |
6 |
7 |
588 |
174 |
28 |
6 |
|||
V. |
Provisions and contingencies |
69 |
72 |
- |
- |
- |
- |
- |
28 |
|||
Total expenses* |
1030 |
1185 |
660 |
794 |
4077 |
4197 |
513 |
571 |
||||
VI. |
Profit (loss) |
27 |
71 |
57 |
69 |
-1564 |
-832 |
25 |
64 |
|||
|
Total (III+IV+V+VI) |
1126 |
1327 |
717 |
863 |
2513 |
3365 |
538 |
663 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Godavari |
Golconda |
Gomti |
Gopalganj Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(121) |
(122) |
(123) |
(124) |
(125) |
(126) |
(127) |
(128) |
||
Income |
||||||||||||
I. |
Interest Earned |
836 |
1005 |
1006 |
1352 |
3030 |
3440 |
1565 |
1832 |
|||
a) |
Interest/discount on advances/bills |
552 |
607 |
228 |
319 |
805 |
753 |
175 |
184 |
|||
b) |
Income on Investments |
119 |
172 |
695 |
131 |
1395 |
1443 |
127 |
1631 |
|||
c) |
Interest on balances with |
165 |
225 |
82 |
280 |
830 |
1244 |
1263 |
17 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
621 |
- |
- |
- |
- |
|||
II. |
Other income |
279 |
28 |
60 |
28 |
222 |
34 |
14 |
27 |
|||
a) |
Commission, exchange and brokerage |
5 |
10 |
21 |
28 |
20 |
21 |
5 |
6 |
|||
b) |
Other miscellaneous income |
274 |
19 |
39 |
- |
202 |
13 |
9 |
21 |
|||
Total (I+II) |
1115 |
1033 |
1065 |
1380 |
3253 |
3474 |
1579 |
1859 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
535 |
676 |
862 |
1026 |
1803 |
2219 |
873 |
1091 |
|||
a) |
Interest on deposits |
424 |
555 |
266 |
325 |
1655 |
2054 |
853 |
1065 |
|||
b) |
Interest on RBI/inter-bank borrowings |
111 |
120 |
513 |
677 |
148 |
165 |
21 |
25 |
|||
c) |
Others |
- |
- |
83 |
24 |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
156 |
175 |
120 |
127 |
595 |
656 |
277 |
313 |
|||
a) |
Payments to and provisions for employees |
123 |
136 |
99 |
104 |
491 |
528 |
258 |
268 |
|||
b) |
Rent, taxes and lighting |
8 |
10 |
8 |
7 |
10 |
12 |
4 |
5 |
|||
c) |
Printing and stationery |
5 |
4 |
4 |
3 |
5 |
12 |
3 |
2 |
|||
d) |
Advertisement and publicity |
1 |
2 |
- |
- |
1 |
1 |
- |
1 |
|||
e) |
Depreciation on Bank's property |
4 |
5 |
2 |
3 |
5 |
7 |
2 |
3 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
1 |
- |
1 |
1 |
3 |
1 |
1 |
|||
h) |
Law charges |
1 |
1 |
- |
- |
- |
1 |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
3 |
3 |
1 |
1 |
4 |
4 |
- |
1 |
|||
j) |
Repairs and maintenance |
2 |
2 |
1 |
2 |
3 |
2 |
1 |
1 |
|||
k) |
Insurance |
1 |
4 |
1 |
3 |
1 |
- |
6 |
25 |
|||
l) |
Other expenditure |
7 |
8 |
3 |
4 |
75 |
85 |
2 |
7 |
|||
V. |
Provisions and contingencies |
238 |
23 |
11 |
- |
- |
324 |
- |
6 |
|||
Total expenses* |
691 |
850 |
982 |
1153 |
2399 |
2875 |
1150 |
1404 |
||||
VI. |
Profit (loss) |
186 |
159 |
72 |
227 |
854 |
275 |
429 |
449 |
|||
|
Total (III+IV+V+VI) |
1115 |
1033 |
1065 |
1380 |
3253 |
3474 |
1579 |
1859 |