(Rs. crore)

Variation over

Outstanding

Financial year so far

Year-on-year

Item

as on

Fortnight

2001-2002

2002-2003

2001

2002

2002

Aug. 9#

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,187

869

–15,189

6,758

–3,964

2,625

Borrowings from Banks⁽¹⁾

19,328

639

–6,937

–921

4,714

2,218

Other demand and time liabilities⁽²⁾

2,064

–180

–775

–160

–943

548

Liabilities to Others

Aggregate deposits@

12,10,619

3,623

62,325

1,07,258

1,65,741

1,85,676

(0.3)

(6.5)

(9.7)

(19.3)

(18.1)

[6.8]

[10.1]

[16.7]

[18.9]

Demand

1,49,938

–2,251

–4,199

–3,110

17,346

11,585

Time@

10,60,680

5,874

66,524

1,10,368

1,48,395

1,74,090

Borrowings⁽³⁾

9,482

–290

–609

6,454

–591

7,525

Other demand and time liabilities

1,10,835

586

3,673

–1,048

18,301

15,955

Borrowings from Reserve Bank

30

9

–2,000

–3,586

–4,770

–1,866

Cash in hand and Balances with Reserve Bank

76,869

–1,984

5,795

8,222

3,167

5,873

Cash in hand

6,483

–507

179

238

904

646

Balances with Reserve Bank

70,386

–1,477

5,616

7,984

2,264

5,227

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,772

–236

–3,140

–221

1,324

1,056

Money at call and short notice

27,913

–140

–6,873

1,288

11,339

–842

Advances to Banks

5,778

–88

–2,966

205

–995

3,811

Other assets

2,376

–18

–102

–298

–297

541

Investments⁽⁵⁾

4,91,115

5,172

35,164

52,846

72,512

85,792

(1.1)

(9.5)

(12.1)

(21.8)

(21.2)

Government securities

4,63,680

5,172

36,178

52,504

73,881

87,468

Other approved securities

27,435

—

–1,014

342

–1,369

–1,676

Bank Credit

6,53,454

983

16,683

63,732

70,333

1,25,337

(0.2)

(3.3)

(10.8)

(15.4)

(23.7)

Food Credit

58,853

–224

11,193

4,875

19,487

7,669

Non-food credit

5,94,601

1,207

5,490

58,856

50,846

1,17,668

Loans, cash-credit and overdrafts

6,11,259

801

18,651

63,653

68,463

1,22,393

Inland bills- purchased

4,769

62

–181

–262

234

42

discounted⁽⁶⁾

18,622

229

–654

339

2,511

702

Foreign bills-purchased

9,261

–5

–599

172

–59

510

discounted

9,543

–104

–534

–171

–816

1,691

Cash-Deposit Ratio

6.35

Investment-Deposit Ratio

40.57

Credit-Deposit Ratio

53.98

@: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking, system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.