(Rs. crore)

Outstanding

Variation over

as on

2000

Financial year so far

Year-on-year

Item

Dec. 15#

Fortnight

1999-2000

2000-2001

1999

2000

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

45,363

805

2,478

8,652

6,272

10,474

Borrowings from Banks⁽¹⁾

18,906

1,958

–355

2,639

275

7,188

Other demand and time liabilities⁽²⁾

1,058

–157

244

197

455

91

Liabilities to Others

Aggregate deposits@

9,21,440

2,991

63,830

1,08,095

1,05,943

1,43,584

(0.3)

(8.9)

(13.3)

(15.8)

(18.5)

[9.2]

[10.4]

[16.2]

[15.5]

Demand

1,30,988

1,989

–6,124

3,622

12,951

19,689

Time@

7,90,452

1,001

69,954*

1,04,473*

92,992*

1,23,895*

Borrowings⁽³⁾

2,280

–64

1,406

–454

1,382

–266

Other demand and time liabilities

83,715

1,017

12,200*

5,273*

18,732*

11,442*

Borrowings from Reserve Bank

5,950

3,588

–898

–541

–1,154

3,953

Cash in hand and Balances with Reserve Bank

77,472

3,762

–5,034

14,723

–5,222

14,597

Cash in hand

5,489

–236

273

159

862

854

Balances with Reserve Bank

71,983

3,998

–5,307

14,564

–6,084

13,742

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,041

674

1,182

–266

3,036

1,771

Money at call and short notice

31,118

1,859

853

9,438

638

12,093

Advances to Banks

2,219

–127

359

–1,323

682

–244

Other assets

2,297

115

1,244

377

1,090

–369

Investments⁽⁵⁾

3,55,510

4,640

46,104

46,566

49,066

54,812

(1.3)

(18.1)

(15.1)

(19.5)

(18.2)

Government securities

3,24,569

4,845

46,617

46,113

49,873

54,735

Other approved securities

30,941

–205

–513

453

–807

77

Bank Credit

4,85,006

4,257

32,472

49,047

63,141

83,697

(0.9)

(8.8)

(11.3)

(18.7)

(20.9)

Food Credit

36,946

29

7,612

11,255

8,441

12,519

Non-food credit

4,48,059

4,228

24,860

37,792

54,700

71,178

Loans, cash-credit and overdrafts

4,45,403

4,851

32,879

44,496

59,501

75,050

Inland bills- purchased

4,867

–118

–539

78

321

512

discounted⁽⁶⁾

17,344

–115

557

4,586

1,958

6,045

Foreign bills-purchased

8,990

–222

–659

104

197

1,398

discounted

8,401

–138

233

–218

1,165

692

Cash-Deposit Ratio

8.41

Investment-Deposit Ratio

38.58

Credit-Deposit Ratio

52.64

@

: Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

*

: Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.