(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Jun. 25#

Month

1998-99

1999-2000

Year

1

2

3

4

5

6

Liabilities to the Banking System

Demand and time deposits from banks

31,560

-704

362

-700

7,515

Borrowings from Banks⁽¹⁾

12,052

-1,666

1,922

429

2,970

Other demand and time liabilities⁽²⁾

1,084

-114

-773

394

412

Liabilities to Others

Aggregate deposits

7,29,417@

-661

18,534

12,146

1,05,473

(-0.1)

(3.1)

(1.7)

(16.9)

Demand

1,06,819

-1,874

-3,931

-6,661

8,237

Time

6,22,598@

1,213

22,465

18,807

97,236

Borrowings⁽³⁾

4,564

-226

3,046

2,572

238

Other demand and time liabilities

60,234

8,667

2,042

7,818

18,438

Borrowings from Reserve Bank

7,114

-1,302

-35

4,220

6,754

Cash in hand and Balances with Reserve Bank

74,907

-1,191

4,634

7,377

8,967

Cash in hand

4,350

15

574

368

167

Balances with Reserve Bank

70,557

-1,206

4,060

7,009

8,800

Assets with the Banking System

Balance with other Banks⁽⁴⁾

12,071

-742

-498

-851

1,017

Money at call and short notice

17,564

-315

1,420

-570

7,283

Advances to banks

1,829

228

-1,116

190

781

Other assets

1,314

87

-593

11

240

Investments⁽⁵⁾

2,76,587

4,953

15,265

22,468

42,617

(1.8)

(7.0)

(8.8)

(18.2)

Government securities

2,44,792

5,503

15,228

22,048

42,608

Other approved securities

31,795

-550

37

420

9

Bank Credit

3,66,435

-1,482

-4,403

432

46,759

(-0.4)

(-1.4)

(0.1)

(14.6)

Food Credit

22,412

-301

4,654

5,596

5,273

Non-food credit

3,44,023

-1,181

-9,056

-5,164

41,486

Loans, cash-credit and overdrafts

3,36,983

-405

-3,381

2,116

45,629

Inland bills- purchased

4,100

-426

-355

-612

-205

discounted⁽⁶⁾

10,374

-193

-420

-402

1,026

Foreign bills-purchased

7,660

-165

385

-708

-655

discounted

7,318

-293

-632

38

965

Cash-Deposit Ratio

10.27

Investment-Deposit Ratio

37.92

Credit-Deposit Ratio

50.24

@ :

Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.7 per cent and 14.0 per cent, respectively.

(1)

Excluding borrowings of Regional Rural Banks from their sponsor banks.

(2)

Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.

(3)

Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.

(4)

In current account and in other account.

(5)

Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.

(6)

Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Note: Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for reporting purposes.