Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 9 of 12) - ଆରବିଆଇ - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 9 of 12)
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Patliputra | Pinakini | Pithoragarh Kshetriya | Pragjyotish | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gaonlia Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (265) | (266) | (267) | (268) | (269) | (270) | (271) | (272) | ||
Income | ||||||||||||
I. | Interest Earned | 344 | 438 | 2105 | 2757 | 825 | 964 | 3364 | 4552 | |||
a) | Interest/discount on advances/bills | 61 | 87 | 1336 | 1725 | 186 | 211 | 764 | 1027 | |||
b) | Income on Investments | 193 | 250 | 7 | 874 | 225 | 247 | 2601 | 3525 | |||
c) | Interest on balances with | 91 | 101 | 761 | 158 | 415 | 507 | - | - | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | - | - | - | - | - | - | - | |||
II. | Other income | 3 | 5 | 268 | 184 | 11 | 15 | 107 | 134 | |||
a) | Commission, exchange and brokerage | 1 | 2 | 55 | 73 | 9 | 11 | 65 | 79 | |||
b) | Other miscellaneous income | 2 | 3 | 213 | 111 | 2 | 4 | 42 | 56 | |||
Total (I+II) | 348 | 444 | 2373 | 2941 | 837 | 979 | 3471 | 4686 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 209 | 275 | 1321 | 1695 | 542 | 549 | 2269 | 2818 | |||
a) | Interest on deposits | 204 | 263 | 1101 | 1411 | 506 | 508 | 2023 | 2558 | |||
b) | Interest on RBI/inter-bank borrowings | 6 | - | 220 | 284 | 36 | 41 | 246 | 260 | |||
c) | Others | - | 12 | - | - | - | - | - | - | |||
IV. | Operating expenses | 92 | 99 | 685 | 733 | 135 | 142 | 1216 | 1301 | |||
a) | Payments to and provisions for employees | 76 | 81 | 531 | 644 | 113 | 112 | 1092 | 1169 | |||
b) | Rent, taxes and lighting | 3 | 4 | 16 | 20 | 5 | 6 | 34 | 41 | |||
c) | Printing and stationery | 1 | 2 | 11 | 10 | 2 | 3 | 14 | 15 | |||
d) | Advertisement and publicity | - | - | - | - | - | - | 1 | - | |||
e) | Depreciation on Bank's property | 3 | 3 | 6 | 7 | 1 | 3 | 10 | 14 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | - | - | 1 | 1 | - | 1 | 2 | 4 | |||
h) | Law charges | - | - | 2 | - | - | - | 1 | 1 | |||
i) | Postage, telegrams, telephones, etc. | 1 | 1 | 6 | 7 | 1 | 1 | 6 | 7 | |||
j) | Repairs and maintenance | 1 | 1 | 3 | 3 | - | 1 | 3 | 3 | |||
k) | Insurance | 3 | 2 | 1 | 1 | 3 | 4 | 3 | 3 | |||
l) | Other expenditure | 4 | 4 | 109 | 38 | 10 | 12 | 51 | 44 | |||
V. | Provisions and contingencies | - | - | - | - | - | - | 181 | 396 | |||
Total expenses* | 301 | 373 | 2007 | 2428 | 678 | 692 | 3485 | 4119 | ||||
VI. | Profit (loss) | 46 | 70 | 366 | 513 | 159 | 287 | -195 | 170 | |||
| Total (III+IV+V+VI) | 348 | 444 | 2373 | 2941 | 837 | 979 | 3471 | 4686 | |||
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Pratapgarh Kshetriya | Prathama | Puri | Rae Bareli Kshetriya | ||||||||
Gramin Bank | Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (273) | (274) | (275) | (276) | (277) | (278) | (279) | (280) | ||
Income | ||||||||||||
I. | Interest Earned | 1816 | 2229 | 5964 | 6902 | 2064 | 3128 | 2112 | 2408 | |||
a) | Interest/discount on advances/bills | 315 | 356 | 2492 | 3107 | 1181 | 1814 | 402 | 419 | |||
b) | Income on Investments | 1452 | 1836 | 3472 | 3795 | 882 | 1313 | 1115 | 1238 | |||
c) | Interest on balances with | 49 | 37 | - | - | 1 | 1 | 594 | 723 | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | - | - | - | - | - | - | 29 | |||
II. | Other income | 56 | 25 | 542 | 448 | 71 | 118 | 15 | 19 | |||
a) | Commission, exchange and brokerage | 8 | 8 | 87 | 70 | 36 | 85 | 7 | 12 | |||
b) | Other miscellaneous income | 48 | 17 | 455 | 379 | 36 | 34 | 8 | 7 | |||
Total (I+II) | 1872 | 2254 | 6507 | 7351 | 2135 | 3246 | 2127 | 2427 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 1200 | 1451 | 2889 | 3271 | 1708 | 2294 | 1234 | 1453 | |||
a) | Interest on deposits | 1152 | 1399 | 2269 | 2593 | 1474 | 1933 | 1180 | 1395 | |||
b) | Interest on RBI/inter-bank borrowings | 48 | 52 | 620 | 678 | 234 | 361 | 53 | 58 | |||
c) | Others | - | - | - | - | - | - | - | - | |||
IV. | Operating expenses | 480 | 523 | 1560 | 1857 | 846 | 933 | 488 | 526 | |||
a) | Payments to and provisions for employees | 423 | 466 | 1403 | 1670 | 754 | 802 | 435 | 468 | |||
b) | Rent, taxes and lighting | 9 | 9 | 35 | 39 | 23 | 27 | 7 | 9 | |||
c) | Printing and stationery | 6 | 3 | 15 | 14 | 10 | 13 | 8 | 8 | |||
d) | Advertisement and publicity | - | - | - | - | - | - | - | - | |||
e) | Depreciation on Bank's property | 3 | 3 | 7 | 9 | 4 | 7 | 5 | 6 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | 1 | 1 | 3 | 5 | 2 | 3 | 1 | 1 | |||
h) | Law charges | - | - | 2 | 2 | - | - | 1 | - | |||
i) | Postage, telegrams, telephones, etc. | 1 | 1 | 17 | 23 | 4 | 3 | 4 | 4 | |||
j) | Repairs and maintenance | 1 | 1 | 3 | 3 | 1 | 1 | 3 | 4 | |||
k) | Insurance | 9 | 10 | 23 | 28 | 11 | 15 | 9 | 7 | |||
l) | Other expenditure | 27 | 26 | 52 | 65 | 38 | 62 | 15 | 18 | |||
V. | Provisions and contingencies | 44 | 68 | 32 | 61 | 154 | - | 149 | 92 | |||
Total expenses* | 1680 | 1974 | 4449 | 5128 | 2554 | 3227 | 1722 | 1978 | ||||
VI. | Profit (loss) | 147 | 212 | 2027 | 2162 | -572 | 19 | 256 | 357 | |||
| Total (III+IV+V+VI) | 1872 | 2254 | 6507 | 7351 | 2135 | 3246 | 2127 | 2427 | |||
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Raigarh Kshetriya | Rajgarh Kshetriya | Ranchi Kshetriya | Rani Laxmibai Kshetriya | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (281) | (282) | (283) | (284) | (285) | (286) | (287) | (288) | ||
Income | ||||||||||||
I. | Interest Earned | 1026 | 1126 | 714 | 987 | 1065 | 1289 | 389 | 477 | |||
a) | Interest/discount on advances/bills | 181 | 218 | 325 | 470 | 343 | 376 | 178 | 247 | |||
b) | Income on Investments | 35 | 25 | 196 | 240 | 311 | 242 | 41 | 60 | |||
c) | Interest on balances with | 811 | 883 | 192 | 276 | 411 | 672 | - | 170 | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | - | - | - | - | - | 170 | - | |||
II. | Other income | 21 | 115 | 48 | 32 | 31 | 26 | 12 | 17 | |||
a) | Commission, exchange and brokerage | 13 | 13 | 9 | 4 | 4 | 5 | 5 | 4 | |||
b) | Other miscellaneous income | 9 | 102 | 40 | 28 | 27 | 21 | 8 | 13 | |||
Total (I+II) | 1047 | 1241 | 762 | 1018 | 1096 | 1315 | 401 | 494 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 648 | 749 | 555 | 729 | 853 | 996 | 465 | 485 | |||
a) | Interest on deposits | 612 | 708 | 490 | 632 | 770 | 920 | 414 | 450 | |||
b) | Interest on RBI/inter-bank borrowings | 36 | 40 | 2 | 5 | 83 | - | - | 35 | |||
c) | Others | - | - | 63 | 93 | - | 76 | 51 | - | |||
IV. | Operating expenses | 338 | 357 | 256 | 277 | 425 | 465 | 341 | 302 | |||
a) | Payments to and provisions for employees | 301 | 338 | 219 | 238 | 385 | 414 | 287 | 258 | |||
b) | Rent, taxes and lighting | 6 | 7 | 8 | 9 | 10 | 11 | 10 | 10 | |||
c) | Printing and stationery | 4 | 4 | 4 | 4 | 3 | 7 | 3 | 4 | |||
d) | Advertisement and publicity | - | - | - | - | - | - | - | - | |||
e) | Depreciation on Bank's property | 1 | 1 | 3 | 3 | 4 | 6 | 2 | 2 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | - | - | 1 | 1 | 1 | 1 | - | - | |||
h) | Law charges | - | - | - | - | - | - | - | - | |||
i) | Postage, telegrams, telephones, etc. | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | |||
j) | Repairs and maintenance | 1 | 1 | 1 | 1 | 1 | 1 | - | 1 | |||
k) | Insurance | 5 | 5 | 1 | - | 3 | 8 | 1 | - | |||
l) | Other expenditure | 18 | -1 | 19 | 19 | 17 | 17 | 36 | 24 | |||
V. | Provisions and contingencies | 19 | 55 | - | - | -76 | 30 | 26 | 170 | |||
Total expenses* | 986 | 1106 | 812 | 996 | 1278 | 1461 | 807 | 787 | ||||
VI. | Profit (loss) | 42 | 79 | -49 | 22 | -105 | -176 | -432 | -462 | |||
| Total (III+IV+V+VI) | 1047 | 1241 | 762 | 1018 | 1096 | 1315 | 401 | 494 | |||
| | | | | | | | (Amount in Rs. lakh) | ||||
For the year ended March 31 | ||||||||||||
Items | Rashikulya | Ratlam Mandsaur Kshetriya | Ratnagiri Sindhudurg | Rayalaseema | ||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||||
| | | (289) | (290) | (291) | (292) | (293) | (294) | (295) | (296) | ||
Income | ||||||||||||
I. | Interest Earned | 1897 | 2300 | 978 | 1127 | 717 | 828 | 5014 | 5936 | |||
a) | Interest/discount on advances/bills | 651 | 817 | 272 | 307 | 321 | 350 | 3198 | 3637 | |||
b) | Income on Investments | 1246 | 1483 | 687 | 806 | 188 | 276 | 227 | 184 | |||
c) | Interest on balances with | - | - | 18 | 13 | 207 | 200 | 1590 | 2115 | |||
RBI and other inter-bank funds | ||||||||||||
d) | Others | - | - | - | - | - | 2 | - | - | |||
II. | Other income | 48 | 113 | 26 | 49 | 18 | 22 | 217 | 242 | |||
a) | Commission, exchange and brokerage | 20 | 19 | 25 | 33 | 3 | 4 | 94 | 106 | |||
b) | Other miscellaneous income | 28 | 94 | 1 | 16 | 15 | 18 | 123 | 136 | |||
Total (I+II) | 1946 | 2413 | 1004 | 1176 | 735 | 850 | 5231 | 6178 | ||||
Expenditure & Provisions | ||||||||||||
III. | Interest expended | 1249 | 1712 | 648 | 788 | 497 | 578 | 2900 | 3471 | |||
a) | Interest on deposits | 1119 | 1545 | 589 | 711 | 457 | 537 | 2379 | 2918 | |||
b) | Interest on RBI/inter-bank borrowings | 130 | 167 | 60 | 76 | 40 | 41 | 521 | 553 | |||
c) | Others | - | - | - | - | - | - | - | - | |||
IV. | Operating expenses | 446 | 478 | 256 | 244 | 206 | 230 | 1335 | 1425 | |||
a) | Payments to and provisions for employees | 393 | 423 | 223 | 204 | 172 | 192 | 1078 | 1231 | |||
b) | Rent, taxes and lighting | 12 | 14 | 8 | 10 | 8 | 9 | 35 | 36 | |||
c) | Printing and stationery | 7 | 10 | 5 | 3 | 5 | 5 | 15 | 18 | |||
d) | Advertisement and publicity | - | - | - | - | - | - | - | - | |||
e) | Depreciation on Bank's property | 7 | 8 | 2 | 8 | 5 | 6 | 9 | 16 | |||
f) | Directors' fees, allowances and expenses | - | - | - | - | - | - | - | - | |||
g) | Auditors' fees and expenses | 1 | 2 | 1 | 1 | 1 | 2 | 2 | 4 | |||
h) | Law charges | - | - | - | - | - | - | 1 | 1 | |||
i) | Postage, telegrams, telephones, etc. | 4 | 3 | 1 | 1 | 2 | 2 | 18 | 21 | |||
j) | Repairs and maintenance | 2 | 2 | - | 1 | 1 | 1 | - | - | |||
k) | Insurance | 1 | 7 | 5 | 4 | 3 | 4 | 14 | 20 | |||
l) | Other expenditure | 19 | 8 | 59 | 13 | 9 | 10 | 162 | 78 | |||
V. | Provisions and contingencies | - | 90 | 50 | 44 | 19 | 31 | 81 | 286 | |||
Total expenses* | 1695 | 2190 | 904 | 1032 | 703 | 808 | 4235 | 4896 | ||||
VI. | Profit (loss) | 251 | 133 | 50 | 100 | 13 | 11 | 915 | 996 | |||
| Total (III+IV+V+VI) | 1946 | 2413 | 1004 | 1176 | 735 | 850 | 5231 | 6178 |