Table No. 1.12 - Population Group -Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1998 - ଆରବିଆଇ - Reserve Bank of India
Table No. 1.12 - Population Group -Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1998
| | | | | | (Amount in Rupees Lakh) | ||||||||
RURAL | SEMI-URBAN | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Outstand- | Accounts | Limit | Outstand- | |||||||||
| | ing | | | ing | |||||||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | ||||||
I. | AGRICULTURE | 134,21,890 | 10963,75 | 10100,14 | 58,09,638 | 5427,90 | 5121,12 | |||||||
1. | Direct Finance | 132,71,520 | 10824,68 | 9967,88 | 57,47,678 | 5357,38 | 5054,35 | |||||||
2. | Indirect Finance | 1,50,370 | 139,07 | 132,27 | 61,960 | 70,52 | 66,77 | |||||||
II. | INDUSTRY | 20,16,680 | 1389,38 | 1277,28 | 8,61,503 | 838,53 | 804,25 | |||||||
1. | Food Manufacturing & Processing | 17,683 | 16,32 | 15,92 | 13,493 | 14,10 | 13,59 | |||||||
2. | Other Industries | 19,98,997 | 1373,07 | 1261,36 | 8,48,010 | 824,42 | 790,66 | |||||||
III. | TRANSPORT OPERATORS | 4,62,291 | 367,48 | 333,54 | 2,06,827 | 207,36 | 193,39 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 8,83,523 | 640,37 | 585,19 | 5,19,352 | 451,33 | 424,52 | |||||||
V. | PERSONAL LOANS | 23,95,354 | 2585,25 | 2361,06 | 24,14,764 | 2849,01 | 2653,30 | |||||||
1. | Loans for Purchase of Consumer Durables | 1,68,727 | 208,20 | 175,40 | 2,29,180 | 296,80 | 257,14 | |||||||
2. | Loans for Housing | 1,00,179 | 150,06 | 144,61 | 1,17,090 | 192,67 | 185,79 | |||||||
3. | Rest of the Personal Loans | 21,26,448 | 2226,99 | 2041,05 | 20,68,494 | 2359,54 | 2210,38 | |||||||
VI. | TRADE | 42,75,854 | 3240,55 | 2968,50 | 21,00,635 | 1963,71 | 1828,98 | |||||||
1. | Wholesale Trade | 1,41,071 | 149,63 | 138,93 | 77,789 | 99,32 | 93,26 | |||||||
2. | Retail Trade | 41,34,783 | 3090,92 | 2829,57 | 20,22,846 | 1864,40 | 1735,72 | |||||||
VII. ALL OTHERS | 15,37,547 | 1268,34 | 1205,10 | 13,65,213 | 1422,94 | 1371,21 | ||||||||
TOTAL BANK CREDIT | 249,93,139 | 20455,12 | 18830,81 | 132,77,932 | 13160,77 | 12396,77 | ||||||||
OF WHICH: | 1. Artisans & Village Industries | 13,93,449 | 862,97 | 779,08 | 4,12,472 | 327,50 | 308,58 | |||||||
| 2. Other Small Scale Industries | 4,86,958 | 416,65 | 395,18 | 3,51,980 | 413,69 | 402,01 | |||||||
| | | | | | | | | ||||||
URBAN / METROPOLITAN | ALL-INDIA | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Outstand- | Accounts | Limit | Outstand- | |||||||||
| | ing | | | ing | |||||||||
| | | 7 | 8 | 9 | 10 | 11 | 12 | ||||||
I. | AGRICULTURE | 10,38,447 | 1086,19 | 1062,97 | 202,69,975 | 17477,84 | 16284,23 | |||||||
1. | Direct Finance | 10,03,988 | 1039,04 | 1017,05 | 200,23,186 | 17221,10 | 16039,28 | |||||||
2. | Indirect Finance | 34,459 | 47,15 | 45,92 | 2,46,789 | 256,74 | 244,95 | |||||||
II. | INDUSTRY | 5,61,153 | 759,89 | 766,72 | 34,39,336 | 2987,80 | 2848,25 | |||||||
1. | Food Manufacturing & Processing | 7,228 | 11,29 | 10,86 | 38,404 | 41,71 | 40,37 | |||||||
2. | Other Industries | 5,53,925 | 748,60 | 755,86 | 34,00,932 | 2946,09 | 2807,89 | |||||||
III. | TRANSPORT OPERATORS | 1,39,807 | 177,16 | 166,22 | 8,08,925 | 752,00 | 693,15 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 3,73,216 | 413,61 | 396,96 | 17,76,091 | 1505,30 | 1406,67 | |||||||
V. | PERSONAL LOANS | 37,36,280 | 4723,45 | 4235,08 | 85,46,398 | 10157,71 | 9249,45 | |||||||
1. | Loans for Purchase of Consumer Durables | 3,59,535 | 469,32 | 412,91 | 7,57,442 | 974,32 | 845,45 | |||||||
2. | Loans for Housing | 1,99,563 | 321,42 | 308,41 | 4,16,832 | 664,15 | 638,80 | |||||||
3. | Rest of the Personal Loans | 31,77,182 | 3932,71 | 3513,77 | 73,72,124 | 8519,24 | 7765,20 | |||||||
VI. | TRADE | 11,22,195 | 1257,70 | 1198,93 | 74,98,684 | 6461,97 | 5996,41 | |||||||
1. | Wholesale Trade | 58,158 | 90,26 | 88,99 | 2,77,018 | 339,21 | 321,19 | |||||||
2. | Retail Trade | 10,64,037 | 1167,44 | 1109,94 | 72,21,666 | 6122,76 | 5675,22 | |||||||
VII. ALL OTHERS | 15,86,224 | 2045,01 | 2040,74 | 44,88,984 | 4736,29 | 4617,05 | ||||||||
TOTAL BANK CREDIT | 85,57,322 | 10463,02 | 9867,62 | 468,28,393 | 44078,91 | 41095,20 | ||||||||
OF WHICH: | 1. Artisans & Village Industries | 1,36,187 | 135,22 | 132,10 | 19,42,108 | 1325,70 | 1219,76 | |||||||
| 2. Other Small Scale Industries | 3,08,169 | 471,62 | 477,29 | 11,47,107 | 1301,95 | 1274,48 | |||||||
See Notes on Tables. |