CENTRAL REGION

STATE : UTTARAKHAND

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,67,779

1054,84

856,48

74,099

1035,97

829,34

1. Direct Finance

1,63,839

1017,15

828,96

72,556

875,42

722,05

2. Indirect Finance

3,940

37,68

27,52

1,543

160,54

107,29

II.

INDUSTRY

9,644

1593,64

1369,48

8,526

2274,74

1314,44

1. Mining & Quarrying

38

2,82

2,41

46

38,88

36,49

2. Food Manufacturing & Processing

1,279

78,66

49,36

1,814

644,05

347,92

  (a) Rice Mills, Flour & Dal Mills

411

26,50

15,37

1,246

291,05

83,76

  (b) Sugar

6

21,85

11,11

24

145,78

125,21

  (c) Edible Oils & Vanaspati

35

15,46

12,55

33

31,48

21,48

  (d) Tea Processing

3

57

53

4

32

6

  (e) Processing of Fruits & Vegetables

26

2,30

2,01

30

19,93

8,26

  (f) Others

798

11,98

7,79

477

155,49

109,16

3. Beverage & Tobacco

16

1,76

1,05

34

6,64

4,78

4. Textiles

1,640

40,42

30,56

667

40,15

32,73

  (a) Cotton Textiles

164

12,56

5,42

39

2,40

91

  (b) Jute & Other Natural Fibre Textiles

41

30

24

4

13

8

  (c) Handloom Textiles & Khadi

356

2,38

1,84

61

79

63

  (d) Other Textiles & Textile Products

1,079

25,19

23,05

563

36,84

31,11

5. Paper, Paper Products & Printing

145

15,24

13,03

371

260,84

194,27

6. Leather & Leather Products

77

69

54

30

1,46

1,34

7. Rubber & Plastic Products

51

17,53

12,99

180

56,23

45,98

8. Chemicals & Chemical Products

162

348,14

226,82

1,693

230,10

192,21

  (a) Heavy Industrial Chemicals

24

332,30

214,68

28

28,10

24,02

  (b) Fertilisers

1

5

5

-

-

-

  (c) Drugs & Pharmaceuticals

70

11,28

9,71

1,545

163,76

142,14

  (d) Non-Edible Oils

1

1,50

-

2

6,03

6,23

  (e) Other Chemicals & Chemical Products

66

3,01

2,38

118

32,22

19,82

9. Petroleum, Coal Products & Nuclear Fuels

4

13

12

11

11,57

5,57

10. Manufacture of Cement & Cement Products

56

1,47

1,11

53

4,90

4,14

11. Basic Metals & Metal Products

337

11,18

9,74

331

151,43

133,88

  (a) Iron & Steel

9

1,09

63

88

94,45

84,04

  (b) Non-Ferrous Metals

2

30

30

17

2,56

1,78

  (c) Metal Products

326

9,79

8,81

226

54,42

48,06

12. Engineering

575

121,59

70,50

797

181,32

96,73

  (a) Heavy Engineering

31

83,13

41,37

70

15,38

11,98

  (b) Light Engineering

276

5,60

4,33

334

68,00

46,11

  (c) Electrical Machinery & Goods

145

31,32

23,59

240

90,50

33,77

  (d) Electronic Machinery & Goods

123

1,54

1,21

153

7,44

4,87

13. Vehicles, Vehicle Parts & Transport Equipments

103

24,25

19,11

147

16,27

8,23

14. Other Industries

4,790

53,73

43,14

1,819

124,94

108,11

15. Electricity, Gas & Water

9

820,09

838,99

15

313,23

33,49

  (a) Electricity Generation & Transmission

6

819,01

838,94

5

309,00

29,73

  (b) Non-Conventional Energy

-

-

-

1

3

3

  (c) Gas, Steam & Water Supply

3

1,08

6

9

4,20

3,74

16. Construction

362

55,91

50,01

518

192,70

68,56

III.

TRANSPORT OPERATORS

4,581

108,92

76,89

1,616

46,49

33,51

IV.

PROFESSIONAL AND OTHER SERVICES

8,512

245,78

208,98

7,656

367,40

299,23

V.

PERSONAL LOANS

1,19,382

1062,10

825,39

79,029

1310,64

1037,71

1. Loans for Purchase of Consumer Durables

2,572

20,71

15,48

3,708

27,34

20,24

2. Loans for Housing

26,352

328,54

275,85

16,672

559,81

476,12

3. Rest of the Personal Loans

90,458

712,85

534,06

58,649

723,48

541,35

VI.

TRADE

37,571

393,46

299,90

23,972

662,68

523,57

1. Wholesale Trade

992

30,25

19,87

1,015

78,57

63,33

2. Retail Trade

36,579

363,21

280,04

22,957

584,11

460,24

VII.

FINANCE

280

3,99

3,10

90

40,62

2,56

VIII.

ALL OTHERS

11,211

79,70

64,72

8,659

126,57

102,68

TOTAL BANK CREDIT

3,58,960

4542,43

3704,94

2,03,647

5865,10

4143,03

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

CENTRAL REGION

STATE : UTTARAKHAND

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,996

68,05

56,98

-

-

-

1. Direct Finance

3,504

39,30

31,11

-

-

-

2. Indirect Finance

492

28,75

25,87

-

-

-

II.

INDUSTRY

4,451

1398,82

1009,63

-

-

-

1. Mining & Quarrying

16

4,38

3,63

-

-

-

2. Food Manufacturing & Processing

249

70,92

60,34

-

-

-

  (a) Rice Mills, Flour & Dal Mills

39

14,90

12,36

-

-

-

  (b) Sugar

5

44,46

38,04

-

-

-

  (c) Edible Oils & Vanaspati

6

1,12

99

-

-

-

  (d) Tea Processing

2

10

7

-

-

-

  (e) Processing of Fruits & Vegetables

10

2,12

1,80

-

-

-

  (f) Others

187

8,23

7,08

-

-

-

3. Beverage & Tobacco

12

4,73

4,52

-

-

-

4. Textiles

1,415

41,86

39,95

-

-

-

  (a) Cotton Textiles

862

19,32

14,70

-

-

-

  (b) Jute & Other Natural Fibre Textiles

394

6,58

14,65

-

-

-

  (c) Handloom Textiles & Khadi

26

71

49

-

-

-

  (d) Other Textiles & Textile Products

133

15,25

10,11

-

-

-

5. Paper, Paper Products & Printing

151

42,72

28,26

-

-

-

6. Leather & Leather Products

23

2,84

2,73

-

-

-

7. Rubber & Plastic Products

87

61,04

50,51

-

-

-

8. Chemicals & Chemical Products

175

147,39

124,59

-

-

-

  (a) Heavy Industrial Chemicals

31

11,59

10,57

-

-

-

  (b) Fertilisers

1

2,00

-

-

-

-

  (c) Drugs & Pharmaceuticals

62

49,34

42,27

-

-

-

  (d) Non-Edible Oils

6

2,80

1,53

-

-

-

  (e) Other Chemicals & Chemical Products

75

81,67

70,22

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

2

73

3

-

-

-

10. Manufacture of Cement & Cement Products

16

6,88

6,87

-

-

-

11. Basic Metals & Metal Products

127

63,02

55,14

-

-

-

  (a) Iron & Steel

31

45,45

39,20

-

-

-

  (b) Non-Ferrous Metals

7

9,01

8,79

-

-

-

  (c) Metal Products

89

8,56

7,15

-

-

-

12. Engineering

284

646,08

435,63

-

-

-

  (a) Heavy Engineering

17

12,41

6,93

-

-

-

  (b) Light Engineering

105

106,44

103,09

-

-

-

  (c) Electrical Machinery & Goods

129

514,12

313,76

-

-

-

  (d) Electronic Machinery & Goods

33

13,11

11,86

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

51

9,74

7,74

-

-

-

14. Other Industries

1,211

119,29

82,00

-

-

-

15. Electricity, Gas & Water

11

12,42

4,40

-

-

-

  (a) Electricity Generation & Transmission

6

10,36

2,66

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

5

2,06

1,75

-

-

-

16. Construction

621

164,79

103,29

-

-

-

III.

TRANSPORT OPERATORS

1,414

40,28

32,42

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6,703

451,91

381,66

-

-

-

V.

PERSONAL LOANS

87,014

1933,66

1554,31

-

-

-

1. Loans for Purchase of Consumer Durables

3,883

32,54

21,90

-

-

-

2. Loans for Housing

18,946

975,35

861,48

-

-

-

3. Rest of the Personal Loans

64,185

925,77

670,92

-

-

-

VI.

TRADE

13,744

652,59

503,69

-

-

-

1. Wholesale Trade

588

150,64

107,27

-

-

-

2. Retail Trade

13,156

501,95

396,42

-

-

-

VII.

FINANCE

64

17,92

12,46

-

-

-

VIII.

ALL OTHERS

8,792

215,16

185,64

-

-

-

TOTAL BANK CREDIT

1,26,178

4778,39

3736,79

-

-

-