(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Year-on-year

Dec. 31#

Fortnight

1998-99

1999-2000

1998

1999

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

35,792

914

5,050

3,382

7,998

7,059

Borrowings from Banks⁽¹⁾

11,742

-22

4,402

-329

3,338

181

Other demand and time liabilities⁽²⁾

1,018

239

-899

296

104

471

Liabilities to Others

Aggregate deposits

7,88,099 @

10,248

79,899

74,073

1,21,095

1,09,715

(1.3)

(13.4)

(10.4)

(21.7)

(16.2)

[10.4]

[10.6]

[18.5]

[16.6]

Demand

1,14,330

2,433

-459

-3,093

11,576

12,276

Time

6,73,768 @

7,814

80,358*

77,166*

1,09,520 *

97,439*

Borrowings⁽³⁾

3,059

529

1,255

1,919

990

525

Other demand and time liabilities

72,694

818

6,962*

12,621*

8,652*

19,052 *

Borrowings from Reserve Bank

2,553

557

4,562

-341

4,211

-2,403

Cash in hand and Balances with Reserve Bank

64,594

1,794

14,170

-3,316

15,761

-10,882

Cash in hand

5,153

594

445

791

427

1,100

Balances with Reserve Bank

59,441

1,200

13,725

-4,107

15,335

-11,982

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,051

336

205

1,963

1,841

3,294

Money at call and short notice

17,591

-722

8,096

-581

9,827

634

Advances to banks

3,188

841

-476

1,084

-94

1,501

Other assets

5,013

-73

-74

3,592

215

3,421

Investments⁽⁵⁾

3,01,215

1,118

31,108

46,620

34,450

51,402

(0.4)

(14.2)

(18.3)

(16.0)

(20.6)

Government securities

2,69,949

1,230

31,587

46,731

34,582

51,405

Other approved securities

31,266

-112

-479

-111

-132

-3

Bank Credit

4,10,464

10,404

22,964

41,626

46,517

63,421

(2.6)

(7.1)

(11.3)

(15.5)

(18.3)

Food Credit

25,598

1,171

3,616

8,782

4,245

9,497

Non-food credit

3,84,865

9,233

19,348

32,844

42,272

53,924

Loans, cash-credit and overdrafts

3,78,424

9,319

23,255

40,950

45,268

60,435

Inland bills- purchased

4,549

263

-325

-344

-314

215

discounted⁽⁶⁾

11,684

399

436

943

1,264

1,480

Foreign bills-purchased

7,858

89

-73

-393

70

2

discounted

7,947

333

-328

471

230

1,290

Cash-Deposit Ratio

8.20

Investment-Deposit Ratio

38.22

Credit-Deposit Ratio

52.08

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.