Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2012 and 2013 - ଆରବିଆଇ - Reserve Bank of India
Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2012 and 2013
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2012 |
2013 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
SBI and its Associates |
|
|
|
|
|
|
|
|
|
|
|
|
State Bank of India |
8.50 |
3.55 |
12.05 |
9.79 |
4.07 |
13.86 |
8.23 |
2.99 |
11.22 |
9.49 |
3.43 |
12.92 |
State Bank of Bikaner & Jaipur |
9.09 |
3.72 |
12.81 |
9.76 |
4.00 |
13.76 |
8.85 |
2.96 |
11.81 |
9.11 |
3.05 |
12.16 |
State Bank of Hyderabad |
8.79 |
3.60 |
12.39 |
9.62 |
3.94 |
13.56 |
8.88 |
3.00 |
11.88 |
9.25 |
3.11 |
12.36 |
State Bank of Mysore |
8.17 |
3.05 |
11.22 |
9.18 |
3.37 |
12.55 |
8.41 |
2.78 |
11.19 |
8.87 |
2.92 |
11.79 |
State Bank of Patiala |
7.54 |
3.25 |
10.79 |
8.60 |
3.70 |
12.30 |
7.15 |
2.77 |
9.92 |
8.02 |
3.10 |
11.12 |
State Bank of Travancore |
7.72 |
3.46 |
11.18 |
9.35 |
4.20 |
13.55 |
6.83 |
2.61 |
9.44 |
8.46 |
3.24 |
11.70 |
Nationalised Banks $ |
|
|
|
|
|
|
|
|
|
|
|
|
Allahabad Bank |
.. |
.. |
.. |
9.13 |
3.70 |
12.83 |
.. |
.. |
.. |
8.05 |
2.98 |
11.03 |
Andhra Bank |
8.45 |
3.89 |
12.34 |
9.03 |
4.15 |
13.18 |
8.16 |
3.10 |
11.26 |
8.52 |
3.24 |
11.76 |
Bank of Baroda |
.. |
.. |
.. |
10.83 |
3.84 |
14.67 |
.. |
.. |
.. |
10.13 |
3.17 |
13.30 |
Bank of India |
8.29 |
3.28 |
11.57 |
8.59 |
3.36 |
11.95 |
8.42 |
2.93 |
11.35 |
8.20 |
2.82 |
11.02 |
Bank of Maharashtra |
7.50 |
3.75 |
11.25 |
8.31 |
4.12 |
12.43 |
7.03 |
4.69 |
11.72 |
7.57 |
5.02 |
12.59 |
Canara Bank |
.. |
.. |
.. |
10.35 |
3.41 |
13.76 |
.. |
.. |
.. |
9.77 |
2.63 |
12.40 |
Central Bank of India |
7.50 |
4.46 |
11.96 |
7.79 |
4.61 |
12.40 |
7.95 |
3.38 |
11.33 |
8.09 |
3.40 |
11.49 |
Corporation Bank |
7.65 |
4.29 |
11.94 |
8.33 |
4.67 |
13.00 |
7.69 |
3.69 |
11.38 |
8.33 |
4.00 |
12.33 |
Dena Bank |
.. |
.. |
.. |
8.86 |
2.65 |
11.51 |
.. |
.. |
.. |
7.26 |
3.77 |
11.03 |
IDBI Bank Ltd. |
7.37 |
5.47 |
12.84 |
8.38 |
6.20 |
14.58 |
7.06 |
5.03 |
12.09 |
7.68 |
5.45 |
13.13 |
Indian Bank |
10.47 |
2.20 |
12.67 |
11.13 |
2.34 |
13.47 |
9.64 |
1.95 |
11.59 |
10.88 |
2.20 |
13.08 |
Indian Overseas Bank |
7.49 |
4.46 |
11.95 |
8.35 |
4.97 |
13.32 |
7.07 |
3.67 |
10.74 |
7.80 |
4.05 |
11.85 |
Oriental Bank of Commerce |
8.78 |
2.23 |
11.01 |
10.12 |
2.57 |
12.69 |
8.20 |
2.55 |
10.75 |
9.18 |
2.86 |
12.04 |
Punjab and Sind Bank |
8.26 |
4.55 |
12.81 |
8.55 |
4.71 |
13.26 |
8.25 |
4.46 |
12.71 |
8.38 |
4.53 |
12.91 |
Punjab National Bank |
8.52 |
3.07 |
11.59 |
9.28 |
3.35 |
12.63 |
9.42 |
2.86 |
12.28 |
9.76 |
2.96 |
12.72 |
Syndicate Bank |
.. |
.. |
10.81 |
8.94 |
3.30 |
12.24 |
.. |
.. |
11.12 |
8.96 |
3.63 |
12.59 |
UCO Bank |
7.23 |
3.80 |
11.03 |
8.09 |
4.26 |
12.35 |
7.96 |
4.47 |
12.43 |
9.06 |
5.09 |
14.15 |
Union Bank of India |
.. |
.. |
.. |
8.37 |
3.48 |
11.85 |
.. |
.. |
.. |
8.23 |
3.22 |
11.45 |
United Bank of India |
7.26 |
3.22 |
10.48 |
8.79 |
3.90 |
12.69 |
7.04 |
2.73 |
9.77 |
8.40 |
3.26 |
11.66 |
Vijaya Bank |
8.13 |
2.83 |
10.96 |
9.68 |
3.38 |
13.06 |
7.23 |
2.35 |
9.58 |
8.54 |
2.78 |
11.32 |
Old Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
|
Catholic Syrian Bank |
.. |
.. |
.. |
8.83 |
2.25 |
11.08 |
.. |
.. |
.. |
9.62 |
2.67 |
12.29 |
City Union Bank |
10.06 |
0.75 |
10.81 |
11.69 |
0.88 |
12.57 |
10.88 |
0.58 |
11.46 |
13.27 |
0.71 |
13.98 |
Dhanlaxmi Bank |
6.88 |
1.91 |
8.79 |
7.42 |
2.07 |
9.49 |
7.20 |
2.69 |
9.89 |
8.05 |
3.01 |
11.06 |
Note : $ includes IDBI Bank Ltd. |
TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF |
||||||||||||
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2012 |
2013 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
Federal Bank |
12.74 |
1.09 |
13.83 |
15.86 |
0.78 |
16.64 |
12.13 |
0.96 |
13.09 |
14.09 |
0.64 |
14.73 |
ING Vysya Bank |
.. |
.. |
.. |
11.23 |
2.77 |
14.00 |
.. |
.. |
.. |
10.49 |
2.75 |
13.24 |
Jammu & Kashmir Bank |
10.43 |
2.10 |
12.53 |
11.12 |
2.24 |
13.36 |
10.44 |
1.90 |
12.34 |
10.86 |
1.97 |
12.83 |
Karnataka Bank |
.. |
.. |
.. |
10.86 |
1.98 |
12.84 |
.. |
.. |
.. |
10.51 |
2.71 |
13.22 |
Karur Vysya Bank |
.. |
.. |
11.64 |
13.12 |
1.21 |
14.33 |
.. |
.. |
.. |
13.10 |
1.31 |
14.41 |
Lakshmi Vilas Bank |
8.17 |
3.91 |
12.08 |
8.86 |
4.24 |
13.10 |
7.75 |
2.68 |
10.43 |
9.15 |
3.17 |
12.32 |
Nainital Bank |
13.79 |
0.44 |
14.23 |
14.62 |
0.47 |
15.09 |
13.90 |
0.44 |
14.34 |
13.99 |
0.44 |
14.43 |
Ratnakar Bank |
22.33 |
0.36 |
22.69 |
22.83 |
0.37 |
23.20 |
16.13 |
0.29 |
16.42 |
16.82 |
0.29 |
17.11 |
South Indian Bank |
9.60 |
2.04 |
11.64 |
11.54 |
2.46 |
14.00 |
9.94 |
1.52 |
11.46 |
12.05 |
1.86 |
13.91 |
Tamilnad Mercantile Bank |
12.13 |
0.62 |
12.75 |
13.98 |
0.71 |
14.69 |
12.94 |
0.61 |
13.55 |
14.33 |
0.68 |
15.01 |
New Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
|
Axis Bank |
.. |
.. |
.. |
9.45 |
4.21 |
13.66 |
.. |
.. |
.. |
12.23 |
4.77 |
17.00 |
Development Credit Bank |
13.27 |
1.53 |
14.80 |
13.81 |
1.60 |
15.41 |
12.14 |
0.95 |
13.09 |
12.62 |
0.99 |
13.61 |
HDFC Bank |
11.04 |
4.67 |
15.71 |
11.60 |
4.92 |
16.52 |
10.51 |
5.43 |
15.94 |
11.08 |
5.72 |
16.80 |
ICICI Bank |
11.09 |
5.17 |
16.26 |
12.68 |
5.84 |
18.52 |
11.50 |
5.40 |
16.90 |
12.80 |
5.94 |
18.74 |
IndusInd Bank |
.. |
.. |
.. |
11.37 |
2.48 |
13.85 |
.. |
.. |
13.00 |
13.78 |
1.58 |
15.36 |
Kotak Mahindra Bank |
14.84 |
1.67 |
16.51 |
15.74 |
1.78 |
17.52 |
13.90 |
1.26 |
15.16 |
14.71 |
1.34 |
16.05 |
Yes Bank |
.. |
.. |
.. |
9.90 |
8.00 |
17.90 |
.. |
.. |
.. |
9.50 |
8.80 |
18.30 |
Foreign Banks |
|
|
|
|
|
|
|
|
|
|
|
|
AB Bank |
46.27 |
1.05 |
47.32 |
33.60 |
0.76 |
34.36 |
37.84 |
0.32 |
38.16 |
18.94 |
0.16 |
19.10 |
Abu Dhabi Commercial Bank |
.. |
.. |
.. |
80.00 |
0.88 |
80.88 |
.. |
.. |
.. |
65.91 |
0.91 |
66.82 |
American Express Banking Corp. |
.. |
.. |
.. |
18.70 |
0.60 |
19.30 |
.. |
.. |
.. |
17.61 |
0.56 |
18.17 |
Antwerp Diamond Bank |
20.71 |
9.64 |
30.35 |
17.47 |
8.13 |
25.60 |
26.41 |
10.93 |
37.34 |
23.14 |
9.58 |
32.72 |
Australia and New Zealand Banking Group |
28.20 |
0.37 |
28.57 |
25.17 |
0.33 |
25.50 |
27.72 |
0.40 |
28.12 |
26.02 |
0.37 |
26.39 |
Bank Internasional Indonesia |
457.82 |
.. |
457.82 |
.. |
.. |
.. |
439.31 |
.. |
439.31 |
.. |
.. |
.. |
Bank of America |
18.71 |
0.41 |
19.12 |
17.21 |
0.38 |
17.59 |
19.53 |
0.42 |
19.95 |
18.02 |
0.38 |
18.40 |
Bank of Bahrain & Kuwait |
.. |
.. |
.. |
38.18 |
0.42 |
38.60 |
.. |
.. |
.. |
34.25 |
0.45 |
34.70 |
Bank of Ceylon |
.. |
.. |
.. |
95.31 |
1.27 |
96.58 |
.. |
.. |
.. |
70.20 |
1.25 |
71.45 |
Bank of Nova Scotia |
16.44 |
7.56 |
24.00 |
10.23 |
4.70 |
14.93 |
16.40 |
5.00 |
21.40 |
9.16 |
2.79 |
11.95 |
Bank of Tokyo-Mitsubishi UFJ |
.. |
.. |
.. |
44.83 |
6.77 |
51.60 |
.. |
.. |
.. |
33.76 |
10.77 |
44.53 |
BNP Paribas |
11.91 |
3.87 |
15.78 |
11.09 |
3.61 |
14.70 |
12.43 |
3.27 |
15.70 |
10.94 |
2.88 |
13.82 |
Barclays Bank |
.. |
.. |
.. |
14.45 |
0.54 |
14.99 |
.. |
.. |
.. |
18.44 |
0.65 |
19.09 |
Source : Annual accounts of banks. |
TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF |
||||||||||||
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2012 |
2013 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
Chinatrust Commercial Bank |
53.05 |
0.52 |
53.57 |
44.34 |
0.44 |
44.78 |
40.26 |
0.45 |
40.71 |
34.74 |
0.38 |
35.12 |
Citibank |
.. |
.. |
16.58 |
15.15 |
0.88 |
16.03 |
.. |
.. |
16.10 |
14.81 |
1.09 |
15.90 |
Commonwealth Bank of Australia |
86.76 |
0.21 |
86.97 |
78.10 |
0.19 |
78.29 |
68.68 |
0.33 |
69.01 |
63.47 |
0.30 |
63.77 |
Credit Agricole |
.. |
.. |
17.82 |
10.48 |
3.86 |
14.34 |
.. |
.. |
21.94 |
13.06 |
4.21 |
17.27 |
Credit Suisse AG |
157.65 |
0.71 |
158.36 |
117.49 |
0.53 |
118.02 |
65.39 |
0.47 |
65.86 |
59.64 |
0.43 |
60.07 |
DBS Bank |
8.43 |
4.58 |
13.01 |
9.32 |
5.06 |
14.38 |
8.57 |
3.47 |
12.04 |
9.25 |
3.74 |
12.99 |
Deutsche Bank |
.. |
.. |
15.10 |
13.27 |
0.85 |
14.12 |
.. |
.. |
15.33 |
13.39 |
0.69 |
14.08 |
FirstRand Bank |
.. |
.. |
.. |
61.22 |
0.25 |
61.47 |
.. |
.. |
.. |
47.50 |
0.34 |
47.84 |
Hongkong & Shanghai Banking Corporation |
.. |
.. |
.. |
14.83 |
1.21 |
16.04 |
.. |
.. |
.. |
15.70 |
1.40 |
17.10 |
HSBC Bank Oman S.A.O.G |
.. |
.. |
.. |
37.23 |
14.78 |
52.01 |
.. |
.. |
.. |
44.49 |
11.27 |
55.76 |
Industrial and Commercial Bank of China |
240.92 |
0.09 |
241.01 |
240.92 |
0.09 |
241.01 |
80.31 |
0.23 |
80.54 |
69.24 |
0.19 |
69.43 |
JPMorgan Chase Bank |
.. |
.. |
.. |
23.41 |
0.55 |
23.96 |
.. |
.. |
.. |
26.32 |
0.57 |
26.89 |
JSC VTB Bank |
.. |
.. |
.. |
86.52 |
0.44 |
86.96 |
.. |
.. |
.. |
65.97 |
0.48 |
66.45 |
Krung Thai Bank |
76.42 |
5.19 |
81.61 |
61.32 |
1.25 |
62.57 |
58.40 |
4.26 |
62.66 |
53.32 |
1.25 |
54.57 |
Mashreqbank |
.. |
.. |
.. |
54.81 |
0.56 |
55.37 |
.. |
.. |
.. |
49.20 |
0.42 |
49.62 |
Mizuho Corporate Bank |
66.63 |
0.37 |
67.00 |
59.94 |
0.33 |
60.27 |
.. |
.. |
.. |
47.68 |
0.43 |
48.11 |
National Australia Bank |
.. |
.. |
.. |
423.74 |
.. |
423.74 |
.. |
.. |
.. |
95.57 |
0.51 |
96.08 |
Rabobank International |
116.92 |
0.37 |
117.29 |
123.47 |
0.39 |
123.86 |
65.49 |
0.34 |
65.83 |
69.97 |
0.37 |
70.34 |
Royal Bank of Scotland |
.. |
.. |
.. |
9.38 |
3.08 |
12.46 |
.. |
.. |
.. |
10.99 |
3.51 |
14.50 |
Sberbank |
.. |
.. |
.. |
329.86 |
0.00 |
329.86 |
.. |
.. |
.. |
193.98 |
.. |
193.98 |
Shinhan Bank |
55.73 |
1.25 |
56.98 |
39.35 |
0.91 |
40.26 |
47.82 |
1.25 |
49.07 |
33.52 |
0.96 |
34.48 |
Societe Generale |
39.69 |
0.88 |
40.57 |
35.82 |
0.79 |
36.61 |
30.17 |
0.90 |
31.07 |
28.50 |
0.85 |
29.35 |
Sonali Bank |
.. |
.. |
.. |
16.50 |
0.31 |
16.81 |
.. |
.. |
.. |
12.69 |
0.22 |
12.91 |
Standard Chartered Bank |
9.48 |
3.33 |
12.81 |
8.19 |
2.86 |
11.05 |
12.88 |
3.17 |
16.05 |
10.45 |
2.55 |
13.00 |
State Bank of Mauritius |
35.06 |
1.43 |
36.49 |
37.52 |
1.50 |
39.02 |
52.14 |
1.28 |
53.42 |
53.71 |
1.30 |
55.01 |
Sumitomo Mitsui Banking Corporation |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
625.69 |
.. |
625.69 |
UBS AG |
49.70 |
0.13 |
49.83 |
53.61 |
0.14 |
53.75 |
48.71 |
0.31 |
49.02 |
52.53 |
0.33 |
52.86 |
United Overseas Bank |
.. |
.. |
.. |
205.80 |
.. |
205.80 |
.. |
.. |
.. |
154.60 |
0.16 |
154.76 |
Westpac Banking Corporation |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
280.02 |
0.04 |
280.06 |
Woori Bank |
.. |
.. |
.. |
421.70 |
.. |
421.70 |
.. |
.. |
.. |
163.28 |
.. |
163.28 |
Source : Annual accounts of banks. |