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Table No.1.9 - Distribution of Outstanding Credit of Scheduled Commercial Banks according to Occupation March 1997

 
 
 
 
 

(Amount in Rupees Lakh)


    

No. of

Credit

Amount

   

OCCUPATION

Accounts


Limit


Outstanding


 
 
 
 

1


2


3


I.

AGRICULTURE

225,24,364

36980,55

31634,15

 

1.

Direct Finance

222,24,763

30946,21

27217,36

 

2.

Indirect Finance

2,99,601

6034,34

4416,80

II.

INDUSTRY

44,27,994

178266,83

140313,60

 

1.

Mining & Quarrying

17,631

5483,42

3787,07

 

2.

Food Manufacturing & Processing

1,27,220

15190,12

11524,91

  

(a)

Rice Mills, Flour & Dal Mills

38,284

2702,66

2103,62

  

(b)

Sugar

1,579

2768,04

2276,47

  

(c)

Edible Oils & Vanaspati

16,812

3019,00

2178,91

  

(d)

Tea Processing

1,605

1764,32

1170,46

  

(e)

Processing of Fruits & Vegetables

2,324

362,61

270,54

  

(f)

Others

66,616

4573,49

3524,90

 

3.

Beverage & Tobacco

6,084

2262,24

1709,81

 

4.

Textiles

1,42,787

29068,36

22338,75

  

(a)

Cotton Textiles

36,960

11831,74

9234,85

  

(b)

Jute Textiles

1,759

559,95

426,74

  

(c)

Handloom Textiles & Khadi

11,502

512,09

425,86

  

(d)

Other Textiles

92,566

16164,58

12251,29

 

5.

Paper, Paper Products & Printing

43,648

4650,91

3793,85

 

6.

Leather & Leather Products

15,882

2738,56

2202,70

 

7.

Rubber & Rubber Products

13,063

2811,05

2325,19

 

8.

Chemicals & Chemical Products

76,599

25391,33

19521,58

  

(a)

Heavy Industrial Chemicals

8,092

4764,46

3413,94

  

(b)

Fertilisers

2,197

3338,86

2452,25

  

(c)

Drugs & Pharmaceuticals

15,028

7317,25

5836,61

  

(d)

Non-Edible Oils

1,749

339,25

294,99

  

(e)

Other Chemicals & Chemical Products

49,533

9631,51

7523,79

 

9.

Petroleum, Coal Products & Nuclear Fuels

5,785

3629,34

3042,47

 

10.

Manufacture of Cement & Cement Products

9,541

2836,83

2331,07

 

11.

Basic Metals & Metal Products

86,975

21294,90

17303,52

  

(a)

Iron & Steel

28,676

15075,81

12388,83

  

(b)

Non-Ferrous Metals

6,159

1570,15

1250,82

  

(c)

Other Metal Products

52,140

4648,94

3663,87

 

12.

Engineering

1,02,645

27446,94

21559,15

  

(a)

Heavy Engineering

14,659

7618,37

5757,90

  

(b)

Light Engineering

42,200

6607,72

5108,94

  

(c)

Electrical Machinery & Goods

26,592

6998,66

5440,28

  

(d)

Electronic Machinery & Goods

19,194

6222,19

5252,03

 

13.

Vehicles, Vehicle Parts & Transport Equipment

33,009

6945,62

5372,62

 

14.

Other Industries

37,11,536

19428,30

16187,34

 

15.

Electricity, Gas & Water

11,393

4652,05

3452,86

  

(a)

Electricity Generation & Transmission

9,809

4338,25

3204,04

  

(b)

Non-Conventional Energy

503

155,69

125,27

  

(c)

Gas, Steam & Water Supply

1,081

158,10

123,55

 

16.

Construction

24,196

4436,86

3860,73

III.

TRANSPORT OPERATORS

11,22,131

6302,64

5202,06

IV.

PROFESSIONAL AND OTHER SERVICES

21,77,329

10854,51

8941,84

V.

PERSONAL LOANS

114,32,406

33121,63

28201,32

 

1.

Loans for Purchase of Consumer Durables

7,68,459

1189,49

973,61

 

2.

Loans for Housing

10,33,802

8931,08

7945,99

 

3.

Rest of the Personal Loans

96,30,145

23001,06

19281,73

VI.

TRADE

89,47,094

45704,05

37440,43

 

1.

Wholesale Trade

4,13,569

26755,94

21283,11

  

of which: Food Procurement

121

8749,98

7958,81

 

2.

Retail Trade

85,33,525

18948,11

16157,32

VII.

FINANCE

21,970

14043,12

11293,34

VIII.


ALL OTHERS


49,64,629


25343,34


21346,56


TOTAL BANK CREDIT

556,17,917

350616,67

284373,30

OF WHICH:

1. Artisans & Village Industries

20,66,264

2062,70

1824,65

 

2. Other Small Scale Industries


17,37,692


33638,90


26793,32


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