RURAL

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

28,99,456

4558,64

3788,99

64,64,146

9241,88

8276,17

2

30

1,28

1.

Direct Finance

28,75,660

4031,61

3445,68

64,16,532

8636,53

7761,56

2

30

1,28

2.

Indirect Finance

23,796

527,02

343,32

47,614

605,34

514,62

-

-

-

II.

INDUSTRY

3,85,166

3993,71

3177,52

7,34,899

5566,98

4750,37

446

1178,24

951,28

1.

Mining & Quarrying

1,678

83,55

64,87

2,186

81,80

72,89

2

4,18

3,54

2.

Food Manufacturing and Processing

13,925

709,43

360,31

25,809

863,07

727,09

17

61,27

47,07

(a)

Rice Mills, Flour and Dal Mills

4,281

127,54

85,98

9,719

208,75

166,48

-

-

-

(b)

Sugar

60

119,96

74,35

220

204,98

175,04

-

-

-

(c)

Edible Oils and Vanaspati

1,773

65,00

50,63

4,424

103,64

87,10

1

2,00

2,51

(d)

Tea Processing

66

307,06

87,04

218

158,58

141,47

5

16,42

5,70

(e)

Processing of Fruits & Vegetables

111

10,79

8,33

556

18,29

15,76

-

-

-

(f)

Others

7,634

79,09

53,98

10,672

168,84

141,24

11

42,85

38,87

3.

Beverage and Tobacco

296

20,33

15,99

790

43,69

35,07

4

3,35

2,96

4.

Textiles

5,408

423,37

332,55

16,094

686,71

566,86

81

297,18

219,12

(a)

Cotton Textiles

1,520

216,68

174,38

3,020

282,15

217,73

43

211,62

144,21

(b)

Jute Textiles

137

20,58

15,32

234

10,62

8,60

-

-

-

(c)

Handloom Textiles & Khadi

679

15,07

11,32

2,669

17,43

18,69

-

-

-

(d)

Other Textiles

3,072

171,03

131,53

10,171

376,51

321,85

38

85,56

74,91

5.

Paper, Paper Products and Printing

1,035

97,90

79,98

2,888

196,35

188,14

15

57,72

43,35

6.

Leather and Leather Products

524

47,80

41,73

1,339

42,21

36,46

3

4,93

4,60

7.

Rubber and Rubber Products

404

131,27

116,18

654

96,41

93,67

23

70,81

58,86

8.

Chemicals and Chemical Products

2,131

438,51

364,18

4,729

781,89

616,56

75

152,76

108,88

(a)

Heavy Industrial Chemicals

177

68,45

42,27

344

74,82

64,94

8

37,07

12,93

(b)

Fertilizers

136

107,76

96,73

186

186,46

141,86

3

2,02

1,89

(c)

Drugs and Pharmaceuticals

340

102,71

82,71

659

134,50

105,34

19

38,97

28,37

(d)

Non-Edible Oils

144

5,75

5,81

189

15,42

14,88

-

-

-

(e)

Other Chemicals & Chemical Products

1,334

153,85

136,67

3,351

370,69

289,53

45

74,70

65,69

9.

Petroleum, Coal Products & Nuclear Fuels

310

326,17

365,20

447

50,54

38,20

-

-

-

10.

Manufacture of Cement & Cement Products

711

94,12

74,84

1,646

127,93

121,96

1

74

28

11.

Basic Metals & Metal Products

2,886

527,39

447,91

6,410

571,52

451,78

39

137,23

125,97

(a)

Iron and Steel

810

301,21

266,74

1,825

376,16

299,66

9

16,56

16,10

(b)

Non-Ferrous Metals

148

78,41

50,15

316

38,69

30,93

19

115,84

105,61

(c)

Other Metal Products

1,928

147,76

131,02

4,269

156,67

121,20

11

4,83

4,27

12.

Engineering

3,580

394,30

334,93

6,278

625,57

551,82

110

246,14

212,26

(a)

Heavy Engineering

502

197,50

157,16

986

128,15

110,36

35

80,96

45,54

(b)

Light Engineering

1,717

77,00

67,16

2,566

147,19

135,80

43

55,68

58,43

(c)

Electrical Machinery & Goods

782

51,53

44,18

1,633

173,18

149,57

8

30,68

27,18

(d)

Electronic Machinery & Goods

579

68,27

66,43

1,093

177,06

156,09

24

78,83

81,10

13.

Vehicles, Vehicle Parts & Transport Equipments

1,553

133,75

88,22

3,900

235,58

188,78

52

70,35

57,10

14.

Other Industries

3,49,693

515,66

461,31

6,58,783

942,79

844,67

19

45,83

40,70

15.

Electricity, Gas & Water

471

31,12

15,75

1,200

155,37

149,03

3

20,00

20,87

(a)

Electricity Generation & Transmission

429

25,40

10,49

862

137,70

134,72

3

20,00

20,87

(b)

Non-Conventional Energy

11

64

73

177

13,73

10,88

-

-

-

(c)

Gas, Steam & Water Supply

31

5,09

4,53

161

3,93

3,43

-

-

-

16.

Construction

561

19,04

13,58

1,746

65,56

67,39

2

5,73

5,73

III.

TRANSPORT OPERATORS

78,593

381,21

297,45

1,94,637

745,96

624,57

2

50

40

IV.

PROFESSIONAL AND OTHER SERVICES

53,592

123,03

97,44

5,06,744

677,88

590,78

4

2,51

2,51

V.

PERSONAL LOANS

7,64,014

1463,78

1225,07

11,58,106

2420,38

2193,79

58

1,31

1,19

1.

Loans for Purchase of Consumer Durables

39,993

57,33

46,34

45,016

62,27

50,45

-

-

-

2.

Loans for Housing

39,848

304,90

249,77

1,05,236

620,27

562,22

-

-

-

3.

Rest of the Personal Loans

6,84,173

1101,55

928,95

10,07,854

1737,84

1581,12

58

1,31

1,19

V I.

TRADE

8,39,886

1280,42

1033,64

18,30,478

3577,17

3274,49

14

17,92

7,68

1.

Wholesale Trade

47,570

295,13

241,89

65,861

1677,58

1551,37

12

10,71

7,67

2.

Retail Trade

7,92,316

985,29

791,76

17,64,617

1899,60

1723,12

2

7,21

1

VII.

FINANCE

376

250,13

211,21

1,864

76,68

67,08

12

12,99

14,34

VIII.

ALL OTHERS

1,10,058

443,24

309,36

8,46,140

1225,78

1056,86

5

1,86

1,92

TOTAL BANK CREDIT

51,31,141

12494,15

10140,69

117,37,014

23532,72

20834,12

543

1215,64

980,60

OF WHICH:

1.

Artisans & Village Industries

1,87,400

181,96

155,61

3,93,892

363,01

330,29

-

-

-

2.

Other Small Scale Industries

1,59,665

786,67

680,53

2,58,631

1501,72

1282,12

89

62,82

42,24

RURAL

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount 

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

48,89,030

4015,86

3487,03

2,72,619

550,84

496,86 

145,25,253

18367,52

16050,34

1.

Direct Finance

47,97,376

3921,75

3403,58

2,67,070

497,37

447,83 

143,56,640

17087,57

15059,93

2.

Indirect Finance

91,654

94,11

83,45

5,549

53,47

49,02

1,68,613

1279,95

990,41

II.

INDUSTRY

9,89,659

608,79

527,37

24,874

546,73

466,67

21,35,044

11894,44

9873,21

1.

Mining & Quarrying

2,974

14,02

11,75

251

4,39

4,21

7,091

187,94

157,25

2.

Food Manufacturing and Processing

6,452

26,22

22,10

1,151

53,63

45,16

47,354

1713,62

1201,74

(a)

Rice Mills, Flour and Dal Mills

1,036

9,12

7,63

357

9,58

7,32

15,393

354,99

267,43

(b)

Sugar

37

1,37

94

12

8,28

5,26

329

334,59

255,59

(c)

Edible Oils and Vanaspati

319

2,53

2,04

288

10,83

8,89

6,805

183,99

151,17

(d)

Tea Processing

-

-

-

16

5,14

5,24

305

487,20

239,45

(e)

Processing of Fruits & Vegetables

166

89

71

9

60

62

842

30,58

25,43

(f)

Others

4,894

12,30

10,77

469

19,19

17,82

23,680

322,27

262,68

3.

Beverage and Tobacco

42

39

32

142

12,94

10,67

1,274

80,70

65,02

4.

Textiles

515

2,77

2,50

991

106,55

90,58

23,089

1516,58

1211,61

(a)

Cotton Textiles

116

80

75

401

56,12

48,39

5,100

767,39

585,46

(b)

Jute Textiles

3

1

1

16

3,42

3,90

390

34,63

27,82

(c)

Handloom Textiles & Khadi

91

40

36

79

1,14

88

3,518

34,04

31,25

(d)

Other Textiles

305

1,56

1,37

495

45,87

37,42

14,081

680,52

567,08

5.

Paper, Paper Products and Printing

109

1,16

1,03

198

28,70

25,45

4,245

381,83

337,94

6.

Leather and Leather Products

65

35

32

63

2,72

2,40

1,994

98,01

85,51

7.

Rubber and Rubber Products

34

33

28

102

5,46

4,94

1,217

304,27

273,94

8.

Chemicals and Chemical Products

223

1,66

1,41

404

68,09

58,26

7,562

1442,91

1149,29

(a)

Heavy Industrial Chemicals

2

1

1

33

8,71

8,71

564

189,06

128,87

(b)

Fertilizers

12

8

6

8

7

9

345

296,39

240,63

(c)

Drugs and Pharmaceuticals

30

27

22

62

10,45

7,95

1,110

286,89

224,59

(d)

Non-Edible Oils

59

31

30

15

22

21

407

21,70

21,19

(e)

Other Chemicals & Chemical Products

120

99

83

286

48,64

41,30

5,136

648,87

534,01

9.

Petroleum, Coal Products & Nuclear Fuels

22

16

14

17

18,06

16,97

796

394,93

420,51

10.

Manufacture of Cement & Cement Products

77

62

57

125

31,89

27,34

2,560

255,30

224,98

11.

Basic Metals & Metal Products

252

2,23

2,25

341

52,87

44,81

9,928

1291,24

1072,73

(a)

Iron and Steel

49

26

22

131

26,73

24,60

2,824

720,93

607,31

(b)

Non-Ferrous Metals

19

21

28

23

4,81

4,49

525

237,96

191,46

(c)

Other Metal Products

184

1,76

1,75

187

21,33

15,72

6,579

332,35

273,96

12.

Engineering

426

4,66

4,20

469

60,91

48,61

10,863

1331,57

1151,81

(a)

Heavy Engineering

214

3,37

3,07

80

17,42

15,56

1,817

427,40

331,70

(b)

Light Engineering

106

66

54

133

20,12

13,89

4,565

300,64

275,82

(c)

Electrical Machinery & Goods

56

27

30

128

8,50

5,87

2,607

264,15

227,11

(d)

Electronic Machinery & Goods

50

36

27

128

14,88

13,29

1,874

339,39

317,19

13.

Vehicles, Vehicle Parts & Transport Equipments

658

9,53

7,94

274

7,09

6,70

6,437

456,30

348,74

14.

Other Industries

9,77,674

542,31

470,38

19,892

78,50

66,57

20,06,061

2125,10

1883,63

15.

Electricity, Gas & Water

29

37

28

37

84

82

1,740

207,71

186,75

(a)

Electricity Generation & Transmission

19

23

18

14

48

49

1,327

183,81

166,75

(b)

Non-Conventional Energy

5

6

5

12

18

17

205

14,61

11,83

(c)

Gas, Steam & Water Supply

5

8

5

11

18

17

208

9,29

8,17

16.

Construction

107

2,01

1,91

417

14,09

13,17

2,833

106,43

101,77

III.

TRANSPORT OPERATORS

2,50,831

391,41

327,58

15,351

132,93

107,97

5,39,414

1652,02

1357,98

IV.

PROFESSIONAL AND OTHER SERVICES

3,82,021

233,22

205,14

24,749

55,50

47,71

9,67,110

1092,15

943,58

V.

PERSONAL LOANS

7,51,978

768,94

655,21

1,31,456

266,91

241,82

28,05,612

4921,32

4317,08

1.

Loans for Purchase of Consumer Durables

57,981

62,67

53,40

8,206

9,61

7,71

1,51,196

191,89

157,90

2.

Loans for Housing

21,281

80,43

75,71

10,877

78,59

68,88

1,77,242

1084,20

956,59

3.

Rest of the Personal Loans

6,72,716

625,83

526,10

1,12,373

178,72

165,23

24,77,174

3645,24

3202,59

V I.

TRADE

19,47,750

1196,90

1070,90

67,393

276,11

226,63

46,85,521

6348,53

5613,33

1.

Wholesale Trade

28,829

36,25

30,23

1,789

112,72

90,55

1,44,061

2132,39

1921,70

2.

Retail Trade

19,18,921

1160,65

1040,66

65,604

163,39

136,08

45,41,460

4216,13

3691,63

VII.

FINANCE

135

1,95

1,64

92

14,81

9,37

2,479

356,56

303,64

VIII.

ALL OTHERS

5,84,329

377,45

351,88

79,206

86,17

79,69

16,19,738

2134,49

1799,71

TOTAL BANK CREDIT

97,95,733

7594,52

6626,75

6,15,740

1930,01

1676,72 

272,80,171

46767,03

40258,88

OF WHICH:

1.

Artisans & Village Industries

8,29,281

453,06

391,27

9,937

11,78

9,99

14,20,510

1009,82

887,16

2.

Other Small Scale Industries

1,36,915

101,58

90,30

10,198

162,06

136,88

5,65,498

2614,84

2232,06