SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

CENTRAL REGION STATE: UTTAR PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

31,12,019

12589,78

10120,62

11,03,916

6403,78

5193,49

1.

Direct Finance

30,66,934

12200,44

9820,27

10,91,049

5788,52

4735,56

2.

Indirect Finance

45,085

389,35

300,35

12,867

615,27

457,93

II.

INDUSTRY

1,27,746

3543,75

2322,35

58,568

3922,70

2321,78

1.

Mining & Quarrying

288

22,13

16,22

240

21,43

16,42

2.

Food Manufacturing & Processing

10,306

613,75

429,14

9,313

1254,11

897,39

(a)

Rice Mills, Flour & Dal Mills

6,216

167,03

124,56

6,388

360,56

243,92

(b)

Sugar

85

329,34

205,72

181

712,38

505,72

(c)

Edible Oils & Vanaspati

809

12,86

9,63

311

14,56

11,93

(d)

Tea Processing

3

8

7

5

50

46

(e)

Processing of Fruits & Vegetables

659

28,29

24,23

43

8,15

6,17

(f)

Others

2,534

76,16

64,92

2,385

157,94

129,18

3.

Beverage & Tobacco

27

3,29

2,21

209

27,77

23,26

4.

Textiles

7,189

283,16

204,99

5,259

439,73

340,07

(a)

Cotton Textiles

1,067

66,08

51,04

1,236

51,29

43,83

(b)

Jute & Other Natural Fibre Textiles

322

1,87

1,53

32

7,28

6,14

(c)

Handloom Textiles & Khadi

1,985

17,22

12,42

1,684

27,36

23,24

(d)

Other Textiles & Textile Products

3,815

197,98

140,00

2,307

353,80

266,86

5.

Paper, Paper Products & Printing

219

68,25

42,26

397

92,89

83,45

6.

Leather & Leather Products

470

61,31

58,73

209

14,51

12,57

7.

Rubber & Plastic Products

219

21,78

16,42

162

15,79

13,28

8.

Chemicals & Chemical Products

836

117,78

97,22

8,743

212,16

113,70

(a)

Heavy Industrial Chemicals

23

41,60

25,29

59

13,78

7,28

(b)

Fertilisers

11

24,40

24,24

10

15,84

10,71

(c)

Drugs & Pharmaceuticals

270

4,18

3,36

8,230

55,69

46,44

(d)

Non-Edible Oils

17

27,93

27,89

13

78

63

(e)

Other Chemicals & Chemical Products

515

19,66

16,43

431

126,07

48,64

9.

Petroleum, Coal Products & Nuclear Fuels

68

5,98

3,95

46

21,03

18,26

10.

Manufacture of Cement & Cement Products

666

22,24

17,63

177

19,59

16,00

11.

Basic Metals & Metal Products

725

895,41

228,50

1,344

1170,41

341,84

(a)

Iron & Steel

175

69,20

55,23

159

723,29

254,90

(b)

Non-Ferrous Metals

29

705,05

97,03

47

394,16

43,12

(c)

Metal Products

521

121,16

76,24

1,138

52,97

43,82

12.

Engineering

1,242

336,41

282,79

1,048

65,20

54,71

(a)

Heavy Engineering

134

16,39

11,52

105

13,15

12,18

(b)

Light Engineering

623

23,70

22,14

589

25,00

20,96

(c)

Electrical Machinery & Goods

349

75,97

60,46

278

23,08

18,52

(d)

Electronic Machinery & Goods

136

220,34

188,67

76

3,98

3,05

13.

Vehicles, Vehicle Parts & Transport Equipments

558

61,73

37,59

252

42,42

36,15

14.

Other Industries

1,01,551

501,53

398,90

28,231

442,43

287,03

15.

Electricity, Gas & Water

54

370,45

357,15

29

2,39

1,77

(a)

Electricity Generation & Transmission

35

362,56

351,57

10

78

62

(b)

Non-Conventional Energy

1

3

3

3

55

42

(c)

Gas, Steam & Water Supply

18

7,86

5,55

16

1,06

73

16.

Construction

3,328

158,55

128,64

2,909

80,84

65,88

III.

TRANSPORT OPERATORS

17,219

177,69

146,53

5,783

65,65

49,24

IV.

PROFESSIONAL AND OTHER SERVICES

53,504

539,18

368,90

21,996

561,01

445,25

V.

PERSONAL LOANS

3,50,575

4383,81

3513,03

2,56,725

2719,67

2161,02

1.

Loans for Purchase of Consumer Durables

27,294

151,68

113,54

16,903

94,92

75,14

2.

Loans for Housing

54,139

1703,37

1511,91

34,979

889,71

780,73

3.

Rest of the Personal Loans

2,69,142

2528,76

1887,58

2,04,843

1735,04

1305,15

VI.

TRADE

2,85,179

1970,96

1599,59

1,73,676

1810,27

1377,17

1.

Wholesale Trade

20,230

545,45

497,46

8,455

358,10

220,02

2.

Retail Trade

2,64,949

1425,51

1102,13

1,65,221

1452,17

1157,16

VII.

FINANCE

3,388

40,35

16,00

3,170

259,02

163,61

VIII.

ALL OTHERS

1,86,550

895,66

690,49

88,098

695,80

554,90

TOTAL BANK CREDIT

41,36,180

24141,19

18777,51

17,11,932

16437,90

12266,47

OF WHICH : 1.

Artisans and Village & Tiny Industries

81,700

315,32

240,35

22,188

379,56

297,02

2.

Other Small Scale Industries

28,294

545,98

430,22

14,260

843,97

621,11

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

CENTRAL REGION STATE: UTTAR PRADESH

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,78,090

2104,84

1668,58

26,075

1410,59

1238,94

1.

Direct Finance

1,73,039

1745,31

1349,79

24,646

372,44

265,56

2.

Indirect Finance

5,051

359,53

318,79

1,429

1038,15

973,38

II.

INDUSTRY

74,509

9410,71

6247,91

48,265

7765,07

6109,40

1.

Mining & Quarrying

241

98,46

71,72

131

129,26

62,54

2.

Food Manufacturing & Processing

7,117

1471,89

1002,38

2,855

1656,40

1398,67

(a)

Rice Mills, Flour & Dal Mills

4,451

369,33

235,89

628

168,35

98,35

(b)

Sugar

121

746,81

499,33

54

1012,50

893,04

(c)

Edible Oils & Vanaspati

291

106,23

93,73

398

114,57

94,76

(d)

Tea Processing

4

77

77

31

127,46

128,59

(e)

Processing of Fruits & Vegetables

38

6,67

5,54

23

7,23

6,63

(f)

Others

2,212

242,09

167,11

1,721

226,29

177,30

3.

Beverage & Tobacco

89

122,42

86,41

66

117,82

93,10

4.

Textiles

14,801

675,06

527,25

13,975

603,81

489,23

(a)

Cotton Textiles

7,694

215,78

176,69

4,061

294,95

267,74

(b)

Jute & Other Natural Fibre Textiles

3,964

66,93

51,94

2,143

35,59

28,49

(c)

Handloom Textiles & Khadi

403

25,30

18,67

454

38,19

24,69

(d)

Other Textiles & Textile Products

2,740

367,05

279,94

7,317

235,08

168,32

5.

Paper, Paper Products & Printing

2,375

514,13

402,85

1,414

334,26

242,41

6.

Leather & Leather Products

758

359,86

109,52

4,387

827,94

579,91

7.

Rubber & Plastic Products

936

340,58

242,79

1,101

248,27

201,00

8.

Chemicals & Chemical Products

6,725

537,62

425,64

3,989

497,49

417,84

(a)

Heavy Industrial Chemicals

131

92,42

59,14

116

58,32

38,74

(b)

Fertilisers

26

36,14

20,05

30

19,99

15,54

(c)

Drugs & Pharmaceuticals

5,764

73,10

51,32

2,835

192,36

170,41

(d)

Non-Edible Oils

31

19,51

19,03

19

16,75

10,66

(e)

Other Chemicals & Chemical Products

773

316,45

276,10

989

210,06

182,50

9.

Petroleum, Coal Products & Nuclear Fuels

56

22,12

23,36

57

21,11

17,32

10.

Manufacture of Cement & Cement Products

447

69,60

59,70

160

199,78

136,15

11.

Basic Metals & Metal Products

6,126

2366,65

1740,04

1,843

590,18

485,03

(a)

Iron & Steel

625

1271,93

960,95

363

277,21

245,75

(b)

Non-Ferrous Metals

1,169

325,88

238,52

77

44,68

36,77

(c)

Metal Products

4,332

768,85

540,57

1,403

268,30

202,50

12.

Engineering

3,184

720,05

526,12

4,257

738,73

618,83

(a)

Heavy Engineering

719

91,64

78,05

1,174

158,14

108,86

(b)

Light Engineering

1,264

139,42

106,36

1,051

89,76

64,43

(c)

Electrical Machinery & Goods

1,003

188,94

159,73

1,150

449,48

411,24

(d)

Electronic Machinery & Goods

198

300,05

181,97

882

41,35

34,30

13.

Vehicles, Vehicle Parts & Transport Equipments

642

132,23

99,13

1,325

242,79

196,33

14.

Other Industries

26,629

658,97

504,89

9,638

474,29

355,90

15.

Electricity, Gas & Water

45

9,11

6,66

77

588,91

428,83

(a)

Electricity Generation & Transmission

16

6,09

4,50

43

582,52

424,43

(b)

Non-Conventional Energy

6

1,08

59

2

30

24

(c)

Gas, Steam & Water Supply

23

1,93

1,57

32

6,09

4,15

16.

Construction

4,338

1311,96

419,43

2,990

494,05

386,32

III.

TRANSPORT OPERATORS

6,240

92,95

76,02

7,117

204,55

168,15

IV.

PROFESSIONAL AND OTHER SERVICES

29,828

1107,54

889,01

22,204

1727,67

1237,61

V.

PERSONAL LOANS

7,14,754

9742,92

7379,60

5,01,440

8224,02

6796,56

1.

Loans for Purchase of Consumer Durables

21,891

138,85

107,36

16,712

133,18

112,66

2.

Loans for Housing

1,04,471

5146,13

4628,26

1,03,385

4179,13

3782,60

3.

Rest of the Personal Loans

5,88,392

4457,95

2643,98

3,81,343

3911,71

2901,30

VI.

TRADE

1,54,313

3343,07

2504,24

94,480

3987,81

2976,26

1.

Wholesale Trade

9,434

636,21

523,29

13,904

973,27

682,46

2.

Retail Trade

1,44,879

2706,86

1980,95

80,576

3014,54

2293,79

VII.

FINANCE

1,741

106,86

59,68

2,052

282,19

183,04

VIII.

ALL OTHERS

82,049

1137,96

886,91

91,755

1624,82

1253,51

TOTAL BANK CREDIT

12,41,524

27046,85

19711,93

7,93,388

25226,73

19963,48

OF WHICH: 1.

Artisans and Village & Tiny Industries

14,044

123,61

103,03

4,368

112,96

96,86

2.

Other Small Scale Industries

23,782

1958,98

1462,78

21,510

1564,21

1180,89