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Table No. 1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation

(Per cent)

 

RURAL

SEMI-
URBAN

URBAN

METRO-
POLITAN

ALL-INDIA

OCCUPATION

 

 

 

 

 

 

 

 

1

2

3

4

5

I.

AGRICULTURE

36.1

27.9

9.1

4.7

11.8

 

1.

Direct Finance

33.8

25.7

6.4

1.3

8.8

 

2.

Indirect Finance

2.3

2.2

2.7

3.4

3.0

II.

INDUSTRY

23.0

21.1

36.4

44.9

38.1

 

1.

Mining & Quarrying

1.5

1.0

1.1

1.1

1.1

 

2.

Manufacturing & Processing

15.8

16.5

29.1

32.4

28.0

 

3.

Electricity, Gas & Water

3.3

1.6

2.4

4.1

3.4

 

4.

Construction

2.4

2.0

3.8

7.3

5.5

III.

TRANSPORT OPERATORS

1.4

0.9

1.4

1.4

1.3

IV.

PROFESSIONAL AND OTHER SERVICES

3.2

3.3

5.5

7.6

6.2

V.

PERSONAL LOANS

19.3

29.9

29.9

19.1

22.3

 

1.

Loans for Purchase of
Consumer Durables

0.8

0.9

0.6

0.3

0.5

 

2.

Loans for Housing

8.5

13.3

16.0

10.9

11.8

 

3.

Rest of the Personal Loans

10.1

15.6

13.3

7.9

10.0

VI.

TRADE

12.1

10.6

11.5

9.9

10.5

 

1.

Wholesale Trade

6.8

2.7

4.6

5.5

5.2

 

2.

Retail Trade

5.3

7.9

6.9

4.4

5.3

VII.

FINANCE

1.0

0.5

1.6

10.0

6.4

VIII.

ALL

OTHERS

4.0

5.7

4.7

2.4

3.3

TOTAL BANK CREDIT

100.0

100.0

100.0

100.0

100.0

OF WHICH

: 1. Artisans and Village
& Tiny Industries

1.1

1.8

0.3

0.1

0.4

 

 

2. Other Small Scale Industries

2.5

4.6

6.1

2.7

3.5



B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO
POPULATION GROUP

(Per cent)

 

RURAL

SEMI-
URBAN

URBAN

METRO-
POLITAN

ALL-INDIA

OCCUPATION

 

 

 

 

 

 

 

 

6

7

8

9

10

I.

AGRICULTURE

37.0

25.8

13.9

23.3

100.0

 

1.

Direct Finance

46.5

31.9

13.1

8.5

100.0

 

2.

Indirect Finance

9.1

8.1

16.2

66.6

100.0

II.

INDUSTRY

7.3

6.0

17.2

69.5

100.0

 

1.

Mining & Quarrying

16.0

9.6

17.2

57.3

100.0

 

2.

Manufacturing & Processing

6.8

6.4

18.6

68.1

100.0

 

3.

Electricity, Gas & Water

11.5

5.2

12.9

70.4

100.0

 

4.

Construction

5.4

3.9

12.3

78.4

100.0

III.

TRANSPORT OPERATORS

12.2

7.4

18.6

61.7

100.0

IV.

PROFESSIONAL AND OTHER SERVICES

6.3

5.9

15.8

72.1

100.0

V.

PERSONAL LOANS

10.5

14.7

24.1

50.7

100.0

 

1.

Loans for Purchase of Consumer
Durables

18.4

20.1

22.1

39.3

100.0

 

2.

Loans for Housing

8.7

12.4

24.4

54.5

100.0

 

3.

Rest of the Personal Loans

12.2

17.0

23.9

46.8

100.0

VI.

TRADE

13.9

11.0

19.6

55.5

100.0

 

1.

Wholesale Trade

15.9

5.8

16.0

62.3

100.0

 

2.

Retail Trade

11.9

16.2

23.1

48.8

100.0

VII.

FINANCE

1.8

0.9

4.4

92.8

100.0

VIII.

ALL

OTHERS

14.5

18.6

25.5

41.5

100.0

TOTAL BANK CREDIT

12.1

10.9

18.0

59.0

100.0

OF WHICH

: 1. Artisans and Village & Tiny
Industries

29.9

45.2

12.0

12.9

100.0

 

 

2. Other Small Scale Industries

8.6

14.3

31.4

45.7

100.0

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