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Table No. 1.1 - Progress of Commercial Banking at a Glance

 

 

June

March

March

March

March

March

March

March

March

March

 

IMPORTANT INDICATORS

1969

1995

1996

1997

1998

1999

2000

2001

2002

2003

 
 

1

2

3

4

5

6

7

8

9

10

 

No. of Commercial Banks

89

284

293

299

300

303

297

301

298

294

 

(a) Scheduled Commercial Banks

73

281

291

297

299

302

297

296

294

289

 

Of which: Regional Rural Banks

196

196

196

196

196

196

196

196

196

 

(b) Non-Scheduled Commercial Banks

16

3

2

2

1

1

5

4

5

 

Number of Bank Offices in India

8262

62367

63026

63550

64218

64939

65412

65919

66190

66535

 

(a) Rural

1833

33004

32995

32915

32878

32857

32734

32562

32380

32303

 

(b) Semi-Urban

3342

13341

13561

13766

13980

14168

14407

14597

14747

14859

 

(c) Urban

1584

8868

9086

9340

9597

9898

10052

10293

10477

10693

 

(d) Metropolitan

1503

7154

7384

7529

7763

8016

8219

8467

8586

8680

 

Population per office (in thousands)

64

15

15

15

15

15

15

15

16

16

 

Deposits of Scheduled Commercial

                     

Banks in India (Rs.Crore)

4646

386859

429003

499763

598485

714025 @

851593 @

989141 #

1131187 #

1311761

#

of which: (a) Demand

2104

76903

80614

90610

102513

117423

145283

159407

169103

187837

 

(b) Time

2542

309956

348389

409153

495972

596602

706310

829734

962085

1123924

 

Credit of Scheduled Commercial

                     

Banks in India (Rs.Crore)

3599

211560

254015

278401

324079

368837

454069

529272

609053

746432

 

Deposits of Scheduled Commercial

                     

Banks per office (Rs.Lakh)

56

620

681

786

932

1100

1302

1501

1709

1972

 

Credit of Scheduled Commercial

                     

Banks per office (Rs. Lakh)

44

339

403

438

505

568

694

803

920

1122

 

Per Capita Deposits of Scheduled

                     

Commercial Banks (Rs.)

88

4242

4613

5261

6170

7237

8498

9758

10994

12554

 

Per Capita Credit of Scheduled

                     

Commercial Banks (Rs.)

68

2320

2719

2931

3356

3738

4531

5221

5919

7143

 

Deposits of Scheduled Commercial

                     

Banks as percentage of National

                     

Income (at current prices)

15.5

46.4

44.0

43.8

47.3

49.8

53.5

58.9

60.7

66.0

 

Scheduled Commercial Banks’

                     

Advances to Priority Sector (Rs.Crore)

504

69209

80831

93807

108905

126309

155779

182255

205604

254648

*

Share of Priority Sector Advances in

                     

Total Credit of Scheduled Commercial

                     

Banks (per cent)

14.0

33.7

32.8

34.8

34.6

35.3

35.4

35.5

34.8

35.1

*

Share of Priority Sector Advances in

                     

Total Non-Food Credit of Scheduled

                     

Commercial Banks (per cent)

15.0

35.8

34.1

35.8

36.1

37.0

37.4

38.5

38.2

37.6

*

Credit Deposit Ratio

77.5

54.7

59.2

55.7

54.2

51.7

53.3

53.5

53.8

56.9

 

Investment Deposit Ratio

29.3

38.6

38.4

38.1

36.5

35.7

36.6

37.1

38.7

41.3

 

Cash Deposit Ratio

8.2

16.3

12.5

10.6

10.2

9.5

9.8

8.4

7.1

6.3

 

@ Includes Resurgent India Bonds (RIB) (Rs.17,945 crore)

# Includes Resurgent India Bonds (RIB) (Rs.17,945 crore) and also India Millennium Deposits (IMD) (Rs.25,662 crore)

* Provisional.

See Notes on Tables.


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