(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Fortnight

Financial year so far

Year-on-year

Jun. 14#

2001-
2002

2002-
2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,592

557

–3,230

6,374

9,473

–9,928

Borrowings from Banks⁽¹⁾

17,943

–2,423

–812

–1,768

7,669

–5,293

Other demand and time liabilities⁽²⁾

2,405

–959

–544

309

586

659

Liabilities to Others

Aggregate deposits@

11,97,290

697

41,883

96,837

1,64,031

1,92,789

(0.1)

(4.4)

(8.8)

(19.5)

(19.2)

[4.6]

[9.2]

[16.8]

[20.1]

Demand

1,54,678

–1,482

–3,527

2,997

15,012

15,653

Time@

10,42,612

2,180

45,410

93,839

1,49,019

1,77,136

Borrowings⁽³⁾

2,454

–184

–352

–626

–634

239

Other demand and time liabilities

1,09,522

9

3,138

–1,178

16,946

15,176

Borrowings from Reserve Bank

257

–569

869

–3,360

–6,384

–4,508

Cash in hand and Balances with Reserve Bank

73,076

2,500

13,498

4,611

12,614

–5,623

Cash in hand

6,844

–95

688

781

712

499

Balances with Reserve Bank

66,232

2,595

12,810

3,830

11,902

–6,121

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,238

–893

–1,963

524

1,969

345

Money at call and short notice

24,935

–1,578

–2,530

–2,481

13,701

–8,163

Advances to Banks

5,539

172

270

298

3,021

336

Other assets

2,321

–35

244

–453

14

139

Investments⁽⁵⁾

4,68,608

–2,892

22,056

29,454

63,989

76,393

(–0.6)

(6.0)

(6.7)

(19.5)

(19.5)

Government securities

4,41,084

–2,269

21,907

30,859

63,798

79,142

Other approved securities

27,524

–624

148

–1,405

192

–2,749

Bank Credit

6,43,884

–152

4,977

58,052

69,489

1,27,473

(— )

(1.0)

(9.9)

(15.5)

(24.7)

Food Credit

60,446

–224

8,807

6,468

16,717

11,648

Non-food credit

5,83,438

71

–3,829

51,585

52,772

1,15,825

Loans, cash-credit and overdrafts

6,01,351

317

6,027

57,549

66,635

1,25,108

Inland bills- purchased

4,980

30

99

–354

240

–28

discounted⁽⁶⁾

18,780

–612

–465

582

3,318

671

Foreign bills-purchased

8,486

–261

–362

–477

63

–502

discounted

10,288

374

–321

751

–767

2,223

Cash-Deposit Ratio

6.10

Investment-Deposit Ratio

39.14

Credit-Deposit Ratio

53.78

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period. Since May 3, 2002 this Table includes the impact of the merger of the ICICI with the ICICI Bank.