3. Scheduled Commercial Banks - Business in India - ଆରବିଆଇ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
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as on |
Variation over |
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Item |
1999 |
Financial year so far |
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Jun. 25# |
Month |
1998-99 |
1999-2000 |
Year |
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1 |
2 |
3 |
4 |
5 |
6 |
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Liabilities to the Banking System |
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Demand and time deposits from banks |
31,560 |
-704 |
362 |
-700 |
7,515 |
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Borrowings from Banks(1) |
12,052 |
-1,666 |
1,922 |
429 |
2,970 |
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Other demand and time liabilities(2) |
1,084 |
-114 |
-773 |
394 |
412 |
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Liabilities to Others |
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Aggregate deposits |
7,29,417@ |
-661 |
18,534 |
12,146 |
1,05,473 |
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(-0.1) |
(3.1) |
(1.7) |
(16.9) |
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Demand |
1,06,819 |
-1,874 |
-3,931 |
-6,661 |
8,237 |
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Time |
6,22,598@ |
1,213 |
22,465 |
18,807 |
97,236 |
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Borrowings(3) |
4,564 |
-226 |
3,046 |
2,572 |
238 |
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Other demand and time liabilities |
60,234 |
8,667 |
2,042 |
7,818 |
18,438 |
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Borrowings from Reserve Bank |
7,114 |
-1,302 |
-35 |
4,220 |
6,754 |
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Cash in hand and Balances with Reserve Bank |
74,907 |
-1,191 |
4,634 |
7,377 |
8,967 |
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Cash in hand |
4,350 |
15 |
574 |
368 |
167 |
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Balances with Reserve Bank |
70,557 |
-1,206 |
4,060 |
7,009 |
8,800 |
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Assets with the Banking System |
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Balance with other Banks(4) |
12,071 |
-742 |
-498 |
-851 |
1,017 |
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Money at call and short notice |
17,564 |
-315 |
1,420 |
-570 |
7,283 |
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Advances to banks |
1,829 |
228 |
-1,116 |
190 |
781 |
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Other assets |
1,314 |
87 |
-593 |
11 |
240 |
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Investments(5) |
2,76,587 |
4,953 |
15,265 |
22,468 |
42,617 |
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(1.8) |
(7.0) |
(8.8) |
(18.2) |
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Government securities |
2,44,792 |
5,503 |
15,228 |
22,048 |
42,608 |
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Other approved securities |
31,795 |
-550 |
37 |
420 |
9 |
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Bank Credit |
3,66,435 |
-1,482 |
-4,403 |
432 |
46,759 |
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(-0.4) |
(-1.4) |
(0.1) |
(14.6) |
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Food Credit |
22,412 |
-301 |
4,654 |
5,596 |
5,273 |
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Non-food credit |
3,44,023 |
-1,181 |
-9,056 |
-5,164 |
41,486 |
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Loans, cash-credit and overdrafts |
3,36,983 |
-405 |
-3,381 |
2,116 |
45,629 |
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Inland bills- purchased |
4,100 |
-426 |
-355 |
-612 |
-205 |
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discounted(6) |
10,374 |
-193 |
-420 |
-402 |
1,026 |
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Foreign bills-purchased |
7,660 |
-165 |
385 |
-708 |
-655 |
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discounted |
7,318 |
-293 |
-632 |
38 |
965 |
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Cash-Deposit Ratio |
10.27 |
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Investment-Deposit Ratio |
37.92 |
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Credit-Deposit Ratio |
50.24 |
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Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.7 per cent and 14.0 per cent, respectively. |
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Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'. |
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Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. |
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In current account and in other account. |
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Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. |
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Excludes bills rediscounted with the Reserve Bank of India. |
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Figures in brackets denote percentage variation in the relevant period. |
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Note: Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for reporting purposes. |