Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 5 of 6) - ଆରବିଆଇ - Reserve Bank of India
Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 5 of 6)
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Bank of |
Bank of Punjab |
Bank of |
Benares State |
||||||
Madura @ |
Rajasthan |
Bank |
|||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
37021 |
26281 |
34041 |
39974 |
44243 |
9284 |
10074 |
|
a) Interest/discount on advances/bills |
18506 |
12451 |
16109 |
20439 |
21990 |
2459 |
2630 |
||
b) Income on Investments |
14614 |
13115 |
16855 |
14958 |
17752 |
6496 |
7145 |
||
c) Interest on balances with |
3899 |
0 |
1077 |
2646 |
3342 |
328 |
300 |
||
RBI and other inter-bank funds |
|||||||||
d) Others |
2 |
715 |
0 |
1930 |
1160 |
0 |
0 |
||
II. |
Other income |
9872 |
4624 |
4282 |
5339 |
5648 |
1666 |
1729 |
|
a) Commission, exchange and brokerage |
3420 |
1497 |
1706 |
2295 |
2396 |
251 |
277 |
||
b) Net Profit (loss) on sale of investments |
2664 |
1021 |
284 |
939 |
1028 |
1011 |
1064 |
||
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
38 |
0 |
0 |
0 |
0 |
||
d) Net Profit (loss) on sale of land, building & other assets |
4 |
-13 |
-27 |
-1 |
-38 |
3 |
0 |
||
e) Net Profit (loss) on exchange transaction |
361 |
704 |
497 |
337 |
323 |
146 |
108 |
||
f) Miscellaneous income |
3423 |
1414 |
1783 |
1769 |
1939 |
257 |
280 |
||
|
|||||||||
Total (I+II) |
46894 |
30905 |
38322 |
45313 |
49891 |
10950 |
11803 |
||
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
26609 |
18911 |
22706 |
30614 |
30930 |
8016 |
9053 |
|
a) Interest on deposits |
24156 |
17546 |
20690 |
30337 |
30695 |
7986 |
9020 |
||
b) Interest on RBI/inter-bank borrowings |
731 |
1365 |
1880 |
269 |
33 |
30 |
32 |
||
c) Others |
1722 |
0 |
136 |
8 |
203 |
0 |
0 |
||
IV. |
Operating expenses |
10739 |
6607 |
9147 |
12862 |
13190 |
2877 |
3548 |
|
a) Payments to and provisions for employees |
6278 |
776 |
881 |
9048 |
8660 |
2003 |
2637 |
||
b) Rent, taxes and lighting |
683 |
1178 |
1545 |
751 |
1000 |
258 |
277 |
||
c) Printing and stationery |
175 |
265 |
493 |
131 |
135 |
38 |
46 |
||
d) Advertisement and publicity |
125 |
358 |
391 |
52 |
82 |
10 |
8 |
||
e) Depreciation on Bank's property |
1780 |
1324 |
1896 |
1193 |
1218 |
99 |
85 |
||
f) Directors' fees, allowances and expenses |
6 |
26 |
24 |
10 |
10 |
10 |
4 |
||
g) Auditors' fees and expenses |
13 |
27 |
29 |
26 |
40 |
21 |
19 |
||
h) Law charges |
31 |
23 |
27 |
110 |
227 |
15 |
5 |
||
i) Postage, telegrams, telephones, etc. |
190 |
225 |
388 |
211 |
214 |
53 |
51 |
||
j) Repairs and maintenance |
241 |
281 |
443 |
75 |
94 |
19 |
14 |
||
k) Insurance |
142 |
119 |
159 |
189 |
245 |
124 |
139 |
||
l) Other expenditure |
1075 |
2007 |
2871 |
1066 |
1263 |
227 |
262 |
||
V. |
Provisions and contingencies |
4987 |
2075 |
2988 |
629 |
2549 |
595 |
541 |
|
Total expenses@ |
37348 |
25519 |
31853 |
43476 |
44120 |
10894 |
12601 |
||
VI. |
Profit (loss) |
4558 |
3311 |
3482 |
1207 |
3222 |
-539 |
-1339 |
|
|
|||||||||
Total (III+IV+V+VI) |
46894 |
30905 |
38322 |
45313 |
49891 |
10950 |
11803 |
||
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Bharat Overseas |
Catholic Syrian |
Centurion |
City Union |
|||||
Bank |
Bank |
Bank |
Bank |
||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
13955 |
15686 |
28338 |
31298 |
44280 |
54730 |
17587 |
18494 |
a) Interest/discount on advances/bills |
7312 |
7940 |
14317 |
15396 |
21558 |
26214 |
10675 |
11321 |
|
b) Income on Investments |
4750 |
5441 |
12008 |
13525 |
16823 |
21975 |
6419 |
6726 |
|
c) Interest on balances with |
1893 |
2305 |
1972 |
2325 |
1802 |
2531 |
416 |
347 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
0 |
0 |
41 |
52 |
4097 |
4010 |
76 |
100 |
|
II. |
Other income |
1991 |
2549 |
4223 |
4830 |
8879 |
9809 |
3310 |
2893 |
a) Commission, exchange and brokerage |
777 |
742 |
1032 |
1254 |
1430 |
2530 |
1264 |
1310 |
|
b) Net Profit (loss) on sale of investments |
713 |
1031 |
2050 |
1943 |
5576 |
5144 |
1197 |
667 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
115 |
-1 |
363 |
0 |
420 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
1 |
2 |
1 |
1 |
0 |
9 |
-3 |
-1 |
|
e) Net Profit (loss) on exchange transaction |
369 |
394 |
411 |
500 |
814 |
1071 |
312 |
270 |
|
f) Miscellaneous income |
131 |
264 |
730 |
768 |
1059 |
635 |
539 |
648 |
|
|
|||||||||
Total (I+II) |
15946 |
18235 |
32561 |
36128 |
53159 |
64539 |
20897 |
21387 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
10475 |
10550 |
22029 |
23166 |
36249 |
44515 |
12918 |
13133 |
a) Interest on deposits |
10080 |
10114 |
21119 |
22481 |
27388 |
32819 |
12544 |
12739 |
|
b) Interest on RBI/inter-bank borrowings |
245 |
291 |
248 |
186 |
4131 |
3995 |
217 |
233 |
|
c) Others |
150 |
144 |
662 |
499 |
4730 |
7701 |
157 |
161 |
|
IV. |
Operating expenses |
3434 |
4053 |
7977 |
8095 |
10403 |
14243 |
3073 |
3305 |
a) Payments to and provisions for employees |
1711 |
1858 |
5901 |
6050 |
1091 |
1533 |
1973 |
2051 |
|
b) Rent, taxes and lighting |
610 |
728 |
652 |
678 |
714 |
1052 |
207 |
230 |
|
c) Printing and stationery |
49 |
54 |
129 |
137 |
230 |
400 |
71 |
80 |
|
d) Advertisement and publicity |
25 |
33 |
12 |
15 |
275 |
523 |
19 |
38 |
|
e) Depreciation on Bank's property |
248 |
443 |
439 |
331 |
4263 |
6280 |
253 |
208 |
|
f) Directors' fees, allowances and expenses |
11 |
8 |
12 |
12 |
20 |
5 |
4 |
4 |
|
g) Auditors' fees and expenses |
10 |
16 |
9 |
12 |
15 |
30 |
4 |
5 |
|
h) Law charges |
101 |
79 |
9 |
11 |
228 |
280 |
2 |
1 |
|
i) Postage, telegrams, telephones, etc. |
59 |
62 |
107 |
122 |
283 |
531 |
87 |
99 |
|
j) Repairs and maintenance |
24 |
30 |
35 |
38 |
441 |
860 |
34 |
36 |
|
k) Insurance |
67 |
81 |
126 |
151 |
146 |
177 |
86 |
139 |
|
l) Other expenditure |
518 |
661 |
547 |
538 |
2697 |
2572 |
333 |
413 |
|
V. |
Provisions and contingencies |
1933 |
1882 |
1892 |
3742 |
3073 |
5079 |
2900 |
2819 |
Total expenses@ |
13909 |
14603 |
30006 |
31261 |
46652 |
58758 |
15992 |
16439 |
|
VI. |
Profit (loss) |
103 |
1750 |
663 |
1125 |
3433 |
702 |
2006 |
2130 |
|
|||||||||
Total (III+IV+V+VI) |
15946 |
18235 |
32561 |
36128 |
53158 |
64539 |
20897 |
21387 |
|
|
(Amount in Rs. lakh) |
||||||||||
|
||||||||||
For the year ended March 31 |
||||||||||
|
||||||||||
Items |
Development |
Dhanalakshmi |
Federal Bank |
Ganesh Bank of |
||||||
Credit Bank |
Bank |
Kurundwad |
||||||||
|
||||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
|||
|
||||||||||
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
|||
|
||||||||||
Income |
||||||||||
I. |
Interest Earned |
26321 |
38879 |
16315 |
17705 |
88179 |
91917 |
1644 |
1861 |
|
a) Interest/discount on advances/bills |
15261 |
21210 |
9369 |
10146 |
52899 |
56143 |
1171 |
1228 |
||
b) Income on Investments |
10246 |
16589 |
6060 |
6980 |
31834 |
33611 |
400 |
478 |
||
c) Interest on balances with |
814 |
1080 |
876 |
450 |
2123 |
1277 |
38 |
102 |
||
RBI and other inter-bank funds |
||||||||||
d) Others |
0 |
0 |
10 |
128 |
1323 |
886 |
35 |
53 |
||
II. |
Other income |
6712 |
4878 |
2469 |
2594 |
13230 |
12510 |
90 |
81 |
|
a) Commission, exchange and brokerage |
1707 |
2014 |
1055 |
1317 |
4819 |
4549 |
69 |
58 |
||
b) Net Profit (loss) on sale of investments |
2671 |
1030 |
1062 |
744 |
3401 |
1981 |
0 |
0 |
||
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
184 |
0 |
0 |
||
d) Net Profit (loss) on sale of land, building & other assets |
-5 |
-1 |
0 |
0 |
-8 |
-10 |
0 |
0 |
||
e) Net Profit (loss) on exchange transaction |
366 |
304 |
85 |
97 |
1525 |
1304 |
0 |
0 |
||
f) Miscellaneous income |
1973 |
1531 |
268 |
436 |
3493 |
4502 |
21 |
23 |
||
|
||||||||||
Total (I+II) |
33033 |
43757 |
18784 |
20299 |
101409 |
104427 |
1734 |
1942 |
||
|
||||||||||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
20675 |
30186 |
12341 |
13733 |
70145 |
68219 |
1284 |
1494 |
|
a) Interest on deposits |
18911 |
27394 |
11835 |
12863 |
62853 |
61339 |
1243 |
1483 |
||
b) Interest on RBI/inter-bank borrowings |
1418 |
1924 |
77 |
242 |
1377 |
2037 |
41 |
10 |
||
c) Others |
347 |
868 |
428 |
628 |
5915 |
4843 |
0 |
0 |
||
IV. |
Operating expenses |
6060 |
7169 |
3432 |
4861 |
17715 |
17504 |
329 |
375 |
|
a) Payments to and provisions for employees |
2621 |
2767 |
2246 |
2765 |
11812 |
11090 |
196 |
214 |
||
b) Rent, taxes and lighting |
473 |
584 |
447 |
475 |
1400 |
1530 |
17 |
23 |
||
c) Printing and stationery |
119 |
136 |
77 |
89 |
200 |
225 |
11 |
10 |
||
d) Advertisement and publicity |
80 |
133 |
28 |
53 |
58 |
151 |
1 |
1 |
||
e) Depreciation on Bank's property |
1469 |
1479 |
201 |
244 |
1750 |
1804 |
49 |
67 |
||
f) Directors' fees, allowances and expenses |
17 |
17 |
4 |
9 |
15 |
15 |
1 |
1 |
||
g) Auditors' fees and expenses |
31 |
35 |
7 |
10 |
64 |
83 |
1 |
1 |
||
h) Law charges |
23 |
33 |
1 |
19 |
34 |
61 |
4 |
4 |
||
i) Postage, telegrams, telephones, etc. |
123 |
131 |
57 |
79 |
53 |
86 |
13 |
12 |
||
j) Repairs and maintenance |
141 |
213 |
42 |
55 |
179 |
246 |
1 |
2 |
||
k) Insurance |
102 |
183 |
59 |
72 |
294 |
341 |
7 |
9 |
||
l) Other expenditure |
863 |
1458 |
263 |
992 |
1855 |
1874 |
31 |
33 |
||
V. |
Provisions and contingencies |
3402 |
3400 |
1883 |
1028 |
8911 |
12601 |
100 |
35 |
|
Total expenses@ |
26735 |
37354 |
15772 |
18594 |
87860 |
85723 |
1613 |
1869 |
||
VI. |
Profit (loss) |
2896 |
3003 |
1128 |
677 |
4639 |
6104 |
21 |
38 |
|
|
||||||||||
Total (III+IV+V+VI) |
33033 |
43757 |
18784 |
20299 |
101409 |
104427 |
1734 |
1942 |
||
|
(Amount is Rs. Lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Global Trust |
HDFC Bank |
ICICI Bank* |
IDBI Bank |
|||||
Bank |
|||||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
64641 |
89750 |
67987 |
125946 |
85287 |
124213 |
42378 |
53910 |
a) Interest/discount on advances/bills |
38010 |
49019 |
26700 |
49317 |
34791 |
57091 |
17293 |
20672 |
|
b) Income on Investments |
24719 |
37711 |
36678 |
63559 |
40971 |
55573 |
23548 |
31699 |
|
c) Interest on balances with |
1311 |
2119 |
4563 |
13058 |
9462 |
10867 |
1450 |
1452 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
601 |
901 |
46 |
12 |
64 |
683 |
87 |
87 |
|
II. |
Other income |
23270 |
16444 |
12535 |
18553 |
19405 |
22001 |
5514 |
6958 |
a) Commission, exchange and brokerage |
3635 |
4209 |
8319 |
13411 |
6708 |
13953 |
3206 |
4272 |
|
b) Net Profit (loss) on sale of investments |
5951 |
2720 |
2127 |
1150 |
10114 |
1921 |
1256 |
1135 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
1377 |
0 |
54 |
|
d) Net Profit (loss) on sale of land, building & other assets |
-36 |
-21 |
-10 |
-60 |
-13 |
-13 |
-61 |
-19 |
|
e) Net Profit (loss) on exchange transaction |
2113 |
2426 |
2091 |
3985 |
2239 |
4161 |
657 |
837 |
|
f) Miscellaneous income |
11608 |
7110 |
8 |
67 |
358 |
601 |
457 |
678 |
|
|
|||||||||
Total (I+II) |
87912 |
106194 |
80522 |
144499 |
104692 |
146214 |
47892 |
60868 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
50719 |
69717 |
37428 |
75375 |
66695 |
83767 |
33261 |
43750 |
a) Interest on deposits |
44371 |
63352 |
28659 |
63903 |
58050 |
72544 |
27271 |
40038 |
|
b) Interest on RBI/inter-bank borrowings |
2568 |
1736 |
6464 |
9476 |
2355 |
3205 |
4825 |
1748 |
|
c) Others |
3780 |
4629 |
2305 |
1996 |
6289 |
8018 |
1166 |
1965 |
|
IV. |
Operating expenses |
12390 |
16400 |
17139 |
30959 |
15331 |
33429 |
6267 |
10256 |
a) Payments to and provisions for employees |
1813 |
3045 |
4853 |
7800 |
3637 |
5171 |
1408 |
2263 |
|
b) Rent, taxes and lighting |
1391 |
1871 |
2219 |
4341 |
1801 |
3648 |
1495 |
1807 |
|
c) Printing and stationery |
406 |
523 |
1025 |
1724 |
823 |
2417 |
227 |
373 |
|
d) Advertisement and publicity |
551 |
1219 |
1137 |
2545 |
388 |
1433 |
262 |
354 |
|
e) Depreciation on Bank's property |
4188 |
4603 |
2646 |
5394 |
2479 |
3642 |
829 |
1881 |
|
f) Directors' fees, allowances and expenses |
2 |
14 |
82 |
-74 |
7 |
18 |
3 |
6 |
|
g) Auditors' fees and expenses |
23 |
33 |
29 |
21 |
14 |
29 |
11 |
13 |
|
h) Law charges |
19 |
51 |
41 |
21 |
50 |
54 |
12 |
19 |
|
i) Postage, telegrams, telephones, etc. |
413 |
875 |
1505 |
3082 |
687 |
2084 |
414 |
626 |
|
j) Repairs and maintenance |
458 |
630 |
1361 |
2417 |
1009 |
2711 |
364 |
687 |
|
k) Insurance |
321 |
500 |
295 |
623 |
369 |
637 |
252 |
390 |
|
l) Other expenditure |
2804 |
3036 |
1946 |
3065 |
4066 |
11584 |
989 |
1838 |
|
V. |
Provisions and contingencies |
13941 |
12044 |
13951 |
17153 |
12137 |
12908 |
2265 |
4926 |
Total expenses@ |
63109 |
86117 |
54567 |
106334 |
82026 |
117197 |
39528 |
54006 |
|
VI. |
Profit (loss) |
10862 |
8033 |
12004 |
21012 |
10530 |
16110 |
6099 |
1936 |
|
|||||||||
Total (III+IV+V+VI) |
87912 |
106194 |
80522 |
144499 |
104692 |
146214 |
47893 |
60868 |
|
|
Notes |
@: Excluding 'Provisions and Contingencies'. |
1. Figures in brackets indicate loss. |
Source : Annual accounts of banks of respective years. |