Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 1998 (Part 1 of 8)

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Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation - March 1998 (Part 1 of 8)

NORTHERN REGION
STATE : HARYANA									(Amount in Rupees Lakh)
				RURAL		SEMI-URBAN		URBAN/METROPOLITAN		TOTAL
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			1,88,308	164,25	67,610	59,81	21,830	19,37	2,77,748	243,44
	1.	Direct Finance		1,87,156	163,14	66,055	58,78	21,196	18,68	2,74,407	240,60
	2.	Indirect Finance		1,152	1,11	1,555	1,03	634	69	3,341	2,83
II.	INDUSTRY			18,464	15,68	8,802	11,37	11,892	16,64	39,158	43,70
	1.	Food Manufacturing & Processing		61	11	141	25	111	13	313	49
	2.	Other Industries		18,403	15,57	8,661	11,12	11,781	16,51	38,845	43,21
III.	TRANSPORT OPERATORS			15,576	12,16	3,807	3,40	2,134	2,10	21,517	17,66
IV.	PROFESSIONAL AND OTHER SERVICES			5,468	4,62	4,654	3,64	6,325	5,37	16,447	13,64
V.	PERSONAL LOANS			39,725	53,17	35,850	42,44	58,080	76,35	1,33,655	171,95
	1.	Loans for Purchase of Consumer Durables		2,634	3,16	1,653	2,11	3,546	4,69	7,833	9,97
	2.	Loans for Housing		1,390	2,13	1,688	2,46	3,891	7,09	6,969	11,69
	3.	Rest of the Personal Loans		35,701	47,87	32,509	37,86	50,643	64,57	1,18,853	150,30
VI.	TRADE			61,272	54,21	36,755	30,37	32,646	32,72	1,30,673	117,30
	1.	Wholesale Trade		2,737	3,64	587	54	474	82	3,798	5,00
	2.	Retail Trade		58,535	50,57	36,168	29,83	32,172	31,90	1,26,875	112,31
VII.	ALL OTHERS			14,953	13,61	14,043	15,60	26,463	36,08	55,459	65,29
TOTAL BANK CREDIT				3,43,766	317,70	1,71,521	166,64	1,59,370	188,64	6,74,657	672,97
OF WHICH:			1. Artisans & Village Industries	15,255	11,79	3,657	4,36	2,530	1,57	21,442	17,71
			2. Other Small Scale Industries	2,899	3,51	4,652	6,16	7,876	12,49	15,427	22,16

STATE : HIMACHAL PRADESH
				RURAL		SEMI-URBAN		URBAN/METROPOLITAN		TOTAL
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			80,066	64,12	7,171	7,07	-	-	87,237	71,19
	1.	Direct Finance		79,308	63,44	6,558	6,13	-	-	85,866	69,58
	2.	Indirect Finance		758	68	613	94	-	-	1,371	1,62
II.	INDUSTRY			13,865	12,77	2,024	2,59	-	-	15,889	15,35
	1.	Food Manufacturing & Processing		184	25	48	5	-	-	232	30
	2.	Other Industries		13,681	12,52	1,976	2,54	-	-	15,657	15,06
III.	TRANSPORT OPERATORS			1,692	2,47	327	42	-	-	2,019	2,88
IV.	PROFESSIONAL AND OTHER SERVICES			5,500	4,64	1,242	1,14	-	-	6,742	5,78
V.	PERSONAL LOANS			42,542	49,16	12,910	15,48	-	-	55,452	64,64
	1.	Loans for Purchase of Consumer Durables		6,824	10,28	2,548	2,67	-	-	9,372	12,95
	2.	Loans for Housing		2,453	3,30	369	54	-	-	2,822	3,84
	3.	Rest of the Personal Loans		33,265	35,58	9,993	12,28	-	-	43,258	47,86
VI.	TRADE			27,576	30,74	7,630	10,59	-	-	35,206	41,33
	1.	Wholesale Trade		456	47	366	58	-	-	822	1,04
	2.	Retail Trade		27,120	30,28	7,264	10,01	-	-	34,384	40,29
VII.	ALL OTHERS			14,137	15,85	5,490	7,90	-	-	19,627	23,76
TOTAL BANK CREDIT				1,85,378	179,76	36,794	45,18	-	-	2,22,172	224,94
OF WHICH:			1. Artisans & Village Industries	10,368	8,34	1,108	1,42	-	-	11,476	9,76
			2. Other Small Scale Industries	3,103	3,91	743	97	-	-	3,846	4,88

NORTHERN REGION
STATE : JAMMU & KASHMIR									(Amount in Rupees Lakh)
				RURAL		SEMI-URBAN		URBAN/METROPOLITAN		TOTAL
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			64,211	39,77	10,129	6,89	2,494	1,96	76,834	48,62
	1.	Direct Finance		63,680	39,39	10,111	6,88	2,459	1,93	76,250	48,21
	2.	Indirect Finance		531	37	18	1	35	2	584	41
II.	INDUSTRY			20,742	10,11	4,516	2,42	5,773	8,16	31,031	20,69
	1.	Food Manufacturing & Processing		201	19	-	-	29	3	230	22
	2.	Other Industries		20,541	9,92	4,516	2,42	5,744	8,12	30,801	20,47
III.	TRANSPORT OPERATORS			5,542	4,36	518	34	454	60	6,514	5,30
IV.	PROFESSIONAL AND OTHER SERVICES			3,793	3,85	1,065	1,30	6,490	4,45	11,348	9,60
V.	PERSONAL LOANS			19,618	23,46	5,109	5,89	16,201	20,46	40,928	49,81
	1.	Loans for Purchase of Consumer Durables		1,196	1,22	578	58	3,197	3,75	4,971	5,55
	2.	Loans for Housing		1,404	2,44	155	25	486	83	2,045	3,52
	3.	Rest of the Personal Loans		17,018	19,79	4,376	5,07	12,518	15,88	33,912	40,74
VI.	TRADE			31,368	29,67	7,037	7,67	8,348	11,27	46,753	48,60
	1.	Wholesale Trade		2,009	1,06	70	-	480	89	2,559	1,95
	2.	Retail Trade		29,359	28,61	6,967	7,66	7,868	10,38	44,194	46,65
VII.	ALL OTHERS			7,222	6,27	2,457	2,52	4,949	6,81	14,628	15,59
TOTAL BANK CREDIT				1,52,496	117,49	30,831	27,03	44,709	53,70	2,28,036	198,22
OF WHICH:			1. Artisans & Village Industries	17,848	7,26	2,978	1,17	3,025	3,62	23,851	12,05
			2. Other Small Scale Industries	2,272	2,35	1,433	1,06	1,720	2,87	5,425	6,28

STATE :PUNJAB
				RURAL		SEMI-URBAN		URBAN/METROPOLITAN		TOTAL
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			2,59,838	280,37	1,08,831	120,85	22,367	27,57	3,91,036	428,79
	1.	Direct Finance		2,56,618	275,27	1,06,737	118,10	20,991	25,00	3,84,346	418,37
	2.	Indirect Finance		3,220	5,10	2,094	2,76	1,376	2,56	6,690	10,42
II.	INDUSTRY			28,951	26,74	14,708	18,66	15,919	26,48	59,578	71,87
	1.	Food Manufacturing & Processing		61	7	55	7	307	44	423	59
	2.	Other Industries		28,890	26,66	14,653	18,59	15,612	26,04	59,155	71,29
III.	TRANSPORT OPERATORS			14,027	12,22	5,780	5,39	2,233	2,37	22,040	19,97
IV.	PROFESSIONAL AND OTHER SERVICES			5,933	5,63	5,405	5,00	7,362	7,83	18,700	18,46
V.	PERSONAL LOANS			53,604	70,76	57,794	71,88	78,801	99,51	1,90,199	242,16
	1.	Loans for Purchase of Consumer Durables		4,605	5,42	6,136	7,39	8,119	9,82	18,860	22,63
	2.	Loans for Housing		3,666	6,33	5,915	8,15	7,920	10,82	17,501	25,30
	3.	Rest of the Personal Loans		45,333	59,01	45,743	56,34	62,762	78,88	1,53,838	194,23
VI.	TRADE			62,683	58,47	42,133	43,43	32,473	38,19	1,37,289	140,09
	1.	Wholesale Trade		3,885	5,30	2,353	3,60	4,141	6,58	10,379	15,47
	2.	Retail Trade		58,798	53,17	39,780	39,84	28,332	31,61	1,26,910	124,62
VII.	ALL OTHERS			26,268	39,50	36,303	59,05	41,699	75,42	1,04,270	173,96
TOTAL BANK CREDIT				4,51,304	493,68	2,70,954	324,27	2,00,854	277,37	9,23,112	1095,31
OF WHICH:			1. Artisans & Village Industries	16,811	12,44	4,830	4,66	1,814	2,60	23,455	19,70
			2. Other Small Scale Industries	9,788	12,12	8,458	12,18	10,696	18,84	28,942	43,15