(Rs. crore)

Outstanding

Variation over

as on

Item

2002

Fortnight

Financial year so far

Year-on-year

May 31#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,035

–306

–3,008

5,817

9,352

–10,707

Borrowings from Banks⁽¹⁾

20,366

–27

958

655

11,207

–4,639

Other demand and time liabilities

3,364

1,086

–735

1,268

338

1,808

Liabilities to Others

Aggregate deposits@

11,96,593

11,959

41,981

96,139

1,63,062

1,91,994

(1.0)

(4.4)

(8.7)

(19.4)

(19.1)

[4.6]

[9.1]

[16.7]

[20.0]

Demand

1,56,161

3,214

–1,171

4,480

14,659

14,780

Time@

10,40,432

8,745

43,152

91,660

1,48,403

1,77,214

Borrowings⁽³⁾

2,638

64

–310

–441

–1,017

383

Other demand and time liabilities

1,09,513

1,875

2,439

–1,186

17,089

15,867

Borrowings from Reserve Bank

826

–2,017

–2,231

–2,791

–5,495

–840

Cash in hand and Balances with Reserve Bank

70,576

–8,038

–377

2,111

3,613

5,752

Cash in hand

6,939

443

744

876

1,188

538

Balances with Reserve Bank

63,637

–8,481

–1,121

1,235

2,425

5,214

Assets with the Banking System

Balance with other Banks⁽⁴⁾

19,132

–238

–1,570

1,417

1,739

846

Money at call and short notice

26,513

–504

2,740

–903

18,306

–11,855

Advances to Banks

5,367

–636

70

126

2,405

365

Other assets

2,356

–180

82

–418

–4

336

Investments⁽⁵⁾

4,71,500

13,204

27,739

32,347

66,468

73,602

(2.9)

(7.5)

(7.4)

(20.1)

(18.5)

Government securities

4,43,353

13,188

27,421

33,127

66,210

75,897

Other approved securities

28,147

15

318

–781

258

–2,295

Bank Credit

6,44,036

1,841

4,245

58,205

71,333

1,28,357

(0.3)

(0.8)

(9.9)

(16.1)

(24.9)

Food Credit

60,669

1,876

8,740

6,691

17,094

11,938

Non-food credit

5,83,367

–35

–4,494

51,513

54,238

1,16,419

Loans, cash-credit and overdrafts

6,01,034

2,213

4,624

57,233

67,930

1,26,195

Inland bills- purchased

4,949

–225

55

–384

147

–14

discounted⁽⁶⁾

19,392

201

31

1,195

3,583

787

Foreign bills-purchased

8,748

–232

–434

–216

69

–169

discounted

9,913

–115

–31

377

–395

1,559

Cash-Deposit Ratio

5.90

Investment-Deposit Ratio

39.40

Credit-Deposit Ratio

53.82

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period. Since May 3, 2002 this Table includes the impact of the merger of the ICICI with the ICICI Bank.