MARCH 2002

ALL-INDIA

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

49,49,978

23940,17

19532,75

87,70,035

39683,64

31947,52

1. Direct Finance

48,90,607

17550,79

14540,43

84,47,162

25783,62

22253,82

2. Indirect Finance

59,371

6389,38

4992,33

3,22,873

13900,02

9693,69

II.

INDUSTRY

9,22,642

99148,85

63683,73

18,33,504

139616,87

113987,53

1. Mining & Quarrying

2,264

13994,51

6344,84

5,321

3171,41

2558,50

2. Food Manufacturing & Processing

75,429

8473,61

5954,13

1,15,959

13304,26

10500,79

(a)

Rice Mills, Flour & Dal Mills

38,021

2150,52

1585,69

36,985

3584,58

2812,42

(b)

Sugar

341

2295,21

1503,32

508

2447,22

2005,51

(c)

Edible Oils & Vanaspati

4,521

1286,61

976,69

21,703

1275,28

1005,61

(d)

Tea Processing

330

498,09

316,58

1,005

1034,71

827,77

(e)

Processing of Fruits & Vegetables

222

113,23

85,50

734

491,83

373,15

(f)

Others

31,994

2129,95

1486,35

55,024

4470,65

3476,33

3. Beverage & Tobacco

753

501,11

331,71

2,197

1644,54

1322,85

4. Textiles

72,376

11634,58

8565,57

1,32,559

19707,21

15755,32

(a)

Cotton Textiles

9,936

4682,32

3439,93

30,493

7601,72

6271,35

(b)

Jute & Other Natural Fibre Textiles

7,627

162,20

109,91

5,514

386,40

286,78

(c)

Handloom Textiles & Khadi

8,702

452,79

381,62

14,826

1019,95

454,84

(d)

Other Textiles & Textile Products

46,111

6337,27

4634,12

81,726

10699,13

8742,36

5. Paper,Paper Products & Printing

14,049

1658,69

1252,09

25,005

4187,57

3642,58

6. Leather & Leather Products

7,766

1251,15

875,84

18,950

2089,96

1711,74

7. Rubber & Plastic Products

13,675

2589,30

2028,95

21,761

4143,39

3551,60

8. Chemicals & Chemical Products

20,996

12017,66

6663,14

77,646

13560,52

10836,35

(a)

Heavy Industrial Chemicals

798

1260,23

668,58

3,415

2547,72

2110,02

(b)

Fertilisers

376

3114,68

1869,75

621

3176,28

2360,94

(c)

Drugs & Pharmaceuticals

11,013

2911,51

1643,01

33,074

3829,46

3104,00

(d)

Non-Edible Oils

231

238,90

144,64

392

168,48

108,58

(e)

Other Chemicals & Chemical Products

8,578

4492,34

2337,16

40,144

3838,59

3152,81

9. Petroleum,Coal Products & Nuclear Fuels

422

1751,48

1291,32

1,631

7749,80

6674,95

10. Manufacture of Cement & Cement Products

4,914

848,05

703,78

4,775

2141,56

1782,29

11. Basic Metals & Metal Products

50,391

12048,11

7870,56

66,790

15706,88

13918,95

(a)

Iron & Steel

4,909

9641,44

6109,11

8,529

10233,43

9243,83

(b)

Non-Ferrous Metals

998

811,06

487,44

2,403

1360,87

1180,21

(c)

Metal Products

44,484

1595,61

1274,01

55,858

4112,57

3494,91

12. Engineering

35,353

11909,64

7985,57

1,44,785

14607,43

11269,38

(a)

Heavy Engineering

1,535

916,46

742,01

5,852

3373,00

2408,87

(b)

Light Engineering

12,653

5402,33

3646,51

1,00,495

3701,28

2993,10

(c)

Electrical Machinery & Goods

15,744

2780,43

1956,81

19,717

4475,50

3424,81

(d)

Electronic Machinery & Goods

5,421

2810,42

1640,24

18,721

3057,66

2442,60

13. Vehicles, Vehicle Parts & Transport Equipments

8,801

2090,37

1273,22

31,217

4113,67

3269,58

14. OtherIndustries

5,82,236

9372,14

6727,79

11,30,267

13055,00

10918,04

15. Electricity, Gas & Water

867

7610,56

4638,49

1,863

9524,57

7441,01

(a)

Electricity Generation & Transmission

516

7141,83

4370,40

999

8771,30

6868,36

(b)

Non-ConventionalEnergy

117

101,88

92,45

144

150,48

122,99

(c)

Gas, team & Water Supply

234

366,85

175,64

720

602,78

449,67

16. Construction

32,350

1397,89

1176,72

52,778

10909,10

8833,62

III.

TRANSPORT OPERATORS

1,37,140

2200,69

1510,38

2,74,399

5627,80

4530,87

IV.

PROFESSIONAL AND OTHER SERVICES

1,72,454

5548,41

2982,40

7,96,372

13870,93

10690,91

V.

PERSONAL LOANS

39,98,619

26972,87

22455,53

67,28,524

43524,57

37011,62

1. Loans for Purchase of Consumer Durables

2,97,043

1100,45

766,21

5,01,100

1719,68

1388,98

2. Loans for Housing

6,00,143

12660,92

11142,53

8,91,995

17367,81

15464,07

3. Rest of the Personal Loans

31,01,433

13211,50

10546,79

53,35,429

24437,09

20158,57

VI.

TRADE

12,48,667

34090,72

26668,67

26,95,571

66481,01

60473,36

1. Wholesale Trade

86,156

26257,27

20677,28

1,87,694

48999,50

45931,08

2. Retail Trade

11,62,511

7833,45

5991,39

25,07,877

17481,51

14542,27

VII.

FINANCE

26,266

8445,63

6397,34

59,160

22355,77

18851,11

VIII.

ALL OTHERS

14,07,366

28292,11

20457,07

30,62,668

39978,90

32769,84

TOTAL BANK CREDIT

128,63,132

228639,45

163687,87

242,20,233

371139,49

310262,74

OFWHICH:

1.Artisans and Village & Tiny Industries

1,72,420

4432,88

3520,36

3,48,575

1410,07

1235,69

2.Other Small Scale Industries

4,59,023

10503,91

8025,34

7,89,176

22373,68

18289,26

ALL-INDIA

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

406

224,73

223,78

60,78,404

10431,11

8741,08

1. Direct Finance

276

20,58

21,65

58,73,573

9994,81

8402,60

2. Indirect Finance

130

204,16

202,13

2,04,831

436,31

338,48

II.

INDUSTRY

32,879

35901,36

24962,16

12,39,002

1683,87

1349,95

1. Mining & Quarrying

44

613,72

335,58

380

23,86

19,51

2. Food Manufacturing & Processing

360

990,62

606,96

17,042

103,86

80,46

(a)

Rice Mills, Flour & Dal Mills

8

20,95

10,51

7,989

54,27

43,04

(b)

Sugar

21

76,80

58,44

9

1,15

80

(c)

Edible Oils & Vanaspati

34

192,28

107,79

1,630

11,41

9,61

(d)

Tea Processing

43

205,50

88,47

7

1,06

43

(e)

Processing of Fruits &Vegetables

12

13,58

12,43

48

2,66

1,91

(f)

Others

242

481,52

329,32

7,359

33,31

24,66

3. Beverage & Tobacco

79

765,95

555,10

106

5,79

4,31

4. Textiles

955

2557,74

1776,74

11,796

33,24

27,67

(a)

Cotton Textiles

486

1400,22

967,40

646

7,52

6,12

(b)

Jute & Other Natural Fibre Textiles

4

3,77

4,00

3,365

7,02

6,15

(c)

Handloom Textiles & Khadi

16

36

36

5,922

8,99

7,43

(d)

Other Textiles & Textile Products

449

1153,39

804,99

1,863

9,71

7,96

5. Paper,Paper Products & Printing

223

614,13

405,74

1,065

9,94

8,05

6. Leather & Leather Products

98

202,27

91,66

1,134

2,45

1,94

7. Rubber & Plastic Products

1,671

726,71

506,68

315

5,10

4,72

8. Chemicals & Chemical Products

1,836

5813,58

3984,77

1,920

10,26

8,87

(a)

Heavy Industrial Chemicals

425

1122,37

802,33

5

23

21

(b)

Fertilisers

32

436,02

255,35

6

33

48

(c)

Drugs & Pharmaceuticals

543

2006,76

1319,66

1,437

4,93

4,06

(d)

Non-Edible Oils

7

190,53

190,82

4

31

28

(e)

Other Chemicals & Chemical Products

829

2057,90

1416,61

468

4,47

3,85

9. Petroleum,Coal Products & Nuclear Fuels

81

1438,64

1084,49

36

1,67

1,39

10. Manufacture of Cement & Cement Products

116

995,46

808,27

1,826

6,33

5,67

11. Basic Metals & Metal Products

601

2637,08

1627,02

669

10,03

8,43

(a)

Iron & Steel

260

995,60

745,00

19

2,75

2,22

(b)

Non-Ferrous Metals

153

1130,41

557,02

2

24

22

(c)

Metal Products

188

511,07

325,00

648

7,05

5,99

12. Engineering

2,609

8032,15

5061,19

2,360

15,53

13,08

(a)

Heavy Engineering

255

1547,23

1051,20

85

3,21

2,58

(b)

Light Engineering

804

3127,11

2069,58

1,249

6,80

5,98

(c)

Electrical Machinery & Goods

529

1784,51

1044,07

693

3,78

3,30

(d)

Electronic Machinery & Goods

1,021

1573,30

896,34

333

1,74

1,23

13. Vehicles, Vehicle Parts & Transport Equipments

940

4123,75

3089,05

5,384

28,97

19,61

14. Other Industries

22,705

3732,51

2946,99

11,80,797

1291,28

1029,13

15. Electricity, Gas & Water

124

1185,99

969,62

29

1,66

1,16

(a)

Electricity Generation & Transmission

92

816,72

727,07

7

35

23

(b)

Non-ConventionalEnergy

2

5,00

1,42

1

2

1

(c)

Gas, team & Water Supply

30

364,27

241,13

21

1,29

92

16. Construction

437

1471,08

1112,30

14,143

133,87

115,94

III.

TRANSPORT OPERATORS

604

1037,56

799,37

2,04,227

796,82

567,95

IV.

PROFESSIONAL AND OTHER SERVICES

3,751

4935,59

3521,84

4,06,511

679,42

534,14

V.

PERSONAL LOANS

31,84,013

22085,45

11366,39

20,55,609

5367,06

4440,28

1. Loans for Purchase of Consumer Durables

16,089

181,39

166,39

2,95,114

813,73

622,05

2. Loans for Housing

38,752

3656,25

2918,42

1,55,604

1282,33

1128,32

3. Rest of the Personal Loans

31,29,172

18247,80

8281,58

16,04,891

3271,00

2689,90

VI.

TRADE

12,847

2263,12

1393,94

19,31,453

2773,81

2216,78

1. Wholesale Trade

12,181

1403,72

887,12

51,206

167,17

139,50

2. Retail Trade

666

859,41

506,82

18,80,247

2606,64

2077,28

VII.

FINANCE

917

6878,04

4257,17

7,840

21,94

16,97

VIII.

ALL OTHERS

69,559

1885,83

1628,57

7,04,014

1219,27

1001,62

TOTAL BANK CREDIT

33,04,976

75211,69

48153,23

126,27,060

22973,30

18868,76

OF WHICH:

1.Artisans and Village & Tiny Industries

326

9,86

7,82

9,04,907

894,16

704,82

2.Other Small Scale Industries

1,098

861,06

708,61

2,22,253

400,59

326,90

ALL-INDIA

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMER CIALBANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

5,52,361

4478,91

3563,42

203,51,184

78758,55

64008,55

1. Direct Finance

5,28,494

2720,14

2211,92

197,40,112

56069,93

47430,42

2. Indirect Finance

23,867

1758,76

1351,50

6,11,072

22688,62

16578,13

II.

INDUSTRY

2,04,474

95278,99

67642,14

42,32,501

371629,93

271625,50

1. Mining & Quarrying

1,111

3015,61

2395,94

9,120

20819,11

11654,37

2. Food Manufacturing & Processing

8,525

4675,21

3599,34

2,17,315

27547,56

20741,67

(a)

Rice Mills, Flour & Dal Mills

3,199

632,64

486,12

86,202

6442,94

4937,78

(b)

Sugar

208

1145,98

918,84

1,087

5966,36

4486,92

(c)

Edible Oils & Vanaspati

1,443

743,91

554,67

29,331

3509,48

2654,37

(d)

Tea Processing

151

492,46

387,73

1,536

2231,83

1620,99

(e)

Processing of Fruits &Vegetables

213

170,77

128,84

1,229

792,07

601,84

(f)

Others

3,311

1489,45

1123,13

97,930

8604,89

6439,78

3. Beverage & Tobacco

527

873,01

792,30

3,662

3790,40

3006,27

4. Textiles

18,566

12948,29

7996,49

2,36,252

46881,07

34121,79

(a)

Cotton Textiles

8,519

6452,23

4992,05

50,080

20144,00

15676,84

(b)

Jute & Other Natural Fibre Textiles

296

294,03

232,36

16,806

853,43

639,20

(c)

Handloom Textiles & Khadi

722

43,77

40,22

30,188

1525,86

884,48

(d)

Other Textiles & Textile Products

9,029

6158,26

2731,85

1,39,178

24357,77

16921,27

5. Paper,Paper Products & Printing

4,579

2742,34

2136,79

44,921

9212,67

7445,25

6. Leather & Leather Products

1,144

320,70

237,15

29,092

3866,53

2918,33

7. Rubber & Plastic Products

3,373

1639,30

1342,72

40,795

9103,80

7434,67

8. Chemicals & Chemical Products

6,762

11842,21

8402,24

1,09,160

43244,24

29895,38

(a)

Heavy Industrial Chemicals

996

3348,99

2588,78

5,639

8279,53

6169,92

(b)

Fertilisers

218

1859,18

1064,87

1,253

8586,49

5551,40

(c)

Drugs & Pharmaceuticals

1,525

2195,79

1786,81

47,592

10948,44

7857,54

(d)

Non-Edible Oils

68

68,03

55,48

702

666,25

499,79

(e)

Other Chemicals &Chemical Products

3,955

4370,23

2906,30

53,974

14763,53

9816,73

9. Petroleum, Coal Products & Nuclear Fuels

255

3839,39

3372,40

2,425

14780,98

12424,55

10. Manufacture of Cement & Cement Products

1,024

2814,95

2383,16

12,655

6806,35

5683,16

11. Basic Metals & Metal Products

8,310

11570,34

9836,57

1,26,761

41972,44

33261,53

(a)

Iron & Steel

2,224

8918,13

7789,16

15,941

29791,36

23889,30

(b)

Non-Ferrous Metals

414

1004,42

837,50

3,970

4306,99

3062,40

(c)

Metal Products

5,672

1647,78

1209,91

1,06,850

7874,09

6309,82

12. Engineering

8,877

15268,69

7522,94

1,93,984

49833,44

31852,16

(a)

Heavy Engineering

1,505

2489,69

1861,52

9,232

8329,59

6066,19

(b)

Light Engineering

3,577

1288,41

977,77

1,18,778

13525,94

9692,94

(c)

Electrical Machinery & Goods

2,415

8068,92

2102,73

39,098

17113,13

8531,71

(d)

Electronic Machinery & Goods

1,380

3421,66

2580,92

26,876

10864,78

7561,32

13. Vehicles, Vehicle Parts & Transport Equipments

3,088

4561,10

3438,97

49,430

14917,86

11090,44

14. OtherIndustries

1,26,642

6296,55

4574,85

30,42,647

33747,48

26196,80

15. Electricity, Gas & Water

493

8169,10

5774,04

3,376

26491,87

18824,33

(a)

Electricity Generation & Transmission

255

7669,20

5410,86

1,869

24399,39

17376,92

(b)

Non-Conventional Energy

66

227,96

180,14

330

485,34

397,01

(c)

Gas, team & Water Supply

172

271,94

183,04

1,177

1607,13

1050,41

16. Construction

11,198

4702,20

3836,26

1,10,906

18614,15

15074,84

III.

TRANSPORT OPERATORS

40,859

2787,69

1914,71

6,57,229

12450,56

9323,28

IV.

PROFESSIONAL AND OTHER SERVICES

1,06,243

11749,41

9972,27

14,85,331

36783,75

27701,55

V.

PERSONAL LOANS

16,27,440

9999,99

7244,20

175,94,205

107949,94

82518,02

1. Loans for Purchase of Consumer Durables

1,04,496

352,42

270,08

12,13,842

4167,67

3213,71

2. Loans for Housing

1,29,821

2598,33

2172,57

18,16,315

37565,63

32825,92

3. Rest of the Personal Loans

13,93,123

7049,24

4801,55

145,64,048

66216,64

46478,39

VI.

TRADE

2,73,497

13177,68

10119,29

61,62,035

118786,34

100872,04

1. Wholesale Trade

33,562

7883,64

5868,67

3,70,799

84711,30

73503,64

2. Retail Trade

2,39,935

5294,04

4250,62

57,91,236

34075,04

27368,39

VII.

FINANCE

6,578

12016,76

8091,10

1,00,761

49718,15

37613,70

VIII.

ALL OTHERS

5,61,526

7974,63

6473,34

58,05,133

79350,75

62330,44

TOTAL BANK CREDIT

33,72,978

157464,05

115020,47

563,88,379

855427,97

655993,08

OF WHICH:

1.Artisans and Village & Tiny Industries

28,772

158,76

131,73

14,55,000

6905,74

5600,42

2.Other Small Scale Industries

1,01,248

5791,33

4620,20

15,72,798

39930,57

31970,30