Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks - ଆରବିଆଇ - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
MARCH 2002 | |||||||||
(Amount in Rupees Lakh) | |||||||||
CASH CREDIT | OVERDRAFTS | DEMAND LOANS | |||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |
standing | standing | standing | |||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |
Less than 6% | 25 | 10,36 | 8,24 | 9 | 3,41 | 1,40 | 14 | 96 | 87 |
6% and above but less than 10% | 533 | 485,29 | 418,94 | 929 | 215,47 | 174,90 | 1,193 | 2999,39 | 2789,31 |
10% and above but less than 12% | 12,152 | 70245,23 | 53894,67 | 10,918 | 6440,82 | 4791,63 | 6,876 | 13324,73 | 11074,72 |
12% and above but less than 13% | 22,776 | 12389,17 | 8466,75 | 27,886 | 5276,98 | 3265,20 | 18,405 | 7136,29 | 6190,17 |
13% an dabove but less than 14% | 82,021 | 20958,48 | 15815,64 | 15,876 | 3791,72 | 2676,70 | 14,195 | 11251,97 | 10408,58 |
14% and above but less than 15% | 87,111 | 30627,16 | 21546,53 | 21,898 | 4822,24 | 3248,35 | 12,386 | 8534,58 | 7320,35 |
15% anda bove but less than 16% | 1,16,810 | 36728,23 | 30351,93 | 43,198 | 5652,01 | 4397,95 | 30,933 | 8881,55 | 7709,40 |
16% and above but less than 17% | 95,886 | 25632,56 | 20809,55 | 30,275 | 7690,40 | 6775,69 | 12,618 | 10662,93 | 9757,54 |
17% and above but less than 18% | 22,829 | 5158,70 | 4640,35 | 8,583 | 1519,14 | 1317,52 | 3,647 | 1612,26 | 1552,83 |
18%and above but less than 20% | 14,070 | 12370,50 | 3607,10 | 8,018 | 2729,66 | 2523,07 | 6,115 | 2907,47 | 2655,78 |
20% and above | 4,420 | 2048,96 | 1570,06 | 4,382 | 649,53 | 583,44 | 26,808 | 2175,34 | 1444,76 |
TOTAL LOANS & ADVANCES | 4,58,633 | 216654,63 | 161129,76 | 1,71,972 | 38791,38 | 29755,84 | 1,33,190 | 69487,47 | 60904,31 |
MEDIUM TERM LOANS | LONG TERM LOANS | PACKING CREDIT | |||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |
standing | standing | standing | |||||||
10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |
Less than 6% | 274 | 16,04 | 13,90 | 21,579 | 776,02 | 690,76 | 1 | 2,03 | 2,03 |
6% and above but less than 10% | 924 | 1105,75 | 518,61 | 5,824 | 1324,17 | 1238,24 | 8,643 | 14359,41 | 10513,74 |
10% and above but less than 12% | 11,588 | 14297,17 | 10669,21 | 2,24,316 | 34067,64 | 28888,12 | 5,690 | 12073,78 | 8807,02 |
12% and above but less than 13% | 34,310 | 10663,67 | 7175,25 | 1,89,758 | 32758,87 | 26023,88 | 421 | 548,65 | 428,70 |
13% an dabove but less than 14% | 36,121 | 7457,52 | 5785,66 | 1,72,759 | 28459,74 | 22013,50 | 751 | 759,50 | 460,92 |
14% and above but less than 15% | 60,186 | 12063,30 | 7630,04 | 2,02,631 | 35101,66 | 28191,74 | 452 | 492,84 | 366,13 |
15% anda bove but less than 16% | 60,136 | 11915,76 | 8846,73 | 1,51,468 | 28417,29 | 23003,02 | 638 | 797,79 | 635,85 |
16% and above but less than 17% | 38,363 | 9286,12 | 7480,10 | 88,576 | 14386,91 | 11782,85 | 2,903 | 5175,28 | 3932,43 |
17% and above but less than 18% | 14,300 | 2149,78 | 1724,25 | 37,552 | 6328,95 | 4814,41 | 327 | 278,28 | 194,60 |
18%and above but less than 20% | 11,916 | 2075,99 | 1708,34 | 30,255 | 6488,90 | 4596,13 | 281 | 233,28 | 194,85 |
20% and above | 8,585 | 1126,74 | 914,59 | 10,408 | 2932,50 | 2061,32 | –– | –– | –– |
TOTAL LOANS & ADVANCES | 2,76,703 | 72157,84 | 52466,67 | 11,35,126 | 191042,64 | 153303,98 | 20,107 | 34720,83 | 25536,28 |
See Notes on Tables |